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Directory · Wisconsin · General liability

Who writes general liability in Wisconsin

Ranked by direct premium written in 2024 from the Wisconsin market share report (every company, not a top-N list).

429 companies wrote general liability in Wisconsin in 2024, $1.28B in direct premium. West Bend Insurance Company led with 7.4%; the top five hold 23%. 545 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Wisconsin

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in Wisconsin

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$121.1M6.43%55%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Travelers Group$111.1M5.90%72%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3West Bend Insurance Group$100.2M5.32%58%West Bend Insurance Company
4Zurich Insurance Group$75.0M3.98%113%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
5Cna Insurance Group$72.8M3.86%102%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
6American Family Insurance Group$62.6M3.33%66%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
7ACUITY, A Mutual Insurance Company$58.6M3.11%52%—
8State Farm Group$58.1M3.08%126%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
9Wr Berkley Corporation Group$54.0M2.87%55%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
10American International Group$49.5M2.63%36%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
General liability · Wisconsin

The companies

#CompanyNAICHome stateStatus herePremiumShare
1West Bend Insurance Company15350WIAdmitted (licensed)$94.7M7.38%
2ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$53.1M4.14%
3Travelers Property Casualty Company of America25674CTAdmitted (licensed)$50.0M3.90%
4American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$49.5M3.86%
5Federal Insurance Company20281INAdmitted (licensed)$45.8M3.57%
6Zurich American Insurance Company16535NYAdmitted (licensed)$43.9M3.42%
7State Farm Fire and Casualty Company25143ILAdmitted (licensed)$38.0M2.96%
8Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$32.3M2.52%
9Continental Insurance Company, (The)35289PAAdmitted (licensed)$29.4M2.29%
10Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$27.0M2.10%
11Continental Casualty Company20443ILAdmitted (licensed)$26.6M2.08%
12Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$25.0M1.95%
13National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$23.7M1.85%
14Virginia Surety Company, Inc.40827ILAdmitted (licensed)$18.8M1.46%
15SECURA Insurance Company22543WIAdmitted (licensed)$18.5M1.44%
16Ace American Insurance Company22667PAAdmitted (licensed)$17.6M1.38%
17Hanover Insurance Company (The)22292NHAdmitted (licensed)$16.9M1.32%
18Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$16.9M1.32%
19Arch Insurance (UK) Limited11150MOAdmitted (licensed)$16.4M1.28%
20Federated Mutual Insurance Company13935MNAdmitted (licensed)$14.5M1.13%
21Great American Insurance Company16691OHAdmitted (licensed)$14.4M1.12%
22EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$13.2M1.03%
23XL Insurance America, Inc.24554DEAdmitted (licensed)$13.0M1.02%
24Auto-Owners Insurance Company18988MIAdmitted (licensed)$12.9M1.01%
25American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$12.7M0.99%
26Erie Insurance Exchange26271PAAdmitted (licensed)$12.2M0.95%
27League of Wisconsin Municipalities Mutual Insurance11527WIAdmitted (licensed)$11.9M0.93%
28Owners Insurance Company32700OHAdmitted (licensed)$11.1M0.86%
29Middlesex Insurance Company23434WIAdmitted (licensed)$10.3M0.80%
30Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$10.2M0.80%
31Markel American Insurance Company28932VAAdmitted (licensed)$9.7M0.75%
32Endurance American Insurance Company10641DEAdmitted (licensed)$8.5M0.66%
33Markel Insurance Company38970ILAdmitted (licensed)$8.5M0.66%
34Everest National Insurance Company10120DEAdmitted (licensed)$8.4M0.66%
35Navigators Insurance Company42307NYAdmitted (licensed)$8.2M0.64%
36Old Republic Insurance Company24147PAAdmitted (licensed)$8.1M0.63%
37STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$8.1M0.63%
38Federated Reserve Insurance Company16024MNAdmitted (licensed)$7.9M0.62%
39Wisconsin Municipal Mutual Insurance Company27880WIAdmitted (licensed)$7.9M0.61%
40XL Specialty Insurance Company37885DEAdmitted (licensed)$7.6M0.59%
41Selective Insurance Company of America12572NJAdmitted (licensed)$7.6M0.59%
42Berkley National Insurance Company38911IAAdmitted (licensed)$7.5M0.59%
43Wisconsin County Mutual Insurance Corporation26956WIAdmitted (licensed)$7.5M0.58%
44Western National Mutual Insurance Company15377MNAdmitted (licensed)$7.2M0.56%
45State National Insurance Company, Inc.12831TXAdmitted (licensed)$7.0M0.55%
46Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$6.9M0.53%
47Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$6.8M0.53%
48National Casualty Company11991OHAdmitted (licensed)$6.8M0.53%
49American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$6.6M0.52%
50Midvale Indemnity Company27138WIAdmitted (licensed)$6.6M0.51%
51AXIS Insurance Company37273ILAdmitted (licensed)$6.5M0.50%
52Allstate Indemnity Company19240ILAdmitted (licensed)$5.8M0.45%
53SOCIETY INSURANCE, a mutual company15261WIAdmitted (licensed)$5.6M0.44%
54Artisan and Truckers Casualty Company10194WIAdmitted (licensed)$5.6M0.43%
55Greenwich Insurance Company22322DEAdmitted (licensed)$5.5M0.43%
56Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$5.4M0.42%
57Wisconsin Lawyers Mutual Insurance Company22020WIAdmitted (licensed)$5.3M0.41%
58RSUI Indemnity Company22314NHAdmitted (licensed)$5.2M0.40%
59United States Liability Insurance Company25895NEAdmitted (licensed)$5.1M0.40%
60Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$5.0M0.39%
61North River Insurance Company (The)21105NJAdmitted (licensed)$5.0M0.39%
62Sentry Insurance Company24988WIAdmitted (licensed)$4.9M0.38%
63Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$4.8M0.37%
64Allied World Specialty Insurance Company16624DEAdmitted (licensed)$4.8M0.37%
65Community Insurance Corporation11250WIAdmitted (licensed)$4.5M0.35%
66RLI Insurance Company13056ILAdmitted (licensed)$4.5M0.35%
67Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$4.5M0.35%
68Aspen American Insurance Company43460TXAdmitted (licensed)$4.4M0.35%
69Securian Casualty Company10054MNAdmitted (licensed)$4.4M0.34%
70Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$4.3M0.34%
71Great American Assurance Company26344OHAdmitted (licensed)$4.3M0.33%
72Integrity Insurance Company14303OHAdmitted (licensed)$4.2M0.32%
73Partners Mutual Insurance Company13439WIAdmitted (licensed)$4.1M0.32%
74Great West Casualty Company11371NEAdmitted (licensed)$4.0M0.31%
75QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$4.0M0.31%
76Next Insurance US Company16285DEAdmitted (licensed)$3.9M0.31%
77Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$3.9M0.31%
78Fireman's Fund Insurance Company21873ILAdmitted (licensed)$3.9M0.30%
79Cities and Villages Mutual Insurance Company24830WIAdmitted (licensed)$3.8M0.30%
80Berkley Assurance Company32603DEAdmitted (licensed)$3.7M0.29%
81Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$3.7M0.29%
82Ascot Insurance Company23752COAdmitted (licensed)$3.5M0.28%
83Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$3.5M0.27%
84Hartford Fire Insurance Company19682CTAdmitted (licensed)$3.3M0.25%
85American Zurich Insurance Company40142ILAdmitted (licensed)$3.2M0.25%
86Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$3.2M0.25%
87Mid-Continent Casualty Company23418OHAdmitted (licensed)$3.1M0.24%
88Great American Security Insurance Company31135OHAdmitted (licensed)$3.1M0.24%
89UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$3.1M0.24%
90Liberty Mutual Insurance Company42404ILAdmitted (licensed)$3.1M0.24%
91Hudson Insurance Company25054DEAdmitted (licensed)$3.0M0.24%
92Frankenmuth Insurance Company13986MIAdmitted (licensed)$3.0M0.23%
93United States Fire Insurance Company21113DEAdmitted (licensed)$3.0M0.23%
94United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$2.9M0.22%
95American Strategic Insurance Corporation10872INAdmitted (licensed)$2.8M0.22%
96Westchester Fire Insurance Company10030PAAdmitted (licensed)$2.7M0.21%
97Safeco Insurance Company of America24740NHAdmitted (licensed)$2.7M0.21%
98Motorists Commercial Mutual Insurance Company13331OHAdmitted (licensed)$2.7M0.21%
99Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$2.6M0.20%
100Pekin Insurance Company24228ILAdmitted (licensed)$2.5M0.20%
101Wesco Insurance Company25011DEAdmitted (licensed)$2.4M0.19%
102Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$2.4M0.19%
103Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$2.4M0.19%
104Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$2.4M0.19%
105National Interstate Insurance Company32620OHAdmitted (licensed)$2.3M0.18%
106Farmers Insurance Exchange21652CAAdmitted (licensed)$2.3M0.18%
107Great American Spirit Insurance Company33723OHAdmitted (licensed)$2.3M0.18%
108U.S. Specialty Insurance Company29599TXAdmitted (licensed)$2.3M0.18%
109Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$2.2M0.17%
110Western National Assurance Company24465MNAdmitted (licensed)$2.2M0.17%
111Universal Underwriters Insurance Company41181ILAdmitted (licensed)$2.2M0.17%
112Triangle Insurance Company, Inc.28535OKAdmitted (licensed)$2.1M0.17%
113Selective Insurance Company of South Carolina19259INAdmitted (licensed)$2.0M0.15%
114TDC National Assurance Company41050ORAdmitted (licensed)$2.0M0.15%
115IMT Insurance Company14257IAAdmitted (licensed)$2.0M0.15%
116Spinnaker Insurance Company24376ILAdmitted (licensed)$1.9M0.15%
117Selective Insurance Company of the Southeast39926INAdmitted (licensed)$1.9M0.15%
118EMCASCO Insurance Company21407IAAdmitted (licensed)$1.9M0.15%
119Hastings Insurance Company14176MIAdmitted (licensed)$1.8M0.14%
120Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$1.8M0.14%
121SECURA Supreme Insurance Company10239WIAdmitted (licensed)$1.8M0.14%
122Travelers Indemnity Company (The)25658CTAdmitted (licensed)$1.7M0.13%
123Wausau Business Insurance Company26069WIAdmitted (licensed)$1.7M0.13%
124Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$1.7M0.13%
125HDI Global Insurance Company41343ILAdmitted (licensed)$1.7M0.13%
126Vantage Risk Assurance Company32077DEAdmitted (licensed)$1.6M0.13%
127Indemnity Insurance Company of North America43575PAAdmitted (licensed)$1.5M0.12%
128Hartford Casualty Insurance Company29424INAdmitted (licensed)$1.5M0.12%
129Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$1.5M0.12%
130American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$1.5M0.12%
131Allied World National Assurance Company10690NHAdmitted (licensed)$1.5M0.12%
132Pioneer Specialty Insurance Company40312MNAdmitted (licensed)$1.5M0.12%
133Atlantic States Insurance Company22586PAAdmitted (licensed)$1.4M0.11%
134State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$1.4M0.11%
135Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$1.4M0.11%
136USAA Casualty Insurance Company25968TXAdmitted (licensed)$1.4M0.11%
137Blue Ridge Indemnity Company40754DEAdmitted (licensed)$1.3M0.10%
138COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)$1.3M0.10%
139Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$1.3M0.10%
140AMCO Insurance Company19100IAAdmitted (licensed)$1.3M0.10%
141Progressive Universal Insurance Company21727WIAdmitted (licensed)$1.3M0.10%
142Integrity Select Insurance Company10288OHAdmitted (licensed)$1.2M0.10%
143Westfield Insurance Company24112OHAdmitted (licensed)$1.2M0.09%
144Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$1.1M0.09%
145Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)$1.1M0.09%
146BCS Insurance Company38245OHAdmitted (licensed)$1.1M0.09%
147Wisconsin Mutual Insurance Company27022WIAdmitted (licensed)$1.1M0.08%
148Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$1.1M0.08%
149Berkley Regional Insurance Company29580IAAdmitted (licensed)$1.1M0.08%
150Argonaut Insurance Company19801NEAdmitted (licensed)$1.1M0.08%
151Mt. Morris Mutual Insurance Company10831WIAdmitted (licensed)$1.0M0.08%
152Utica Mutual Insurance Company25976NYAdmitted (licensed)$1.0M0.08%
153Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$1.0M0.08%
154Tokio Marine America Insurance Company10945NYAdmitted (licensed)$982,2120.08%
155Integon National Insurance Company29742ILAdmitted (licensed)$979,1240.08%
156Great American Alliance Insurance Company26832OHAdmitted (licensed)$971,7610.08%
157Toyota Motor Insurance Company37621AZAdmitted (licensed)$966,8130.08%
158Germantown Mutual Insurance Company14036WIAdmitted (licensed)$965,2990.08%
159American Family Insurance Company10386WIAdmitted (licensed)$964,7500.08%
160Republic-Franklin Insurance Company12475OHAdmitted (licensed)$946,8980.07%
161Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$943,5300.07%
162Medical Protective Company (The)11843INAdmitted (licensed)$935,9060.07%
163Sentry Select Insurance Company21180WIAdmitted (licensed)$921,7310.07%
164Rockford Mutual Insurance Company27065ILAdmitted (licensed)$913,7660.07%
165PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)$913,1510.07%
166Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$849,9820.07%
167Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$846,4830.07%
168Coalition Insurance Company29530NYAdmitted (licensed)$821,5220.06%
169WEA Property & Casualty Insurance Company14550WIAdmitted (licensed)$819,1510.06%
170Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$802,8730.06%
171Badger Mutual Insurance Company13420WIAdmitted (licensed)$791,5040.06%
172USAA General Indemnity Company18600TXAdmitted (licensed)$790,8720.06%
173STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$778,1350.06%
174Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$770,7850.06%
175Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$751,8920.06%
176MMIC Insurance, Inc.16942MNAdmitted (licensed)$695,5080.05%
177StarNet Insurance Company40045IAAdmitted (licensed)$692,2680.05%
178MICO Insurance Company40932OHAdmitted (licensed)$654,0370.05%
179StarStone National Insurance Company25496DEAdmitted (licensed)$601,5350.05%
180Addison Insurance Company10324IAAdmitted (licensed)$596,4850.05%
181Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$581,3160.05%
182Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$578,7950.05%
183Cronus Insurance Company16070TXAdmitted (licensed)$572,5620.04%
184Professional Solutions Insurance Company11127IAAdmitted (licensed)$544,3870.04%
185Auto Club Group Insurance Company21210MIAdmitted (licensed)$541,2150.04%
186Government Employees Insurance Company22063NEAdmitted (licensed)$540,1780.04%
187National Specialty Insurance Company22608TXAdmitted (licensed)$516,3450.04%
188New York Marine and General Insurance Company16608NYAdmitted (licensed)$508,9790.04%
189Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$506,9080.04%
190Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)$474,2330.04%
191Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$473,2970.04%
192Incline Casualty Company11090TXAdmitted (licensed)$465,9960.04%
193Minnesota Lawyers Mutual Insurance Company42234MNAdmitted (licensed)$463,9940.04%
194Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$460,8030.04%
195Plateau Casualty Insurance Company10817TNAdmitted (licensed)$450,1650.04%
196Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$447,8610.03%
197Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$443,7250.03%
198Westfield Select Insurance Company17105OHAdmitted (licensed)$442,2270.03%
199North Star Mutual Insurance Company14850MNAdmitted (licensed)$440,2810.03%
200Union Insurance Company of Providence21423IAAdmitted (licensed)$440,2380.03%
201North Pointe Insurance Company27740PAAdmitted (licensed)$438,8950.03%
202AIG Property Casualty Company19402ILAdmitted (licensed)$438,5150.03%
203American National Property and Casualty Company28401NEAdmitted (licensed)$436,9790.03%
204Vanliner Insurance Company21172OHAdmitted (licensed)$420,8660.03%
205Technology Insurance Company, Inc.42376DEAdmitted (licensed)$412,1200.03%
206Ohio Security Insurance Company24082NHAdmitted (licensed)$409,1190.03%
207Sompo America Insurance Company11126NYAdmitted (licensed)$406,5770.03%
208ECONOMY FIRE \u0026 CASUALTY COMPANY22926ILAdmitted (licensed)$406,2630.03%
209Acadia Insurance Company31325IAAdmitted (licensed)$400,1900.03%
210American Family Home Insurance Company23450FLAdmitted (licensed)$391,0940.03%
211BITCO General Insurance Corporation20095IAAdmitted (licensed)$387,2090.03%
212Great Divide Insurance Company25224NDAdmitted (licensed)$385,6490.03%
213National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$380,7150.03%
214Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$369,5570.03%
215American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$364,7680.03%
216Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)$359,4590.03%
217Commerce and Industry Insurance Company19410NYAdmitted (licensed)$357,3890.03%
218Liberty Mutual Insurance Company23043MAAdmitted (licensed)$357,3230.03%
219Falls Lake National Insurance Company31925OHAdmitted (licensed)$355,7570.03%
220Union Insurance Company25844IAAdmitted (licensed)$355,5350.03%
221American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$339,0270.03%
222Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$336,4100.03%
223Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$336,2220.03%
224Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$329,0660.03%
225Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$327,5440.03%
226ProSelect Insurance Company10638NEAdmitted (licensed)$325,8800.03%
227Federated Service Insurance Company28304MNAdmitted (licensed)$312,8910.02%
228Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$309,5500.02%
229SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$308,1610.02%
230SiriusPoint America Insurance Company38776NYAdmitted (licensed)$305,7340.02%
231Stonington Insurance Company10340PAAdmitted (licensed)$299,1560.02%
232NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$299,0460.02%
233Mutual of Wausau Insurance Corporation11617WIAdmitted (licensed)$298,4320.02%
234Transportation Insurance Company20494ILAdmitted (licensed)$295,3350.02%
235Penn Millers Insurance Company14982PAAdmitted (licensed)$294,3960.02%
236ProAssurance Indemnity Company, Inc.33391ALAdmitted (licensed)$287,5540.02%
237Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$283,4000.02%
238Nova Casualty Company42552NYAdmitted (licensed)$280,9380.02%
239Dealers Assurance Company16705OHAdmitted (licensed)$275,7630.02%
240Citizens Insurance Company of America31534MIAdmitted (licensed)$269,5870.02%
241GEICO General Insurance Company35882NEAdmitted (licensed)$268,3150.02%
242Harco National Insurance Company26433ILAdmitted (licensed)$252,1470.02%
243Capitol Indemnity Corporation10472WIAdmitted (licensed)$249,7460.02%
244Valley Forge Insurance Company20508PAAdmitted (licensed)$249,0450.02%
245Benchmark Insurance Company41394KSAdmitted (licensed)$245,8670.02%
246Pacific Indemnity Company20346DEAdmitted (licensed)$243,3400.02%
247Integon Indemnity Corporation22772ILAdmitted (licensed)$239,9440.02%
248Star Insurance Company18023MIAdmitted (licensed)$236,8190.02%
249Palomar Specialty Insurance Company20338ORAdmitted (licensed)$234,8330.02%
250Rural Trust Insurance Company11134TXAdmitted (licensed)$233,2390.02%
251Continental Western Insurance Company10804IAAdmitted (licensed)$221,1470.02%
252Accelerant National Insurance Company10220ARAdmitted (licensed)$212,0700.02%
253Fremont Insurance Company13994MIAdmitted (licensed)$210,1490.02%
254Truck Insurance Exchange21709CAAdmitted (licensed)$209,0980.02%
255ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY32450MTAdmitted (licensed)$207,6500.02%
256Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$207,6290.02%
257Harleysville Worcester Insurance Company26182OHAdmitted (licensed)$197,2790.02%
258Stratford Insurance Company40436NHAdmitted (licensed)$193,7990.02%
259Safety National Casualty Corporation15105MOAdmitted (licensed)$190,1830.01%
260Imperium Insurance Company35408TXAdmitted (licensed)$184,3570.01%
261Zale Indemnity Company30325TXAdmitted (licensed)$183,9640.01%
262Westfield National Insurance Company24120OHAdmitted (licensed)$182,8380.01%
263Censtat Casualty Company11499NEAdmitted (licensed)$181,3460.01%
264Great Northern Insurance Company20303INAdmitted (licensed)$179,2090.01%
265Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$175,9880.01%
266Travelers Casualty and Surety Company19038CTAdmitted (licensed)$172,2850.01%
267Beazley America Insurance Company, Inc.16510CTAdmitted (licensed)$171,1500.01%
268Ohio Farmers Insurance Company24104OHAdmitted (licensed)$170,4110.01%
269Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$169,6340.01%
270McMillan-Warner Mutual Insurance Company11036WIAdmitted (licensed)$169,3160.01%
271Progressive Northern Insurance Company38628WIAdmitted (licensed)$168,9190.01%
272CorePointe Insurance Company10499DEAdmitted (licensed)$166,5010.01%
273Clear Blue Insurance Company28860TXAdmitted (licensed)$162,7760.01%
274Progressive Classic Insurance Company42994WIAdmitted (licensed)$153,8730.01%
275American Select Insurance Company19992OHAdmitted (licensed)$152,7230.01%
276GuideOne Insurance Company15032IAAdmitted (licensed)$149,3710.01%
277AXIS Reinsurance Company20370NYAdmitted (licensed)$148,1250.01%
278Travelers Personal Insurance Company38130CTAdmitted (licensed)$147,5170.01%
279First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$146,7080.01%
280Lancer Insurance Company26077ILAdmitted (licensed)$145,0480.01%
281Nationwide General Insurance Company23760OHAdmitted (licensed)$144,4130.01%
282Illinois Casualty Company15571ILAdmitted (licensed)$142,2570.01%
283Old Guard Insurance Company17558OHAdmitted (licensed)$140,8610.01%
284Maple Valley Mutual Insurance Company31780WIAdmitted (licensed)$137,2460.01%
285Key Risk Insurance Company10885IAAdmitted (licensed)$131,1420.01%
286Austin Mutual Insurance Company13412FLAdmitted (licensed)$123,4700.01%
287CM Regent Insurance Company12356WIAdmitted (licensed)$122,0410.01%
288CAMICO Mutual Insurance Company36340CAAdmitted (licensed)$115,7580.01%
289Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$114,7170.01%
290General Security National Insurance Company39322NYAdmitted (licensed)$113,9630.01%
291Westfield Premier Insurance Company16450OHAdmitted (licensed)$112,1200.01%
292Obsidian Insurance Company35602OHAdmitted (licensed)$109,7730.01%
293Great Plains Casualty, Inc.12982IAAdmitted (licensed)$107,8430.01%
294Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$107,0600.01%
295Safeco Insurance Company of Illinois39012ILAdmitted (licensed)$103,1490.01%
296American Security Insurance Company42978DEAdmitted (licensed)$102,2050.01%
297Integrity Property and Casualty Insurance Company12986OHAdmitted (licensed)$101,7760.01%
298Old Republic General Insurance Corporation24139ILAdmitted (licensed)$96,6390.01%
299Colonial Surety Company10758PAAdmitted (licensed)$94,4890.01%
300Harleysville Insurance Company23582OHAdmitted (licensed)$93,5790.01%
301Clear Spring Property and Casualty Company15563INAdmitted (licensed)$92,5330.01%
302AmGUARD Insurance Company42390NEAdmitted (licensed)$91,7210.01%
303L M Insurance Corporation33600ILAdmitted (licensed)$88,7420.01%
304Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$85,3470.01%
305Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$84,6770.01%
306Crestbrook Insurance Company18961OHAdmitted (licensed)$80,6660.01%
307Riverport Insurance Company36684IAAdmitted (licensed)$78,6920.01%
308TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$76,7900.01%
309Wilson Mutual Insurance Company19950OHAdmitted (licensed)$76,6520.01%
310Eagle Point Mutual Insurance Company11767WIAdmitted (licensed)$73,5050.01%
311Economy Premier Assurance Company40649ILAdmitted (licensed)$73,4640.01%
312Donegal Mutual Insurance Company13692PAAdmitted (licensed)$71,6260.01%
313American Reliable Insurance Company19615AZAdmitted (licensed)$71,3760.01%
314Carolina Casualty Insurance Company10510IAAdmitted (licensed)$70,8790.01%
315Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$69,9380.01%
316Wadena Insurance Company12528IAAdmitted (licensed)$68,1760.01%
317American Southern Home Insurance Company41998FLAdmitted (licensed)$68,0120.01%
318Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$67,8210.01%
319Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$66,4530.01%
320Jefferson Insurance Company11630NYAdmitted (licensed)$65,9720.01%
321Western Surety Company13188SDAdmitted (licensed)$63,1950.00%
322Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$62,0720.00%
323Northland Insurance Company24015CTAdmitted (licensed)$62,0250.00%
324St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$61,8720.00%
325State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$59,7240.00%
326Continental Indemnity Company28258NMAdmitted (licensed)$58,4270.00%
327Amerisure Partners Insurance Company11050MIAdmitted (licensed)$58,1030.00%
328National Fire & Casualty Company41068ILAdmitted (licensed)$56,5030.00%
329Horace Mann Insurance Company22578ILAdmitted (licensed)$53,1880.00%
330Insurance Company of Greater New York22195NYAdmitted (licensed)$50,7160.00%
331Allstate Insurance Company19232ILAdmitted (licensed)$50,3690.00%
332Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$48,9160.00%
333Preferred Professional Insurance Company36234NEAdmitted (licensed)$45,8530.00%
334Tower Hill Prime Insurance Company11027FLAdmitted (licensed)$44,1190.00%
335Employers Insurance Company of Wausau21458WIAdmitted (licensed)$42,3200.00%
336Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$41,4050.00%
337Mid-Century Insurance Company21687CAAdmitted (licensed)$41,0740.00%
338Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)$40,9960.00%
339Vigilant Insurance Company20397NYAdmitted (licensed)$39,8300.00%
340Westfield Champion Insurance Company16447OHAdmitted (licensed)$39,6800.00%
341MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)$38,5060.00%
342Canal Insurance Company10464SCAdmitted (licensed)$38,0240.00%
343St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$37,2900.00%
344Indemnity National Insurance Company18468MSAdmitted (licensed)$36,1860.00%
345Harleysville Preferred Insurance Company35696OHAdmitted (licensed)$35,8630.00%
346Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$34,9490.00%
347Chubb National Insurance Company10052INAdmitted (licensed)$33,8020.00%
348Meemic Insurance Company16101MIAdmitted (licensed)$32,2820.00%
349Grange Insurance Company14060OHAdmitted (licensed)$32,2600.00%
350General Insurance Company of America24732NHAdmitted (licensed)$31,9680.00%
351Colony Specialty Insurance Company36927NEAdmitted (licensed)$31,7230.00%
352Westfield Superior Insurance Company16449OHAdmitted (licensed)$31,5840.00%
353CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$30,8590.00%
354Sentruity Casualty Company12870TXAdmitted (licensed)$30,8020.00%
355Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$29,8760.00%
356Praetorian Insurance Company37257PAAdmitted (licensed)$29,4920.00%
357Bankers Insurance Company33162FLAdmitted (licensed)$28,0940.00%
358ISMIE Mutual Insurance Company32921ILAdmitted (licensed)$26,3010.00%
359Diamond State Insurance Company42048INAdmitted (licensed)$24,9200.00%
360Motorists Mutual Insurance Company14621OHAdmitted (licensed)$24,8830.00%
361MS Transverse Insurance Company21075TXAdmitted (licensed)$22,9480.00%
362Hanover American Insurance Company (The)36064NHAdmitted (licensed)$22,9470.00%
363Nationwide Insurance Company of America25453OHAdmitted (licensed)$22,8090.00%
364Trumbull Insurance Company27120CTAdmitted (licensed)$20,8240.00%
365Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$20,8110.00%
366UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$18,3920.00%
367GEICO Marine Insurance Company37923NEAdmitted (licensed)$18,0960.00%
368Granite State Insurance Company23809ILAdmitted (licensed)$18,0100.00%
369COPIC Insurance Company11860COAdmitted (licensed)$17,0490.00%
370American Commerce Insurance Company19941OHAdmitted (licensed)$16,9130.00%
371Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$15,8550.00%
372Specialty Risk of America19780ILAdmitted (licensed)$15,7290.00%
373Bankers Standard Insurance Company18279PAAdmitted (licensed)$14,0540.00%
374City National Insurance Company41335TXAdmitted (licensed)$13,6850.00%
375Concert Insurance Company10891ILAdmitted (licensed)$13,6070.00%
376Travelers Property Casualty Insurance Company36161CTAdmitted (licensed)$13,5110.00%
377Old Republic Surety Company40444WIAdmitted (licensed)$12,9050.00%
378Great American Insurance Company of New York22136NYAdmitted (licensed)$12,2910.00%
379Encompass Indemnity Company15130ILAdmitted (licensed)$11,8550.00%
380Everest Denali Insurance Company16044DEAdmitted (licensed)$11,0790.00%
381Glencar Insurance Company12254WIAdmitted (licensed)$10,8400.00%
382General Star National Insurance Company11967DEAdmitted (licensed)$10,5370.00%
383Strathmore Insurance Company11024NYAdmitted (licensed)$10,1280.00%
384Coliseum Reinsurance Company36552DEAdmitted (licensed)$9,5110.00%
385Armed Forces Insurance Exchange41459KSAdmitted (licensed)$8,9300.00%
386Allstate Vehicle and Property Insurance Company37907ILAdmitted (licensed)$8,8880.00%
387GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$8,4660.00%
388Phenix Mutual Fire Insurance Company23175OHAdmitted (licensed)$8,3990.00%
389Berkley Casualty Company15911IAAdmitted (licensed)$8,1960.00%
390First Guard Insurance Company10676AZAdmitted (licensed)$7,8310.00%
391Keystone National Insurance Company12199PAAdmitted (licensed)$6,7140.00%
392OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$6,2500.00%
393Knightbrook Insurance Company13722DEAdmitted (licensed)$5,9050.00%
394Lio Insurance Company40550AZAdmitted (licensed)$5,4590.00%
395Medmarc Casualty Insurance Company22241VTAdmitted (licensed)$4,6630.00%
396Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact16825OHAdmitted (licensed)$4,6110.00%
397Ansur America Insurance Company10984MIAdmitted (licensed)$4,5090.00%
398Scottsdale Indemnity Company15580OHAdmitted (licensed)$4,5070.00%
399American Modern Home Insurance Company23469OHAdmitted (licensed)$4,4240.00%
400National Indemnity Company20087NEAdmitted (licensed)$4,2030.00%
401U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$3,8660.00%
402Peninsula Insurance Company (The)14958MDAdmitted (licensed)$3,6450.00%
403Milford Casualty Insurance Company26662DEAdmitted (licensed)$3,3370.00%
404OBI National Insurance Company14190PAAdmitted (licensed)$3,2360.00%
405Intrepid Insurance Company10749IAAdmitted (licensed)$3,0600.00%
406First Colonial Insurance Company29980ILAdmitted (licensed)$2,5770.00%
407Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$2,2090.00%
408Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$2,1500.00%
409West American Insurance Company44393INAdmitted (licensed)$2,1360.00%
410Trisura Insurance Company22225OKAdmitted (licensed)$1,8880.00%
411Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$1,7940.00%
412Park National Insurance Company10859DEAdmitted (licensed)$1,7000.00%
413Chicago Insurance Company22810ILAdmitted (licensed)$1,6340.00%
414Main Street America Protection Insurance Company13026FLAdmitted (licensed)$1,1450.00%
415White Pine Insurance Company11932MIAdmitted (licensed)$1,0800.00%
416Regent Insurance Company24449WIAdmitted (licensed)$1,0200.00%
417Wilshire Insurance Company13234NCAdmitted (licensed)$9380.00%
418Florists' Mutual Insurance Company13978ILAdmitted (licensed)$8600.00%
419Mid-Continent Assurance Company15380OHAdmitted (licensed)$6830.00%
420American Fire and Casualty Company24066NHAdmitted (licensed)$6220.00%
421New Hampshire Insurance Company23841ILAdmitted (licensed)$4100.00%
422Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$3500.00%
423Allied Insurance Company of America10127OHAdmitted (licensed)$3150.00%
424Wausau General Insurance Company26425WIAdmitted (licensed)$3040.00%
425National American Insurance Company23663OKAdmitted (licensed)$2920.00%
426AmTrust Insurance Company15954DEAdmitted (licensed)$2470.00%
427Illinois National Insurance Company23817ILAdmitted (licensed)$1340.00%
428First Chicago Insurance Company13587ILAdmitted (licensed)$60.00%
429American Home Assurance Company19380NYAdmitted (licensed)$20.00%
Turned down?

Last resort for general liability in Wisconsin

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Wisconsin insurance regulator company list, read 2026-10-18. Admitted = union of two OCI 2025 Wisconsin Insurance Report documents joined by normalized name: Table E market share (every insurer with 2025 WI premium, all 48 lines incl. life/annuity/A&H; gives NAIC code + lines) and the Directory of Licensed Insurers as of 12/31/2025 (gives domicile, company type, year commenced in WI; no NAIC; https://oci.wi.gov/Documents/AboutOCI/2025_WIR_Directory.pdf). Join stats: {'exact': 1249, 'fuzzy': 3, 'unmatched_xlsx': 2, 'directory_rows': 2281, 'table_e_naic': 1254, 'directory_unmatched': 1029}. Rows with naic '' are directory-only (licensed but no 2025 WI premium or name not matched); rows with type '' are Table E only (name not matched to the directory). Type codes: AR=Accredited Reinsurer; CR=Certified Reinsurer; RJR=Reciprocal Jurisdiction Reinsurer; DSL=Domestic Surplus Line; FR=Fraternal Benefit Society; CC=Continuing Care Organization; CMO=Care Management Organization; HMO=Health Maintenance Organization; IRO=Independent Review Organization; LAH=Life and Accident and Health Company; LSP=Life Settlement Provider; RRG=Risk Retention Group; LSHO=Limited Service Health Organization; MC=Motor Club Plan; SCP=Service Contract Provider; PC=Property and Casualty Company; TI=Title Company; TM=Town Mutual of Wisconsin; VPP=Vehicle Protection Plan; WP=Warranty Plan. Filter P&C with type in {PC, RRG, DSL, TM, TI} or lines among the P&C lines (Table E sheets 34-48: FIRE, FARMOWNERS MULTIPLE PERIL, HOMEOWNERS MULTIPLE PERIL, COMMERCIAL MULTIPLE PERIL, MEDICAL MALPRACTICE, WORKERS COMPENSATION, EXCESS WORKERS COMPENSATION, OTHER LIABILITY, PRIVATE PASSENGER AUTO, COMMERCIAL AUTO, FIDELITY, SURETY, CREDIT, MORTGAGE GUARANTY, TITLE; sheet 33 STOP LOSS/EXCESS LOSS; line strings are the sheet titles, which differ slightly from the TOC). Directory also lists non-insurers (SCP, WP, VPP, MC, LSP, IRO, CC, CMO) and reinsurers (AR, CR, RJR); foreign domiciles are blanked. 'since' = year commenced business in WI. Wisconsin publishes no eligible surplus lines list (NRRA home-state rule; NAIC IID list for aliens), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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