Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

Pioneer Specialty Insurance Company · NAIC 40312

Where Pioneer Specialty Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Pioneer Specialty Insurance Company (NAIC 40312) is a property and casualty insurer domiciled in Minnesota, part of Western National Mutual Group. State regulators list it as licensed (admitted) in Alaska, Iowa, Idaho, Illinois, Missouri, North Dakota, Nebraska, Nevada, New York, Ohio, Oregon, South Dakota, Washington, Wisconsin, Wyoming. It ranked #22 of 65 in Washington commercial auto in 2025 (1.4% share). It ranked #26 of 98 in South Dakota personal auto in 2025 (0.6% share). It ranked #30 of 237 in South Dakota commercial auto in 2025 (0.8% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Kentucky, Massachusetts, Maryland, Minnesota, Mississippi, Montana, North Carolina, New Jersey, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
MissouriAdmitted (licensed)Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Nevada Division of Insurance, 2026-10-17
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
WashingtonAdmitted (licensed)Commercial auto—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Homeowners, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial auto in Illinois#34 of 448$23.0M0.72%2025
Equipment breakdown in Illinois#77 of 231$161,3200.13%2025
Crime (burglary and theft) in Illinois#82 of 188$11,7780.03%2025
Commercial property (fire and allied lines) in Illinois#151 of 387$1.2M0.08%2025
Inland marine in Illinois#152 of 452$864,1930.07%2025
Workers' compensation in Illinois#165 of 375$3.6M0.15%2025
Earthquake in Illinois#194 of 265$4,2870.00%2025
General liability in Illinois#247 of 695$3.4M0.05%2025
Personal auto in South Dakota#26 of 98$5.6M0.62%2025
Commercial auto in South Dakota#30 of 237$2.0M0.80%2025
Homeowners in South Dakota#37 of 84$2.0M0.36%2025
Equipment breakdown in South Dakota#49 of 118$32,1900.23%2025
Commercial property (fire and allied lines) in South Dakota#59 of 157$230,8950.15%2025
Workers' compensation in South Dakota#69 of 284$656,7490.33%2025
Inland marine in South Dakota#72 of 248$200,3680.18%2025
General liability in South Dakota#104 of 356$377,3040.17%2025
Commercial auto in Washington#22 of 65$12.5M1.39%2025
Commercial auto in Wisconsin#33 of 312$7.6M0.74%2024
Personal auto in Wisconsin#67 of 155$4.7M0.10%2024
Workers' compensation in Wisconsin#91 of 312$2.6M0.14%2024
Commercial property (fire and allied lines) in Wisconsin#94 of 210$231,2090.07%2024
Homeowners in Wisconsin#111 of 161$622,4650.03%2024
General liability in Wisconsin#132 of 429$1.5M0.12%2024
Standing

Where it's a top-10 writer

Western National Mutual Group (NAIC group 00309), the group Pioneer Specialty Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Alaska
Fire
#1$30.7M32.18%2025
Commercial property (fire and allied lines) in Alaska
Allied Lines
#1$17.4M28.52%2025
General liability in Alaska
Products Liability
#1$3.8M39.21%2025
Commercial auto in Alaska
Total Commercial Auto
#1$22.1M16.75%2025
Commercial auto in Alaska
Commercial Auto Physical Damage
#1$7.3M20.59%2025
General liability in Minnesota
Products Liability
#1$15.7M11.45%2025
General liability in Montana
Products Liability
#1$3.4M14.77%2025
General liability in North Dakota
Products Liability
#1$3.2M14.87%2025
General liability in South Dakota
Products Liability
#1$2.2M13.76%2025
Workers' compensation in Alaska
Workers Compensation
#2$22.4M11.62%2025
General liability in Alaska
Other Liability
#2$28.2M10.56%2025
Commercial auto in Alaska
Commercial Auto Liability
#2$14.8M15.35%2025
Equipment breakdown in Alaska
Boiler and Machinery
#2$3.1M19.61%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#3$97,0007.69%2025
Commercial auto in Minnesota
Commercial Auto Physical Damage
#3$32.9M8.29%2025
General liability in Washington
Products Liability
#3$9.0M8.19%2025
Commercial auto in Washington
Commercial Auto Liability
#3$70.1M6.95%2025
Commercial auto in Washington
Total Commercial Auto
#3$94.2M7.19%2025
Commercial auto in Washington
Commercial Auto Physical Damage
#3$24.2M8.00%2025
Inland marine in Alaska
Inland Marine
#4$6.8M7.06%2025
Commercial auto in Minnesota
Total Commercial Auto
#4$76.8M6.91%2025
Commercial auto in Oregon
Commercial Auto Physical Damage
#4$12.5M6.48%2025
Commercial auto in Minnesota
Commercial Auto Liability
#5$43.8M6.14%2025
Commercial auto in Oregon
Total Commercial Auto
#5$35.6M4.58%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#5$4.0M3.47%2025
Homeowners in Alaska
Homeowners Multiple Peril
#6$11.5M4.42%2025
General liability in Idaho
Products Liability
#6$1.7M5.53%2025
Commercial auto in North Dakota
Total Commercial Auto
#6$10.3M4.24%2025
Commercial auto in North Dakota
Commercial Auto Physical Damage
#6$5.5M5.01%2025
General liability in Oregon
Products Liability
#6$3.7M4.93%2025
Commercial auto in Oregon
Commercial Auto Liability
#6$23.2M3.96%2025
Equipment breakdown in Minnesota
Boiler and Machinery
#7$2.9M4.37%2025
Commercial auto in Montana
Commercial Auto Liability
#7$7.9M4.16%2025
Equipment breakdown in Montana
Boiler and Machinery
#7$678,0005.74%2025
Personal auto in Alaska
Private Passenger Auto Liability
#8$4.2M1.16%2025
Commercial auto in Montana
Total Commercial Auto
#8$12.7M4.12%2025
Commercial auto in Montana
Commercial Auto Physical Damage
#8$4.8M4.05%2025
Commercial auto in Utah
Commercial Auto Physical Damage
#8$4.7M2.74%2025
Equipment breakdown in Washington
Boiler and Machinery
#8$1.7M3.22%2025
Personal auto in Alaska
Total Private Passenger Auto
#9$6.9M1.01%2025
Personal auto in Alaska
Private Passenger Auto Physical Damage
#9$2.6M0.83%2025
Crime (burglary and theft) in Montana
Burglary and Theft
#9$35,0001.74%2025
Workers' compensation in South Dakota
Workers Compensation
#9$5.4M2.77%2025
Commercial auto in South Dakota
Total Commercial Auto
#9$7.7M3.05%2025
General liability in Iowa
Products Liability
#10$2.0M3.79%2025
Commercial property (fire and allied lines) in Montana
Allied Lines
#10$2.6M3.04%2025
General liability in North Dakota
Other Liability
#10$7.4M2.19%2025
Commercial auto in North Dakota
Commercial Auto Liability
#10$4.8M3.61%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need a quote from Pioneer Specialty Insurance Company or a company like it?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.