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Directory · South Dakota · General liability

Who writes general liability in South Dakota

Ranked by direct premium written in 2025 from the South Dakota market share report (every company, not a top-N list).

356 companies wrote general liability in South Dakota in 2025, $217.8M in direct premium. ACUITY, A Mutual Insurance Company led with 7.2%; the top five hold 23%. 416 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in South Dakota

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in South Dakota

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$20.4M7.72%58%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2ACUITY, A Mutual Insurance Company$14.9M5.64%14%—
3Wr Berkley Corporation Group$11.7M4.42%29%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
4State Farm Group$10.7M4.04%123%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
5Chubb Ltd Group$10.2M3.87%13%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
6Nationwide Corporation Group$8.6M3.25%85%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
7Berkshire Hathaway Group$7.8M2.94%32%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
8Auto Owners Group$7.2M2.71%20%Auto-Owners Insurance Company, Owners Insurance Company, California Capital Insurance Company, Monterey Insurance Company
9Markel Group$6.8M2.57%12%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
10Federated Mutual Group$6.7M2.52%24%Federated Mutual Insurance Company, Federated Reserve Insurance Company, Federated Service Insurance Company, Granite Re, Inc.
General liability · South Dakota

The companies

#CompanyNAICHome stateStatus herePremiumShare
1ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$15.8M7.25%
2Travelers Property Casualty Company of America25674CTAdmitted (licensed)$10.8M4.97%
3State Farm Fire and Casualty Company25143ILAdmitted (licensed)$10.7M4.91%
4Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$7.1M3.27%
5American Commerce Insurance Company19941OHAdmitted (licensed)$6.1M2.79%
6Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$5.2M2.39%
7Western National Mutual Insurance Company15377MNAdmitted (licensed)$5.1M2.32%
8EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$4.2M1.94%
9Zurich American Insurance Company16535NYAdmitted (licensed)$4.0M1.85%
10North Star Mutual Insurance Company14850MNAdmitted (licensed)$4.0M1.85%
11Federated Mutual Insurance Company13935MNAdmitted (licensed)$4.0M1.84%
12Federal Insurance Company20281INAdmitted (licensed)$4.0M1.83%
13Auto-Owners Insurance Company18988MIAdmitted (licensed)$3.5M1.63%
14Continental Casualty Company20443ILAdmitted (licensed)$3.5M1.62%
15Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$3.5M1.61%
16Arch Insurance (UK) Limited11150MOAdmitted (licensed)$3.2M1.46%
17Owners Insurance Company32700OHAdmitted (licensed)$3.1M1.42%
18American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$3.0M1.39%
19American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$2.9M1.35%
20Hartford Fire Insurance Company19682CTAdmitted (licensed)$2.8M1.26%
21Great American Insurance Company16691OHAdmitted (licensed)$2.7M1.25%
22Crestbrook Insurance Company18961OHAdmitted (licensed)$2.5M1.16%
23Federated Reserve Insurance Company16024MNAdmitted (licensed)$2.5M1.16%
24National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$2.4M1.12%
25Markel Insurance Company38970ILAdmitted (licensed)$2.4M1.09%
26Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$2.3M1.06%
27Great West Casualty Company11371NEAdmitted (licensed)$2.3M1.04%
28Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)$2.2M1.02%
29United States Liability Insurance Company25895NEAdmitted (licensed)$2.2M1.01%
30Penn Millers Insurance Company14982PAAdmitted (licensed)$2.0M0.94%
31QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$2.0M0.90%
32Farm Bureau Property & Casualty Insurance Company13773IAAdmitted (licensed)$1.9M0.88%
33Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$1.9M0.87%
34UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$1.9M0.87%
35ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY32450MTAdmitted (licensed)$1.8M0.83%
36Western National Assurance Company24465MNAdmitted (licensed)$1.8M0.81%
37Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$1.7M0.80%
38Midwest Family Mutual Insurance Company23574IAAdmitted (licensed)$1.6M0.74%
39Ace American Insurance Company22667PAAdmitted (licensed)$1.6M0.73%
40FMNE Insurance Company13889NEAdmitted (licensed)$1.6M0.73%
41STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$1.6M0.73%
42Midvale Indemnity Company27138WIAdmitted (licensed)$1.6M0.73%
43Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$1.4M0.66%
44Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$1.4M0.66%
45RLI Insurance Company13056ILAdmitted (licensed)$1.3M0.61%
46Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$1.3M0.60%
47Continental Insurance Company, (The)35289PAAdmitted (licensed)$1.3M0.59%
48Hanover Insurance Company (The)22292NHAdmitted (licensed)$1.3M0.58%
49De Smet Ins Co Of SD38539SDAdmitted (licensed)$1.2M0.56%
50Farmers Insurance Exchange21652CAAdmitted (licensed)$1.2M0.54%
51State National Insurance Company, Inc.12831TXAdmitted (licensed)$1.2M0.53%
52Acadia Insurance Company31325IAAdmitted (licensed)$1.1M0.51%
53Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$1.1M0.50%
54Federated Service Insurance Company28304MNAdmitted (licensed)$979,0570.45%
55U.S. Specialty Insurance Company29599TXAdmitted (licensed)$956,8260.44%
56American National Property and Casualty Company28401NEAdmitted (licensed)$938,9610.43%
57Old Republic Insurance Company24147PAAdmitted (licensed)$895,0270.41%
58Berkley Regional Insurance Company29580IAAdmitted (licensed)$882,6890.41%
59IMT Insurance Company14257IAAdmitted (licensed)$876,5840.40%
60RSUI Indemnity Company22314NHAdmitted (licensed)$872,3780.40%
61Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$865,8860.40%
62Progressive Northern Insurance Company38628WIAdmitted (licensed)$843,9300.39%
63Securian Casualty Company10054MNAdmitted (licensed)$822,7480.38%
64Markel American Insurance Company28932VAAdmitted (licensed)$819,9140.38%
65Berkley National Insurance Company38911IAAdmitted (licensed)$799,3240.37%
66Endurance American Insurance Company10641DEAdmitted (licensed)$790,4710.36%
67Continental Western Insurance Company10804IAAdmitted (licensed)$782,9960.36%
68TDC National Assurance Company41050ORAdmitted (licensed)$774,5010.36%
69Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$774,1160.36%
70Wesco Insurance Company25011DEAdmitted (licensed)$770,8600.35%
71Aspen American Insurance Company43460TXAdmitted (licensed)$767,9020.35%
72Union Insurance Company25844IAAdmitted (licensed)$764,6840.35%
73Allied World Specialty Insurance Company16624DEAdmitted (licensed)$749,3080.34%
74American West Insurance Company44270NDAdmitted (licensed)$747,0830.34%
75Addison Insurance Company10324IAAdmitted (licensed)$745,7510.34%
76XL Specialty Insurance Company37885DEAdmitted (licensed)$737,3590.34%
77Great American Assurance Company26344OHAdmitted (licensed)$678,1160.31%
78State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$668,1180.31%
79United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$640,3600.29%
80Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$638,5560.29%
81Everest National Insurance Company10120DEAdmitted (licensed)$636,0080.29%
82Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$625,2320.29%
83American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$612,9250.28%
84Fireman's Fund Insurance Company21873ILAdmitted (licensed)$602,2310.28%
85Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$584,9250.27%
86Travelers Indemnity Company (The)25658CTAdmitted (licensed)$582,3450.27%
87Sentry Select Insurance Company21180WIAdmitted (licensed)$552,0230.25%
88Safeco Insurance Company of America24740NHAdmitted (licensed)$546,2560.25%
89Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$539,9450.25%
90Western Agricultural Insurance Company27871IAAdmitted (licensed)$509,7990.23%
91EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$502,7430.23%
92Scottsdale Indemnity Company15580OHAdmitted (licensed)$483,1160.22%
93EMCASCO Insurance Company21407IAAdmitted (licensed)$473,3010.22%
94Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$469,1100.22%
95Columbia National Insurance Company19640NEAdmitted (licensed)$463,8350.21%
96Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$445,2490.20%
97Milbank Insurance Company41653IAAdmitted (licensed)$442,3930.20%
98Atlantic States Insurance Company22586PAAdmitted (licensed)$431,4610.20%
99Sentry Insurance Company24988WIAdmitted (licensed)$429,3810.20%
100Freedom Specialty Insurance Company22209OHAdmitted (licensed)$416,3220.19%
101Farmers Alliance Mutual Insurance Company19194KSAdmitted (licensed)$407,5380.19%
102American Family Insurance Company10386WIAdmitted (licensed)$400,0490.18%
103Middlesex Insurance Company23434WIAdmitted (licensed)$378,8610.17%
104Pioneer Specialty Insurance Company40312MNAdmitted (licensed)$377,3040.17%
105American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$350,9640.16%
106Coalition Insurance Company29530NYAdmitted (licensed)$347,8750.16%
107Virginia Surety Company, Inc.40827ILAdmitted (licensed)$333,4110.15%
108Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$332,6890.15%
109StarStone National Insurance Company25496DEAdmitted (licensed)$329,2490.15%
110Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$329,2350.15%
111Berkley Assurance Company32603DEAdmitted (licensed)$313,9480.14%
112AXIS Insurance Company37273ILAdmitted (licensed)$312,4980.14%
113Hartford Casualty Insurance Company29424INAdmitted (licensed)$306,7220.14%
114Westfield Insurance Company24112OHAdmitted (licensed)$302,9670.14%
115Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$295,1080.14%
116NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$289,5540.13%
117Commerce and Industry Insurance Company19410NYAdmitted (licensed)$287,2550.13%
118MIC General Insurance Corporation38660ILAdmitted (licensed)$287,0950.13%
119National Casualty Company11991OHAdmitted (licensed)$270,5200.12%
120Allstate Indemnity Company19240ILAdmitted (licensed)$261,1950.12%
121Navigators Insurance Company42307NYAdmitted (licensed)$261,1880.12%
122Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$255,4060.12%
123Universal Underwriters Insurance Company41181ILAdmitted (licensed)$251,5480.12%
124Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$246,9470.11%
125De Smet Farm Mut Ins Co Of SD31445SDAdmitted (licensed)$243,7860.11%
126StarNet Insurance Company40045IAAdmitted (licensed)$243,2080.11%
127National Farmers Union Property and Casualty Company16217ILAdmitted (licensed)$242,7710.11%
128National American Insurance Company23663OKAdmitted (licensed)$242,4090.11%
129Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$241,0980.11%
130Stonington Insurance Company10340PAAdmitted (licensed)$238,0380.11%
131American Strategic Insurance Corporation10872INAdmitted (licensed)$237,4580.11%
132Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$225,5300.10%
133Imperium Insurance Company35408TXAdmitted (licensed)$221,0070.10%
134AMCO Insurance Company19100IAAdmitted (licensed)$217,1570.10%
135Spinnaker Insurance Company24376ILAdmitted (licensed)$213,2450.10%
136Clear Blue Insurance Company28860TXAdmitted (licensed)$211,9150.10%
137Hudson Insurance Company25054DEAdmitted (licensed)$211,1250.10%
138Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$209,2050.10%
139Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$204,9180.09%
140United Financial Casualty Company11770OHAdmitted (licensed)$204,1850.09%
141Progressive Direct Insurance Company16322OHAdmitted (licensed)$197,7830.09%
142Ohio Security Insurance Company24082NHAdmitted (licensed)$186,2170.09%
143USAA Casualty Insurance Company25968TXAdmitted (licensed)$180,2770.08%
144Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$179,2630.08%
145Truck Insurance Exchange21709CAAdmitted (licensed)$177,4650.08%
146Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$177,0930.08%
147Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$176,2110.08%
148USAA General Indemnity Company18600TXAdmitted (licensed)$169,9070.08%
149MMIC Insurance, Inc.16942MNAdmitted (licensed)$162,2250.07%
150Bankers Standard Insurance Company18279PAAdmitted (licensed)$159,9690.07%
151American Southern Home Insurance Company41998FLAdmitted (licensed)$154,0050.07%
152Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$150,9000.07%
153Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$148,4340.07%
154Technology Insurance Company, Inc.42376DEAdmitted (licensed)$138,9170.06%
155Endurance Assurance Corporation11551DEAdmitted (licensed)$138,2690.06%
156Great American Security Insurance Company31135OHAdmitted (licensed)$134,1300.06%
157Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$130,1420.06%
158Utica Mutual Insurance Company25976NYAdmitted (licensed)$128,7760.06%
159Rural Trust Insurance Company11134TXAdmitted (licensed)$128,0340.06%
160Great Northern Insurance Company20303INAdmitted (licensed)$126,3890.06%
161Encompass Insurance Company10358ILAdmitted (licensed)$122,4840.06%
162Greenwich Insurance Company22322DEAdmitted (licensed)$119,5670.05%
163Northwest Gf Mut Ins Co14885SDAdmitted (licensed)$119,5300.05%
164Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$119,4500.05%
165Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$118,2690.05%
166Westchester Fire Insurance Company10030PAAdmitted (licensed)$117,0130.05%
167COPIC Insurance Company11860COAdmitted (licensed)$115,5050.05%
168Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$113,8130.05%
169Beazley America Insurance Company, Inc.16510CTAdmitted (licensed)$113,4800.05%
170Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$112,0020.05%
171Falls Lake National Insurance Company31925OHAdmitted (licensed)$109,3940.05%
172AIG Property Casualty Company19402ILAdmitted (licensed)$105,6760.05%
173Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$102,5920.05%
174CSAA General Insurance Company37770INAdmitted (licensed)$99,9330.05%
175Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$99,2610.05%
176North River Insurance Company (The)21105NJAdmitted (licensed)$98,9080.05%
177Missouri Valley Mut Ins Co27766SDAdmitted (licensed)$98,2640.05%
178SiriusPoint America Insurance Company38776NYAdmitted (licensed)$97,1290.04%
179Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$91,1980.04%
180Ascot Insurance Company23752COAdmitted (licensed)$90,0000.04%
181BITCO General Insurance Corporation20095IAAdmitted (licensed)$89,8910.04%
182Mid-Continent Casualty Company23418OHAdmitted (licensed)$88,8420.04%
183Censtat Casualty Company11499NEAdmitted (licensed)$87,4230.04%
184Union Insurance Company of Providence21423IAAdmitted (licensed)$85,8910.04%
185Lyndon Southern Insurance Company10051DEAdmitted (licensed)$85,8300.04%
186Center Mut Ins Co34606NDAdmitted (licensed)$84,4640.04%
187Diamond State Insurance Company42048INAdmitted (licensed)$84,2420.04%
188American Economy Insurance Company19690INAdmitted (licensed)$84,2410.04%
189National Specialty Insurance Company22608TXAdmitted (licensed)$83,6970.04%
190XL Insurance America, Inc.24554DEAdmitted (licensed)$83,6820.04%
191Harco National Insurance Company26433ILAdmitted (licensed)$82,6890.04%
192American Family Home Insurance Company23450FLAdmitted (licensed)$82,2200.04%
193Continental Indemnity Company28258NMAdmitted (licensed)$81,7910.04%
194New York Marine and General Insurance Company16608NYAdmitted (licensed)$80,4890.04%
195Columbia Mutual Insurance Company40371MOAdmitted (licensed)$77,1610.04%
196Nova Casualty Company42552NYAdmitted (licensed)$75,3860.03%
197Great Divide Insurance Company25224NDAdmitted (licensed)$72,7740.03%
198Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$71,2750.03%
199Automobile Insurance Company of Hartford, Connecticut (The)19062CTAdmitted (licensed)$70,9890.03%
200National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$70,0130.03%
201Great Midwest Insurance Company18694TXAdmitted (licensed)$67,4240.03%
202American Alternative Insurance Corporation19720DEAdmitted (licensed)$64,6340.03%
203Security National Insurance Company19879DEAdmitted (licensed)$62,1770.03%
204Benchmark Insurance Company41394KSAdmitted (licensed)$61,0350.03%
205Minnesota Lawyers Mutual Insurance Company42234MNAdmitted (licensed)$60,9220.03%
206Lancer Insurance Company26077ILAdmitted (licensed)$60,4880.03%
207Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$60,0680.03%
208CAMICO Mutual Insurance Company36340CAAdmitted (licensed)$58,7360.03%
209Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$58,2590.03%
210Jefferson Insurance Company11630NYAdmitted (licensed)$56,5380.03%
211Granite State Insurance Company23809ILAdmitted (licensed)$56,2450.03%
212Argonaut Insurance Company19801NEAdmitted (licensed)$56,0130.03%
213Accelerant National Insurance Company10220ARAdmitted (licensed)$53,3080.02%
214Professional Solutions Insurance Company11127IAAdmitted (licensed)$53,3080.02%
215Government Employees Insurance Company22063NEAdmitted (licensed)$49,4800.02%
216Association Casualty Insurance Company35629TXAdmitted (licensed)$49,4650.02%
217Hartford Steam Boiler Inspection and Insurance Company (The)11452CTAdmitted (licensed)$47,8270.02%
218Horace Mann Insurance Company22578ILAdmitted (licensed)$45,3680.02%
219Safety National Casualty Corporation15105MOAdmitted (licensed)$43,9870.02%
220HDI Global Insurance Company41343ILAdmitted (licensed)$43,4840.02%
221Valley Forge Insurance Company20508PAAdmitted (licensed)$42,2030.02%
222Palomar Specialty Insurance Company20338ORAdmitted (licensed)$42,0040.02%
223Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$41,8650.02%
224Riverport Insurance Company36684IAAdmitted (licensed)$41,7220.02%
225Western Surety Company13188SDAdmitted (licensed)$37,7280.02%
226Nationwide General Insurance Company23760OHAdmitted (licensed)$37,5280.02%
227Liberty Mutual Insurance Company23043MAAdmitted (licensed)$37,2390.02%
228CorePointe Insurance Company10499DEAdmitted (licensed)$36,6360.02%
229Westfield Select Insurance Company17105OHAdmitted (licensed)$35,6490.02%
230Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$35,1390.02%
231Agraria Insurance Company32670NDAdmitted (licensed)$34,9920.02%
232American Zurich Insurance Company40142ILAdmitted (licensed)$33,9370.02%
233General Security National Insurance Company39322NYAdmitted (licensed)$33,3000.02%
234Medical Protective Company (The)11843INAdmitted (licensed)$32,5410.01%
235Capitol Indemnity Corporation10472WIAdmitted (licensed)$31,6210.01%
236Wadena Insurance Company12528IAAdmitted (licensed)$31,5580.01%
237Carolina Casualty Insurance Company10510IAAdmitted (licensed)$31,1980.01%
238TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$30,6090.01%
239Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$29,2870.01%
240Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$28,9920.01%
241Stratford Insurance Company40436NHAdmitted (licensed)$28,0690.01%
242National Interstate Insurance Company32620OHAdmitted (licensed)$27,3250.01%
243Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$27,1370.01%
244Vanliner Insurance Company21172OHAdmitted (licensed)$26,8410.01%
245Clear Spring Property and Casualty Company15563INAdmitted (licensed)$26,7390.01%
246American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$25,8310.01%
247GEICO General Insurance Company35882NEAdmitted (licensed)$25,2910.01%
248Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$24,9520.01%
249Star Insurance Company18023MIAdmitted (licensed)$23,0830.01%
250Allstate Insurance Company19232ILAdmitted (licensed)$23,0560.01%
251Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$22,9690.01%
252West American Insurance Company44393INAdmitted (licensed)$22,5380.01%
253St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$20,5420.01%
254Liberty Mutual Insurance Company42404ILAdmitted (licensed)$19,6410.01%
255Amerisure Partners Insurance Company11050MIAdmitted (licensed)$19,3650.01%
256Everett Cash Mutual Insurance Company17043PAAdmitted (licensed)$19,1290.01%
257Great American Alliance Insurance Company26832OHAdmitted (licensed)$18,5680.01%
258Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$17,9980.01%
259PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)$17,9260.01%
260Atain Specialty Insurance Company17159MIAdmitted (licensed)$17,8730.01%
261Fire Insurance Exchange Fire Underwriters Association21660CAAdmitted (licensed)$17,3440.01%
262Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$16,6190.01%
263American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$16,0460.01%
264Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$15,7650.01%
265First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$15,3520.01%
266Indemnity Insurance Company of North America43575PAAdmitted (licensed)$15,0840.01%
267Citizens Insurance Company of America31534MIAdmitted (licensed)$14,5170.01%
268Preferred Professional Insurance Company36234NEAdmitted (licensed)$14,0410.01%
269TravCo Insurance Company28188CTAdmitted (licensed)$13,8870.01%
270Great American Spirit Insurance Company33723OHAdmitted (licensed)$13,5950.01%
271Mid-Century Insurance Company21687CAAdmitted (licensed)$13,4930.01%
272Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$12,8680.01%
273Medmarc Casualty Insurance Company22241VTAdmitted (licensed)$12,6500.01%
274American Reliable Insurance Company19615AZAdmitted (licensed)$12,3120.01%
275Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$12,1620.01%
276GEICO Marine Insurance Company37923NEAdmitted (licensed)$11,8520.01%
277Allied Insurance Company of America10127OHAdmitted (licensed)$11,8500.01%
278Lio Insurance Company40550AZAdmitted (licensed)$11,5960.01%
279STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$11,4810.01%
280Northland Insurance Company24015CTAdmitted (licensed)$11,2470.01%
281North Pointe Insurance Company27740PAAdmitted (licensed)$10,6880.00%
282Canal Insurance Company10464SCAdmitted (licensed)$10,6440.00%
283Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$10,5780.00%
284Stillwater Insurance Company25180CAAdmitted (licensed)$10,1560.00%
285Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$9,7060.00%
286General Insurance Company of America24732NHAdmitted (licensed)$9,6100.00%
287Plateau Casualty Insurance Company10817TNAdmitted (licensed)$9,3150.00%
288Concert Insurance Company10891ILAdmitted (licensed)$9,0630.00%
289Economy Premier Assurance Company40649ILAdmitted (licensed)$9,0000.00%
290Trumbull Insurance Company27120CTAdmitted (licensed)$8,1790.00%
291BCS Insurance Company38245OHAdmitted (licensed)$8,1080.00%
292Toyota Motor Insurance Company37621AZAdmitted (licensed)$7,7470.00%
293Nationwide Insurance Company of America25453OHAdmitted (licensed)$7,1470.00%
294AmTrust Insurance Company15954DEAdmitted (licensed)$7,1190.00%
295National Indemnity Company20087NEAdmitted (licensed)$6,1410.00%
296Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$6,0630.00%
297American Security Insurance Company42978DEAdmitted (licensed)$5,9650.00%
298Donegal Mutual Insurance Company13692PAAdmitted (licensed)$5,9490.00%
299Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$5,9270.00%
300Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$5,8800.00%
301Dakota Fire Insurance Company10863NDAdmitted (licensed)$5,7220.00%
302L M Insurance Corporation33600ILAdmitted (licensed)$5,3970.00%
303Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$5,3060.00%
304Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$4,9490.00%
305MS Transverse Insurance Company21075TXAdmitted (licensed)$4,4150.00%
306Everest Denali Insurance Company16044DEAdmitted (licensed)$3,8900.00%
307Illinois National Insurance Company23817ILAdmitted (licensed)$3,7000.00%
308Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$3,5710.00%
309Lone Peak Insurance Company (LPIC)16694UTAdmitted (licensed)$3,3400.00%
310Harleysville Worcester Insurance Company26182OHAdmitted (licensed)$3,2550.00%
311Illinois Casualty Company15571ILAdmitted (licensed)$3,2470.00%
312Armed Forces Insurance Exchange41459KSAdmitted (licensed)$3,1270.00%
313Milford Casualty Insurance Company26662DEAdmitted (licensed)$2,4770.00%
314Eastern Atlantic Insurance Company28649PAAdmitted (licensed)$2,2000.00%
315Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$2,0940.00%
316Intrepid Insurance Company10749IAAdmitted (licensed)$2,0860.00%
317AmGUARD Insurance Company42390NEAdmitted (licensed)$2,0720.00%
318St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$2,0690.00%
319Farmington Casualty Company41483CTAdmitted (licensed)$2,0220.00%
320OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$2,0000.00%
321Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$2,0000.00%
322Glencar Insurance Company12254WIAdmitted (licensed)$1,9690.00%
323American Fire and Casualty Company24066NHAdmitted (licensed)$1,9140.00%
324Tokio Marine America Insurance Company10945NYAdmitted (licensed)$1,6880.00%
325Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$1,6770.00%
326Praetorian Insurance Company37257PAAdmitted (licensed)$1,6250.00%
327T.H.E. Insurance Company12866DEAdmitted (licensed)$1,5950.00%
328Providence Washington Insurance Company24295RIAdmitted (licensed)$1,5680.00%
329MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)$1,5600.00%
330Greystone Insurance Company10019CTAdmitted (licensed)$1,0640.00%
331Berkley Casualty Company15911IAAdmitted (licensed)$1,0000.00%
332UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$9430.00%
333AXIS Reinsurance Company20370NYAdmitted (licensed)$9420.00%
334Colonial Surety Company10758PAAdmitted (licensed)$9360.00%
335CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$8520.00%
336Vigilant Insurance Company20397NYAdmitted (licensed)$6850.00%
337Pacific Employers Insurance Company22748PAAdmitted (licensed)$5580.00%
338Trisura Insurance Company22225OKAdmitted (licensed)$4990.00%
339New Hampshire Insurance Company23841ILAdmitted (licensed)$4670.00%
340Knightbrook Insurance Company13722DEAdmitted (licensed)$4250.00%
341United States Fire Insurance Company21113DEAdmitted (licensed)$4210.00%
342State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$4120.00%
343Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$4080.00%
344First Guard Insurance Company10676AZAdmitted (licensed)$3930.00%
345U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$3010.00%
346Depositors Insurance Company42587IAAdmitted (licensed)$2970.00%
347Sompo America Insurance Company11126NYAdmitted (licensed)$1670.00%
348Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)$1600.00%
349Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$1570.00%
350Esurance Insurance Company25712ILAdmitted (licensed)$1500.00%
351First Colonial Insurance Company29980ILAdmitted (licensed)$1470.00%
352Genesis Insurance Company38962DEAdmitted (licensed)$1000.00%
353Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$700.00%
354Travelers Property Casualty Insurance Company36161CTAdmitted (licensed)$160.00%
355Chubb National Insurance Company10052INAdmitted (licensed)$100.00%
356Amerisure Insurance Company19488MIAdmitted (licensed)$20.00%
Turned down?

Last resort for general liability in South Dakota

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the South Dakota insurance regulator company list, read 2026-10-18. SD publishes no licensing roster. This is the SD Division of Insurance market share report set for 2025 (NAIC i-site, CodeList Basis: Licensed): every licensed company that reported SD direct premium on its 2025 annual statement, so licensed companies with no SD premium are absent. type = statement type of the total report(s) the company appears in (Property & Casualty / Life / Health / Title; Life covers both the Life & Annuity and the Life A&H totals). lines = SD per-line reports in which the company wrote direct premium > 0, named as the report headers name them (P&C lines plus the A&H lines filed on P&C/Life statements). Farm mutuals sheet (no NAIC codes) and the 'all statement types' aggregates skipped. No surplus lines eligibility list is published by SD (surplus lines filings go through the SLIP+ clearinghouse). 1 company(ies) found only in a per-line report, not in any total, left out: 38920 Kinsale Ins Co (Aircraft - All Perils). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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