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Directory · Idaho · Commercial auto

Who writes commercial auto in Idaho

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Progressive Group wrote the most commercial auto in Idaho in 2025, $53.1M and 13.0% of the state's premium; the top five groups hold 41%. Idaho's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Idaho page.

By Sam Alishahi, independent insurance broker · All lines in Idaho

Top 10 · NAIC table: Total Commercial Auto

The insurer groups that write the most commercial auto in Idaho

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Progressive Group$53.1M13.01%33%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
2Farm Bureau Group$33.2M8.13%53%Western Community Insurance Company, Farm Bureau Insurance Company of Idaho
3Old Republic Group$31.3M7.66%59%Old Republic Insurance Company, Great West Casualty Company, BITCO General Insurance Corporation, Pennsylvania Manufacturers' Association Insurance Company
4Auto Owners Group$28.5M6.99%56%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
5Travelers Group$21.3M5.22%61%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
6Liberty Mutual Group$14.6M3.59%16%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
7Berkshire Hathaway Group$14.4M3.54%75%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
8Cincinnati Financial Group$13.2M3.23%55%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
9ACUITY, A Mutual Insurance Company$12.1M2.97%31%—
10Zurich Insurance Group$12.0M2.94%33%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
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Last resort for commercial auto in Idaho

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Idaho insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = every company licensed in Idaho per the DOI 2024 Annual Report roster (pp. 42-76), all four sections kept with 'type' = Health / Life & Annuity / Property & Casualty / Title so the merge can filter; 'since' = IDAHO LICENSE DATE; 'lines' = LINE(S) OF BUSINESS split on ';' (duplicates removed). Counts by type: {'Health': 23, 'Life & Annuity': 419, 'Property & Casualty': 870, 'Title': 18}. Domicile 'Canada' mapped to CN; one row (80659) has no domicile printed. Companies withdrawn in 2024 (report p.35) are not in the roster. Surplus = SLA of Idaho eligible list: no domicile or eligibility date on the page; alien insurers carry an AA- import code in 'import_code' and naic '' (two AA- rows are labelled Foreign on the page but flagged alien here); DECLO ASSURANCE CORPORATION shows code 'ID 4862' (not a NAIC code). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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