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Directory · Colorado · Equipment breakdown

Who writes equipment breakdown in Colorado

From the Colorado company list; alphabetical, since Colorado doesn't publish every company's premium by line.

182 insurers are licensed for equipment breakdown in Colorado on the regulator's list. Fm Group wrote the most in 2025 (23.4% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Colorado

Top 10 · NAIC table: 27 - Boiler and Machinery

The insurer groups that write the most equipment breakdown in Colorado

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Fm Group$10.4M23.35%5%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
2Chubb Ltd Group$5.7M12.71%21%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3American International Group$2.8M6.36%22%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
4Travelers Group$2.7M6.12%11%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Zurich Insurance Group$2.6M5.76%3%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Liberty Mutual Group$1.9M4.30%—Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
7Nationwide Corporation Group$1.4M3.19%11%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
8Westfield Group$1.3M2.92%7%Westfield Insurance Company, Westfield National Insurance Company, American Select Insurance Company, Westfield Specialty Insurance Company
9Axa Insurance Group$1.2M2.76%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
10ACUITY, A Mutual Insurance Company$1.2M2.63%7%—
Equipment breakdown · Colorado

The companies

CompanyNAICHome stateStatus hereLines
360 Insurance Company13686WYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Accelerant National Insurance Company10220ARAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Ace American Insurance Company22667PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +15 more
Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Addison Insurance Company10324IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Admiral Indemnity Company44318DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +3 more
Affiliated F M Insurance Company10014RIAdmitted (licensed)Equipment breakdown, Earthquake, Homeowners +4 more
Alaska National Insurance Company38733AKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
All America Insurance Company20222OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +6 more
Allied Insurance Company of America10127OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Allied World Specialty Insurance Company16624DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Allstate Insurance Company19232ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
AMCO Insurance Company19100IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
American Home Assurance Company19380NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)Personal auto, Equipment breakdown, Homeowners +3 more
American Select Insurance Company19992OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
American Zurich Insurance Company40142ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Arch Insurance (UK) Limited11150MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Aspen American Insurance Company43460TXAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake +9 more
Atlantic Specialty Insurance Company27154NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
AXIS Insurance Company37273ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
AXIS Reinsurance Company20370NYAdmitted (licensed)Equipment breakdown, Earthquake, General liability +1 more
Bankers Standard Insurance Company18279PAAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +7 more
Berkley National Insurance Company38911IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Berkley Regional Insurance Company29580IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Brotherhood Mutual Insurance Company13528INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +3 more
Central Insurance Company20230OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Chubb Indemnity Insurance Company12777NYAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +5 more
Chubb National Insurance Company10052INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Cincinnati Casualty Company (The)28665OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Cincinnati Insurance Company (The)10677OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Citizens Insurance Company of America31534MIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Clear Blue Insurance Company28860TXAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Colorado Farm Bureau Insurance Company13641MSAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Continental Casualty Company20443ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Continental Insurance Company, (The)35289PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +12 more
Continental Western Insurance Company10804IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Depositors Insurance Company42587IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Donegal Mutual Insurance Company13692PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
EMCASCO Insurance Company21407IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Employers Insurance Company of Wausau21458WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Endurance American Insurance Company10641DEAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +6 more
Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft) +6 more
Factory Mutual Insurance Company21482RIAdmitted (licensed)Equipment breakdown, Earthquake, Inland marine +1 more
Falls Lake National Insurance Company31925OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +5 more
Farmers Insurance Exchange21652CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Federal Insurance Company20281INAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Federated Mutual Insurance Company13935MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Federated Reserve Insurance Company16024MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Federated Service Insurance Company28304MNAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Crime (burglary and theft) +8 more
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Glatfelter Insurance Company26611DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +2 more
Glencar Insurance Company12254WIAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Inland marine +1 more
Granite State Insurance Company23809ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Great American Spirit Insurance Company33723OHAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Inland marine +2 more
Great Northern Insurance Company20303INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Greenwich Insurance Company22322DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Greystone Insurance Company10019CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Hanover American Insurance Company (The)36064NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Hanover Insurance Company (The)22292NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Hartford Casualty Insurance Company29424INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Hartford Fire Insurance Company19682CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
Hartford Steam Boiler Inspection and Insurance Company (The)11452CTAdmitted (licensed)Equipment breakdown, General liability
Hartford Underwriters Insurance Company30104CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
HDI Global Insurance Company41343ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Hudson Insurance Company25054DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Illinois National Insurance Company23817ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +6 more
Intrepid Insurance Company10749IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
L M Insurance Corporation33600ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Liberty Mutual Insurance Company42404ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Lyndon Southern Insurance Company10051DEAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial package (BOP, CMP) +5 more
Markel American Insurance Company28932VAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Massachusetts Bay Insurance Company22306NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Mid-Century Insurance Company21687CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +8 more
Mountain States Indemnity Company10177NMAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
National American Insurance Company23663OKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
National Casualty Company11991OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +13 more
National Fire Insurance Company of Hartford20478ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
National Interstate Insurance Company32620OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +16 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Nationwide General Insurance Company23760OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Nationwide Insurance Company of America25453OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Nationwide Mutual Insurance Company10723OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
New Hampshire Insurance Company23841ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
New York Marine and General Insurance Company16608NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
North Pointe Insurance Company27740PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Ohio Farmers Insurance Company24104OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Old Guard Insurance Company17558OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Pacific Employers Insurance Company22748PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Pacific Indemnity Company20346DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Penn Millers Insurance Company14982PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Praetorian Insurance Company37257PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Riverport Insurance Company36684IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Scottsdale Indemnity Company15580OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Security National Insurance Company19879DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Selective Insurance Company of America12572NJAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Selective Insurance Company of South Carolina19259INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Selective Insurance Company of the Southeast39926INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Selective Way Insurance Company26301NJAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Sompo America Insurance Company11126NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +7 more
T.H.E. Insurance Company12866DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Tokio Marine America Insurance Company10945NYAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +7 more
Transportation Insurance Company20494ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +4 more
Triangle Insurance Company, Inc.28535OKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +3 more
Trisura Insurance Company22225OKAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Truck Insurance Exchange21709CAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Trumbull Insurance Company27120CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Twin City Fire Insurance Company (The)29459INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
U.S. Specialty Insurance Company29599TXAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
Union Insurance Company25844IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Union Insurance Company of Providence21423IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Universal Underwriters Insurance Company41181ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Universal Underwriters of Texas Insurance Company40843ILAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +3 more
Valley Forge Insurance Company20508PAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Vanliner Insurance Company21172OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +6 more
Verlan Fire Insurance Company10815NHAdmitted (licensed)Equipment breakdown, Earthquake, Flood +2 more
Victoria Fire & Casualty Insurance Company42889OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +2 more
Vigilant Insurance Company20397NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Wesco Insurance Company25011DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westchester Fire Insurance Company10030PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Westfield Champion Insurance Company16447OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Westfield National Insurance Company24120OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Westfield Premier Insurance Company16450OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Superior Insurance Company16449OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westfield Touchstone Insurance Company16448OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Westport Insurance Corporation39845MOAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
XL Insurance America, Inc.24554DEAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +9 more
XL Specialty Insurance Company37885DEAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +12 more
Zurich American Insurance Company16535NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
Turned down?

Last resort for equipment breakdown in Colorado

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Colorado insurance regulator company list, read 2026-10-18 and the surplus lines list. ADMITTED = Colorado 2025 Insurance Industry Statistical Report (CY2024 data), sheet 'NAIC Companies' (every NAIC-coded company filing with the CO Division of Insurance, 1839 companies) joined to 'NAIC Companies Data' (type) and the 63 line-of-business sheets (lines written in CO + Lic flag). Lic flag per line sheet, consistent per company across sheets (0 conflicts): Y = licensed/admitted, S = surplus lines, N = not licensed, N/A = not applicable. Cross-check: 125/127 Lic=S companies are on the DOI eligible-nonadmitted PDF and 0 Lic=Y companies are. 'admitted' holds Lic=Y (1169) plus 281 companies that file with the CO DOI but wrote no CO premium in CY2024 (no Lic flag; lic='') and are not on the surplus PDF. 'not_admitted' (extra key, 456 rows, same row shape) holds Lic=S/N/N/A companies and no-premium companies that are on the surplus PDF. Row extras: lic (flag as given), group (NAIC group number stripped from the name). 'type' as given: Company Filing Statement Type / Business Type / Business Sub Type Statement Type: P = Property L = Life X = Health Business Type: F = Fraternal G = Other L = Life P = Property R = Risk T = Title X = Health Business Sub Type: HI = Hospital,Medical,Dental or Indemnity HM = Health Maintainance Org LH = Limited Health Service Org N = None PD = Prepaid Dental. Life/health/title companies are included (filter on type: first letter P = property/casualty statement, L = life, X = health; 'P/R/N' = risk retention group, 'T/T/N' = title). 'lines' = CO line-of-business sheets the company reported premium on in CY2024 (not lines of authority; a licensed company with no CO premium has lines=[]). 'since' is not in the source (left ''). Names are NAIC-style abbreviations. 74 companies appear in line sheets but not in the master list (mostly N/N/A). SURPLUS_LINES = DOI 'Colorado Eligible Nonadmitted Insurers Writing Surplus Lines' PDF, effective July 1, 2026, updated 9/16/26; 261 rows (227 NAIC-coded + 34 alien with AA- codes; naic='' and aa_code set for aliens). Colorado has no stamping office. PDF has no domicile column: domicile filled from the statistical report master list where the NAIC code matches (213 of 227). eligible = list effective date, not the insurer's first-eligible date. Prior-year reports: https://doi.colorado.gov/colorado-insurance-industry-statistical-report. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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