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Directory · Company · Updated 2026-10-18

State Farm Fire and Casualty Company · NAIC 25143

Where State Farm Fire and Casualty Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

State Farm Fire and Casualty Company (NAIC 25143) is a property and casualty insurer domiciled in Illinois, part of State Farm Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #1 of 183 in Illinois homeowners in 2025 (33.6% share). It ranked #1 of 400 in Illinois commercial package (BOP, CMP) in 2025 (7.5% share). It ranked #1 of 265 in Illinois earthquake in 2025 (25.5% share). The U.S. Treasury lists it as a certified surety with a $2.69B underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Commercial auto, Farm and crop, Fidelity bonds, General liability, Medical malpractice, Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Surety bonds, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation10-01-1952Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Surety bonds, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Surety bonds, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Surety bonds, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1946/07/29Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Farm and crop, Fidelity bonds, Homeowners, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Medical malpractice in California#23 of 35$397,3750.09%2025
Fidelity bonds in California#24 of 109$1.3M0.78%2025
Farm and crop in California#32 of 45$13,5650.00%2025
Commercial auto in California#37 of 232$43.2M0.67%2025
Workers' compensation in California#53 of 245$64.5M0.54%2025
Surety bonds in California#82 of 148$882,1170.07%2025
General liability in California#153 of 353$6.9M0.08%2025
Homeowners in Illinois#1 of 183$2.34B33.65%2025
Commercial package (BOP, CMP) in Illinois#1 of 400$215.4M7.54%2025
Earthquake in Illinois#1 of 265$29.1M25.51%2025
Inland marine in Illinois#4 of 452$51.0M4.12%2025
General liability in Illinois#6 of 695$106.6M1.63%2025
Farm and crop in Illinois#12 of 57$15.2M1.05%2025
Commercial auto in Illinois#14 of 448$54.4M1.70%2025
Personal auto in Illinois#17 of 194$127.0M1.14%2025
Fidelity bonds in Illinois#35 of 162$362,1820.49%2025
Workers' compensation in Illinois#40 of 375$17.7M0.73%2025
Surety bonds in Illinois#57 of 157$948,1820.26%2025
Medical malpractice in Illinois#102 of 127$160,3730.03%2025
Commercial property (fire and allied lines) in Illinois#205 of 387$361,9820.02%2025
Homeowners in North Carolina#1 of 135$843.3M15.33%2025
Earthquake in North Carolina#2 of 180$1.3M6.26%2025
Commercial package (BOP, CMP) in North Carolina#6 of 361$47.9M2.78%2025
Inland marine in North Carolina#7 of 420$24.8M2.32%2025
General liability in North Carolina#15 of 621$31.7M1.07%2025
Fidelity bonds in North Carolina#48 of 145$71,6110.17%2025
Workers' compensation in North Carolina#54 of 347$8.1M0.54%2025
Surety bonds in North Carolina#71 of 152$702,1400.22%2025
Medical malpractice in North Carolina#106 of 122$18,7230.01%2025
Commercial package (BOP, CMP) in South Dakota#1 of 217$32.0M11.45%2025
Homeowners in South Dakota#1 of 84$121.6M21.94%2025
General liability in South Dakota#3 of 356$10.7M4.91%2025
Earthquake in South Dakota#7 of 78$23,1063.67%2025
Inland marine in South Dakota#7 of 248$4.0M3.59%2025
Farm and crop in South Dakota#14 of 47$15.2M1.03%2025
Medical malpractice in South Dakota#21 of 31$15,1180.09%2025
Personal auto in South Dakota#22 of 98$8.5M0.94%2025
Workers' compensation in South Dakota#22 of 284$1.8M0.92%2025
Fidelity bonds in South Dakota#37 of 79$10,0530.27%2025
Surety bonds in South Dakota#67 of 106$26,6450.08%2025
Commercial auto in South Dakota#75 of 237$568,0670.23%2025
General liability in Texas#8 of 463$142.4M2.12%2025
Inland marine in Texas#28 of 356$26.6M0.82%2025
Medical malpractice in Texas#39 of 44$65,1680.03%2025
Farm and crop in Texas#41 of 41$4,2130.00%2025
Fidelity bonds in Texas#42 of 123$172,8170.18%2025
Workers' compensation in Texas#67 of 327$7.1M0.28%2025
Surety bonds in Texas#84 of 165$1.1M0.08%2025
Commercial auto in Texas#323 of 329$5,8600.00%2025
Earthquake in Washington#1 of 40$63.9M21.54%2025
Homeowners in Washington#1 of 40$629.5M17.29%2025
General liability in Washington#1 of 91$71.2M6.37%2025
Commercial package (BOP, CMP) in Washington#4 of 51$57.3M5.82%2025
Inland marine in Washington#6 of 40$21.6M3.85%2025
Personal auto in Washington#13 of 47$168.9M2.08%2025
Farm and crop in Washington#17 of 39$3.7M0.77%2025
Credit in Washington#29 of 29$13,0000.03%2025
Fidelity bonds in Washington#33 of 40$69,0000.29%2025
Medical malpractice in Washington#48 of 51$29,0000.02%2025
Commercial auto in Washington#52 of 65$86,0000.01%2025
Homeowners in Wisconsin#1 of 161$416.7M17.48%2024
Commercial package (BOP, CMP) in Wisconsin#7 of 276$39.7M3.63%2024
General liability in Wisconsin#7 of 429$38.0M2.96%2024
Farm and crop in Wisconsin#8 of 49$10.9M3.87%2024
Personal auto in Wisconsin#20 of 155$41.3M0.91%2024
Medical malpractice in Wisconsin#24 of 34$52,5880.07%2024
Fidelity bonds in Wisconsin#48 of 118$69,2720.29%2024
Workers' compensation in Wisconsin#54 of 312$7.1M0.38%2024
Surety bonds in Wisconsin#58 of 117$142,9630.14%2024
Commercial property (fire and allied lines) in Wisconsin#109 of 210$135,2880.04%2024
Commercial auto in Wisconsin#132 of 312$860,6950.08%2024
Standing

Where it's a top-10 writer

State Farm Group (NAIC group 00176), the group State Farm Fire and Casualty Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Homeowners in Alabama
Homeowners Multiple Peril
#1$855.5M26.74%2025
Personal auto in Alabama
Private Passenger Auto Liability
#1$763.8M27.49%2025
Personal auto in Alabama
Total Private Passenger Auto
#1$1.44B27.68%2025
Personal auto in Alabama
Private Passenger Auto Physical Damage
#1$672.1M27.91%2025
Homeowners in Alaska
Homeowners Multiple Peril
#1$83.4M32.15%2025
Personal auto in Alaska
Private Passenger Auto Liability
#1$111.4M30.63%2025
Personal auto in Alaska
Total Private Passenger Auto
#1$209.4M30.71%2025
Personal auto in Alaska
Private Passenger Auto Physical Damage
#1$97.9M30.80%2025
Homeowners in Arizona
Homeowners Multiple Peril
#1$659.9M17.98%2025
Personal auto in Arizona
Private Passenger Auto Physical Damage
#1$726.9M21.46%2025
Homeowners in Arkansas
Homeowners Multiple Peril
#1$499.3M27.43%2025
Earthquake in Arkansas
Earthquake
#1$19.5M36.55%2025
Personal auto in Arkansas
Private Passenger Auto Liability
#1$358.8M22.81%2025
Personal auto in Arkansas
Total Private Passenger Auto
#1$804.0M25.24%2025
Personal auto in Arkansas
Private Passenger Auto Physical Damage
#1$445.2M27.61%2025
Homeowners in California
Homeowners Multiple Peril
#1$3.30B18.62%2025
Personal auto in California
Total Private Passenger Auto
#1$6.69B13.83%2025
Personal auto in California
Private Passenger Auto Physical Damage
#1$3.39B14.95%2025
Homeowners in Colorado
Homeowners Multiple Peril
#1$1.35B23.48%2025
Commercial package (BOP, CMP) in Colorado
Total Commercial Multiple Peril
#1$159.4M10.99%2025
Personal auto in Colorado
Private Passenger Auto Liability
#1$861.2M21.27%2025
Personal auto in Colorado
Total Private Passenger Auto
#1$1.80B23.07%2025
Personal auto in Colorado
Private Passenger Auto Physical Damage
#1$934.3M25.02%2025
Homeowners in Delaware
Homeowners Multiple Peril
#1$146.1M27.30%2025
Personal auto in Delaware
Private Passenger Auto Liability
#1$243.5M28.49%2025
Personal auto in Delaware
Total Private Passenger Auto
#1$394.4M29.48%2025
Personal auto in Delaware
Private Passenger Auto Physical Damage
#1$150.9M31.23%2025
Commercial auto in District of Columbia
Commercial Auto Liability
#1$13.6M22.69%2025
Commercial auto in District of Columbia
Total Commercial Auto
#1$15.7M21.60%2025
Commercial auto in District of Columbia
Commercial Auto Physical Damage
#1$2.1M16.53%2025
Homeowners in Georgia
Homeowners Multiple Peril
#1$1.57B24.60%2025
Personal auto in Georgia
Private Passenger Auto Liability
#1$2.48B24.05%2025
Personal auto in Georgia
Total Private Passenger Auto
#1$3.68B24.05%2025
Personal auto in Georgia
Private Passenger Auto Physical Damage
#1$1.20B24.06%2025
Homeowners in Hawaii
Homeowners Multiple Peril
#1$195.2M30.26%2025
Personal auto in Idaho
Private Passenger Auto Physical Damage
#1$157.6M18.74%2025
Homeowners in Illinois
Homeowners Multiple Peril
#1$2.34B33.68%2025
Earthquake in Illinois
Earthquake
#1$29.1M25.53%2025
Personal auto in Illinois
Private Passenger Auto Liability
#1$1.73B29.36%2025
Personal auto in Illinois
Total Private Passenger Auto
#1$3.45B30.95%2025
Personal auto in Illinois
Private Passenger Auto Physical Damage
#1$1.72B32.72%2025
Homeowners in Indiana
Homeowners Multiple Peril
#1$836.6M23.56%2025
Earthquake in Indiana
Earthquake
#1$11.1M19.26%2025
Personal auto in Indiana
Total Private Passenger Auto
#1$1.24B22.01%2025
Personal auto in Indiana
Private Passenger Auto Physical Damage
#1$614.5M22.68%2025
Homeowners in Iowa
Homeowners Multiple Peril
#1$442.8M25.04%2025
Earthquake in Iowa
Earthquake
#1$660,0009.71%2025
Homeowners in Kansas
Homeowners Multiple Peril
#1$436.6M22.12%2025
Earthquake in Kansas
Earthquake
#1$2.3M21.91%2025
Personal auto in Kansas
Private Passenger Auto Physical Damage
#1$315.4M21.37%2025
Homeowners in Kentucky
Homeowners Multiple Peril
#1$532.3M24.26%2025
Earthquake in Kentucky
Earthquake
#1$15.4M25.23%2025
Personal auto in Kentucky
Private Passenger Auto Liability
#1$590.7M23.15%2025
Personal auto in Kentucky
Total Private Passenger Auto
#1$1.04B23.99%2025
Personal auto in Kentucky
Private Passenger Auto Physical Damage
#1$445.8M25.21%2025
Farm and crop in Louisiana
Farmowners Multiple Peril
#1$9.5M47.50%2025
Homeowners in Louisiana
Homeowners Multiple Peril
#1$754.2M21.73%2025
Commercial package (BOP, CMP) in Louisiana
Total Commercial Multiple Peril
#1$111.5M13.46%2025
Personal auto in Louisiana
Private Passenger Auto Liability
#1$967.4M27.91%2025
Personal auto in Louisiana
Total Private Passenger Auto
#1$1.70B29.15%2025

Showing the best 60 of 389 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $2.69B per bond, licensed to write surety in 51 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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