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Directory · Colorado · Farm and crop

Who writes farm and crop in Colorado

From the Colorado company list; alphabetical, since Colorado doesn't publish every company's premium by line.

63 insurers are licensed for farm and crop in Colorado on the regulator's list. Chubb Ltd Group wrote the most in 2025 (24.6% of the state's premium).

By Sam Alishahi, independent insurance broker · All lines in Colorado

Top 10 · NAIC table: 02.2 - Multiple Peril Crop

The insurer groups that write the most farm and crop in Colorado

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$78.3M24.59%83%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Qbe Insurance Group$49.4M15.52%82%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
3Zurich Insurance Group$46.9M14.72%63%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Sompo Group$36.1M11.34%77%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
5American Financial Group$35.3M11.08%59%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
6Farmers Mutual Hail Insurance Group$32.3M10.15%76%Farmers Mutual Hail Insurance Company of Iowa, FMH Ag Risk Insurance Company
7Tokio Marine Holdings Inc Group$16.2M5.09%74%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
8Palomar Holdings Group$15.5M4.87%61%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
9American Agricultural Insurance Company DBA: AmericanAg$4.6M1.43%139%—
10Clear Blue Financial Group$3.4M1.07%101%Clear Blue Insurance Company, Rock Ridge Insurance Company, Highlander Specialty Insurance Company, Clear Blue Specialty Insurance Company
Farm and crop · Colorado

The companies

CompanyNAICHome stateStatus hereLines
360 Insurance Company13686WYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Acadia Insurance Company31325IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Accelerant National Insurance Company10220ARAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Agri General Insurance Company42757IAAdmitted (licensed)Farm and crop
American Agri-Business Insurance Company12548TXAdmitted (licensed)Farm and crop
American Agricultural Insurance Company DBA: AmericanAg10103INAdmitted (licensed)Farm and crop
American Family Insurance Company10386WIAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Earthquake +5 more
American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
American Fire and Casualty Company24066NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
American Reliable Insurance Company19615AZAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
American Select Insurance Company19992OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Argonaut Insurance Company19801NEAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Aspen American Insurance Company43460TXAdmitted (licensed)Equipment breakdown, Commercial package (BOP, CMP), Earthquake +9 more
Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Clear Blue Insurance Company28860TXAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +5 more
Colorado Casualty Insurance Company41785NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Colorado Farm Bureau Insurance Company13641MSAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +7 more
Crestbrook Insurance Company18961OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Diamond State Insurance Company42048INAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more
Farmers Alliance Mutual Insurance Company19194KSAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more
Farmers Mutual Hail Insurance Company of Iowa13897IAAdmitted (licensed)Farm and crop
Fireman's Fund Insurance Company21873ILAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
First National Insurance Company of America24724NHAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more
Grange Insurance Association22101WAAdmitted (licensed)Personal auto, Commercial auto, Farm and crop +3 more
Great American Alliance Insurance Company26832OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Great American Assurance Company26344OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Great American Insurance Company16691OHAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Great American Insurance Company of New York22136NYAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Hudson Insurance Company25054DEAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Indemnity Insurance Company of North America43575PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +10 more
Liberty Mutual Insurance Company23043MAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +12 more
Markel Insurance Company38970ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
National Farmers Union Property and Casualty Company16217ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
National Surety Corporation21881ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +4 more
Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Nationwide Mutual Insurance Company23787OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +14 more
NAU Country Insurance Company25240MNAdmitted (licensed)Farm and crop
Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +9 more
Ohio Security Insurance Company24082NHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Peerless Indemnity Insurance Company18333ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more
Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +11 more
Phoenix Insurance Company, (The)25623CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Pie Insurance Company, (The)21857OHAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Farm and crop +3 more
Producers Agriculture Insurance Company34312TXAdmitted (licensed)Farm and crop
Producers Protective Assoc30775COAdmitted (licensed)Farm and crop
QBE Insurance (Europe) Limited39217PAAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +18 more
Rural Community Insurance Company39039MNAdmitted (licensed)Farm and crop
SECURA Insurance Company22543WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
SECURA Supreme Insurance Company10239WIAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Shelter Mutual Insurance Company23388MOAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more
StarNet Insurance Company40045IAAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
State Automobile Mutual Insurance Company25135OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
State Farm Fire and Casualty Company25143ILAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP) +10 more
Stratford Insurance Company40436NHAdmitted (licensed)Farm and crop, General liability, Ocean marine
Travelers Indemnity Company (The)25658CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +14 more
Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +11 more
Travelers Property Casualty Company of America25674CTAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown +13 more
West American Insurance Company44393INAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +8 more
Western Agricultural Insurance Company27871IAAdmitted (licensed)Personal auto, Farm and crop, General liability +1 more
Westfield Insurance Company24112OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +11 more
Westfield National Insurance Company24120OHAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto +10 more
Turned down?

Last resort for farm and crop in Colorado

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Colorado insurance regulator company list, read 2026-10-18 and the surplus lines list. ADMITTED = Colorado 2025 Insurance Industry Statistical Report (CY2024 data), sheet 'NAIC Companies' (every NAIC-coded company filing with the CO Division of Insurance, 1839 companies) joined to 'NAIC Companies Data' (type) and the 63 line-of-business sheets (lines written in CO + Lic flag). Lic flag per line sheet, consistent per company across sheets (0 conflicts): Y = licensed/admitted, S = surplus lines, N = not licensed, N/A = not applicable. Cross-check: 125/127 Lic=S companies are on the DOI eligible-nonadmitted PDF and 0 Lic=Y companies are. 'admitted' holds Lic=Y (1169) plus 281 companies that file with the CO DOI but wrote no CO premium in CY2024 (no Lic flag; lic='') and are not on the surplus PDF. 'not_admitted' (extra key, 456 rows, same row shape) holds Lic=S/N/N/A companies and no-premium companies that are on the surplus PDF. Row extras: lic (flag as given), group (NAIC group number stripped from the name). 'type' as given: Company Filing Statement Type / Business Type / Business Sub Type Statement Type: P = Property L = Life X = Health Business Type: F = Fraternal G = Other L = Life P = Property R = Risk T = Title X = Health Business Sub Type: HI = Hospital,Medical,Dental or Indemnity HM = Health Maintainance Org LH = Limited Health Service Org N = None PD = Prepaid Dental. Life/health/title companies are included (filter on type: first letter P = property/casualty statement, L = life, X = health; 'P/R/N' = risk retention group, 'T/T/N' = title). 'lines' = CO line-of-business sheets the company reported premium on in CY2024 (not lines of authority; a licensed company with no CO premium has lines=[]). 'since' is not in the source (left ''). Names are NAIC-style abbreviations. 74 companies appear in line sheets but not in the master list (mostly N/N/A). SURPLUS_LINES = DOI 'Colorado Eligible Nonadmitted Insurers Writing Surplus Lines' PDF, effective July 1, 2026, updated 9/16/26; 261 rows (227 NAIC-coded + 34 alien with AA- codes; naic='' and aa_code set for aliens). Colorado has no stamping office. PDF has no domicile column: domicile filled from the statistical report master list where the NAIC code matches (213 of 227). eligible = list effective date, not the insurer's first-eligible date. Prior-year reports: https://doi.colorado.gov/colorado-insurance-industry-statistical-report. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

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