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Directory · Maryland · Commercial auto

Who writes commercial auto in Maryland

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Erie Insurance Group wrote the most commercial auto in Maryland in 2025, $141.2M and 11.9% of the state's premium; the top five groups hold 39%. Maryland's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Maryland page.

By Sam Alishahi, independent insurance broker · All lines in Maryland

Top 10 · NAIC table: Total Commercial Auto

The insurer groups that write the most commercial auto in Maryland

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Erie Insurance Group$141.2M11.94%69%Erie Insurance Exchange, Erie Insurance Company, Flagship City Insurance Company, Erie Insurance Company of New York
2Progressive Group$119.9M10.14%46%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
3Selective Insurance Group$73.2M6.19%62%Selective Insurance Company of America, Selective Insurance Company of the Southeast, Selective Insurance Company of South Carolina, Mesa Underwriters Specialty Insurance Company
4Travelers Group$64.9M5.49%57%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Agency Insurance Company of Maryland, Inc.$62.7M5.30%59%—
6State Farm Group$55.1M4.66%68%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
7Old Republic Group$46.0M3.89%65%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
8Hartford Fire & Casualty Group$38.4M3.25%38%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
9Berkshire Hathaway Group$33.2M2.81%42%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
10Zurich Insurance Group$32.4M2.74%68%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
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Last resort for commercial auto in Maryland

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Maryland Insurance Administration company list, read 2026-10-17. Maryland's active list includes U.S. surplus lines carriers; type comes from each company's popup, which this fetch does not open. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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