
Who writes surety bonds in California
Ranked by direct premium written in 2025 from the California Department of Insurance market share report (every company, not a top-N list).
148 companies wrote surety bonds in California in 2025, $1.27B in direct premium. Liberty Mutual Insurance Company led with 10.1%; the top five hold 35%.
By Sam Alishahi, independent insurance broker · All lines in California
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $128.7M | 10.13% |
| 2 | Travelers Casualty and Surety Company of America | 31194 | CT | Admitted (licensed) | $125.7M | 9.90% |
| 3 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $70.5M | 5.55% |
| 4 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $68.1M | 5.36% |
| 5 | Western Surety Company | 13188 | SD | Admitted (licensed) | $57.3M | 4.51% |
| 6 | American Contractors Indemnity Company | 10216 | CA | Admitted (licensed) | $46.3M | 3.65% |
| 7 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $44.0M | 3.47% |
| 8 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $39.0M | 3.07% |
| 9 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $37.8M | 2.98% |
| 10 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $33.2M | 2.61% |
| 11 | Merchants Bonding Company (Mutual) | 14494 | IA | Admitted (licensed) | $31.3M | 2.46% |
| 12 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $29.8M | 2.35% |
| 13 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $29.2M | 2.30% |
| 14 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $27.3M | 2.15% |
| 15 | Allegheny Casualty Company | 13285 | NJ | Admitted (licensed) | $24.0M | 1.89% |
| 16 | SureTec Insurance Company | 10916 | TX | Admitted (licensed) | $21.3M | 1.68% |
| 17 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $19.7M | 1.55% |
| 18 | SiriusPoint America Insurance Company | 38776 | NY | Admitted (licensed) | $19.0M | 1.49% |
| 19 | Harco National Insurance Company | 26433 | IL | Admitted (licensed) | $18.7M | 1.47% |
| 20 | Travelers Casualty and Surety Company | 19038 | CT | Admitted (licensed) | $18.5M | 1.46% |
| 21 | Old Republic Surety Company | 40444 | WI | Admitted (licensed) | $18.5M | 1.45% |
| 22 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $17.9M | 1.41% |
| 23 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $17.0M | 1.34% |
| 24 | Endurance Assurance Corporation | 11551 | DE | Admitted (licensed) | $16.0M | 1.26% |
| 25 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $13.6M | 1.07% |
| 26 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $12.9M | 1.01% |
| 27 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $12.5M | 0.99% |
| 28 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $12.1M | 0.95% |
| 29 | Developers Surety and Indemnity Company | 12718 | CA | Admitted (licensed) | $11.8M | 0.93% |
| 30 | FINANCIAL CASUALTY \u0026 SURETY, INC. | 35009 | TX | Admitted (licensed) | $11.8M | 0.93% |
| 31 | Everest Reinsurance (Bermuda) Limited - | 26921 | DE | Admitted (licensed) | $11.4M | 0.90% |
| 32 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $11.3M | 0.89% |
| 33 | Great Midwest Insurance Company | 18694 | TX | Admitted (licensed) | $11.0M | 0.86% |
| 34 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $11.0M | 0.86% |
| 35 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $10.6M | 0.83% |
| 36 | Berkley Assurance Company | 32603 | DE | Admitted (licensed) | $10.2M | 0.80% |
| 37 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $9.4M | 0.74% |
| 38 | Euler Hermes North America Insurance Company | 20516 | MD | Admitted (licensed) | $9.0M | 0.71% |
| 39 | Platte River Insurance Company | 18619 | NE | Admitted (licensed) | $8.9M | 0.70% |
| 40 | Palomar Casualty and Surety Company | 10671 | LA | Admitted (licensed) | $8.6M | 0.67% |
| 41 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $7.8M | 0.61% |
| 42 | Lexon Insurance Company | 13307 | TX | Admitted (licensed) | $7.2M | 0.56% |
| 43 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $6.9M | 0.54% |
| 44 | Seaview Insurance Company | 10004 | CA | Admitted (licensed) | $6.3M | 0.50% |
| 45 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $6.1M | 0.48% |
| 46 | Lexington National Insurance Corporation | 37940 | FL | Admitted (licensed) | $4.9M | 0.39% |
| 47 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $4.8M | 0.38% |
| 48 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $4.8M | 0.37% |
| 49 | ASCOT SURETY \u0026 CASUALTY COMPANY | 30279 | CO | Admitted (licensed) | $4.5M | 0.35% |
| 50 | United Casualty and Surety Insurance Company | 36226 | NE | Admitted (licensed) | $4.4M | 0.35% |
| 51 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $4.0M | 0.31% |
| 52 | Bankers Insurance Company | 33162 | FL | Admitted (licensed) | $4.0M | 0.31% |
| 53 | Indemnity National Insurance Company | 18468 | MS | Admitted (licensed) | $3.9M | 0.31% |
| 54 | Capitol Indemnity Corporation | 10472 | WI | Admitted (licensed) | $3.9M | 0.31% |
| 55 | California Insurance Company | 38865 | CA | Admitted (licensed) | $3.5M | 0.28% |
| 56 | National Indemnity Company | 20087 | NE | Admitted (licensed) | $3.1M | 0.25% |
| 57 | Contractors Bonding and Insurance Company | 37206 | IL | Admitted (licensed) | $3.1M | 0.24% |
| 58 | Evergreen National Indemnity Company | 12750 | OH | Admitted (licensed) | $2.9M | 0.23% |
| 59 | Amherst National Insurance Company | 16379 | NC | Admitted (licensed) | $2.8M | 0.22% |
| 60 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $2.6M | 0.20% |
| 61 | Granite Re, Inc. | 26310 | MN | Admitted (licensed) | $2.5M | 0.20% |
| 62 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $2.4M | 0.19% |
| 63 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $2.3M | 0.18% |
| 64 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $2.0M | 0.16% |
| 65 | Merchants National Bonding, Inc. | 11595 | IA | Admitted (licensed) | $2.0M | 0.16% |
| 66 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $1.9M | 0.15% |
| 67 | American Surety Company | 31380 | IN | Admitted (licensed) | $1.8M | 0.15% |
| 68 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $1.8M | 0.14% |
| 69 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $1.6M | 0.13% |
| 70 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $1.6M | 0.13% |
| 71 | Hudson Insurance Company | 25054 | DE | Admitted (licensed) | $1.5M | 0.12% |
| 72 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $1.5M | 0.12% |
| 73 | International Fidelity Insurance Company | 11592 | NJ | Admitted (licensed) | $1.3M | 0.10% |
| 74 | Swiss Re Corporate Solutuions Premier Insurance Corporation | 32778 | MO | Admitted (licensed) | $1.3M | 0.10% |
| 75 | Western National Mutual Insurance Company | 15377 | MN | Admitted (licensed) | $1.3M | 0.10% |
| 76 | Business Alliance Insurance Company | 10830 | CA | Admitted (licensed) | $1.3M | 0.10% |
| 77 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $1.3M | 0.10% |
| 78 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $1.1M | 0.09% |
| 79 | Westport Insurance Corporation | 39845 | MO | Admitted (licensed) | $939,398 | 0.07% |
| 80 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $914,177 | 0.07% |
| 81 | Guarantee Company of North America USA (The) | 36650 | AR | Admitted (licensed) | $913,384 | 0.07% |
| 82 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $882,117 | 0.07% |
| 83 | Pennsylvania Insurance Company | 21962 | NM | Admitted (licensed) | $804,747 | 0.06% |
| 84 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $797,362 | 0.06% |
| 85 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $767,729 | 0.06% |
| 86 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $746,538 | 0.06% |
| 87 | Continental Heritage Insurance Company | 39551 | FL | Admitted (licensed) | $717,668 | 0.06% |
| 88 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $676,661 | 0.05% |
| 89 | Safety First Insurance Company | 11123 | MO | Admitted (licensed) | $623,430 | 0.05% |
| 90 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $607,012 | 0.05% |
| 91 | Ohio Indemnity Company | 26565 | OH | Admitted (licensed) | $505,228 | 0.04% |
| 92 | Colonial Surety Company | 10758 | PA | Admitted (licensed) | $432,607 | 0.03% |
| 93 | Sun Surety Insurance Company | 10909 | SD | Admitted (licensed) | $362,628 | 0.03% |
| 94 | Financial Pacific Insurance Company | 31453 | CA | Admitted (licensed) | $351,834 | 0.03% |
| 95 | Gray Insurance Company (The) | 36307 | LA | Admitted (licensed) | $335,659 | 0.03% |
| 96 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $248,687 | 0.02% |
| 97 | Bond Safeguard Insurance Company | 27081 | SD | Admitted (licensed) | $225,196 | 0.02% |
| 98 | Palomar Specialty Insurance Company | 20338 | OR | Admitted (licensed) | $204,664 | 0.02% |
| 99 | UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY | 32867 | IN | Admitted (licensed) | $149,268 | 0.01% |
| 100 | NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | $142,360 | 0.01% |
| 101 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $139,094 | 0.01% |
| 102 | Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | $127,319 | 0.01% |
| 103 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $94,850 | 0.01% |
| 104 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $89,615 | 0.01% |
| 105 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $87,540 | 0.01% |
| 106 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $83,218 | 0.01% |
| 107 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $81,647 | 0.01% |
| 108 | Allied World Assurance Company (U.S.) Inc. | 22730 | NH | Admitted (licensed) | $58,998 | 0.00% |
| 109 | RepWest Insurance Company | 31089 | AZ | Admitted (licensed) | $57,257 | 0.00% |
| 110 | Protective Insurance Company | 12416 | IN | Admitted (licensed) | $54,050 | 0.00% |
| 111 | Insurance Company of the West | 27847 | CA | Admitted (licensed) | $46,953 | 0.00% |
| 112 | American States Insurance Company | 19704 | IN | Admitted (licensed) | $41,824 | 0.00% |
| 113 | Acstar Insurance Company | 22950 | IL | Admitted (licensed) | $41,575 | 0.00% |
| 114 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $29,976 | 0.00% |
| 115 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $29,321 | 0.00% |
| 116 | Petroleum Casualty Company | 12297 | TX | Admitted (licensed) | $28,438 | 0.00% |
| 117 | PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 35769 | MO | Admitted (licensed) | $24,550 | 0.00% |
| 118 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $24,008 | 0.00% |
| 119 | Colonial American Casualty and Surety Company | 34347 | IL | Admitted (licensed) | $21,313 | 0.00% |
| 120 | Safety National Casualty Corporation | 15105 | MO | Admitted (licensed) | $16,306 | 0.00% |
| 121 | Seneca Insurance Company Incorporated | 10936 | NY | Admitted (licensed) | $14,107 | 0.00% |
| 122 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $13,058 | 0.00% |
| 123 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $13,018 | 0.00% |
| 124 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $7,999 | 0.00% |
| 125 | Aegis Security Insurance Company | 33898 | CA | Admitted (licensed) | $6,548 | 0.00% |
| 126 | First National Insurance Company of America | 24724 | NH | Admitted (licensed) | $6,107 | 0.00% |
| 127 | Carolina Casualty Insurance Company | 10510 | IA | Admitted (licensed) | $5,419 | 0.00% |
| 128 | Insurance Company of North America | 22713 | PA | Admitted (licensed) | $5,344 | 0.00% |
| 129 | Star Insurance Company | 18023 | MI | Admitted (licensed) | $5,195 | 0.00% |
| 130 | Surety Bonding Company of America | 24047 | SD | Admitted (licensed) | $5,064 | 0.00% |
| 131 | Old United Casualty Company | 37060 | KS | Admitted (licensed) | $4,373 | 0.00% |
| 132 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $4,335 | 0.00% |
| 133 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $3,762 | 0.00% |
| 134 | United States Fidelity and Guaranty Company | 25887 | CT | Admitted (licensed) | $2,985 | 0.00% |
| 135 | CorePointe Insurance Company | 10499 | DE | Admitted (licensed) | $2,546 | 0.00% |
| 136 | Incline National Insurance Company | 19269 | CA | Admitted (licensed) | $1,525 | 0.00% |
| 137 | Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | $1,330 | 0.00% |
| 138 | Utica Mutual Insurance Company | 25976 | NY | Admitted (licensed) | $1,200 | 0.00% |
| 139 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $1,176 | 0.00% |
| 140 | Bar Plan Mutual Insurance Company (The) | 29513 | MO | Admitted (licensed) | $1,160 | 0.00% |
| 141 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $921 | 0.00% |
| 142 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $837 | 0.00% |
| 143 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $800 | 0.00% |
| 144 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $689 | 0.00% |
| 145 | National American Insurance Company | 23663 | OK | Admitted (licensed) | $500 | 0.00% |
| 146 | State Farm General Insurance Company | 25151 | IL | Admitted (licensed) | $150 | 0.00% |
| 147 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $125 | 0.00% |
| 148 | Motors Insurance Corporation | 22012 | MI | Admitted (licensed) | $75 | 0.00% |
Method and source
Source: the California Department of Insurance company list, read 2026-10-17 and the surplus lines list. California's company search lists every company on file (all lines, including some no longer active); P&C status comes from the merge. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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