
Who writes flood in Oregon
From the Oregon company list; alphabetical, since Oregon doesn't publish every company's premium by line.
60 insurers are licensed for flood in Oregon on the regulator's list. Assurant Inc Group wrote the most in 2025 (20.6% of the state's premium).
By Sam Alishahi, independent insurance broker · All lines in Oregon
The companies
| Company | NAIC | Home state | Status here | Lines |
|---|---|---|---|---|
| AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | Aircraft and aviation, Equipment breakdown, Crime (burglary and theft) +5 more |
| Allstate Insurance Company | 19232 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| American Bankers Insurance Company of Florida | 10111 | FL | Admitted (licensed) | Personal auto, Commercial auto, Credit +6 more |
| American Commerce Insurance Company | 19941 | OH | Admitted (licensed) | Aircraft and aviation, Personal auto, Flood +3 more |
| American Family Mutual Insurance Company, S.I. | 19275 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| American Security Insurance Company | 42978 | DE | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| American Strategic Insurance Corporation | 10872 | IN | Admitted (licensed) | Flood, Homeowners, Inland marine +2 more |
| Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Bankers Insurance Company | 33162 | FL | Admitted (licensed) | Flood, General liability |
| Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +13 more |
| Continental Casualty Company | 20443 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +9 more |
| CSAA General Insurance Company | 37770 | IN | Admitted (licensed) | Earthquake, Flood, Homeowners +3 more |
| Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +3 more |
| Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Farmers Insurance Company of Oregon | 21636 | OR | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Earthquake +4 more |
| Farmers Property and Casualty Insurance Company | 26298 | RI | Admitted (licensed) | Personal auto, Earthquake, Flood +3 more |
| Federal Insurance Company | 20281 | IN | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +12 more |
| Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +8 more |
| Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Foremost Insurance Company Grand Rapids, Michigan | 11185 | MI | Admitted (licensed) | Personal auto, Flood, Homeowners +4 more |
| Granite State Insurance Company | 23809 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +11 more |
| Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +8 more |
| Homesite Insurance Company of the Midwest | 13927 | WI | Admitted (licensed) | Flood, Homeowners |
| Illinois National Insurance Company | 23817 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Integon National Insurance Company | 29742 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +5 more |
| L M Insurance Corporation | 33600 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | Personal auto, Commercial auto, Earthquake +6 more |
| Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| National General Insurance Company | 23728 | IL | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Flood +1 more |
| National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Equipment breakdown +15 more |
| Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| NGM Insurance Company | 14788 | FL | Admitted (licensed) | Fidelity bonds, Flood, Surety bonds |
| Palomar Specialty Insurance Company | 20338 | OR | Admitted (licensed) | Earthquake, Farm and crop, Flood +3 more |
| Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +9 more |
| Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact | 12873 | FL | Admitted (licensed) | Personal auto, Flood, Homeowners +3 more |
| QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | Aircraft and aviation, Personal auto, Commercial auto +7 more |
| Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Sentry Insurance Company | 24988 | WI | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +7 more |
| SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +5 more |
| Stillwater Property and Casualty Insurance Company | 16578 | NY | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
| Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +6 more |
| Transportation Insurance Company | 20494 | IL | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP) +6 more |
| Union Insurance Company | 25844 | IA | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +10 more |
| USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | Personal auto, Earthquake, Flood +4 more |
| Verlan Fire Insurance Company | 10815 | NH | Admitted (licensed) | Equipment breakdown, Flood, Commercial property (fire and allied lines) |
| Wright National Flood Insurance Company | 11523 | TX | Admitted (licensed) | Flood |
| XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | Personal auto, Equipment breakdown, Commercial auto +7 more |
Method and source
Source: the Oregon insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted = companies in Oregon DFR's 2025 market-share PDFs (property-casualty-totals.pdf plus the per-line PDFs linked from the financial-statements page). Some per-line PDFs (the life ones) still show 2024 data. Only insurers authorized in Oregon appear and companies with zero Oregon premium are excluded, so a licensed company that wrote nothing is missing. Names are NAIC short names (Ins Co, Amer, Natl). type comes from which reports list the company (Property & Casualty first, then Accident & Health, Life, Title); lines are the 'Line of Business' headers of the per-line PDFs the company appears in, spelled as published. since is not published. Surplus lines = SLAOR's eligible insurer listing (current names only; 78 former-name history rows and the 'MISCELLANEOUS - requires prior approval' placeholder dropped). It has no NAIC codes, domicile or eligibility dates, and none of its insurers appear in the DFR market-share PDFs, so naic is empty and must be filled by name in the merge. alien is a heuristic: foreign corporate suffix (Ltd/SE/AG/S.A./DAC/Club...), a US process-agent law firm as the address, or no US city/state/zip on file. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
Someone will insure it. I find who.
Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.
Get a reminder before your renewal.
Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.