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Directory · Texas · Crime (burglary and theft)

Who writes crime (burglary and theft) in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

137 companies wrote crime (burglary and theft) in Texas in 2025, $68.5M in direct premium. Ranchers and Farmers Mutual Insurance Company led with 31.2%; the top five hold 72%. 918 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 26 - Burglary and Theft

The insurer groups that write the most crime (burglary and theft) in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Ranchers and Farmers Mutual Insurance Company$21.4M27.46%43%—
2Chubb Ltd Group$11.9M15.34%0%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
3Beazley Group$6.1M7.78%19%Beazley Insurance Company, Inc., Beazley Excess and Surplus Insurance, Inc. (C), Beazley America Insurance Company, Inc.
4Travelers Group$5.8M7.45%61%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
5Axa Insurance Group$4.9M6.33%—XL Specialty Insurance Company, XL Insurance America, Inc., Greenwich Insurance Company, |Indian Harbor Insurance Company
6Axis Capital Group$3.7M4.71%16%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
7Zurich Insurance Group$3.5M4.54%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
8Cna Insurance Group$3.1M3.96%30%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
9Kemper Corporation Group$2.9M3.68%1%Infinity Insurance Company, Infinity Select Insurance Company, Infinity County Mutual Insurance Company, American Access Casualty Company
10Wr Berkley Corporation Group$2.0M2.56%76%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
Crime (burglary and theft) · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Ranchers and Farmers Mutual Insurance Company10199TXAdmitted (licensed)$21.4M31.18%
2Federal Insurance Company20281INAdmitted (licensed)$11.6M16.87%
3Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$5.9M8.57%
4Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$5.7M8.35%
5XL Specialty Insurance Company37885DEAdmitted (licensed)$4.8M6.94%
6Capitol County Mutual Fire Insurance Company29211TXAdmitted (licensed)$2.9M4.18%
7Continental Casualty Company20443ILAdmitted (licensed)$1.8M2.69%
8Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$1.4M2.04%
9Zurich American Insurance Company16535NYAdmitted (licensed)$1.1M1.58%
10Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$1.1M1.53%
11Berkley Assurance Company32603DEAdmitted (licensed)$1.0M1.53%
12Hartford Fire Insurance Company19682CTAdmitted (licensed)$942,5951.38%
13Hanover Insurance Company (The)22292NHAdmitted (licensed)$926,1781.35%
14U.S. Specialty Insurance Company29599TXAdmitted (licensed)$756,7051.10%
15Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$740,4941.08%
16National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$631,0650.92%
17Berkley Regional Insurance Company29580IAAdmitted (licensed)$561,8350.82%
18Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$514,5120.75%
19Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$366,7910.54%
20Western Surety Company13188SDAdmitted (licensed)$339,9150.50%
21Everest National Insurance Company10120DEAdmitted (licensed)$339,7300.50%
22Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$328,3160.48%
23American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$326,0450.48%
24Old Republic Insurance Company24147PAAdmitted (licensed)$288,6470.42%
25Berkley National Insurance Company38911IAAdmitted (licensed)$247,0140.36%
26United States Liability Insurance Company25895NEAdmitted (licensed)$215,8600.31%
27Ascot Insurance Company23752COAdmitted (licensed)$215,7910.31%
28Ace American Insurance Company22667PAAdmitted (licensed)$202,6820.30%
29Safeco Insurance Company of Indiana11215INAdmitted (licensed)$167,7560.24%
30Motors Insurance Corporation22012MIAdmitted (licensed)$150,7530.22%
31XL Insurance America, Inc.24554DEAdmitted (licensed)$142,1960.21%
32Falls Lake National Insurance Company31925OHAdmitted (licensed)$141,3940.21%
33StarNet Insurance Company40045IAAdmitted (licensed)$125,7550.18%
34Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$97,8480.14%
35Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$84,6340.12%
36Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$82,8480.12%
37Federated Mutual Insurance Company13935MNAdmitted (licensed)$79,5030.12%
38Arch Insurance (UK) Limited11150MOAdmitted (licensed)$65,0440.09%
39Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$61,6850.09%
40CorePointe Insurance Company10499DEAdmitted (licensed)$59,4680.09%
41Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$53,0780.08%
42Travelers Property Casualty Company of America25674CTAdmitted (licensed)$51,1160.07%
43Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$48,0210.07%
44Penn Millers Insurance Company14982PAAdmitted (licensed)$45,9960.07%
45Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$44,3970.06%
46Markel American Insurance Company28932VAAdmitted (licensed)$32,8840.05%
47American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$24,9540.04%
48Great Midwest Insurance Company18694TXAdmitted (licensed)$24,1290.04%
49Great American Insurance Company16691OHAdmitted (licensed)$21,6410.03%
50ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$21,3090.03%
51TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$21,2830.03%
52AmGUARD Insurance Company42390NEAdmitted (licensed)$21,1830.03%
53Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$18,6720.03%
54State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$18,6100.03%
55Nova Casualty Company42552NYAdmitted (licensed)$18,1940.03%
56Markel Insurance Company38970ILAdmitted (licensed)$16,0620.02%
57Federated Reserve Insurance Company16024MNAdmitted (licensed)$15,5280.02%
58Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$13,3150.02%
59Independent Mutual Fire Insurance Company29831ILAdmitted (licensed)$13,1490.02%
60St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$13,0540.02%
61Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$11,4260.02%
62Scottsdale Indemnity Company15580OHAdmitted (licensed)$11,1530.02%
63American Economy Insurance Company19690INAdmitted (licensed)$10,5570.02%
64Utica Mutual Insurance Company25976NYAdmitted (licensed)$10,4460.02%
65Sentry Select Insurance Company21180WIAdmitted (licensed)$10,1370.01%
66Wesco Insurance Company25011DEAdmitted (licensed)$9,2850.01%
67Universal Surety of America13200SDAdmitted (licensed)$9,1570.01%
68Employers Insurance Company of Wausau21458WIAdmitted (licensed)$9,1040.01%
69Security National Insurance Company19879DEAdmitted (licensed)$9,0610.01%
70National American Insurance Company23663OKAdmitted (licensed)$8,2200.01%
71Liberty Mutual Insurance Company23043MAAdmitted (licensed)$7,9680.01%
72Federated Service Insurance Company28304MNAdmitted (licensed)$7,5520.01%
73Cypress Property & Casualty Insurance Company10953FLAdmitted (licensed)$6,0520.01%
74Technology Insurance Company, Inc.42376DEAdmitted (licensed)$5,7240.01%
75United Fire Lloyds43559TXAdmitted (licensed)$5,7180.01%
76Union Insurance Company25844IAAdmitted (licensed)$5,1280.01%
77Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$4,9360.01%
78New York Marine and General Insurance Company16608NYAdmitted (licensed)$4,8870.01%
79American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$4,6760.01%
80Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$4,3330.01%
81AIG Assurance Company40258ILAdmitted (licensed)$4,1960.01%
82EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$4,1220.01%
83UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$3,9430.01%
84Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$3,8360.01%
85State National Insurance Company, Inc.12831TXAdmitted (licensed)$3,6900.01%
86Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$3,3600.00%
87Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$3,3320.00%
88Central Insurance Company20230OHAdmitted (licensed)$3,1660.00%
89Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$2,8890.00%
90Nationwide General Insurance Company23760OHAdmitted (licensed)$2,8230.00%
91Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$2,7070.00%
92Hanover Casualty Company, The41602TXAdmitted (licensed)$2,4920.00%
93Great American Assurance Company26344OHAdmitted (licensed)$2,4550.00%
94Greenwich Insurance Company22322DEAdmitted (licensed)$2,0220.00%
95Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$1,8350.00%
96Continental Indemnity Company28258NMAdmitted (licensed)$1,6940.00%
97Sentry Insurance Company24988WIAdmitted (licensed)$1,6380.00%
98Crestbrook Insurance Company18961OHAdmitted (licensed)$1,4680.00%
99AXIS Insurance Company37273ILAdmitted (licensed)$1,4640.00%
100Transportation Insurance Company20494ILAdmitted (licensed)$1,4330.00%
101Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$1,3180.00%
102New Hampshire Insurance Company23841ILAdmitted (licensed)$1,3050.00%
103Concert Insurance Company10891ILAdmitted (licensed)$1,2990.00%
104Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$1,2800.00%
105Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$1,2030.00%
106NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$9360.00%
107Middlesex Insurance Company23434WIAdmitted (licensed)$8330.00%
108Acadia Insurance Company31325IAAdmitted (licensed)$7660.00%
109Southwest Marine and General Insurance Company12294AZAdmitted (licensed)$6770.00%
110Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$5410.00%
111St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$4290.00%
112BITCO General Insurance Corporation20095IAAdmitted (licensed)$4070.00%
113Imperium Insurance Company35408TXAdmitted (licensed)$4010.00%
114Allied Insurance Company of America10127OHAdmitted (licensed)$3750.00%
115StarStone National Insurance Company25496DEAdmitted (licensed)$3000.00%
116Great American Insurance Company of New York22136NYAdmitted (licensed)$2880.00%
117Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$2500.00%
118Fireman's Fund Insurance Company21873ILAdmitted (licensed)$2480.00%
119Valley Forge Insurance Company20508PAAdmitted (licensed)$2020.00%
120Chubb National Insurance Company10052INAdmitted (licensed)$1920.00%
121STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$1890.00%
122National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$1690.00%
123Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$1500.00%
124American Summit Insurance Company19623TXAdmitted (licensed)$1460.00%
125Continental Insurance Company, (The)35289PAAdmitted (licensed)$1030.00%
126Milford Casualty Insurance Company26662DEAdmitted (licensed)$1000.00%
127St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$890.00%
128Monroe Guaranty Insurance Company32506INAdmitted (licensed)$830.00%
129Tokio Marine America Insurance Company10945NYAdmitted (licensed)$700.00%
130Pacific Indemnity Company20346DEAdmitted (licensed)$610.00%
131Great Northern Insurance Company20303INAdmitted (licensed)$460.00%
132Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$300.00%
133Columbia Mutual Insurance Company40371MOAdmitted (licensed)$290.00%
134Farmington Casualty Company41483CTAdmitted (licensed)$200.00%
135FCCI Insurance Company10178FLAdmitted (licensed)$130.00%
136General Casualty Company of Wisconsin24414WIAdmitted (licensed)$120.00%
137Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$40.00%
Turned down?

Last resort for crime (burglary and theft) in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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