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Directory · Company · Updated 2026-10-18

Federated Service Insurance Company · NAIC 28304

Where Federated Service Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Federated Service Insurance Company (NAIC 28304) is a property and casualty insurer domiciled in Minnesota, part of Federated Mutual Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #25 of 79 in South Dakota fidelity bonds in 2025 (0.7% share). It ranked #31 of 70 in South Dakota crime (burglary and theft) in 2025 (0.5% share). It ranked #39 of 78 in South Dakota earthquake in 2025 (0.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Hawaii, Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines)—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation10-01-1998Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1987/02/11Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Crime (burglary and theft) in California#41 of 110$80,8150.17%2025
Fidelity bonds in California#49 of 109$197,2590.11%2025
Earthquake in California#59 of 128$254,2560.01%2025
Equipment breakdown in California#74 of 122$88,2350.04%2025
Commercial property (fire and allied lines) in California#85 of 210$2.9M0.07%2025
Commercial auto in California#85 of 232$13.8M0.21%2025
General liability in California#118 of 353$14.8M0.17%2025
Inland marine in California#168 of 248$469,8210.02%2025
Commercial package (BOP, CMP) in California#203 of 207$2,3840.00%2025
Fidelity bonds in Illinois#58 of 162$116,4810.16%2025
Crime (burglary and theft) in Illinois#68 of 188$20,0480.05%2025
Equipment breakdown in Illinois#81 of 231$144,1140.12%2025
Earthquake in Illinois#89 of 265$113,3780.10%2025
Commercial property (fire and allied lines) in Illinois#106 of 387$2.3M0.14%2025
Commercial auto in Illinois#130 of 448$4.5M0.14%2025
Inland marine in Illinois#150 of 452$879,0790.07%2025
Workers' compensation in Illinois#212 of 375$1.8M0.08%2025
General liability in Illinois#212 of 695$4.8M0.07%2025
Commercial package (BOP, CMP) in Illinois#274 of 400$563,7840.02%2025
Crime (burglary and theft) in North Carolina#83 of 162$4,4660.03%2025
Fidelity bonds in North Carolina#84 of 145$14,0860.03%2025
Equipment breakdown in North Carolina#99 of 219$53,6530.08%2025
Personal auto in North Carolina#111 of 129$19,5460.00%2025
Earthquake in North Carolina#116 of 180$3,6180.02%2025
Commercial auto in North Carolina#124 of 408$2.3M0.11%2025
Commercial property (fire and allied lines) in North Carolina#134 of 340$1.1M0.08%2025
Inland marine in North Carolina#203 of 420$280,2120.03%2025
Workers' compensation in North Carolina#213 of 347$757,8690.05%2025
Commercial package (BOP, CMP) in North Carolina#218 of 361$609,0090.04%2025
General liability in North Carolina#288 of 621$1.2M0.04%2025
Fidelity bonds in South Dakota#25 of 79$24,3400.65%2025
Crime (burglary and theft) in South Dakota#31 of 70$4,1450.47%2025
Earthquake in South Dakota#39 of 78$9090.14%2025
Commercial property (fire and allied lines) in South Dakota#40 of 157$633,9210.41%2025
Equipment breakdown in South Dakota#40 of 118$40,8830.29%2025
General liability in South Dakota#54 of 356$979,0570.45%2025
Inland marine in South Dakota#63 of 248$244,8010.22%2025
Commercial auto in South Dakota#76 of 237$539,6560.22%2025
Commercial package (BOP, CMP) in South Dakota#131 of 217$148,8230.05%2025
Workers' compensation in South Dakota#139 of 284$205,3950.10%2025
Earthquake in Texas#40 of 130$35,5860.13%2025
Equipment breakdown in Texas#52 of 173$308,1360.14%2025
Fidelity bonds in Texas#70 of 123$29,3490.03%2025
Crime (burglary and theft) in Texas#72 of 137$7,5520.01%2025
Commercial property (fire and allied lines) in Texas#95 of 260$5.5M0.11%2025
Commercial auto in Texas#156 of 329$5.8M0.07%2025
General liability in Texas#166 of 463$5.3M0.08%2025
Commercial package (BOP, CMP) in Texas#176 of 260$2.2M0.05%2025
Inland marine in Texas#176 of 356$615,9240.02%2025
Workers' compensation in Texas#236 of 327$485,2170.02%2025
Fidelity bonds in Wisconsin#74 of 118$6,8530.03%2024
Workers' compensation in Wisconsin#77 of 312$3.4M0.18%2024
Commercial property (fire and allied lines) in Wisconsin#119 of 210$73,1760.02%2024
Commercial auto in Wisconsin#119 of 312$1.0M0.10%2024
Commercial package (BOP, CMP) in Wisconsin#142 of 276$612,2100.06%2024
General liability in Wisconsin#227 of 429$312,8910.02%2024
Standing

Where it's a top-10 writer

Federated Mutual Group (NAIC group 00007), the group Federated Service Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Equipment breakdown in Arkansas
Boiler and Machinery
#5$1.0M4.33%2025
Equipment breakdown in Minnesota
Boiler and Machinery
#5$3.5M5.23%2025
Surety bonds in Oklahoma
Surety
#6$4.9M3.79%2025
Commercial auto in Washington
Commercial Auto Physical Damage
#6$9.2M3.03%2025
Equipment breakdown in Alabama
Boiler and Machinery
#7$1.3M3.14%2025
Equipment breakdown in Kansas
Boiler and Machinery
#7$1.5M4.42%2025
Surety bonds in Minnesota
Surety
#7$4.4M3.83%2025
Equipment breakdown in Missouri
Boiler and Machinery
#7$1.9M3.46%2025
Commercial auto in New Mexico
Commercial Auto Physical Damage
#7$2.7M2.72%2025
Commercial property (fire and allied lines) in South Dakota
Allied Lines
#7$4.2M4.65%2025
General liability in South Dakota
Products Liability
#7$840,0005.27%2025
Surety bonds in Wisconsin
Surety
#7$3.7M3.59%2025
Commercial auto in Idaho
Commercial Auto Physical Damage
#8$4.2M3.10%2025
Commercial property (fire and allied lines) in Kansas
Allied Lines
#8$12.6M3.66%2025
Commercial auto in Minnesota
Commercial Auto Physical Damage
#8$16.4M4.13%2025
Commercial property (fire and allied lines) in Nebraska
Allied Lines
#8$7.8M3.99%2025
Equipment breakdown in Nebraska
Boiler and Machinery
#8$820,0003.87%2025
Commercial property (fire and allied lines) in North Dakota
Allied Lines
#8$3.1M4.17%2025
Commercial auto in Oregon
Commercial Auto Physical Damage
#8$5.9M3.08%2025
Commercial auto in South Dakota
Commercial Auto Physical Damage
#8$3.3M2.88%2025
Surety bonds in Arkansas
Surety
#9$1.8M2.53%2025
Equipment breakdown in Iowa
Boiler and Machinery
#9$1.0M2.59%2025
Commercial property (fire and allied lines) in Minnesota
Allied Lines
#9$19.6M2.75%2025
Commercial auto in Minnesota
Total Commercial Auto
#9$33.2M2.98%2025
General liability in North Dakota
Products Liability
#9$873,0004.08%2025
Fidelity bonds in North Dakota
Fidelity
#9$99,0002.70%2025
Equipment breakdown in South Dakota
Boiler and Machinery
#9$550,0003.83%2025
Commercial auto in Arkansas
Commercial Auto Physical Damage
#10$5.6M2.82%2025
Commercial auto in Connecticut
Commercial Auto Liability
#10$18.3M2.95%2025
Commercial auto in Connecticut
Total Commercial Auto
#10$23.2M2.96%2025
Commercial auto in Connecticut
Commercial Auto Physical Damage
#10$4.8M3.00%2025
Equipment breakdown in Connecticut
Boiler and Machinery
#10$550,0001.82%2025
Equipment breakdown in Florida
Boiler and Machinery
#10$2.4M2.12%2025
Workers' compensation in Minnesota
Workers Compensation
#10$32.9M3.23%2025
Equipment breakdown in Oklahoma
Boiler and Machinery
#10$650,0002.48%2025
General liability in South Dakota
Other Liability
#10$6.7M2.52%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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