Palomar Specialty Insurance Company · NAIC 20338
Where Palomar Specialty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
Palomar Specialty Insurance Company (NAIC 20338) is a property and casualty insurer domiciled in Oregon, part of Palomar Holdings Group. State regulators list it as licensed (admitted) in Alaska, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin. It ranked #2 of 40 in Washington earthquake in 2025 (13.0% share). It ranked #3 of 128 in California earthquake in 2025 (11.3% share). It ranked #9 of 265 in Illinois earthquake in 2025 (1.8% share). The U.S. Treasury lists it as a certified surety with a $53.4M underwriting limit.
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Colorado, Minnesota, Montana, Utah, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| Alaska | Admitted (licensed) | — | — | Alaska, 2026-10-18 |
| California | Admitted (licensed) | Commercial auto, Earthquake, Farm and crop, Flood, Inland marine, General liability, Surety bonds, Workers' compensation | — | California Department of Insurance, 2026-10-17 |
| Connecticut | Admitted (licensed) | — | — | Connecticut, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Inland marine, General liability, Ocean marine, Surety bonds | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Georgia, 2026-10-18 |
| Hawaii | Admitted (licensed) | — | — | Hawaii, 2026-10-18 |
| Idaho | Admitted (licensed) | Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | — | Idaho, 2026-10-18 |
| Illinois | Admitted (licensed) | Earthquake, Farm and crop, Flood, Inland marine, General liability | — | Illinois, 2026-10-18 |
| Iowa | Admitted (licensed) | — | — | Iowa, 2026-10-18 |
| Kentucky | Admitted (licensed) | — | — | Kentucky Department of Insurance, 2026-10-17 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Massachusetts | Admitted (licensed) | Fidelity bonds, Surety bonds | — | Massachusetts, 2026-10-18 |
| Mississippi | Admitted (licensed) | Farm and crop, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds | 02-19-2016 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds | — | Missouri, 2026-10-18 |
| Nebraska | Admitted (licensed) | — | — | Nebraska, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation | — | Nevada Division of Insurance, 2026-10-17 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| New York | Admitted (licensed) | — | — | Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17 |
| North Carolina | Admitted (licensed) | Inland marine, General liability | — | North Carolina, 2026-10-18 |
| North Dakota | Admitted (licensed) | — | — | North Dakota, 2026-10-18 |
| Ohio | Admitted (licensed) | — | — | Ohio Department of Insurance, 2026-10-17 |
| Oklahoma | Admitted (licensed) | Earthquake, Flood, Inland marine | — | Oklahoma, 2026-10-18 |
| Oregon | Admitted (licensed) | Earthquake, Farm and crop, Flood, Inland marine, General liability, Commercial property (fire and allied lines) | — | Oregon, 2026-10-18 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| South Dakota | Admitted (licensed) | Farm and crop, General liability | — | South Dakota, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation | 1980/09/15 | Texas Department of Insurance, 2026-10-17 |
| Washington | Admitted (licensed) | Earthquake, Farm and crop | — | Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17 |
| Wisconsin | Admitted (licensed) | General liability | — | Wisconsin, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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