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Directory · Company · Updated 2026-10-18

Affiliated F M Insurance Company · NAIC 10014

Where Affiliated F M Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Affiliated F M Insurance Company (NAIC 10014) is a property and casualty insurer domiciled in Rhode Island, part of Fm Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #4 of 49 in Washington commercial property (fire and allied lines) in 2025 (5.9% share). It ranked #4 of 40 in Washington earthquake in 2025 (6.9% share). It ranked #5 of 40 in Washington equipment breakdown in 2025 (5.7% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines)—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Commercial package (BOP, CMP), Fidelity bonds, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Equipment breakdown, Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds06-01-1950Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines)—Missouri, 2026-10-18
NebraskaAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine, Ocean marine, Commercial property (fire and allied lines)—Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Equipment breakdown, Inland marine, Ocean marine, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners, Inland marine, Ocean marine, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Equipment breakdown, Inland marine, Commercial property (fire and allied lines)—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds1950/08/11Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine, Commercial property (fire and allied lines)—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Homeowners, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Equipment breakdown in California#6 of 122$9.0M4.37%2025
Earthquake in California#9 of 128$38.3M1.71%2025
Commercial property (fire and allied lines) in California#12 of 210$105.4M2.61%2025
Inland marine in California#29 of 248$24.2M0.79%2025
Ocean marine in California#48 of 75$1.4M0.27%2025
Homeowners in California#83 of 98$241,9430.00%2025
Commercial property (fire and allied lines) in Illinois#8 of 387$48.4M2.97%2025
Equipment breakdown in Illinois#8 of 231$3.6M2.95%2025
Inland marine in Illinois#22 of 452$13.1M1.06%2025
Ocean marine in Illinois#30 of 93$1.0M0.51%2025
Earthquake in Illinois#34 of 265$625,7620.55%2025
Homeowners in Illinois#152 of 183$72,5290.00%2025
Equipment breakdown in North Carolina#8 of 219$1.9M2.64%2025
Commercial property (fire and allied lines) in North Carolina#17 of 340$20.7M1.53%2025
Ocean marine in North Carolina#42 of 87$539,2390.44%2025
Inland marine in North Carolina#47 of 420$5.1M0.48%2025
Homeowners in North Carolina#128 of 135$24,7610.00%2025
Earthquake in North Carolina#128 of 180$2,4160.01%2025
Equipment breakdown in South Dakota#41 of 118$40,5930.29%2025
Commercial property (fire and allied lines) in South Dakota#48 of 157$435,3690.28%2025
Inland marine in South Dakota#107 of 248$76,6560.07%2025
Equipment breakdown in Texas#9 of 173$7.1M3.21%2025
Commercial property (fire and allied lines) in Texas#15 of 260$91.3M1.79%2025
Inland marine in Texas#33 of 356$24.5M0.75%2025
Earthquake in Texas#37 of 130$37,7300.14%2025
Ocean marine in Texas#48 of 81$780,7890.19%2025
Commercial property (fire and allied lines) in Washington#4 of 49$32.1M5.93%2025
Earthquake in Washington#4 of 40$20.5M6.91%2025
Equipment breakdown in Washington#5 of 40$2.5M5.67%2025
Inland marine in Washington#19 of 40$9.0M1.61%2025
Commercial property (fire and allied lines) in Wisconsin#20 of 210$3.9M1.15%2024
Homeowners in Wisconsin#153 of 161$3,3350.00%2024
Standing

Where it's a top-10 writer

Fm Group (NAIC group 00065), the group Affiliated F M Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Equipment breakdown in Alabama
Boiler and Machinery
#1$16.2M38.25%2025
Earthquake in Alaska
Earthquake
#1$9.9M16.76%2025
Equipment breakdown in Alaska
Boiler and Machinery
#1$5.7M36.28%2025
Equipment breakdown in Arizona
Boiler and Machinery
#1$5.9M16.26%2025
Equipment breakdown in Arkansas
Boiler and Machinery
#1$7.2M31.24%2025
Equipment breakdown in California
Boiler and Machinery
#1$46.1M18.42%2025
Equipment breakdown in Colorado
Boiler and Machinery
#1$10.4M23.35%2025
Commercial property (fire and allied lines) in Connecticut
Allied Lines
#1$29.0M11.09%2025
Equipment breakdown in Connecticut
Boiler and Machinery
#1$8.3M27.33%2025
Commercial property (fire and allied lines) in District of Columbia
Allied Lines
#1$16.3M25.90%2025
Equipment breakdown in District of Columbia
Boiler and Machinery
#1$3.4M42.14%2025
Equipment breakdown in Florida
Boiler and Machinery
#1$30.3M26.73%2025
Commercial property (fire and allied lines) in Georgia
Allied Lines
#1$71.1M10.10%2025
Equipment breakdown in Georgia
Boiler and Machinery
#1$32.4M38.61%2025
Commercial property (fire and allied lines) in Idaho
Fire
#1$10.8M8.67%2025
Commercial property (fire and allied lines) in Idaho
Allied Lines
#1$17.4M18.89%2025
Earthquake in Idaho
Earthquake
#1$3.4M27.63%2025
Equipment breakdown in Idaho
Boiler and Machinery
#1$6.8M33.53%2025
Commercial property (fire and allied lines) in Illinois
Allied Lines
#1$94.4M13.54%2025
Equipment breakdown in Illinois
Boiler and Machinery
#1$35.1M28.53%2025
Commercial property (fire and allied lines) in Indiana
Allied Lines
#1$38.8M10.93%2025
Equipment breakdown in Indiana
Boiler and Machinery
#1$16.0M24.60%2025
Equipment breakdown in Iowa
Boiler and Machinery
#1$11.1M27.74%2025
Equipment breakdown in Kansas
Boiler and Machinery
#1$7.4M22.16%2025
Commercial property (fire and allied lines) in Kentucky
Allied Lines
#1$35.8M16.08%2025
Equipment breakdown in Kentucky
Boiler and Machinery
#1$20.8M43.50%2025
Equipment breakdown in Louisiana
Boiler and Machinery
#1$18.8M33.01%2025
Commercial property (fire and allied lines) in Maine
Fire
#1$7.9M8.45%2025
Commercial property (fire and allied lines) in Maine
Allied Lines
#1$12.4M16.47%2025
Equipment breakdown in Maine
Boiler and Machinery
#1$5.6M33.15%2025
Commercial property (fire and allied lines) in Maryland
Allied Lines
#1$32.6M11.57%2025
Equipment breakdown in Maryland
Boiler and Machinery
#1$12.7M31.40%2025
Commercial property (fire and allied lines) in Massachusetts
Fire
#1$45.4M8.14%2025
Commercial property (fire and allied lines) in Massachusetts
Allied Lines
#1$82.2M15.68%2025
Equipment breakdown in Massachusetts
Boiler and Machinery
#1$17.7M29.82%2025
Commercial property (fire and allied lines) in Michigan
Allied Lines
#1$43.3M11.97%2025
Equipment breakdown in Minnesota
Boiler and Machinery
#1$17.3M26.14%2025
Commercial property (fire and allied lines) in Mississippi
Allied Lines
#1$23.8M8.24%2025
Earthquake in Mississippi
Earthquake
#1$8.0M28.42%2025
Equipment breakdown in Mississippi
Boiler and Machinery
#1$6.0M28.75%2025
Equipment breakdown in Missouri
Boiler and Machinery
#1$13.9M24.81%2025
Equipment breakdown in Montana
Boiler and Machinery
#1$1.2M10.12%2025
Equipment breakdown in Nebraska
Boiler and Machinery
#1$4.4M20.52%2025
Commercial property (fire and allied lines) in Nevada
Allied Lines
#1$25.7M14.76%2025
Earthquake in Nevada
Earthquake
#1$20.8M31.10%2025
Equipment breakdown in Nevada
Boiler and Machinery
#1$5.8M25.06%2025
Commercial property (fire and allied lines) in New Hampshire
Fire
#1$5.3M6.86%2025
Commercial property (fire and allied lines) in New Hampshire
Allied Lines
#1$8.4M12.83%2025
Equipment breakdown in New Hampshire
Boiler and Machinery
#1$2.6M22.13%2025
Commercial property (fire and allied lines) in New Jersey
Allied Lines
#1$55.4M9.02%2025
Commercial property (fire and allied lines) in New York
Allied Lines
#1$172.0M11.91%2025
Equipment breakdown in New York
Boiler and Machinery
#1$27.7M15.84%2025
Commercial property (fire and allied lines) in North Carolina
Allied Lines
#1$62.1M8.98%2025
Equipment breakdown in North Carolina
Boiler and Machinery
#1$19.1M26.79%2025
Commercial property (fire and allied lines) in North Dakota
Allied Lines
#1$13.8M18.55%2025
Equipment breakdown in North Dakota
Boiler and Machinery
#1$8.5M48.70%2025
Commercial property (fire and allied lines) in Ohio
Allied Lines
#1$77.1M14.90%2025
Equipment breakdown in Ohio
Boiler and Machinery
#1$38.3M33.14%2025
Equipment breakdown in Oklahoma
Boiler and Machinery
#1$10.7M40.93%2025
Equipment breakdown in Oregon
Boiler and Machinery
#1$6.7M20.14%2025

Showing the best 60 of 208 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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