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Directory · Company · Updated 2026-10-18

Hartford Fire Insurance Company · NAIC 19682

Where Hartford Fire Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Hartford Fire Insurance Company (NAIC 19682) is a property and casualty insurer domiciled in Connecticut, part of Hartford Fire & Casualty Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #5 of 260 in Texas commercial package (BOP, CMP) in 2025 (2.9% share). It ranked #5 of 165 in Texas surety bonds in 2025 (2.9% share). It ranked #5 of 248 in South Dakota inland marine in 2025 (4.0% share). The U.S. Treasury lists it as a certified surety with a $1.33B underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Aircraft and aviation, Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Flood, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Umbrella and excess, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation03-01-1923Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Flood, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, Crime (burglary and theft), Fidelity bonds, Flood, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines), Surety bonds, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Farm and crop, Fidelity bonds, Flood, Glass, Homeowners, Inland marine, General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1870/01/01Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Credit, Crime (burglary and theft), Fidelity bonds, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, Homeowners, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Fidelity bonds in California#6 of 109$7.3M4.26%2025
Surety bonds in California#10 of 148$33.2M2.61%2025
Crime (burglary and theft) in California#14 of 110$484,5231.00%2025
Commercial auto in California#15 of 232$112.3M1.73%2025
Commercial package (BOP, CMP) in California#16 of 207$93.5M1.45%2025
General liability in California#17 of 353$109.9M1.25%2025
Equipment breakdown in California#18 of 122$2.5M1.19%2025
Medical malpractice in California#24 of 35$229,9590.05%2025
Commercial property (fire and allied lines) in California#26 of 210$44.3M1.10%2025
Inland marine in California#26 of 248$30.6M1.00%2025
Flood in California#65 of 73$1,8710.00%2025
Earthquake in California#70 of 128$92,5900.00%2025
Workers' compensation in California#213 of 245$592,2080.00%2025
Fidelity bonds in Illinois#12 of 162$1.8M2.42%2025
Crime (burglary and theft) in Illinois#16 of 188$432,4941.17%2025
Commercial package (BOP, CMP) in Illinois#24 of 400$28.2M0.99%2025
Surety bonds in Illinois#24 of 157$4.4M1.19%2025
Inland marine in Illinois#32 of 452$8.3M0.67%2025
Equipment breakdown in Illinois#41 of 231$445,5890.36%2025
Commercial auto in Illinois#44 of 448$15.8M0.49%2025
Commercial property (fire and allied lines) in Illinois#61 of 387$7.2M0.44%2025
Workers' compensation in Illinois#69 of 375$12.3M0.50%2025
Flood in Illinois#85 of 128$6,6080.01%2025
Homeowners in Illinois#105 of 183$2.4M0.03%2025
Medical malpractice in Illinois#105 of 127$118,8890.02%2025
General liability in Illinois#105 of 695$17.0M0.26%2025
Personal auto in Illinois#162 of 194$434,5840.00%2025
Earthquake in Illinois#174 of 265$7,4860.01%2025
Surety bonds in North Carolina#8 of 152$6.6M2.11%2025
Fidelity bonds in North Carolina#10 of 145$1.1M2.68%2025
Commercial package (BOP, CMP) in North Carolina#12 of 361$28.7M1.67%2025
Crime (burglary and theft) in North Carolina#20 of 162$146,3790.86%2025
Commercial auto in North Carolina#21 of 408$24.9M1.20%2025
Equipment breakdown in North Carolina#26 of 219$586,8580.82%2025
Inland marine in North Carolina#49 of 420$5.1M0.47%2025
Commercial property (fire and allied lines) in North Carolina#50 of 340$7.0M0.52%2025
Workers' compensation in North Carolina#56 of 347$7.9M0.52%2025
General liability in North Carolina#65 of 621$15.0M0.51%2025
Flood in North Carolina#69 of 124$28,1130.02%2025
Medical malpractice in North Carolina#81 of 122$111,0900.05%2025
Personal auto in North Carolina#106 of 129$42,2590.00%2025
Inland marine in South Dakota#5 of 248$4.5M3.99%2025
Surety bonds in South Dakota#15 of 106$565,6131.76%2025
General liability in South Dakota#20 of 356$2.8M1.26%2025
Fidelity bonds in South Dakota#21 of 79$27,4670.74%2025
Commercial auto in South Dakota#23 of 237$2.5M1.01%2025
Medical malpractice in South Dakota#27 of 31$3,7730.02%2025
Crime (burglary and theft) in South Dakota#32 of 70$4,0950.47%2025
Commercial package (BOP, CMP) in South Dakota#66 of 217$665,1550.24%2025
Commercial property (fire and allied lines) in South Dakota#72 of 157$154,4740.10%2025
Personal auto in South Dakota#73 of 98$327,2710.04%2025
Homeowners in South Dakota#82 of 84$2,1720.00%2025
Equipment breakdown in South Dakota#84 of 118$2,0550.01%2025
Workers' compensation in South Dakota#148 of 284$159,1210.08%2025
Commercial package (BOP, CMP) in Texas#5 of 260$128.0M2.94%2025
Surety bonds in Texas#5 of 165$37.9M2.86%2025
Fidelity bonds in Texas#7 of 123$4.1M4.22%2025
Crime (burglary and theft) in Texas#12 of 137$942,5951.38%2025
Workers' compensation in Texas#21 of 327$18.9M0.75%2025
Commercial auto in Texas#21 of 329$71.2M0.90%2025
Equipment breakdown in Texas#25 of 173$1.1M0.49%2025
Commercial property (fire and allied lines) in Texas#28 of 260$34.4M0.67%2025
General liability in Texas#29 of 463$59.2M0.88%2025
Medical malpractice in Texas#30 of 44$375,9930.16%2025
Inland marine in Texas#31 of 356$25.6M0.79%2025
Credit in Texas#42 of 43$13,0680.00%2025
Flood in Texas#55 of 91$37,9670.01%2025
Homeowners in Texas#139 of 148$162,2710.00%2025
Fidelity bonds in Washington#9 of 40$757,0003.15%2025
Crime (burglary and theft) in Washington#15 of 39$99,0001.14%2025
Commercial property (fire and allied lines) in Washington#18 of 49$9.4M1.74%2025
Credit in Washington#22 of 29$125,0000.26%2025
Equipment breakdown in Washington#24 of 40$401,0000.92%2025
Surety bonds in Washington#24 of 40$3.2M1.38%2025
Commercial auto in Washington#27 of 65$9.9M1.11%2025
Commercial package (BOP, CMP) in Washington#30 of 51$11.0M1.12%2025
Workers' compensation in Washington#32 of 39$133,0000.53%2025
General liability in Washington#36 of 91$9.8M0.88%2025
Commercial property (fire and allied lines) in Wisconsin#19 of 210$3.9M1.15%2024
Fidelity bonds in Wisconsin#20 of 118$275,4841.14%2024
Medical malpractice in Wisconsin#26 of 34$35,0630.05%2024
Commercial package (BOP, CMP) in Wisconsin#34 of 276$7.0M0.64%2024
Surety bonds in Wisconsin#35 of 117$659,9670.64%2024
Commercial auto in Wisconsin#50 of 312$4.4M0.43%2024
Personal auto in Wisconsin#61 of 155$5.9M0.13%2024
General liability in Wisconsin#84 of 429$3.3M0.25%2024
Homeowners in Wisconsin#134 of 161$59,5940.00%2024
Workers' compensation in Wisconsin#219 of 312$242,5520.01%2024
Standing

Where it's a top-10 writer

Hartford Fire & Casualty Group (NAIC group 00091), the group Hartford Fire Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Workers' compensation in Connecticut
Workers Compensation
#1$104.9M14.35%2025
Ocean marine in Delaware
Ocean Marine
#1$2.6M13.98%2025
Workers' compensation in Delaware
Workers Compensation
#1$18.3M10.62%2025
Workers' compensation in District of Columbia
Workers Compensation
#1$25.8M17.39%2025
Credit in District of Columbia
Credit
#1$11.1M33.13%2025
Flood in Illinois
Federal Flood
#1$3.6M15.88%2025
Workers' compensation in Massachusetts
Workers Compensation
#1$144.3M11.57%2025
Flood in Montana
Federal Flood
#1$947,00034.62%2025
Flood in Nevada
Federal Flood
#1$1.4M20.61%2025
Workers' compensation in Nevada
Workers Compensation
#1$40.5M8.02%2025
Workers' compensation in North Carolina
Workers Compensation
#1$113.3M7.53%2025
Commercial package (BOP, CMP) in Texas
Total Commercial Multiple Peril
#1$509.5M9.54%2025
Workers' compensation in Virginia
Workers Compensation
#1$88.9M9.15%2025
Workers' compensation in Washington
Workers Compensation
#1$8.7M32.26%2025
Ocean marine in Colorado
Ocean Marine
#2$2.9M9.47%2025
Workers' compensation in Colorado
Workers Compensation
#2$69.4M6.34%2025
Commercial package (BOP, CMP) in Connecticut
Total Commercial Multiple Peril
#2$91.9M9.28%2025
Commercial package (BOP, CMP) in District of Columbia
Total Commercial Multiple Peril
#2$28.5M11.39%2025
Commercial package (BOP, CMP) in Georgia
Total Commercial Multiple Peril
#2$127.4M6.55%2025
Flood in Idaho
Federal Flood
#2$507,00012.98%2025
Workers' compensation in Illinois
Workers Compensation
#2$178.1M7.29%2025
Flood in Kentucky
Federal Flood
#2$2.2M15.62%2025
Workers' compensation in Maine
Workers Compensation
#2$10.6M3.99%2025
Workers' compensation in Maryland
Workers Compensation
#2$99.5M11.54%2025
Fidelity bonds in Maryland
Fidelity
#2$2.6M10.10%2025
Flood in Massachusetts
Federal Flood
#2$13.2M21.10%2025
Commercial package (BOP, CMP) in Nevada
Total Commercial Multiple Peril
#2$53.8M9.39%2025
Commercial package (BOP, CMP) in New Jersey
Total Commercial Multiple Peril
#2$217.6M9.29%2025
Workers' compensation in New Jersey
Workers Compensation
#2$303.7M11.71%2025
Flood in Oregon
Federal Flood
#2$3.1M19.35%2025
Workers' compensation in Oregon
Workers Compensation
#2$22.5M2.81%2025
Ocean marine in Pennsylvania
Ocean Marine
#2$8.8M8.45%2025
Commercial package (BOP, CMP) in Rhode Island
Total Commercial Multiple Peril
#2$26.6M9.15%2025
Workers' compensation in Rhode Island
Workers Compensation
#2$25.5M10.97%2025
Commercial package (BOP, CMP) in South Carolina
Total Commercial Multiple Peril
#2$84.7M8.32%2025
Workers' compensation in South Carolina
Workers Compensation
#2$73.8M7.50%2025
Workers' compensation in Tennessee
Workers Compensation
#2$52.6M6.61%2025
Workers' compensation in Texas
Workers Compensation
#2$143.6M5.78%2025
Workers' compensation in Alabama
Workers Compensation
#3$35.8M8.53%2025
Workers' compensation in Arizona
Workers Compensation
#3$61.2M7.27%2025
Surety bonds in Arkansas
Surety
#3$5.1M7.18%2025
Flood in California
Federal Flood
#3$20.2M14.55%2025
Commercial package (BOP, CMP) in California
Total Commercial Multiple Peril
#3$622.2M8.01%2025
General liability in California
Products Liability
#3$51.0M6.68%2025
Flood in Colorado
Federal Flood
#3$1.5M12.59%2025
Flood in Connecticut
Federal Flood
#3$5.7M13.87%2025
General liability in Connecticut
Other Liability
#3$91.3M4.77%2025
Workers' compensation in Florida
Workers Compensation
#3$159.8M5.01%2025
Workers' compensation in Georgia
Workers Compensation
#3$114.7M6.22%2025
Flood in Kansas
Federal Flood
#3$600,00011.03%2025
Workers' compensation in Kansas
Workers Compensation
#3$26.9M6.25%2025
General liability in Kansas
Products Liability
#3$3.9M4.79%2025
Ocean marine in Louisiana
Ocean Marine
#3$12.7M6.02%2025
Commercial package (BOP, CMP) in Maryland
Total Commercial Multiple Peril
#3$76.7M7.65%2025
General liability in Maryland
Products Liability
#3$5.5M9.15%2025
General liability in Massachusetts
Products Liability
#3$10.3M6.35%2025
Flood in Michigan
Federal Flood
#3$1.2M9.26%2025
Workers' compensation in Michigan
Workers Compensation
#3$55.6M5.35%2025
General liability in Mississippi
Products Liability
#3$2.3M7.62%2025
Workers' compensation in Missouri
Workers Compensation
#3$71.5M6.70%2025

Showing the best 60 of 346 top-10 placements.

Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $1.33B per bond, licensed to write surety in 55 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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