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Directory · Company · Updated 2026-10-18

Rock Ridge Insurance Company · NAIC 11089

Where Rock Ridge Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Rock Ridge Insurance Company (NAIC 11089) is a property and casualty insurer domiciled in Texas, part of Clear Blue Financial Group. State regulators list it as licensed (admitted) in California, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Utah, Wisconsin, Wyoming. It ranked #40 of 183 in Illinois homeowners in 2025 (0.4% share). It ranked #77 of 161 in Wisconsin homeowners in 2024 (0.1% share). It ranked #80 of 329 in Texas commercial auto in 2025 (0.3% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Colorado, Montana, New York, South Dakota, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Homeowners, Inland marine, General liability—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation08-27-2019Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Homeowners, Inland marine, General liability—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Inland marine, General liability—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Homeowners, Inland marine, General liability—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Homeowners, General liability—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation2001/08/02Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Homeowners, General liability—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in Illinois#40 of 183$26.8M0.39%2025
Commercial auto in Illinois#337 of 448$266,4110.01%2025
Inland marine in Illinois#399 of 452$8,8280.00%2025
General liability in Illinois#599 of 695$38,3660.00%2025
Commercial auto in North Carolina#196 of 408$775,3370.04%2025
Inland marine in North Carolina#326 of 420$22,0180.00%2025
General liability in North Carolina#562 of 621$22,2550.00%2025
Commercial auto in Texas#80 of 329$20.9M0.27%2025
Inland marine in Texas#223 of 356$172,8510.01%2025
General liability in Texas#417 of 463$40,0760.00%2025
Homeowners in Wisconsin#77 of 161$3.4M0.14%2024
Commercial auto in Wisconsin#279 of 312$21,1470.00%2024
Standing

Where it's a top-10 writer

Clear Blue Financial Group (NAIC group 04850), the group Rock Ridge Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Farm and crop in Utah
Multiple Peril Crop
#5$2.1M3.93%2025
Farm and crop in Nevada
Multiple Peril Crop
#6$3.7M3.15%2025
Farm and crop in Montana
Multiple Peril Crop
#7$1.3M0.38%2025
Farm and crop in Oregon
Multiple Peril Crop
#7$1.7M0.99%2025
Commercial auto in Texas
Commercial Auto Liability
#7$222.3M3.04%2025
Farm and crop in Wyoming
Multiple Peril Crop
#7$3.4M4.67%2025
Farm and crop in Arizona
Multiple Peril Crop
#8$2.0M1.21%2025
Farm and crop in California
Multiple Peril Crop
#8$3.7M0.42%2025
Farm and crop in South Dakota
Multiple Peril Crop
#8$25.2M2.15%2025
Farm and crop in South Dakota
Private Crop
#8$1.0M1.42%2025
Commercial auto in Florida
Commercial Auto Liability
#9$168.3M2.62%2025
Farm and crop in Idaho
Multiple Peril Crop
#9$2.9M1.45%2025
Farm and crop in New Mexico
Multiple Peril Crop
#9$5.7M4.57%2025
Farm and crop in Texas
Multiple Peril Crop
#9$13.7M0.69%2025
Commercial auto in Texas
Total Commercial Auto
#9$247.2M2.79%2025
Commercial auto in Wisconsin
Commercial Auto Physical Damage
#9$15.0M3.37%2025
Farm and crop in Colorado
Multiple Peril Crop
#10$3.4M1.07%2025
Commercial auto in Florida
Total Commercial Auto
#10$184.6M2.55%2025
Farm and crop in Illinois
Multiple Peril Crop
#10$613,0000.06%2025
Farm and crop in Kansas
Multiple Peril Crop
#10$7.9M0.66%2025
Commercial auto in Kentucky
Commercial Auto Physical Damage
#10$6.2M2.81%2025
Farm and crop in Missouri
Multiple Peril Crop
#10$593,0000.11%2025
Farm and crop in North Dakota
Multiple Peril Crop
#10$5.4M0.40%2025
Farm and crop in Oklahoma
Multiple Peril Crop
#10$1.6M0.45%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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