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Directory · Company · Updated 2026-10-18

Standard Fire Insurance Company (The) · NAIC 19070

Where Standard Fire Insurance Company (The) is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Standard Fire Insurance Company (The) (NAIC 19070) is a property and casualty insurer domiciled in Connecticut, part of Travelers Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #6 of 327 in Texas workers' compensation in 2025 (1.6% share). It ranked #8 of 98 in California homeowners in 2025 (4.0% share). It ranked #9 of 87 in North Carolina ocean marine in 2025 (2.1% share). The U.S. Treasury lists it as a certified surety with a $183.9M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation04-01-1929Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1906/01/01Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Personal auto, Ocean marine—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in California#8 of 98$663.2M4.04%2025
Ocean marine in California#15 of 75$8.5M1.68%2025
Earthquake in California#17 of 128$16.9M0.76%2025
Commercial property (fire and allied lines) in California#19 of 210$63.3M1.57%2025
Inland marine in California#58 of 248$9.9M0.33%2025
General liability in California#94 of 353$22.5M0.26%2025
Surety bonds in California#133 of 148$3,7620.00%2025
Workers' compensation in California#175 of 245$3.0M0.02%2025
Commercial package (BOP, CMP) in California#178 of 207$92,1480.00%2025
Personal auto in Illinois#11 of 194$191.8M1.72%2025
Ocean marine in Illinois#44 of 93$314,7480.15%2025
Workers' compensation in Illinois#72 of 375$11.6M0.47%2025
Commercial package (BOP, CMP) in Illinois#103 of 400$5.7M0.20%2025
Surety bonds in Illinois#120 of 157$15,7510.00%2025
Fidelity bonds in Illinois#133 of 162$2,0270.00%2025
Commercial property (fire and allied lines) in Illinois#143 of 387$1.4M0.08%2025
Homeowners in Illinois#148 of 183$114,1570.00%2025
Crime (burglary and theft) in Illinois#160 of 188$2570.00%2025
Earthquake in Illinois#217 of 265$1,8530.00%2025
Commercial auto in Illinois#265 of 448$810,3870.03%2025
Inland marine in Illinois#339 of 452$51,5410.00%2025
General liability in Illinois#496 of 695$233,4800.00%2025
Ocean marine in North Carolina#9 of 87$2.6M2.09%2025
Homeowners in North Carolina#33 of 135$43.8M0.80%2025
Earthquake in North Carolina#57 of 180$54,8820.26%2025
Personal auto in North Carolina#68 of 129$889,0080.01%2025
Commercial package (BOP, CMP) in North Carolina#84 of 361$4.3M0.25%2025
Workers' compensation in North Carolina#112 of 347$4.0M0.26%2025
Fidelity bonds in North Carolina#135 of 145$2460.00%2025
Surety bonds in North Carolina#144 of 152$3900.00%2025
Crime (burglary and theft) in North Carolina#153 of 162$340.00%2025
Inland marine in North Carolina#228 of 420$167,3290.02%2025
Commercial property (fire and allied lines) in North Carolina#281 of 340$17,4490.00%2025
Commercial auto in North Carolina#367 of 408$18,5280.00%2025
General liability in North Carolina#474 of 621$132,8900.00%2025
Personal auto in South Dakota#27 of 98$5.3M0.58%2025
Ocean marine in South Dakota#28 of 35$2,7840.11%2025
Workers' compensation in South Dakota#38 of 284$1.2M0.60%2025
Earthquake in South Dakota#63 of 78$830.01%2025
Homeowners in South Dakota#71 of 84$76,8590.01%2025
Commercial package (BOP, CMP) in South Dakota#73 of 217$596,0700.21%2025
Commercial auto in South Dakota#126 of 237$199,1410.08%2025
Inland marine in South Dakota#229 of 248$1,2870.00%2025
General liability in South Dakota#272 of 356$12,8680.01%2025
Workers' compensation in Texas#6 of 327$40.5M1.61%2025
Ocean marine in Texas#46 of 81$902,5140.22%2025
Commercial package (BOP, CMP) in Texas#56 of 260$21.8M0.50%2025
Commercial property (fire and allied lines) in Texas#80 of 260$6.8M0.13%2025
Fidelity bonds in Texas#93 of 123$9,0010.01%2025
Crime (burglary and theft) in Texas#110 of 137$5410.00%2025
Earthquake in Texas#115 of 130$1480.00%2025
Surety bonds in Texas#156 of 165$1,1990.00%2025
Inland marine in Texas#238 of 356$114,9600.00%2025
Commercial auto in Texas#273 of 329$368,9210.00%2025
General liability in Texas#369 of 463$275,9690.00%2025
Personal auto in Washington#9 of 47$230.6M2.84%2025
Ocean marine in Washington#15 of 40$4.0M1.67%2025
Personal auto in Wisconsin#23 of 155$32.9M0.72%2024
Homeowners in Wisconsin#82 of 161$2.8M0.12%2024
Commercial property (fire and allied lines) in Wisconsin#104 of 210$153,3340.05%2024
Surety bonds in Wisconsin#110 of 117$3830.00%2024
Commercial package (BOP, CMP) in Wisconsin#144 of 276$579,7320.05%2024
Commercial auto in Wisconsin#225 of 312$138,1440.01%2024
Workers' compensation in Wisconsin#307 of 312$3990.00%2024
General liability in Wisconsin#319 of 429$66,4530.01%2024
Standing

Where it's a top-10 writer

Travelers Group (NAIC group 03548), the group Standard Fire Insurance Company (The) belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Alabama
Total Commercial Multiple Peril
#1$121.3M11.52%2025
General liability in Alabama
Other Liability
#1$84.7M6.38%2025
Fidelity bonds in Alabama
Fidelity
#1$3.6M26.66%2025
Surety bonds in Alabama
Surety
#1$18.6M13.05%2025
Fidelity bonds in Alaska
Fidelity
#1$573,00017.27%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#1$355,00028.27%2025
Commercial package (BOP, CMP) in Arizona
Total Commercial Multiple Peril
#1$100.3M9.24%2025
Surety bonds in Arizona
Surety
#1$31.9M13.22%2025
Commercial package (BOP, CMP) in Arkansas
Total Commercial Multiple Peril
#1$55.1M8.89%2025
Fidelity bonds in Arkansas
Fidelity
#1$1.6M16.64%2025
Surety bonds in Arkansas
Surety
#1$12.4M17.38%2025
Commercial package (BOP, CMP) in California
Total Commercial Multiple Peril
#1$984.0M12.67%2025
Crime (burglary and theft) in California
Burglary and Theft
#1$8.8M12.96%2025
Surety bonds in Colorado
Surety
#1$29.2M12.06%2025
Homeowners in Connecticut
Homeowners Multiple Peril
#1$264.2M10.36%2025
Commercial package (BOP, CMP) in Connecticut
Total Commercial Multiple Peril
#1$115.8M11.69%2025
Fidelity bonds in Connecticut
Fidelity
#1$4.1M16.18%2025
Surety bonds in Connecticut
Surety
#1$21.3M18.14%2025
Commercial property (fire and allied lines) in District of Columbia
Fire
#1$11.4M15.25%2025
Homeowners in District of Columbia
Homeowners Multiple Peril
#1$62.1M23.40%2025
Commercial package (BOP, CMP) in District of Columbia
Total Commercial Multiple Peril
#1$36.1M14.41%2025
Fidelity bonds in Florida
Fidelity
#1$14.3M18.64%2025
Surety bonds in Florida
Surety
#1$98.7M11.71%2025
Commercial package (BOP, CMP) in Georgia
Total Commercial Multiple Peril
#1$188.9M9.71%2025
Earthquake in Georgia
Earthquake
#1$2.4M9.20%2025
Fidelity bonds in Georgia
Fidelity
#1$6.3M16.73%2025
Surety bonds in Georgia
Surety
#1$42.6M11.78%2025
Fidelity bonds in Hawaii
Fidelity
#1$940,00018.83%2025
Crime (burglary and theft) in Hawaii
Burglary and Theft
#1$434,00021.37%2025
Fidelity bonds in Idaho
Fidelity
#1$711,00017.21%2025
Commercial property (fire and allied lines) in Illinois
Fire
#1$70.1M7.54%2025
Commercial package (BOP, CMP) in Illinois
Total Commercial Multiple Peril
#1$259.2M9.08%2025
Workers' compensation in Illinois
Workers Compensation
#1$228.3M9.35%2025
Fidelity bonds in Illinois
Fidelity
#1$11.3M15.11%2025
Workers' compensation in Indiana
Workers Compensation
#1$54.9M6.72%2025
General liability in Indiana
Other Liability
#1$123.4M6.63%2025
Fidelity bonds in Indiana
Fidelity
#1$4.2M21.16%2025
Workers' compensation in Iowa
Workers Compensation
#1$50.2M7.89%2025
General liability in Iowa
Other Liability
#1$80.7M7.44%2025
Fidelity bonds in Iowa
Fidelity
#1$3.4M25.67%2025
Commercial package (BOP, CMP) in Kansas
Total Commercial Multiple Peril
#1$66.5M10.51%2025
Workers' compensation in Kansas
Workers Compensation
#1$45.6M10.60%2025
General liability in Kansas
Other Liability
#1$62.9M7.30%2025
Fidelity bonds in Kansas
Fidelity
#1$3.1M26.79%2025
Fidelity bonds in Kentucky
Fidelity
#1$2.6M24.57%2025
Surety bonds in Kentucky
Surety
#1$19.7M16.97%2025
General liability in Louisiana
Other Liability
#1$130.1M7.42%2025
Fidelity bonds in Louisiana
Fidelity
#1$5.1M37.89%2025
Crime (burglary and theft) in Louisiana
Burglary and Theft
#1$2.2M26.67%2025
Earthquake in Maine
Earthquake
#1$489,00014.99%2025
Fidelity bonds in Maine
Fidelity
#1$1.5M29.74%2025
Commercial property (fire and allied lines) in Maryland
Fire
#1$29.9M8.83%2025
Fidelity bonds in Maryland
Fidelity
#1$5.2M20.08%2025
Surety bonds in Maryland
Surety
#1$31.9M13.37%2025
Commercial package (BOP, CMP) in Massachusetts
Total Commercial Multiple Peril
#1$216.6M10.44%2025
Fidelity bonds in Massachusetts
Fidelity
#1$8.4M15.65%2025
Earthquake in Michigan
Earthquake
#1$1.7M12.09%2025
Fidelity bonds in Michigan
Fidelity
#1$6.1M17.60%2025
Fidelity bonds in Minnesota
Fidelity
#1$4.4M15.50%2025
Commercial package (BOP, CMP) in Mississippi
Total Commercial Multiple Peril
#1$84.1M14.87%2025

Showing the best 60 of 900 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $183.9M per bond, licensed to write surety in 52 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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