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Directory · Company · Updated 2026-10-18

Progressive Universal Insurance Company · NAIC 21727

Where Progressive Universal Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Progressive Universal Insurance Company (NAIC 21727) is a property and casualty insurer domiciled in Wisconsin, part of Progressive Group. State regulators list it as licensed (admitted) in Hawaii, Iowa, Illinois, North Carolina, Nebraska, Ohio, Oregon, Wisconsin, Wyoming. It ranked #2 of 194 in Illinois personal auto in 2025 (8.7% share). It ranked #2 of 155 in Wisconsin personal auto in 2024 (12.1% share). It ranked #13 of 27 in Illinois warranty in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Dakota, New Jersey, Nevada, New York, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Inland marine, General liability, Pet, Warranty—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
North CarolinaAdmitted (licensed)Personal auto, Inland marine, General liability—North Carolina, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OregonAdmitted (licensed)Personal auto, Homeowners, Inland marine, General liability—Oregon, 2026-10-18
WisconsinAdmitted (licensed)Personal auto, Homeowners, General liability—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Personal auto in Illinois#2 of 194$974.6M8.74%2025
Warranty in Illinois#13 of 27$351,9780.13%2025
Pet in Illinois#24 of 28$96,1900.05%2025
Inland marine in Illinois#75 of 452$3.2M0.26%2025
General liability in Illinois#376 of 695$1.0M0.02%2025
Personal auto in North Carolina#50 of 129$7.8M0.08%2025
Inland marine in North Carolina#130 of 420$874,0080.08%2025
General liability in North Carolina#421 of 621$253,5850.01%2025
Personal auto in Wisconsin#2 of 155$549.4M12.06%2024
General liability in Wisconsin#141 of 429$1.3M0.10%2024
Standing

Where it's a top-10 writer

Progressive Group (NAIC group 00155), the group Progressive Universal Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial auto in Alabama
Commercial Auto Liability
#1$115.3M14.51%2025
Commercial auto in Alabama
Total Commercial Auto
#1$162.2M15.28%2025
Commercial auto in Alabama
Commercial Auto Physical Damage
#1$46.9M17.61%2025
Personal auto in Arizona
Private Passenger Auto Liability
#1$1.28B24.29%2025
Personal auto in Arizona
Total Private Passenger Auto
#1$1.94B22.37%2025
Commercial auto in Arizona
Commercial Auto Liability
#1$133.2M11.35%2025
Commercial auto in Arizona
Total Commercial Auto
#1$173.5M11.94%2025
Commercial auto in Arizona
Commercial Auto Physical Damage
#1$40.4M14.42%2025
Commercial auto in Arkansas
Commercial Auto Liability
#1$68.4M14.27%2025
Commercial auto in Arkansas
Total Commercial Auto
#1$102.2M15.05%2025
Commercial auto in Arkansas
Commercial Auto Physical Damage
#1$33.8M16.95%2025
Commercial auto in California
Commercial Auto Liability
#1$759.7M10.32%2025
Commercial auto in California
Total Commercial Auto
#1$972.1M10.94%2025
Commercial auto in California
Commercial Auto Physical Damage
#1$212.5M13.90%2025
Commercial auto in Colorado
Commercial Auto Liability
#1$205.3M20.62%2025
Commercial auto in Colorado
Total Commercial Auto
#1$272.5M20.22%2025
Commercial auto in Colorado
Commercial Auto Physical Damage
#1$67.2M19.11%2025
Personal auto in Connecticut
Private Passenger Auto Liability
#1$554.7M20.55%2025
Personal auto in Connecticut
Total Private Passenger Auto
#1$823.3M18.78%2025
Commercial auto in Connecticut
Commercial Auto Liability
#1$68.5M11.01%2025
Commercial auto in Connecticut
Total Commercial Auto
#1$88.9M11.35%2025
Commercial auto in Connecticut
Commercial Auto Physical Damage
#1$20.4M12.69%2025
Personal auto in Florida
Private Passenger Auto Liability
#1$5.83B26.41%2025
Personal auto in Florida
Total Private Passenger Auto
#1$8.24B25.79%2025
Commercial auto in Florida
Commercial Auto Liability
#1$1.36B21.17%2025
Commercial auto in Florida
Total Commercial Auto
#1$1.53B21.13%2025
Personal auto in Florida
Private Passenger Auto Physical Damage
#1$2.41B24.40%2025
Commercial auto in Florida
Commercial Auto Physical Damage
#1$175.1M20.84%2025
Commercial auto in Georgia
Commercial Auto Liability
#1$330.8M13.37%2025
Commercial auto in Georgia
Total Commercial Auto
#1$411.7M13.81%2025
Commercial auto in Georgia
Commercial Auto Physical Damage
#1$80.9M15.97%2025
Personal auto in Idaho
Private Passenger Auto Liability
#1$206.1M22.07%2025
Personal auto in Idaho
Total Private Passenger Auto
#1$355.8M20.05%2025
Commercial auto in Idaho
Commercial Auto Liability
#1$33.5M12.28%2025
Commercial auto in Idaho
Total Commercial Auto
#1$53.1M13.01%2025
Commercial auto in Idaho
Commercial Auto Physical Damage
#1$19.6M14.48%2025
Commercial auto in Illinois
Commercial Auto Liability
#1$230.3M9.33%2025
Commercial auto in Illinois
Total Commercial Auto
#1$310.3M9.67%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#1$80.0M10.80%2025
Personal auto in Indiana
Private Passenger Auto Liability
#1$657.5M22.45%2025
Commercial auto in Indiana
Commercial Auto Liability
#1$78.1M7.38%2025
Commercial auto in Indiana
Total Commercial Auto
#1$110.6M7.45%2025
Commercial auto in Indiana
Commercial Auto Physical Damage
#1$32.5M7.63%2025
Personal auto in Iowa
Private Passenger Auto Liability
#1$333.8M28.97%2025
Personal auto in Iowa
Total Private Passenger Auto
#1$689.5M26.01%2025
Personal auto in Iowa
Private Passenger Auto Physical Damage
#1$355.7M23.73%2025
Personal auto in Kansas
Private Passenger Auto Liability
#1$306.0M21.91%2025
Personal auto in Kansas
Total Private Passenger Auto
#1$571.8M19.90%2025
Commercial auto in Kansas
Commercial Auto Liability
#1$42.0M10.54%2025
Commercial auto in Kansas
Total Commercial Auto
#1$70.6M11.42%2025
Commercial auto in Kansas
Commercial Auto Physical Damage
#1$28.6M13.03%2025
Commercial auto in Kentucky
Commercial Auto Liability
#1$63.2M10.34%2025
Commercial auto in Kentucky
Total Commercial Auto
#1$83.6M10.04%2025
Commercial auto in Kentucky
Commercial Auto Physical Damage
#1$20.4M9.20%2025
Commercial auto in Louisiana
Commercial Auto Liability
#1$198.9M17.37%2025
Commercial auto in Louisiana
Total Commercial Auto
#1$233.0M17.41%2025
Commercial auto in Louisiana
Commercial Auto Physical Damage
#1$34.1M17.62%2025
Personal auto in Maine
Private Passenger Auto Liability
#1$141.6M26.30%2025
Personal auto in Maine
Total Private Passenger Auto
#1$280.4M24.05%2025
Personal auto in Maine
Private Passenger Auto Physical Damage
#1$138.9M22.12%2025

Showing the best 60 of 385 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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