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Directory · Company · Updated 2026-10-18

Bankers Insurance Company · NAIC 33162

Where Bankers Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Bankers Insurance Company (NAIC 33162) is a property and casualty insurer domiciled in Florida, part of Bankers Insurance Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #12 of 124 in North Carolina flood in 2025 (2.7% share). It ranked #14 of 91 in Texas flood in 2025 (0.9% share). It ranked #39 of 60 in South Dakota flood in 2025 (0.0% share). The U.S. Treasury lists it as a certified surety with a $6.8M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, Rhode Island, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Flood, Surety bonds—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Flood, Surety bonds—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Commercial package (BOP, CMP), Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Flood, Surety bonds—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation10-01-1984Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Fidelity bonds, Commercial property (fire and allied lines), Surety bonds—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Commercial package (BOP, CMP), Flood, Inland marine, General liability, Surety bonds—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Flood, General liability, Surety bonds—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Flood, General liability—Oregon, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Flood—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Commercial package (BOP, CMP), Crime (burglary and theft), Fidelity bonds, Flood, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1988/08/19Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Flood—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)General liability, Surety bonds—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Flood in California#40 of 73$34,7370.02%2025
Surety bonds in California#52 of 148$4.0M0.31%2025
Flood in Illinois#81 of 128$7,6880.01%2025
Surety bonds in Illinois#116 of 157$25,8130.01%2025
Flood in North Carolina#12 of 124$3.5M2.72%2025
Surety bonds in North Carolina#43 of 152$1.7M0.55%2025
Inland marine in North Carolina#102 of 420$1.4M0.14%2025
Commercial package (BOP, CMP) in North Carolina#182 of 361$981,8060.06%2025
Flood in South Dakota#39 of 60$1,4160.04%2025
Flood in Texas#14 of 91$4.4M0.89%2025
Surety bonds in Texas#58 of 165$5.6M0.42%2025
Inland marine in Texas#132 of 356$1.6M0.05%2025
Commercial package (BOP, CMP) in Texas#251 of 260$49,2360.00%2025
Flood in Washington#41 of 52$3,0000.01%2025
Surety bonds in Wisconsin#98 of 117$6,8250.01%2024
General liability in Wisconsin#357 of 429$28,0940.00%2024
Standing

Where it's a top-10 writer

Bankers Insurance Group (NAIC group 00689), the group Bankers Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Flood in Florida
Federal Flood
#7$68.4M4.88%2025
Flood in South Carolina
Federal Flood
#7$5.1M4.30%2025
Flood in Louisiana
Federal Flood
#9$9.4M3.03%2025
Flood in North Carolina
Federal Flood
#9$3.5M3.69%2025
Flood in North Dakota
Federal Flood
#9$149,0003.85%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $6.8M per bond, licensed to write surety in 50 states and territories: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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