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Directory · Company · Updated 2026-10-18

Great American Insurance Company · NAIC 16691

Where Great American Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Great American Insurance Company (NAIC 16691) is a property and casualty insurer domiciled in Ohio, part of American Financial Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Washington, Wisconsin, Wyoming. It ranked #2 of 109 in California fidelity bonds in 2025 (11.5% share). It ranked #2 of 123 in Texas fidelity bonds in 2025 (11.2% share). It ranked #2 of 57 in Illinois farm and crop in 2025 (18.5% share). The U.S. Treasury lists it as a certified surety with a $355.1M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Minnesota, Montana, Utah, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation12-01-1960Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Surety bonds, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1955/12/08Texas Department of Insurance, 2026-10-17
WashingtonAdmitted (licensed)Aircraft and aviation, Equipment breakdown, Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, General liability, Ocean marine, Surety bonds—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Credit, Farm and crop, Fidelity bonds, Homeowners, General liability, Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Fidelity bonds in California#2 of 109$19.8M11.46%2025
Ocean marine in California#9 of 75$17.4M3.43%2025
Farm and crop in California#10 of 45$29.8M2.60%2025
Credit in California#16 of 31$2.1M1.13%2025
Aircraft and aviation in California#19 of 26$2.1M0.80%2025
Crime (burglary and theft) in California#20 of 110$286,2430.59%2025
Surety bonds in California#22 of 148$17.9M1.41%2025
General liability in California#27 of 353$87.2M0.99%2025
Inland marine in California#30 of 248$24.0M0.79%2025
Equipment breakdown in California#33 of 122$998,0290.49%2025
Commercial package (BOP, CMP) in California#45 of 207$29.5M0.46%2025
Commercial property (fire and allied lines) in California#76 of 210$3.9M0.10%2025
Earthquake in California#78 of 128$54,8120.00%2025
Commercial auto in California#102 of 232$11.1M0.17%2025
Workers' compensation in California#206 of 245$748,8960.01%2025
Farm and crop in Illinois#2 of 57$267.9M18.51%2025
Fidelity bonds in Illinois#3 of 162$6.7M9.03%2025
Ocean marine in Illinois#12 of 93$3.7M1.82%2025
Aircraft and aviation in Illinois#13 of 33$1.9M1.62%2025
Credit in Illinois#15 of 48$1.7M1.58%2025
Surety bonds in Illinois#30 of 157$3.8M1.02%2025
Inland marine in Illinois#50 of 452$5.3M0.43%2025
General liability in Illinois#57 of 695$32.7M0.50%2025
Equipment breakdown in Illinois#68 of 231$204,5550.17%2025
Earthquake in Illinois#88 of 265$114,6900.10%2025
Crime (burglary and theft) in Illinois#109 of 188$3,3070.01%2025
Flood in Illinois#114 of 128$1,1350.00%2025
Commercial package (BOP, CMP) in Illinois#117 of 400$4.2M0.15%2025
Commercial auto in Illinois#195 of 448$1.9M0.06%2025
Commercial property (fire and allied lines) in Illinois#252 of 387$170,3820.01%2025
Workers' compensation in Illinois#275 of 375$569,9730.02%2025
Fidelity bonds in North Carolina#6 of 145$2.1M4.93%2025
Farm and crop in North Carolina#7 of 50$19.9M4.40%2025
Ocean marine in North Carolina#7 of 87$3.7M3.06%2025
Surety bonds in North Carolina#15 of 152$5.0M1.61%2025
Aircraft and aviation in North Carolina#21 of 33$820,8591.10%2025
Earthquake in North Carolina#23 of 180$257,7811.22%2025
Credit in North Carolina#23 of 45$435,4040.51%2025
Equipment breakdown in North Carolina#37 of 219$322,3670.45%2025
Inland marine in North Carolina#40 of 420$6.0M0.56%2025
General liability in North Carolina#40 of 621$19.4M0.66%2025
Commercial package (BOP, CMP) in North Carolina#61 of 361$6.5M0.37%2025
Crime (burglary and theft) in North Carolina#68 of 162$6,8610.04%2025
Commercial auto in North Carolina#211 of 408$624,7280.03%2025
Commercial property (fire and allied lines) in North Carolina#300 of 340$7,2770.00%2025
Workers' compensation in North Carolina#312 of 347$54,4340.00%2025
Ocean marine in South Dakota#3 of 35$317,72012.94%2025
Credit in South Dakota#4 of 21$911,3795.95%2025
Farm and crop in South Dakota#4 of 47$162.3M11.00%2025
Fidelity bonds in South Dakota#7 of 79$154,6014.14%2025
Aircraft and aviation in South Dakota#12 of 26$281,1741.96%2025
Crime (burglary and theft) in South Dakota#16 of 70$11,6791.34%2025
Surety bonds in South Dakota#20 of 106$475,5811.48%2025
General liability in South Dakota#21 of 356$2.7M1.25%2025
Earthquake in South Dakota#38 of 78$9500.15%2025
Inland marine in South Dakota#46 of 248$534,5870.47%2025
Equipment breakdown in South Dakota#47 of 118$34,7070.25%2025
Commercial package (BOP, CMP) in South Dakota#80 of 217$486,9540.17%2025
Commercial auto in South Dakota#167 of 237$58,7440.02%2025
Workers' compensation in South Dakota#245 of 284$11,8420.01%2025
Fidelity bonds in Texas#2 of 123$11.0M11.22%2025
Farm and crop in Texas#5 of 41$204.4M7.67%2025
Ocean marine in Texas#9 of 81$10.9M2.67%2025
Aircraft and aviation in Texas#10 of 29$14.9M4.42%2025
Credit in Texas#12 of 43$8.2M1.84%2025
Inland marine in Texas#21 of 356$36.0M1.11%2025
Earthquake in Texas#21 of 130$192,2140.71%2025
Equipment breakdown in Texas#30 of 173$854,2170.39%2025
General liability in Texas#32 of 463$55.3M0.83%2025
Surety bonds in Texas#37 of 165$11.6M0.87%2025
Commercial package (BOP, CMP) in Texas#49 of 260$24.2M0.55%2025
Crime (burglary and theft) in Texas#49 of 137$21,6410.03%2025
Commercial auto in Texas#196 of 329$3.2M0.04%2025
Workers' compensation in Texas#233 of 327$514,2010.02%2025
Commercial property (fire and allied lines) in Texas#243 of 260$7,2870.00%2025
Fidelity bonds in Washington#2 of 40$3.0M12.31%2025
Aircraft and aviation in Washington#9 of 28$2.4M4.15%2025
Farm and crop in Washington#9 of 39$15.5M3.26%2025
Ocean marine in Washington#10 of 40$6.0M2.51%2025
Crime (burglary and theft) in Washington#18 of 39$83,0000.95%2025
Credit in Washington#24 of 29$119,0000.25%2025
Surety bonds in Washington#31 of 40$1.5M0.67%2025
Equipment breakdown in Washington#39 of 40$165,0000.38%2025
General liability in Washington#54 of 91$5.4M0.48%2025
Fidelity bonds in Wisconsin#4 of 118$1.9M7.74%2024
Credit in Wisconsin#9 of 30$901,9602.96%2024
General liability in Wisconsin#21 of 429$14.4M1.12%2024
Surety bonds in Wisconsin#34 of 117$662,6710.64%2024
Farm and crop in Wisconsin#41 of 49$39,1120.01%2024
Commercial package (BOP, CMP) in Wisconsin#127 of 276$773,1460.07%2024
Commercial auto in Wisconsin#160 of 312$473,0170.05%2024
Commercial property (fire and allied lines) in Wisconsin#209 of 210$180.00%2024
Workers' compensation in Wisconsin#259 of 312$59,5830.00%2024
Standing

Where it's a top-10 writer

American Financial Group (NAIC group 00084), the group Great American Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Fidelity bonds in Arizona
Fidelity
#1$2.7M14.20%2025
Credit in Arizona
Credit
#1$4.7M14.62%2025
Workers' compensation in Arkansas
Workers Compensation
#1$24.3M8.86%2025
Credit in Arkansas
Credit
#1$9.2M30.53%2025
Credit in California
Credit
#1$63.2M23.12%2025
Credit in Connecticut
Credit
#1$8.9M19.97%2025
Commercial auto in Delaware
Commercial Auto Liability
#1$33.9M16.74%2025
Commercial auto in Delaware
Total Commercial Auto
#1$35.8M14.55%2025
Farm and crop in Florida
Farmowners Multiple Peril
#1$16.0M78.17%2025
Credit in Florida
Credit
#1$94.2M38.64%2025
Credit in Georgia
Credit
#1$16.3M16.32%2025
Farm and crop in Illinois
Multiple Peril Crop
#1$234.9M24.15%2025
Farm and crop in Illinois
Private Crop
#1$32.4M19.94%2025
Farm and crop in Indiana
Multiple Peril Crop
#1$115.2M21.72%2025
Credit in Louisiana
Credit
#1$18.2M26.62%2025
Credit in Maryland
Credit
#1$6.3M20.56%2025
Credit in Minnesota
Credit
#1$4.5M13.97%2025
Workers' compensation in Mississippi
Workers Compensation
#1$35.5M10.30%2025
Credit in Missouri
Credit
#1$10.8M17.57%2025
Fidelity bonds in Nevada
Fidelity
#1$2.6M26.66%2025
Credit in Nevada
Credit
#1$3.0M22.08%2025
Farm and crop in New Jersey
Farmowners Multiple Peril
#1$1.3M30.45%2025
Fidelity bonds in New Mexico
Fidelity
#1$893,00020.36%2025
Credit in North Carolina
Credit
#1$13.0M15.15%2025
Farm and crop in Oklahoma
Private Crop
#1$3.3M43.52%2025
General liability in Oklahoma
Products Liability
#1$8.4M15.42%2025
Fidelity bonds in Oklahoma
Fidelity
#1$2.5M18.48%2025
Credit in Pennsylvania
Credit
#1$16.0M17.73%2025
Ocean marine in Rhode Island
Ocean Marine
#1$15.5M25.90%2025
Credit in Rhode Island
Credit
#1$3.3M44.44%2025
Credit in South Carolina
Credit
#1$7.2M22.24%2025
Credit in Vermont
Credit
#1$546,00018.01%2025
Ocean marine in West Virginia
Ocean Marine
#1$777,00015.23%2025
General liability in West Virginia
Products Liability
#1$1.0M11.92%2025
Credit in West Virginia
Credit
#1$2.5M31.89%2025
Farm and crop in Wisconsin
Private Crop
#1$4.3M21.86%2025
Credit in Alabama
Credit
#2$9.7M14.59%2025
Fidelity bonds in Arkansas
Fidelity
#2$1.6M16.43%2025
Fidelity bonds in California
Fidelity
#2$22.0M12.22%2025
Fidelity bonds in Delaware
Fidelity
#2$1.6M17.81%2025
Farm and crop in Florida
Private Crop
#2$160,00032.87%2025
Workers' compensation in Florida
Workers Compensation
#2$247.9M7.78%2025
Fidelity bonds in Florida
Fidelity
#2$7.4M9.64%2025
Fidelity bonds in Georgia
Fidelity
#2$3.5M9.25%2025
Commercial auto in Hawaii
Commercial Auto Physical Damage
#2$6.2M15.67%2025
Credit in Idaho
Credit
#2$3.1M17.55%2025
General liability in Illinois
Products Liability
#2$24.9M10.12%2025
Credit in Illinois
Credit
#2$17.5M16.39%2025
Farm and crop in Indiana
Private Crop
#2$8.0M16.22%2025
Fidelity bonds in Iowa
Fidelity
#2$1.5M11.58%2025
Farm and crop in Kentucky
Multiple Peril Crop
#2$40.2M18.21%2025
Farm and crop in Kentucky
Private Crop
#2$1.9M21.24%2025
Fidelity bonds in Kentucky
Fidelity
#2$1.5M13.86%2025
Credit in Kentucky
Credit
#2$7.3M15.74%2025
Farm and crop in Michigan
Multiple Peril Crop
#2$53.7M19.30%2025
Farm and crop in Michigan
Private Crop
#2$1.5M18.56%2025
Ocean marine in Michigan
Ocean Marine
#2$34.9M18.93%2025
Credit in Michigan
Credit
#2$10.4M11.64%2025
Fidelity bonds in Minnesota
Fidelity
#2$3.1M10.80%2025
Fidelity bonds in Mississippi
Fidelity
#2$916,00012.11%2025

Showing the best 60 of 315 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $355.1M per bond, licensed to write surety in 54 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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