
Who writes farm and crop in Wisconsin
Ranked by direct premium written in 2024 from the Wisconsin market share report (every company, not a top-N list).
49 companies wrote farm and crop in Wisconsin in 2024, $280.5M in direct premium. Rural Mutual Insurance Company led with 36.9%; the top five hold 66%. 67 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Wisconsin
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Rural Mutual Insurance Company | 15091 | WI | Admitted (licensed) | $103.5M | 36.88% |
| 2 | American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | $26.1M | 9.30% |
| 3 | Mt. Morris Mutual Insurance Company | 10831 | WI | Admitted (licensed) | $19.8M | 7.07% |
| 4 | SECURA Insurance Company | 22543 | WI | Admitted (licensed) | $19.6M | 6.99% |
| 5 | Hastings Insurance Company | 14176 | MI | Admitted (licensed) | $17.0M | 6.05% |
| 6 | Wisconsin Mutual Insurance Company | 27022 | WI | Admitted (licensed) | $12.8M | 4.56% |
| 7 | American Family Insurance Company | 10386 | WI | Admitted (licensed) | $11.6M | 4.12% |
| 8 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $10.9M | 3.87% |
| 9 | McMillan-Warner Mutual Insurance Company | 11036 | WI | Admitted (licensed) | $6.7M | 2.38% |
| 10 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $6.0M | 2.15% |
| 11 | Mutual of Wausau Insurance Corporation | 11617 | WI | Admitted (licensed) | $6.0M | 2.13% |
| 12 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $5.6M | 2.01% |
| 13 | Maple Valley Mutual Insurance Company | 31780 | WI | Admitted (licensed) | $4.6M | 1.64% |
| 14 | River Valley Mutual Insurance Company | 11607 | WI | Admitted (licensed) | $4.3M | 1.52% |
| 15 | Rockford Mutual Insurance Company | 27065 | IL | Admitted (licensed) | $4.0M | 1.44% |
| 16 | Germantown Mutual Insurance Company | 14036 | WI | Admitted (licensed) | $3.9M | 1.38% |
| 17 | Eagle Point Mutual Insurance Company | 11767 | WI | Admitted (licensed) | $2.9M | 1.02% |
| 18 | North Star Mutual Insurance Company | 14850 | MN | Admitted (licensed) | $2.5M | 0.89% |
| 19 | Sugar Creek Mutual Insurance Company | 11713 | WI | Admitted (licensed) | $2.0M | 0.71% |
| 20 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $1.9M | 0.67% |
| 21 | Bloomington Farmers Mutual Insurance Company | 11780 | WI | Admitted (licensed) | $1.3M | 0.45% |
| 22 | Forward Mutual Insurance Company | 11387 | WI | Admitted (licensed) | $1.2M | 0.42% |
| 23 | Theresa Mutual Insurance Company | 11658 | WI | Admitted (licensed) | $931,020 | 0.33% |
| 24 | Reedsburg-Westfield Mutual Insurance Company | 11726 | WI | Admitted (licensed) | $785,337 | 0.28% |
| 25 | Wisconsin River Mutual Insurance Company | 11741 | WI | Admitted (licensed) | $741,398 | 0.26% |
| 26 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $620,820 | 0.22% |
| 27 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $495,487 | 0.18% |
| 28 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $463,285 | 0.17% |
| 29 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $379,822 | 0.14% |
| 30 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $364,243 | 0.13% |
| 31 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $335,935 | 0.12% |
| 32 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $273,617 | 0.10% |
| 33 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $202,406 | 0.07% |
| 34 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $195,245 | 0.07% |
| 35 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $191,260 | 0.07% |
| 36 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $134,108 | 0.05% |
| 37 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $124,506 | 0.04% |
| 38 | Integrity Property and Casualty Insurance Company | 12986 | OH | Admitted (licensed) | $73,542 | 0.03% |
| 39 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $70,512 | 0.03% |
| 40 | Integrity Insurance Company | 14303 | OH | Admitted (licensed) | $47,830 | 0.02% |
| 41 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $39,112 | 0.01% |
| 42 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $33,630 | 0.01% |
| 43 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $20,602 | 0.01% |
| 44 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $18,760 | 0.01% |
| 45 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $17,961 | 0.01% |
| 46 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $11,072 | 0.00% |
| 47 | COUNTRY Mutual Insurance Company | 20990 | IL | Admitted (licensed) | $3,361 | 0.00% |
| 48 | Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | $1,120 | 0.00% |
| 49 | American Reliable Insurance Company | 19615 | AZ | Admitted (licensed) | $88 | 0.00% |
Method and source
Source: the Wisconsin insurance regulator company list, read 2026-10-18. Admitted = union of two OCI 2025 Wisconsin Insurance Report documents joined by normalized name: Table E market share (every insurer with 2025 WI premium, all 48 lines incl. life/annuity/A&H; gives NAIC code + lines) and the Directory of Licensed Insurers as of 12/31/2025 (gives domicile, company type, year commenced in WI; no NAIC; https://oci.wi.gov/Documents/AboutOCI/2025_WIR_Directory.pdf). Join stats: {'exact': 1249, 'fuzzy': 3, 'unmatched_xlsx': 2, 'directory_rows': 2281, 'table_e_naic': 1254, 'directory_unmatched': 1029}. Rows with naic '' are directory-only (licensed but no 2025 WI premium or name not matched); rows with type '' are Table E only (name not matched to the directory). Type codes: AR=Accredited Reinsurer; CR=Certified Reinsurer; RJR=Reciprocal Jurisdiction Reinsurer; DSL=Domestic Surplus Line; FR=Fraternal Benefit Society; CC=Continuing Care Organization; CMO=Care Management Organization; HMO=Health Maintenance Organization; IRO=Independent Review Organization; LAH=Life and Accident and Health Company; LSP=Life Settlement Provider; RRG=Risk Retention Group; LSHO=Limited Service Health Organization; MC=Motor Club Plan; SCP=Service Contract Provider; PC=Property and Casualty Company; TI=Title Company; TM=Town Mutual of Wisconsin; VPP=Vehicle Protection Plan; WP=Warranty Plan. Filter P&C with type in {PC, RRG, DSL, TM, TI} or lines among the P&C lines (Table E sheets 34-48: FIRE, FARMOWNERS MULTIPLE PERIL, HOMEOWNERS MULTIPLE PERIL, COMMERCIAL MULTIPLE PERIL, MEDICAL MALPRACTICE, WORKERS COMPENSATION, EXCESS WORKERS COMPENSATION, OTHER LIABILITY, PRIVATE PASSENGER AUTO, COMMERCIAL AUTO, FIDELITY, SURETY, CREDIT, MORTGAGE GUARANTY, TITLE; sheet 33 STOP LOSS/EXCESS LOSS; line strings are the sheet titles, which differ slightly from the TOC). Directory also lists non-insurers (SCP, WP, VPP, MC, LSP, IRO, CC, CMO) and reinsurers (AR, CR, RJR); foreign domiciles are blanked. 'since' = year commenced business in WI. Wisconsin publishes no eligible surplus lines list (NRRA home-state rule; NAIC IID list for aliens), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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