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Directory · Company · Updated 2026-10-18

Penn Millers Insurance Company · NAIC 14982

Where Penn Millers Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Penn Millers Insurance Company (NAIC 14982) is a property and casualty insurer domiciled in Pennsylvania, part of Chubb Ltd Group. State regulators list it as licensed (admitted) in California, Colorado, Connecticut, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin. It ranked #11 of 70 in South Dakota crime (burglary and theft) in 2025 (2.2% share). It ranked #14 of 157 in South Dakota commercial property (fire and allied lines) in 2025 (1.9% share). It ranked #17 of 49 in Washington commercial property (fire and allied lines) in 2025 (1.8% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Hawaii, Montana, Nevada, Oklahoma, Utah, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, General liability, Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation09-01-1947Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Crime (burglary and theft), Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1916/01/01Texas Department of Insurance, 2026-10-17
WashingtonAdmitted (licensed)Commercial auto, General liability, Commercial property (fire and allied lines)—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, General liability, Commercial property (fire and allied lines), Workers' compensation—Wisconsin, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Illinois#83 of 387$4.3M0.27%2025
Crime (burglary and theft) in Illinois#83 of 188$11,5350.03%2025
Equipment breakdown in Illinois#124 of 231$61,3270.05%2025
Inland marine in Illinois#206 of 452$429,8430.03%2025
Commercial auto in Illinois#249 of 448$1.0M0.03%2025
Workers' compensation in Illinois#284 of 375$483,9940.02%2025
General liability in Illinois#322 of 695$1.7M0.03%2025
Crime (burglary and theft) in North Carolina#73 of 162$5,8220.03%2025
Ocean marine in North Carolina#83 of 87$1,7530.00%2025
Commercial property (fire and allied lines) in North Carolina#96 of 340$2.4M0.18%2025
Equipment breakdown in North Carolina#123 of 219$36,0140.05%2025
Inland marine in North Carolina#220 of 420$199,2290.02%2025
Commercial auto in North Carolina#270 of 408$289,6010.01%2025
Workers' compensation in North Carolina#341 of 347$4,2190.00%2025
General liability in North Carolina#365 of 621$531,7860.02%2025
Crime (burglary and theft) in South Dakota#11 of 70$19,2782.21%2025
Commercial property (fire and allied lines) in South Dakota#14 of 157$2.8M1.85%2025
General liability in South Dakota#30 of 356$2.0M0.94%2025
Equipment breakdown in South Dakota#31 of 118$70,7170.51%2025
Inland marine in South Dakota#42 of 248$589,9940.52%2025
Commercial auto in South Dakota#56 of 237$904,8490.37%2025
Workers' compensation in South Dakota#150 of 284$149,6880.08%2025
Crime (burglary and theft) in Texas#44 of 137$45,9960.07%2025
Commercial property (fire and allied lines) in Texas#58 of 260$12.9M0.25%2025
Equipment breakdown in Texas#73 of 173$161,5060.07%2025
Ocean marine in Texas#80 of 81$8190.00%2025
Inland marine in Texas#111 of 356$2.5M0.08%2025
General liability in Texas#160 of 463$5.9M0.09%2025
Commercial auto in Texas#175 of 329$4.4M0.06%2025
Commercial property (fire and allied lines) in Washington#17 of 49$9.6M1.78%2025
Commercial auto in Washington#45 of 65$2.1M0.24%2025
General liability in Washington#76 of 91$622,0000.06%2025
Commercial property (fire and allied lines) in Wisconsin#39 of 210$1.3M0.37%2024
Commercial auto in Wisconsin#216 of 312$163,1730.02%2024
General liability in Wisconsin#235 of 429$294,3960.02%2024
Workers' compensation in Wisconsin#280 of 312$15,8690.00%2024
Standing

Where it's a top-10 writer

Chubb Ltd Group (NAIC group 00626), the group Penn Millers Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Earthquake in Arizona
Earthquake
#1$3.2M15.02%2025
General liability in Arizona
Other Liability
#1$133.7M5.89%2025
Crime (burglary and theft) in Arizona
Burglary and Theft
#1$1.5M14.49%2025
General liability in Arkansas
Other Liability
#1$191.2M22.38%2025
General liability in California
Other Liability
#1$1.15B6.62%2025
General liability in California
Products Liability
#1$104.2M13.64%2025
Fidelity bonds in California
Fidelity
#1$33.5M18.61%2025
Farm and crop in Colorado
Multiple Peril Crop
#1$78.3M24.59%2025
Earthquake in Colorado
Earthquake
#1$3.8M18.09%2025
General liability in Colorado
Other Liability
#1$244.6M8.38%2025
Crime (burglary and theft) in Colorado
Burglary and Theft
#1$2.2M17.58%2025
General liability in Connecticut
Other Liability
#1$201.4M10.52%2025
General liability in Connecticut
Products Liability
#1$11.8M14.99%2025
Crime (burglary and theft) in Connecticut
Burglary and Theft
#1$2.4M27.48%2025
General liability in Delaware
Products Liability
#1$2.6M11.64%2025
Crime (burglary and theft) in Delaware
Burglary and Theft
#1$763,00024.67%2025
Earthquake in District of Columbia
Earthquake
#1$554,00013.12%2025
General liability in District of Columbia
Products Liability
#1$3.4M27.77%2025
Crime (burglary and theft) in District of Columbia
Burglary and Theft
#1$1.9M30.29%2025
Farm and crop in Florida
Multiple Peril Crop
#1$122.4M36.96%2025
Ocean marine in Florida
Ocean Marine
#1$95.4M14.39%2025
General liability in Florida
Other Liability
#1$504.8M5.29%2025
Crime (burglary and theft) in Florida
Burglary and Theft
#1$7.1M16.08%2025
General liability in Georgia
Other Liability
#1$268.5M7.01%2025
Crime (burglary and theft) in Georgia
Burglary and Theft
#1$4.8M22.21%2025
Aircraft and aviation in Hawaii
Aircraft
#1$2.1M20.82%2025
Farm and crop in Idaho
Multiple Peril Crop
#1$57.8M28.42%2025
General liability in Idaho
Other Liability
#1$30.9M6.25%2025
General liability in Illinois
Products Liability
#1$26.6M10.85%2025
Crime (burglary and theft) in Illinois
Burglary and Theft
#1$5.3M15.14%2025
Crime (burglary and theft) in Indiana
Burglary and Theft
#1$2.8M24.80%2025
Farm and crop in Iowa
Multiple Peril Crop
#1$280.6M20.78%2025
Crime (burglary and theft) in Iowa
Burglary and Theft
#1$1.3M23.99%2025
General liability in Kentucky
Other Liability
#1$56.4M6.20%2025
General liability in Kentucky
Products Liability
#1$3.7M8.72%2025
Crime (burglary and theft) in Kentucky
Burglary and Theft
#1$2.1M27.10%2025
Farm and crop in Maine
Multiple Peril Crop
#1$12.2M76.67%2025
Farm and crop in Maine
Private Crop
#1$0100.00%2025
General liability in Maine
Products Liability
#1$2.1M13.21%2025
Crime (burglary and theft) in Maine
Burglary and Theft
#1$490,00026.88%2025
Farm and crop in Maryland
Multiple Peril Crop
#1$16.8M42.27%2025
Ocean marine in Maryland
Ocean Marine
#1$15.2M19.43%2025
General liability in Maryland
Other Liability
#1$245.7M12.77%2025
Crime (burglary and theft) in Maryland
Burglary and Theft
#1$4.7M32.35%2025
Ocean marine in Massachusetts
Ocean Marine
#1$25.8M16.19%2025
General liability in Massachusetts
Other Liability
#1$334.2M9.14%2025
General liability in Massachusetts
Products Liability
#1$32.9M20.34%2025
Crime (burglary and theft) in Massachusetts
Burglary and Theft
#1$6.4M33.76%2025
General liability in Michigan
Other Liability
#1$165.7M6.62%2025
Crime (burglary and theft) in Michigan
Burglary and Theft
#1$4.6M27.40%2025
General liability in Minnesota
Other Liability
#1$146.6M7.04%2025
Crime (burglary and theft) in Minnesota
Burglary and Theft
#1$3.1M25.19%2025
Farm and crop in Missouri
Multiple Peril Crop
#1$204.5M37.93%2025
Farm and crop in Missouri
Private Crop
#1$16.6M39.04%2025
General liability in Missouri
Products Liability
#1$8.1M9.07%2025
Farm and crop in Montana
Multiple Peril Crop
#1$117.1M34.51%2025
Farm and crop in Nebraska
Multiple Peril Crop
#1$286.7M28.02%2025
Farm and crop in Nebraska
Private Crop
#1$111.0M29.00%2025
Farm and crop in Nevada
Private Crop
#1$7,00054.34%2025
General liability in Nevada
Other Liability
#1$81.3M6.92%2025

Showing the best 60 of 809 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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