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Directory · Company · Updated 2026-10-18

Donegal Mutual Insurance Company · NAIC 13692

Where Donegal Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Donegal Mutual Insurance Company (NAIC 13692) is a property and casualty insurer domiciled in Pennsylvania, part of Donegal Group. State regulators list it as licensed (admitted) in Colorado, Delaware, Georgia, Iowa, Illinois, Maryland, North Carolina, Nebraska, Ohio, South Carolina, South Dakota, Tennessee, Texas, Wisconsin, Wyoming. It ranked #37 of 237 in South Dakota commercial auto in 2025 (0.7% share). It ranked #49 of 217 in South Dakota commercial package (BOP, CMP) in 2025 (0.4% share). It ranked #52 of 118 in South Dakota equipment breakdown in 2025 (0.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Connecticut, Florida, Hawaii, Idaho, Kentucky, Massachusetts, Minnesota, Missouri, Mississippi, Montana, North Dakota, New Jersey, Nevada, New York, Oklahoma, Oregon, Rhode Island, Utah, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Glass, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation2017/03/16Texas Department of Insurance, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in Illinois#135 of 188$1,1940.00%2025
Equipment breakdown in Illinois#157 of 231$29,8220.02%2025
Commercial auto in Illinois#178 of 448$2.5M0.08%2025
Commercial package (BOP, CMP) in Illinois#183 of 400$2.0M0.07%2025
Workers' compensation in Illinois#194 of 375$2.4M0.10%2025
Earthquake in Illinois#220 of 265$1,5150.00%2025
General liability in Illinois#325 of 695$1.7M0.03%2025
Commercial property (fire and allied lines) in Illinois#333 of 387$19,4500.00%2025
Inland marine in Illinois#438 of 452$1,2640.00%2025
Commercial auto in North Carolina#62 of 408$5.9M0.28%2025
Commercial package (BOP, CMP) in North Carolina#96 of 361$3.2M0.18%2025
Equipment breakdown in North Carolina#126 of 219$34,7360.05%2025
Workers' compensation in North Carolina#238 of 347$454,2210.03%2025
Commercial property (fire and allied lines) in North Carolina#241 of 340$88,4570.01%2025
Inland marine in North Carolina#378 of 420$3,5580.00%2025
General liability in North Carolina#569 of 621$18,5770.00%2025
Commercial auto in South Dakota#37 of 237$1.6M0.66%2025
Commercial package (BOP, CMP) in South Dakota#49 of 217$1.2M0.42%2025
Equipment breakdown in South Dakota#52 of 118$29,4350.21%2025
Workers' compensation in South Dakota#75 of 284$534,2670.27%2025
General liability in South Dakota#298 of 356$5,9490.00%2025
Equipment breakdown in Texas#84 of 173$122,3220.06%2025
Commercial package (BOP, CMP) in Texas#96 of 260$9.4M0.22%2025
Commercial auto in Texas#146 of 329$6.7M0.08%2025
Commercial property (fire and allied lines) in Texas#221 of 260$35,8380.00%2025
General liability in Texas#235 of 463$2.4M0.04%2025
Workers' compensation in Texas#269 of 327$203,0080.01%2025
Inland marine in Texas#334 of 356$1,9540.00%2025
Commercial package (BOP, CMP) in Wisconsin#54 of 276$4.3M0.39%2024
Workers' compensation in Wisconsin#81 of 312$3.0M0.16%2024
Commercial auto in Wisconsin#84 of 312$2.0M0.19%2024
Personal auto in Wisconsin#92 of 155$2.3M0.05%2024
Homeowners in Wisconsin#101 of 161$1.2M0.05%2024
Commercial property (fire and allied lines) in Wisconsin#187 of 210$1,4820.00%2024
General liability in Wisconsin#312 of 429$71,6260.01%2024
Standing

Where it's a top-10 writer

Donegal Group (NAIC group 00250), the group Donegal Mutual Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial auto in Delaware
Commercial Auto Physical Damage
#1$5.0M11.34%2025
Commercial package (BOP, CMP) in Delaware
Total Commercial Multiple Peril
#2$24.1M5.93%2025
Commercial auto in Delaware
Commercial Auto Liability
#2$14.9M7.39%2025
Commercial auto in Delaware
Total Commercial Auto
#2$19.9M8.09%2025
Workers' compensation in Delaware
Workers Compensation
#5$9.7M5.59%2025
Farm and crop in Delaware
Farmowners Multiple Peril
#6$650,0005.90%2025
Equipment breakdown in Delaware
Boiler and Machinery
#7$448,0005.33%2025
Equipment breakdown in Michigan
Boiler and Machinery
#7$3.1M3.03%2025
Commercial package (BOP, CMP) in New Mexico
Total Commercial Multiple Peril
#8$15.7M4.23%2025
Farm and crop in Pennsylvania
Farmowners Multiple Peril
#8$4.6M3.13%2025
Commercial package (BOP, CMP) in Pennsylvania
Total Commercial Multiple Peril
#8$77.3M2.79%2025
Farm and crop in Maryland
Farmowners Multiple Peril
#9$430,0001.06%2025
Commercial auto in Maryland
Commercial Auto Physical Damage
#10$5.9M2.09%2025
Workers' compensation in Michigan
Workers Compensation
#10$28.5M2.75%2025
Commercial auto in Michigan
Commercial Auto Physical Damage
#10$17.3M3.03%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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