
Who writes homeowners in Illinois
Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).
183 companies wrote homeowners in Illinois in 2025, $6.94B in direct premium. State Farm Fire and Casualty Company led with 33.6%; the top five hold 55%. 287 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Illinois
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $2.34B | 33.65% |
| 2 | Country Preferred Insurance Company | 21008 | IL | Admitted (licensed) | $543.9M | 7.83% |
| 3 | Allstate Vehicle and Property Insurance Company | 37907 | IL | Admitted (licensed) | $492.6M | 7.09% |
| 4 | TravCo Insurance Company | 28188 | CT | Admitted (licensed) | $253.5M | 3.65% |
| 5 | Erie Insurance Company | 26263 | PA | Admitted (licensed) | $176.6M | 2.54% |
| 6 | Homesite Insurance Company of Florida | 11156 | IL | Admitted (licensed) | $173.2M | 2.49% |
| 7 | Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | $173.1M | 2.49% |
| 8 | Allstate North American Insurance Company | 11110 | IL | Admitted (licensed) | $171.2M | 2.47% |
| 9 | American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | $127.7M | 1.84% |
| 10 | American Family Insurance Company | 10386 | WI | Admitted (licensed) | $125.3M | 1.80% |
| 11 | Insurance Company of Illinois | 26700 | IL | Admitted (licensed) | $117.0M | 1.68% |
| 12 | Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | $111.5M | 1.61% |
| 13 | Auto Club Insurance Association | 21202 | MI | Admitted (licensed) | $107.7M | 1.55% |
| 14 | Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | $96.7M | 1.39% |
| 15 | Allstate Insurance Company | 19232 | IL | Admitted (licensed) | $92.9M | 1.34% |
| 16 | Farmers New Century Insurance Company | 10806 | IL | Admitted (licensed) | $77.8M | 1.12% |
| 17 | Encompass Insurance Company | 10358 | IL | Admitted (licensed) | $77.2M | 1.11% |
| 18 | United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | $75.1M | 1.08% |
| 19 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $74.4M | 1.07% |
| 20 | USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | $71.5M | 1.03% |
| 21 | Citizens Ins Co Of IL | 10714 | IL | Admitted (licensed) | $64.6M | 0.93% |
| 22 | Liberty Mutual Personal Insurance Company | 12484 | NH | Admitted (licensed) | $61.0M | 0.88% |
| 23 | Peerless Indemnity Insurance Company | 18333 | IL | Admitted (licensed) | $52.5M | 0.76% |
| 24 | USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | $51.6M | 0.74% |
| 25 | American Strategic Insurance Corporation | 10872 | IN | Admitted (licensed) | $50.3M | 0.72% |
| 26 | Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | $48.7M | 0.70% |
| 27 | Farmers Direct Property and Casualty Insurance Company | 25321 | RI | Admitted (licensed) | $43.7M | 0.63% |
| 28 | Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | $43.4M | 0.62% |
| 29 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $40.4M | 0.58% |
| 30 | Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | $36.8M | 0.53% |
| 31 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $33.5M | 0.48% |
| 32 | Farmers Automobile Insurance Association, The | 24201 | IL | Admitted (licensed) | $32.7M | 0.47% |
| 33 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $32.2M | 0.46% |
| 34 | Safeco Insurance Company of Illinois | 39012 | IL | Admitted (licensed) | $30.7M | 0.44% |
| 35 | Allstate Property and Casualty Insurance Company | 17230 | IL | Admitted (licensed) | $30.5M | 0.44% |
| 36 | Executive Risk Indemnity, Inc. | 35181 | DE | Admitted (licensed) | $29.7M | 0.43% |
| 37 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $28.5M | 0.41% |
| 38 | Illinois Farmers Insurance Company | 21679 | IL | Admitted (licensed) | $28.4M | 0.41% |
| 39 | Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | $27.0M | 0.39% |
| 40 | Rock Ridge Insurance Company | 11089 | TX | Admitted (licensed) | $26.8M | 0.39% |
| 41 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $26.4M | 0.38% |
| 42 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $26.3M | 0.38% |
| 43 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $23.7M | 0.34% |
| 44 | Lemonade Insurance Company | 16023 | NY | Admitted (licensed) | $23.1M | 0.33% |
| 45 | ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | $22.9M | 0.33% |
| 46 | Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | $21.3M | 0.31% |
| 47 | Shelter Mutual Insurance Company | 23388 | MO | Admitted (licensed) | $20.2M | 0.29% |
| 48 | Hartford Insurance Company of the Southeast | 38261 | CT | Admitted (licensed) | $18.7M | 0.27% |
| 49 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $18.4M | 0.27% |
| 50 | Mercury Insurance Company of Illinois | 34444 | IL | Admitted (licensed) | $17.9M | 0.26% |
| 51 | Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | $17.4M | 0.25% |
| 52 | UNIVERSAL PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 10861 | FL | Admitted (licensed) | $16.7M | 0.24% |
| 53 | American Modern Property and Casualty Insurance Company | 42722 | OH | Admitted (licensed) | $16.6M | 0.24% |
| 54 | Homesite Insurance Company of Illinois | 11016 | IL | Admitted (licensed) | $15.1M | 0.22% |
| 55 | Selective Insurance Company of South Carolina | 19259 | IN | Admitted (licensed) | $14.1M | 0.20% |
| 56 | Erie Insurance Exchange | 26271 | PA | Admitted (licensed) | $13.7M | 0.20% |
| 57 | Farmers Casualty Insurance Company | 40169 | RI | Admitted (licensed) | $13.7M | 0.20% |
| 58 | Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | $13.6M | 0.20% |
| 59 | MIC General Insurance Corporation | 38660 | IL | Admitted (licensed) | $13.4M | 0.19% |
| 60 | Cambridge Insurance Company | 19771 | MA | Admitted (licensed) | $13.0M | 0.19% |
| 61 | Madison Mutual Insurance Company | 14443 | IL | Admitted (licensed) | $12.9M | 0.19% |
| 62 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $12.1M | 0.17% |
| 63 | Rockford Mutual Insurance Company | 27065 | IL | Admitted (licensed) | $11.1M | 0.16% |
| 64 | Frontier Mt Carroll Mut Ins Co | 26735 | IL | Admitted (licensed) | $10.6M | 0.15% |
| 65 | Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | $9.5M | 0.14% |
| 66 | Praetorian Insurance Company | 37257 | PA | Admitted (licensed) | $9.3M | 0.13% |
| 67 | AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | $8.9M | 0.13% |
| 68 | L M Insurance Corporation | 33600 | IL | Admitted (licensed) | $8.4M | 0.12% |
| 69 | Teachers Insurance Company | 22683 | IL | Admitted (licensed) | $8.4M | 0.12% |
| 70 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $8.4M | 0.12% |
| 71 | Farmers Group Property and Casualty Insurance Company | 34339 | RI | Admitted (licensed) | $8.3M | 0.12% |
| 72 | Economy Premier Assurance Company | 40649 | IL | Admitted (licensed) | $8.2M | 0.12% |
| 73 | Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | $8.2M | 0.12% |
| 74 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $7.3M | 0.11% |
| 75 | Grange Indemnity Insurance Company | 10322 | OH | Admitted (licensed) | $7.2M | 0.10% |
| 76 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $7.1M | 0.10% |
| 77 | Encompass Home and Auto Insurance Company | 11252 | IL | Admitted (licensed) | $6.6M | 0.09% |
| 78 | Progressive Northern Insurance Company | 38628 | WI | Admitted (licensed) | $6.4M | 0.09% |
| 79 | Wadena Insurance Company | 12528 | IA | Admitted (licensed) | $6.4M | 0.09% |
| 80 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $6.3M | 0.09% |
| 81 | Esurance Insurance Company | 25712 | IL | Admitted (licensed) | $5.8M | 0.08% |
| 82 | Evanston Insurance Company | 35378 | IL | Admitted (licensed) | $5.6M | 0.08% |
| 83 | Travelers Property Casualty Insurance Company | 36161 | CT | Admitted (licensed) | $5.5M | 0.08% |
| 84 | Pekin Insurance Company | 24228 | IL | Admitted (licensed) | $5.5M | 0.08% |
| 85 | Auto Club Family Insurance Company | 27235 | MO | Admitted (licensed) | $5.5M | 0.08% |
| 86 | MICO Insurance Company | 40932 | OH | Admitted (licensed) | $5.3M | 0.08% |
| 87 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $5.0M | 0.07% |
| 88 | Chubb Custom Insurance Company | 38989 | NJ | Admitted (licensed) | $5.0M | 0.07% |
| 89 | Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | $4.8M | 0.07% |
| 90 | Hastings Insurance Company | 14176 | MI | Admitted (licensed) | $4.8M | 0.07% |
| 91 | Badger Mutual Insurance Company | 13420 | WI | Admitted (licensed) | $4.5M | 0.06% |
| 92 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $4.2M | 0.06% |
| 93 | Goodville Mutual Casualty Company | 14044 | PA | Admitted (licensed) | $4.1M | 0.06% |
| 94 | Founders Insurance Company | 14249 | IL | Admitted (licensed) | $3.4M | 0.05% |
| 95 | ECONOMY FIRE \u0026 CASUALTY COMPANY | 22926 | IL | Admitted (licensed) | $3.2M | 0.05% |
| 96 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $3.1M | 0.04% |
| 97 | Hartford Insurance Company of Illinois | 38288 | IL | Admitted (licensed) | $3.0M | 0.04% |
| 98 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $2.9M | 0.04% |
| 99 | Stillwater Property and Casualty Insurance Company | 16578 | NY | Admitted (licensed) | $2.7M | 0.04% |
| 100 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $2.7M | 0.04% |
| 101 | Homeowners of America Insurance Company | 12536 | TX | Admitted (licensed) | $2.7M | 0.04% |
| 102 | Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact | 16825 | OH | Admitted (licensed) | $2.7M | 0.04% |
| 103 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $2.6M | 0.04% |
| 104 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $2.6M | 0.04% |
| 105 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $2.4M | 0.03% |
| 106 | Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | $2.1M | 0.03% |
| 107 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $2.1M | 0.03% |
| 108 | Foremost Property and Casualty Insurance Company | 11800 | MI | Admitted (licensed) | $1.8M | 0.03% |
| 109 | Trustgard Insurance Company | 40118 | OH | Admitted (licensed) | $1.7M | 0.02% |
| 110 | Standard Property and Casualty Insurance Company | 15199 | IL | Admitted (licensed) | $1.6M | 0.02% |
| 111 | Triassic Insurance Company | 29734 | MI | Admitted (licensed) | $1.6M | 0.02% |
| 112 | Lexington Insurance Company | 19437 | DE | Admitted (licensed) | $1.5M | 0.02% |
| 113 | American Modern Home Insurance Company | 23469 | OH | Admitted (licensed) | $1.5M | 0.02% |
| 114 | Scottsdale Insurance Company | 41297 | OH | Admitted (licensed) | $1.4M | 0.02% |
| 115 | Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F | 16186 | FL | Admitted (licensed) | $1.4M | 0.02% |
| 116 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $1.3M | 0.02% |
| 117 | Merrimack Insurance Company | 19798 | MA | Admitted (licensed) | $1.3M | 0.02% |
| 118 | Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | $1.2M | 0.02% |
| 119 | Armed Forces Insurance Exchange | 41459 | KS | Admitted (licensed) | $1.2M | 0.02% |
| 120 | Grain Dealers Mutual Insurance Company | 22098 | IN | Admitted (licensed) | $1.1M | 0.02% |
| 121 | Beazley Excess and Surplus Insurance, Inc. (C) | 17520 | CT | Admitted (licensed) | $1.0M | 0.01% |
| 122 | |Hadron Specialty Insurance Company | 17534 | AR | Admitted (licensed) | $953,595 | 0.01% |
| 123 | Metromile Insurance Company | 16187 | NY | Admitted (licensed) | $947,887 | 0.01% |
| 124 | Century-National Insurance Company | 26905 | IL | Admitted (licensed) | $940,752 | 0.01% |
| 125 | Sentinel Insurance Company, Limited | 11000 | CT | Admitted (licensed) | $915,752 | 0.01% |
| 126 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $894,108 | 0.01% |
| 127 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $869,279 | 0.01% |
| 128 | Midwest Family Mutual Insurance Company | 23574 | IA | Admitted (licensed) | $841,949 | 0.01% |
| 129 | Voyager Indemnity Insurance Company | 40428 | GA | Admitted (licensed) | $751,791 | 0.01% |
| 130 | Old Guard Insurance Company | 17558 | OH | Admitted (licensed) | $725,448 | 0.01% |
| 131 | VAULT E\u0026S INSURANCE COMPANY\ | 16237 | AR | Admitted (licensed) | $715,142 | 0.01% |
| 132 | Tower Hill Prime Insurance Company | 11027 | FL | Admitted (licensed) | $598,891 | 0.01% |
| 133 | Owners Insurance Company | 32700 | OH | Admitted (licensed) | $484,085 | 0.01% |
| 134 | Automobile Insurance Company of Hartford, Connecticut (The) | 19062 | CT | Admitted (licensed) | $483,833 | 0.01% |
| 135 | Horace Mann Insurance Company | 22578 | IL | Admitted (licensed) | $415,786 | 0.01% |
| 136 | HORACE MANN PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 22756 | IL | Admitted (licensed) | $384,450 | 0.01% |
| 137 | Integon Casualty Insurance Company | 27930 | IL | Admitted (licensed) | $374,780 | 0.01% |
| 138 | MS Transverse Specialty Insurance Company | 41807 | TX | Admitted (licensed) | $372,541 | 0.01% |
| 139 | Spinnaker Specialty Insurance Company | 17045 | TX | Admitted (licensed) | $322,289 | 0.00% |
| 140 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $219,519 | 0.00% |
| 141 | Grange Insurance Company | 14060 | OH | Admitted (licensed) | $219,286 | 0.00% |
| 142 | Esurance Property and Casualty Insurance Company | 30210 | IL | Admitted (licensed) | $198,926 | 0.00% |
| 143 | Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | $168,273 | 0.00% |
| 144 | North Light Specialty Insurance Company | 13167 | IL | Admitted (licensed) | $161,778 | 0.00% |
| 145 | American Security Insurance Company | 42978 | DE | Admitted (licensed) | $140,638 | 0.00% |
| 146 | United States Liability Insurance Company | 25895 | NE | Admitted (licensed) | $135,840 | 0.00% |
| 147 | Toggle Insurance Company | 44245 | DE | Admitted (licensed) | $129,981 | 0.00% |
| 148 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $114,157 | 0.00% |
| 149 | Atain Specialty Insurance Company | 17159 | MI | Admitted (licensed) | $95,992 | 0.00% |
| 150 | Republic - Vanguard Insurance Company | 40479 | AZ | Admitted (licensed) | $91,053 | 0.00% |
| 151 | Berkeley Prestige Insurance Company | 17412 | IA | Admitted (licensed) | $81,134 | 0.00% |
| 152 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $72,529 | 0.00% |
| 153 | Travelers Casualty and Surety Company | 19038 | CT | Admitted (licensed) | $68,086 | 0.00% |
| 154 | Hanover Fire and Casualty Insurance Company | 17337 | PA | Admitted (licensed) | $59,356 | 0.00% |
| 155 | Emerald Bay Specialty Insurance Company | 17527 | AZ | Admitted (licensed) | $27,941 | 0.00% |
| 156 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $26,662 | 0.00% |
| 157 | First Chicago Insurance Company | 13587 | IL | Admitted (licensed) | $24,461 | 0.00% |
| 158 | Standard Guaranty Insurance Company | 42986 | DE | Admitted (licensed) | $23,076 | 0.00% |
| 159 | AM Specialty Insurance Company (C) | 17091 | AZ | Admitted (licensed) | $22,408 | 0.00% |
| 160 | First Acceptance Insurance Company, Inc. | 10336 | TX | Admitted (licensed) | $21,640 | 0.00% |
| 161 | Independent Mutual Fire Insurance Company | 29831 | IL | Admitted (licensed) | $17,492 | 0.00% |
| 162 | Church Mutual Insurance Company, S. I. | 18767 | WI | Admitted (licensed) | $10,951 | 0.00% |
| 163 | Sutton National Insurance Company | 25798 | OK | Admitted (licensed) | $8,855 | 0.00% |
| 164 | SECURA Insurance Company | 22543 | WI | Admitted (licensed) | $7,465 | 0.00% |
| 165 | |Mount Vernon Fire Insurance Company | 26522 | PA | Admitted (licensed) | $4,877 | 0.00% |
| 166 | Sutton Specialty Insurance Company | 16848 | OK | Admitted (licensed) | $3,003 | 0.00% |
| 167 | Motorists Commercial Mutual Insurance Company | 13331 | OH | Admitted (licensed) | $2,953 | 0.00% |
| 168 | United Security Insurance Company | 81108 | IL | Admitted (licensed) | $1,755 | 0.00% |
| 169 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $1,658 | 0.00% |
| 170 | Concert Specialty Insurance Company | 17151 | MT | Admitted (licensed) | $1,398 | 0.00% |
| 171 | Fortegra Specialty Insurance Company | 16823 | AZ | Admitted (licensed) | $776 | 0.00% |
| 172 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $580 | 0.00% |
| 173 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $555 | 0.00% |
| 174 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $550 | 0.00% |
| 175 | Encompass Insurance Company of America | 10071 | IL | Admitted (licensed) | $454 | 0.00% |
| 176 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $413 | 0.00% |
| 177 | Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | $278 | 0.00% |
| 178 | Direct General Insurance Company | 42781 | IL | Admitted (licensed) | $225 | 0.00% |
| 179 | Encompass Property and Casualty Company | 10072 | IL | Admitted (licensed) | $176 | 0.00% |
| 180 | Iowa Mutual Insurance Company | 14338 | OH | Admitted (licensed) | $137 | 0.00% |
| 181 | United Casualty Insurance Company of America | 11142 | MO | Admitted (licensed) | $87 | 0.00% |
| 182 | Incline Americas Insurance Company | 17532 | TX | Admitted (licensed) | $85 | 0.00% |
| 183 | Old Reliable Casualty Company | 36625 | MO | Admitted (licensed) | $17 | 0.00% |
Method and source
Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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