Who writes credit in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
43 companies wrote credit in Texas in 2025, $445.9M in direct premium. Ohio Indemnity Company led with 27.0%; the top five hold 59%. 442 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Ohio Indemnity Company | 26565 | OH | Admitted (licensed) | $120.4M | 27.01% |
| 2 | Euler Hermes North America Insurance Company | 20516 | MD | Admitted (licensed) | $44.3M | 9.94% |
| 3 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $35.1M | 7.87% |
| 4 | SWBC Property and Casualty Insurance Company | 17288 | TX | Admitted (licensed) | $32.9M | 7.39% |
| 5 | American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | $30.1M | 6.76% |
| 6 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $22.1M | 4.95% |
| 7 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $19.0M | 4.27% |
| 8 | Falls Lake National Insurance Company | 31925 | OH | Admitted (licensed) | $15.8M | 3.54% |
| 9 | Atradius Trade Credit Insurance, Inc. | 25422 | MD | Admitted (licensed) | $11.0M | 2.48% |
| 10 | Old Republic Insurance Company | 24147 | PA | Admitted (licensed) | $9.2M | 2.07% |
| 11 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $9.1M | 2.05% |
| 12 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $8.2M | 1.84% |
| 13 | Old United Casualty Company | 37060 | KS | Admitted (licensed) | $7.6M | 1.70% |
| 14 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $6.7M | 1.51% |
| 15 | First Colonial Insurance Company | 29980 | IL | Admitted (licensed) | $6.6M | 1.48% |
| 16 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $6.6M | 1.47% |
| 17 | StarStone National Insurance Company | 25496 | DE | Admitted (licensed) | $6.5M | 1.47% |
| 18 | Coface North America Insurance Company | 31887 | MA | Admitted (licensed) | $6.3M | 1.41% |
| 19 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $6.1M | 1.37% |
| 20 | American Federated Insurance Company | 10170 | MS | Admitted (licensed) | $5.7M | 1.28% |
| 21 | Securian Casualty Company | 10054 | MN | Admitted (licensed) | $5.1M | 1.15% |
| 22 | SiriusPoint America Insurance Company | 38776 | NY | Admitted (licensed) | $5.0M | 1.13% |
| 23 | MIC General Insurance Corporation | 38660 | IL | Admitted (licensed) | $4.2M | 0.95% |
| 24 | Triton Insurance Company | 41211 | TX | Admitted (licensed) | $4.1M | 0.91% |
| 25 | American National Lloyds Insurance Company | 10043 | TX | Admitted (licensed) | $3.4M | 0.76% |
| 26 | General Security National Insurance Company | 39322 | NY | Admitted (licensed) | $3.0M | 0.67% |
| 27 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $2.4M | 0.55% |
| 28 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $1.9M | 0.42% |
| 29 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $1.5M | 0.33% |
| 30 | American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | $1.3M | 0.29% |
| 31 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $1.1M | 0.25% |
| 32 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $871,746 | 0.20% |
| 33 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $583,260 | 0.13% |
| 34 | National General Insurance Company | 23728 | IL | Admitted (licensed) | $463,464 | 0.10% |
| 35 | Allied World Specialty Insurance Company | 16624 | DE | Admitted (licensed) | $416,681 | 0.09% |
| 36 | STARR INDEMNITY \u0026 LIABILITY COMPANY | 38318 | TX | Admitted (licensed) | $335,037 | 0.08% |
| 37 | Allied World Assurance Company (U.S.) Inc. | 22730 | NH | Admitted (licensed) | $191,450 | 0.04% |
| 38 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $174,976 | 0.04% |
| 39 | Arch Indemnity Insurance Company | 30830 | MO | Admitted (licensed) | $153,898 | 0.03% |
| 40 | United Guaranty Residential Insurance Company of North Carolina | 16667 | NC | Admitted (licensed) | $44,750 | 0.01% |
| 41 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $13,829 | 0.00% |
| 42 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $13,068 | 0.00% |
| 43 | Virginia Surety Company, Inc. | 40827 | IL | Admitted (licensed) | $1,136 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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