
Who writes commercial package (BOP, CMP) in North Carolina
Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).
361 companies wrote commercial package (BOP, CMP) in North Carolina in 2025, $1.72B in direct premium. Erie Insurance Company led with 9.0%; the top five hold 26%. 371 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in North Carolina
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Erie Insurance Company | 26263 | PA | Admitted (licensed) | $155.3M | 9.02% |
| 2 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $101.7M | 5.90% |
| 3 | Owners Insurance Company | 32700 | OH | Admitted (licensed) | $92.5M | 5.37% |
| 4 | Auto-Owners Insurance Company | 18988 | MI | Admitted (licensed) | $51.2M | 2.97% |
| 5 | Philadelphia Indemnity Insurance Company | 18058 | PA | Admitted (licensed) | $49.8M | 2.89% |
| 6 | State Farm Fire and Casualty Company | 25143 | IL | Admitted (licensed) | $47.9M | 2.78% |
| 7 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $42.6M | 2.47% |
| 8 | Builders Mutual Insurance Company | 10844 | NC | Admitted (licensed) | $38.9M | 2.26% |
| 9 | North Carolina Farm Bur Mut Ins Co | 14842 | NC | Admitted (licensed) | $34.2M | 1.98% |
| 10 | Brotherhood Mutual Insurance Company | 13528 | IN | Admitted (licensed) | $31.8M | 1.85% |
| 11 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $29.0M | 1.68% |
| 12 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $28.7M | 1.67% |
| 13 | Frankenmuth Insurance Company | 13986 | MI | Admitted (licensed) | $28.1M | 1.63% |
| 14 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $26.5M | 1.54% |
| 15 | Erie Insurance Exchange | 26271 | PA | Admitted (licensed) | $26.4M | 1.53% |
| 16 | Allstate Indemnity Company | 19240 | IL | Admitted (licensed) | $25.5M | 1.48% |
| 17 | Church Mutual Insurance Company, S. I. | 18767 | WI | Admitted (licensed) | $23.8M | 1.38% |
| 18 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $23.5M | 1.36% |
| 19 | Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | $22.2M | 1.29% |
| 20 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $20.1M | 1.17% |
| 21 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $19.3M | 1.12% |
| 22 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $18.9M | 1.10% |
| 23 | Harford Mutual Insurance Company | 14141 | MD | Admitted (licensed) | $17.8M | 1.03% |
| 24 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $17.3M | 1.00% |
| 25 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $17.0M | 0.99% |
| 26 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $16.3M | 0.95% |
| 27 | Westminster American Insurance Company | 16098 | MD | Admitted (licensed) | $16.3M | 0.95% |
| 28 | Travelers Casualty Insurance Company of America | 19046 | CT | Admitted (licensed) | $16.0M | 0.93% |
| 29 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $15.0M | 0.87% |
| 30 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $14.0M | 0.81% |
| 31 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $13.1M | 0.76% |
| 32 | Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | $12.7M | 0.74% |
| 33 | Builders Premier Insurance Company | 13036 | NC | Admitted (licensed) | $12.3M | 0.71% |
| 34 | Pennsylvania National Mutual Casualty Insurance Company | 14990 | PA | Admitted (licensed) | $11.8M | 0.69% |
| 35 | United Specialty Insurance Company | 12537 | TX | Surplus lines (eligible) | $11.7M | 0.68% |
| 36 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $11.0M | 0.64% |
| 37 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $10.8M | 0.63% |
| 38 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $10.3M | 0.60% |
| 39 | Nationwide Insurance Company of Florida | 10948 | OH | Admitted (licensed) | $10.2M | 0.59% |
| 40 | Southern Mutual Church Insurance Company | 26468 | SC | Admitted (licensed) | $10.0M | 0.58% |
| 41 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $9.8M | 0.57% |
| 42 | Markel Insurance Company | 38970 | IL | Admitted (licensed) | $9.7M | 0.57% |
| 43 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $9.0M | 0.52% |
| 44 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $8.8M | 0.51% |
| 45 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $8.5M | 0.49% |
| 46 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $8.5M | 0.49% |
| 47 | Graphic Arts Mutual Insurance Company | 25984 | NY | Admitted (licensed) | $8.2M | 0.48% |
| 48 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $8.2M | 0.47% |
| 49 | Sentinel Insurance Company, Limited | 11000 | CT | Admitted (licensed) | $8.1M | 0.47% |
| 50 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $7.8M | 0.45% |
| 51 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $7.7M | 0.45% |
| 52 | Scottsdale Insurance Company | 41297 | OH | Surplus lines (eligible) | $7.5M | 0.44% |
| 53 | Utica National Assurance Company | 10687 | NY | Admitted (licensed) | $7.4M | 0.43% |
| 54 | National General Insurance Company | 23728 | IL | Admitted (licensed) | $7.3M | 0.42% |
| 55 | Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | $7.3M | 0.42% |
| 56 | Ironshore Specialty Insurance Company | 25445 | AZ | Surplus lines (eligible) | $7.2M | 0.42% |
| 57 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $7.0M | 0.41% |
| 58 | Selective Insurance Company of South Carolina | 19259 | IN | Admitted (licensed) | $7.0M | 0.41% |
| 59 | GuideOne Insurance Company | 15032 | IA | Admitted (licensed) | $7.0M | 0.40% |
| 60 | Utica Mutual Insurance Company | 25976 | NY | Admitted (licensed) | $6.6M | 0.38% |
| 61 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $6.5M | 0.37% |
| 62 | American Automobile Insurance Company | 21849 | MO | Admitted (licensed) | $6.4M | 0.37% |
| 63 | Seneca Insurance Company Incorporated | 10936 | NY | Admitted (licensed) | $6.2M | 0.36% |
| 64 | Integon National Insurance Company | 29742 | IL | Admitted (licensed) | $6.2M | 0.36% |
| 65 | Hartford Casualty Insurance Company | 29424 | IN | Admitted (licensed) | $6.1M | 0.36% |
| 66 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $5.9M | 0.34% |
| 67 | Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | $5.6M | 0.32% |
| 68 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $5.5M | 0.32% |
| 69 | Frontline Insurance Unlimited Company | 10074 | DE | Surplus lines (eligible) | $5.3M | 0.31% |
| 70 | GeoVera Specialty Insurance Company DBA: USF&G Specialty Insurance Company | 10182 | DE | Surplus lines (eligible) | $5.3M | 0.31% |
| 71 | St. Paul Guardian Insurance Company | 24775 | CT | Admitted (licensed) | $5.0M | 0.29% |
| 72 | Tri-State Insurance Company of Minnesota | 31003 | IA | Admitted (licensed) | $4.9M | 0.28% |
| 73 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $4.8M | 0.28% |
| 74 | Ascot Insurance Company | 23752 | CO | Admitted (licensed) | $4.8M | 0.28% |
| 75 | General Security Indemnity Company of Arizona | 20559 | AZ | Surplus lines (eligible) | $4.8M | 0.28% |
| 76 | Penn National Security Insurance Company | 32441 | PA | Admitted (licensed) | $4.6M | 0.27% |
| 77 | General Insurance Company of America | 24732 | NH | Admitted (licensed) | $4.6M | 0.27% |
| 78 | 1842 Insurance Company | 16862 | MD | Admitted (licensed) | $4.6M | 0.27% |
| 79 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $4.6M | 0.26% |
| 80 | Republic-Franklin Insurance Company | 12475 | OH | Admitted (licensed) | $4.5M | 0.26% |
| 81 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $4.5M | 0.26% |
| 82 | Southern Insurance Company of Virginia | 26867 | VA | Admitted (licensed) | $4.5M | 0.26% |
| 83 | Old Guard Insurance Company | 17558 | OH | Admitted (licensed) | $4.4M | 0.25% |
| 84 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $4.3M | 0.25% |
| 85 | Selective Insurance Company of the Southeast | 39926 | IN | Admitted (licensed) | $4.1M | 0.24% |
| 86 | Midvale Indemnity Company | 27138 | WI | Admitted (licensed) | $4.1M | 0.24% |
| 87 | Cumis Insurance Society Incorporated | 10847 | IA | Admitted (licensed) | $3.6M | 0.21% |
| 88 | Granite State Insurance Company | 23809 | IL | Admitted (licensed) | $3.6M | 0.21% |
| 89 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $3.6M | 0.21% |
| 90 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $3.6M | 0.21% |
| 91 | Velocity Specialty Insurance Company | 39640 | DE | Surplus lines (eligible) | $3.5M | 0.21% |
| 92 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $3.5M | 0.21% |
| 93 | American Reliable Insurance Company | 19615 | AZ | Admitted (licensed) | $3.4M | 0.20% |
| 94 | Mesa Underwriters Specialty Insurance Company | 36838 | NJ | Surplus lines (eligible) | $3.2M | 0.19% |
| 95 | Millers Capital Insurance Company | 14575 | PA | Admitted (licensed) | $3.2M | 0.19% |
| 96 | Donegal Mutual Insurance Company | 13692 | PA | Admitted (licensed) | $3.2M | 0.18% |
| 97 | Lititz Mutual Insurance Company | 14400 | PA | Admitted (licensed) | $3.1M | 0.18% |
| 98 | Intrepid Insurance Company | 10749 | IA | Admitted (licensed) | $3.1M | 0.18% |
| 99 | |Houston Casualty Company | 42374 | TX | Surplus lines (eligible) | $3.0M | 0.18% |
| 100 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $3.0M | 0.18% |
| 101 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $3.0M | 0.17% |
| 102 | Palms Specialty Insurance Company, Inc. | 17327 | DE | Surplus lines (eligible) | $3.0M | 0.17% |
| 103 | Southern States Insurance Exchange | 15709 | VA | Admitted (licensed) | $3.0M | 0.17% |
| 104 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $2.9M | 0.17% |
| 105 | Maxum Indemnity Company | 26743 | CT | Surplus lines (eligible) | $2.9M | 0.17% |
| 106 | AmGUARD Insurance Company | 42390 | NE | Admitted (licensed) | $2.9M | 0.17% |
| 107 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $2.8M | 0.16% |
| 108 | Citizens Insurance Company of America | 31534 | MI | Admitted (licensed) | $2.8M | 0.16% |
| 109 | Frederick Mutual Insurance Company | 14753 | MD | Admitted (licensed) | $2.7M | 0.16% |
| 110 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $2.5M | 0.15% |
| 111 | Markel American Insurance Company | 28932 | VA | Admitted (licensed) | $2.5M | 0.15% |
| 112 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $2.4M | 0.14% |
| 113 | Accredited Specialty Insurance Company (C) | 16835 | AZ | Surplus lines (eligible) | $2.3M | 0.13% |
| 114 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $2.3M | 0.13% |
| 115 | Emerald Bay Specialty Insurance Company | 17527 | AZ | Surplus lines (eligible) | $2.3M | 0.13% |
| 116 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $2.2M | 0.13% |
| 117 | Amerisure Insurance Company | 19488 | MI | Admitted (licensed) | $2.2M | 0.13% |
| 118 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $2.2M | 0.13% |
| 119 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $2.2M | 0.13% |
| 120 | American Southern Home Insurance Company | 41998 | FL | Admitted (licensed) | $2.2M | 0.13% |
| 121 | Spinnaker Specialty Insurance Company | 17045 | TX | Surplus lines (eligible) | $2.2M | 0.13% |
| 122 | Evanston Insurance Company | 35378 | IL | Surplus lines (eligible) | $2.1M | 0.12% |
| 123 | All America Insurance Company | 20222 | OH | Admitted (licensed) | $2.1M | 0.12% |
| 124 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $2.1M | 0.12% |
| 125 | Progressive Southeastern Insurance Company | 38784 | IN | Admitted (licensed) | $2.1M | 0.12% |
| 126 | SafePort Insurance Company | 36560 | FL | Admitted (licensed) | $2.1M | 0.12% |
| 127 | Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | $2.0M | 0.12% |
| 128 | Western World Insurance Company, Inc. | 13196 | NH | Surplus lines (eligible) | $2.0M | 0.12% |
| 129 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $2.0M | 0.12% |
| 130 | Keystone National Insurance Company | 12199 | PA | Admitted (licensed) | $2.0M | 0.12% |
| 131 | American National Property and Casualty Company | 28401 | NE | Admitted (licensed) | $1.9M | 0.11% |
| 132 | Covington Specialty Insurance Company | 13027 | NH | Surplus lines (eligible) | $1.9M | 0.11% |
| 133 | Everett Cash Mutual Insurance Company | 17043 | PA | Admitted (licensed) | $1.9M | 0.11% |
| 134 | Navigators Specialty Insurance Company | 36056 | NY | Surplus lines (eligible) | $1.9M | 0.11% |
| 135 | Monroe Guaranty Insurance Company | 32506 | IN | Admitted (licensed) | $1.8M | 0.11% |
| 136 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $1.8M | 0.11% |
| 137 | Atlantic States Insurance Company | 22586 | PA | Admitted (licensed) | $1.8M | 0.11% |
| 138 | Concert Specialty Insurance Company | 17151 | MT | Surplus lines (eligible) | $1.8M | 0.10% |
| 139 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $1.7M | 0.10% |
| 140 | United States Fire Insurance Company | 21113 | DE | Admitted (licensed) | $1.7M | 0.10% |
| 141 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $1.7M | 0.10% |
| 142 | Accelerant Specialty Insurance Company | 16890 | AR | Surplus lines (eligible) | $1.7M | 0.10% |
| 143 | National Trust Insurance Company | 20141 | IN | Admitted (licensed) | $1.7M | 0.10% |
| 144 | Canopius US Insurance, Inc. | 12961 | DE | Surplus lines (eligible) | $1.6M | 0.10% |
| 145 | Firstline Insurance Company | 40100 | MD | Admitted (licensed) | $1.6M | 0.10% |
| 146 | Westfield Superior Insurance Company | 16449 | OH | Admitted (licensed) | $1.6M | 0.09% |
| 147 | Nova Casualty Company | 42552 | NY | Admitted (licensed) | $1.6M | 0.09% |
| 148 | Tokio Marine Specialty Insurance Company | 23850 | DE | Surplus lines (eligible) | $1.6M | 0.09% |
| 149 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $1.6M | 0.09% |
| 150 | NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\ | 20079 | NE | Surplus lines (eligible) | $1.6M | 0.09% |
| 151 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $1.6M | 0.09% |
| 152 | |Trisura Specialty Insurance Company | 16188 | OK | Surplus lines (eligible) | $1.5M | 0.09% |
| 153 | Everest Indemnity Insurance Company | 10851 | DE | Surplus lines (eligible) | $1.5M | 0.09% |
| 154 | Westfield Champion Insurance Company | 16447 | OH | Admitted (licensed) | $1.4M | 0.08% |
| 155 | AIG Specialty Insurance Company | 26883 | IL | Surplus lines (eligible) | $1.4M | 0.08% |
| 156 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $1.4M | 0.08% |
| 157 | Allstate Insurance Company | 19232 | IL | Admitted (licensed) | $1.4M | 0.08% |
| 158 | HSB Specialty Insurance Company | 14438 | CT | Surplus lines (eligible) | $1.4M | 0.08% |
| 159 | St. Paul Mercury Insurance Company | 24791 | CT | Admitted (licensed) | $1.4M | 0.08% |
| 160 | Spinnaker Insurance Company | 24376 | IL | Admitted (licensed) | $1.3M | 0.08% |
| 161 | Acadia Insurance Company | 31325 | IA | Admitted (licensed) | $1.3M | 0.08% |
| 162 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $1.3M | 0.07% |
| 163 | Housing Authority Property Insurance, a Mutual Company | 10069 | VT | Admitted (licensed) | $1.3M | 0.07% |
| 164 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $1.3M | 0.07% |
| 165 | Motorists Commercial Mutual Insurance Company | 13331 | OH | Admitted (licensed) | $1.3M | 0.07% |
| 166 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $1.2M | 0.07% |
| 167 | Westfield Premier Insurance Company | 16450 | OH | Admitted (licensed) | $1.2M | 0.07% |
| 168 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $1.2M | 0.07% |
| 169 | MS Transverse Specialty Insurance Company | 41807 | TX | Surplus lines (eligible) | $1.2M | 0.07% |
| 170 | GuideOne Specialty Insurance Company | 14559 | IA | Admitted (licensed) | $1.2M | 0.07% |
| 171 | Hiscox Insurance Company (Bermuda), Ltd. | 10200 | IL | Admitted (licensed) | $1.2M | 0.07% |
| 172 | Princeton Excess and Surplus Lines Insurance Company (The) | 10786 | DE | Surplus lines (eligible) | $1.2M | 0.07% |
| 173 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $1.2M | 0.07% |
| 174 | Pennsylvania Manufacturers' Association Insurance Company | 12262 | PA | Admitted (licensed) | $1.1M | 0.07% |
| 175 | Victor Insurance Exchange | 17499 | DE | Surplus lines (eligible) | $1.1M | 0.07% |
| 176 | CM Select Insurance Company | 16203 | CO | Admitted (licensed) | $1.1M | 0.06% |
| 177 | |Hadron Specialty Insurance Company | 17534 | AR | Surplus lines (eligible) | $1.0M | 0.06% |
| 178 | Berkley Specialty Insurance Company | 31295 | DE | Surplus lines (eligible) | $1.0M | 0.06% |
| 179 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $1.0M | 0.06% |
| 180 | American Alternative Insurance Corporation | 19720 | DE | Admitted (licensed) | $1.0M | 0.06% |
| 181 | Fortegra Specialty Insurance Company | 16823 | AZ | Surplus lines (eligible) | $996,049 | 0.06% |
| 182 | Bankers Insurance Company | 33162 | FL | Admitted (licensed) | $981,806 | 0.06% |
| 183 | Sutton Specialty Insurance Company | 16848 | OK | Surplus lines (eligible) | $981,646 | 0.06% |
| 184 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $974,612 | 0.06% |
| 185 | Housing Enterprise Insurance Company, Inc. | 11206 | VT | Admitted (licensed) | $965,523 | 0.06% |
| 186 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $949,228 | 0.06% |
| 187 | New York Marine and General Insurance Company | 16608 | NY | Admitted (licensed) | $948,825 | 0.06% |
| 188 | Penn-America Insurance Company | 32859 | PA | Surplus lines (eligible) | $944,093 | 0.05% |
| 189 | National General Premier Insurance Company | 12832 | CA | Surplus lines (eligible) | $941,487 | 0.05% |
| 190 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $932,570 | 0.05% |
| 191 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $925,233 | 0.05% |
| 192 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $899,067 | 0.05% |
| 193 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $896,780 | 0.05% |
| 194 | Motorists Mutual Insurance Company | 14621 | OH | Admitted (licensed) | $886,452 | 0.05% |
| 195 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $876,222 | 0.05% |
| 196 | AGCS Marine Insurance Company | 22837 | IL | Admitted (licensed) | $854,692 | 0.05% |
| 197 | INTERSTATE FIRE \u0026 CASUALTY COMPANY\ | 22829 | IL | Surplus lines (eligible) | $845,859 | 0.05% |
| 198 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $844,372 | 0.05% |
| 199 | Arch Specialty Insurance Company | 21199 | MO | Surplus lines (eligible) | $826,356 | 0.05% |
| 200 | Beazley Excess and Surplus Insurance, Inc. (C) | 17520 | CT | Surplus lines (eligible) | $821,407 | 0.05% |
| 201 | American Zurich Insurance Company | 40142 | IL | Admitted (licensed) | $796,426 | 0.05% |
| 202 | Ascot Specialty Insurance Company | 45055 | RI | Surplus lines (eligible) | $795,694 | 0.05% |
| 203 | Westfield Specialty Insurance Company | 16992 | OH | Surplus lines (eligible) | $792,661 | 0.05% |
| 204 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $785,248 | 0.05% |
| 205 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $760,230 | 0.04% |
| 206 | Safeco Insurance Company of America | 24740 | NH | Admitted (licensed) | $748,003 | 0.04% |
| 207 | American Family Home Insurance Company | 23450 | FL | Admitted (licensed) | $729,600 | 0.04% |
| 208 | Next Insurance US Company | 16285 | DE | Admitted (licensed) | $724,750 | 0.04% |
| 209 | Everest National Insurance Company | 10120 | DE | Admitted (licensed) | $718,887 | 0.04% |
| 210 | Ategrity Specialty Insurance Company | 16427 | DE | Surplus lines (eligible) | $675,577 | 0.04% |
| 211 | Liberty Surplus Insurance Corporation | 10725 | NH | Surplus lines (eligible) | $669,476 | 0.04% |
| 212 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $664,962 | 0.04% |
| 213 | Milford Casualty Insurance Company | 26662 | DE | Admitted (licensed) | $654,002 | 0.04% |
| 214 | Jewelers Mutual Insurance Company, SI | 14354 | WI | Admitted (licensed) | $645,830 | 0.04% |
| 215 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $628,231 | 0.04% |
| 216 | Hilltop Specialty Insurance Company | 37079 | NY | Surplus lines (eligible) | $620,764 | 0.04% |
| 217 | Benchmark Insurance Company | 41394 | KS | Admitted (licensed) | $612,634 | 0.04% |
| 218 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $609,009 | 0.04% |
| 219 | Navigators Insurance Company | 42307 | NY | Admitted (licensed) | $605,413 | 0.04% |
| 220 | Associated Industries Insurance Company, Inc. | 23140 | FL | Surplus lines (eligible) | $594,681 | 0.03% |
| 221 | Rural Trust Insurance Company | 11134 | TX | Admitted (licensed) | $594,399 | 0.03% |
| 222 | Old Republic Union Insurance Company | 31143 | IL | Surplus lines (eligible) | $575,039 | 0.03% |
| 223 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $574,563 | 0.03% |
| 224 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $572,291 | 0.03% |
| 225 | Steadfast Insurance Company | 26387 | IL | Surplus lines (eligible) | $556,934 | 0.03% |
| 226 | Century Surety Company | 36951 | OH | Surplus lines (eligible) | $555,738 | 0.03% |
| 227 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $554,422 | 0.03% |
| 228 | Amerisure Mutual Insurance Company | 23396 | MI | Admitted (licensed) | $549,697 | 0.03% |
| 229 | BITCO General Insurance Corporation | 20095 | IA | Admitted (licensed) | $538,248 | 0.03% |
| 230 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $532,530 | 0.03% |
| 231 | Everspan Insurance Company | 24961 | AZ | Admitted (licensed) | $517,608 | 0.03% |
| 232 | Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | $514,554 | 0.03% |
| 233 | National Builders Insurance Company | 16632 | DE | Admitted (licensed) | $513,731 | 0.03% |
| 234 | BCS Insurance Company | 38245 | OH | Admitted (licensed) | $510,450 | 0.03% |
| 235 | Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | $484,625 | 0.03% |
| 236 | Westfield Touchstone Insurance Company | 16448 | OH | Admitted (licensed) | $478,912 | 0.03% |
| 237 | Star Insurance Company | 18023 | MI | Admitted (licensed) | $476,501 | 0.03% |
| 238 | |Hudson Excess Insurance Company | 14484 | DE | Surplus lines (eligible) | $464,383 | 0.03% |
| 239 | Lio Insurance Company | 40550 | AZ | Admitted (licensed) | $456,147 | 0.03% |
| 240 | Specialty Builders Insurance Company | 16826 | GA | Surplus lines (eligible) | $447,653 | 0.03% |
| 241 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $439,480 | 0.03% |
| 242 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $435,937 | 0.03% |
| 243 | Phenix Mutual Fire Insurance Company | 23175 | OH | Admitted (licensed) | $433,143 | 0.03% |
| 244 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $415,195 | 0.02% |
| 245 | Manufacturers Alliance Insurance Company | 36897 | PA | Admitted (licensed) | $410,290 | 0.02% |
| 246 | Allied World Assurance Company (U.S.), Inc. | 19489 | DE | Surplus lines (eligible) | $403,533 | 0.02% |
| 247 | CRUM \u0026 FORSTER SPECIALTY INSURANCE COMPANY\ | 44520 | DE | Surplus lines (eligible) | $381,551 | 0.02% |
| 248 | Diamond State Insurance Company | 42048 | IN | Admitted (licensed) | $370,262 | 0.02% |
| 249 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $364,183 | 0.02% |
| 250 | State National Insurance Company, Inc. | 12831 | TX | Admitted (licensed) | $362,876 | 0.02% |
| 251 | Great American Risk Solutions Surplus Lines Insurance Company | 35351 | OH | Surplus lines (eligible) | $361,970 | 0.02% |
| 252 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $357,029 | 0.02% |
| 253 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $349,044 | 0.02% |
| 254 | Lexington Insurance Company | 19437 | DE | Surplus lines (eligible) | $345,999 | 0.02% |
| 255 | StarStone Specialty Insurance Company | 44776 | DE | Surplus lines (eligible) | $335,015 | 0.02% |
| 256 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $315,149 | 0.02% |
| 257 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $309,449 | 0.02% |
| 258 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $302,513 | 0.02% |
| 259 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $302,169 | 0.02% |
| 260 | TransGuard Insurance Company of America, Inc. | 28886 | IL | Admitted (licensed) | $300,351 | 0.02% |
| 261 | Obsidian Pacific Insurance Company | 26395 | DE | Admitted (licensed) | $299,494 | 0.02% |
| 262 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $280,435 | 0.02% |
| 263 | Vanliner Insurance Company | 21172 | OH | Admitted (licensed) | $278,885 | 0.02% |
| 264 | SureChoice Underwriters Reciprocal Exchange | 17030 | TX | Admitted (licensed) | $277,907 | 0.02% |
| 265 | Admiral Indemnity Company | 44318 | DE | Admitted (licensed) | $275,322 | 0.02% |
| 266 | Southlake Specialty Insurance Company | 16999 | TX | Surplus lines (eligible) | $268,987 | 0.02% |
| 267 | AIX Specialty Insurance Company | 12833 | DE | Surplus lines (eligible) | $267,971 | 0.02% |
| 268 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $246,453 | 0.01% |
| 269 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $240,870 | 0.01% |
| 270 | Vantapro Specialty Insurance Company | 44768 | AR | Admitted (licensed) | $226,759 | 0.01% |
| 271 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $196,797 | 0.01% |
| 272 | AXIS Surplus Insurance Company | 26620 | IL | Surplus lines (eligible) | $191,813 | 0.01% |
| 273 | Sierra Specialty Insurance Company | 19208 | TX | Surplus lines (eligible) | $188,636 | 0.01% |
| 274 | Insurance Company of the State of Pennsylvania (The) | 19429 | IL | Admitted (licensed) | $185,442 | 0.01% |
| 275 | Mitsui Sumitomo Insurance USA Inc. | 22551 | NY | Admitted (licensed) | $185,049 | 0.01% |
| 276 | Pennsylvania Insurance Company | 21962 | NM | Admitted (licensed) | $175,755 | 0.01% |
| 277 | Piedmont Mut Ins Co | 17335 | NC | Admitted (licensed) | $175,554 | 0.01% |
| 278 | American National Lloyds Insurance Company | 10043 | TX | Surplus lines (eligible) | $169,856 | 0.01% |
| 279 | United National Insurance Company | 13064 | PA | Surplus lines (eligible) | $167,418 | 0.01% |
| 280 | Gotham Insurance Company | 25569 | NY | Surplus lines (eligible) | $166,378 | 0.01% |
| 281 | Zurich American Insurance Company of Illinois | 27855 | IL | Admitted (licensed) | $165,520 | 0.01% |
| 282 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $160,591 | 0.01% |
| 283 | Ardellis Insurance Ltd. (UNITED STATES BRANCH) | 16141 | MI | Surplus lines (eligible) | $154,468 | 0.01% |
| 284 | MSIG Specialty Insurance USA Inc. | 34886 | NY | Surplus lines (eligible) | $150,076 | 0.01% |
| 285 | Republic - Vanguard Insurance Company | 40479 | AZ | Surplus lines (eligible) | $148,048 | 0.01% |
| 286 | American Builders Insurance Company | 11240 | DE | Admitted (licensed) | $146,214 | 0.01% |
| 287 | Superior Specialty Insurance Company (SSIC) | 16551 | TX | Surplus lines (eligible) | $142,143 | 0.01% |
| 288 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $135,383 | 0.01% |
| 289 | Alamance Farmers Mut Ins Co | 13190 | NC | Admitted (licensed) | $129,635 | 0.01% |
| 290 | Safety Specialty Insurance Company | 13815 | MO | Surplus lines (eligible) | $129,188 | 0.01% |
| 291 | Vantage Risk Specialty Insurance Company | 16275 | DE | Surplus lines (eligible) | $128,968 | 0.01% |
| 292 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $128,859 | 0.01% |
| 293 | Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | $128,168 | 0.01% |
| 294 | Calais Reciprocal Insurance Exchange | 17805 | IL | Surplus lines (eligible) | $126,949 | 0.01% |
| 295 | Shield Indemnity Incorporated | 16762 | OH | Surplus lines (eligible) | $126,515 | 0.01% |
| 296 | Ansur America Insurance Company | 10984 | MI | Admitted (licensed) | $124,148 | 0.01% |
| 297 | Wilson Mutual Insurance Company | 19950 | OH | Admitted (licensed) | $122,614 | 0.01% |
| 298 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $121,130 | 0.01% |
| 299 | North Carolina Grange Mut Ins Co | 16683 | NC | Admitted (licensed) | $114,915 | 0.01% |
| 300 | BITCO National Insurance Company | 20109 | IA | Admitted (licensed) | $113,503 | 0.01% |
| 301 | Harleysville Insurance Company | 23582 | OH | Admitted (licensed) | $111,650 | 0.01% |
| 302 | Amerisure Partners Insurance Company | 11050 | MI | Admitted (licensed) | $108,632 | 0.01% |
| 303 | Allied World Surplus Lines Insurance Company | 24319 | AR | Surplus lines (eligible) | $107,889 | 0.01% |
| 304 | Carolina Farmers Mut Ins Co | 10720 | NC | Admitted (licensed) | $104,783 | 0.01% |
| 305 | Penn-Star Insurance Company | 10673 | PA | Surplus lines (eligible) | $97,148 | 0.01% |
| 306 | TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\ | 29696 | CT | Surplus lines (eligible) | $93,740 | 0.01% |
| 307 | Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | $87,285 | 0.01% |
| 308 | Acceptance Indemnity Insurance Company | 20010 | NE | Surplus lines (eligible) | $87,224 | 0.01% |
| 309 | Allied World Specialty Insurance Company | 16624 | DE | Admitted (licensed) | $82,457 | 0.00% |
| 310 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $82,357 | 0.00% |
| 311 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $80,959 | 0.00% |
| 312 | Burlington Insurance Company (The) | 23620 | IL | Surplus lines (eligible) | $77,987 | 0.00% |
| 313 | Hospitality Insurance Company | 14027 | CT | Admitted (licensed) | $73,394 | 0.00% |
| 314 | National Fire and Indemnity Exchange, John L. Corley, Inc., Attorney-in-Fact | 15679 | MO | Admitted (licensed) | $72,995 | 0.00% |
| 315 | Glencar Insurance Company | 12254 | WI | Admitted (licensed) | $71,334 | 0.00% |
| 316 | |Texas Insurance Company | 16543 | TX | Surplus lines (eligible) | $68,365 | 0.00% |
| 317 | Illinois Union Insurance Company | 27960 | IL | Surplus lines (eligible) | $68,136 | 0.00% |
| 318 | Depositors Insurance Company | 42587 | IA | Admitted (licensed) | $55,363 | 0.00% |
| 319 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $55,076 | 0.00% |
| 320 | FCCI Specialty Insurance Company | 17602 | DE | Surplus lines (eligible) | $54,149 | 0.00% |
| 321 | Peninsula Insurance Company (The) | 14958 | MD | Admitted (licensed) | $53,634 | 0.00% |
| 322 | Great American Spirit Insurance Company | 33723 | OH | Admitted (licensed) | $50,953 | 0.00% |
| 323 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $46,497 | 0.00% |
| 324 | Chubb Custom Insurance Company | 38989 | NJ | Surplus lines (eligible) | $37,498 | 0.00% |
| 325 | National Casualty Company | 11991 | OH | Admitted (licensed) | $36,873 | 0.00% |
| 326 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $35,046 | 0.00% |
| 327 | StarStone National Insurance Company | 25496 | DE | Admitted (licensed) | $34,326 | 0.00% |
| 328 | Endurance Risk Solutions Assurance Company | 43630 | DE | Admitted (licensed) | $34,240 | 0.00% |
| 329 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $31,427 | 0.00% |
| 330 | National Specialty Insurance Company | 22608 | TX | Admitted (licensed) | $29,678 | 0.00% |
| 331 | Intrepid Casualty Company | 17182 | IA | Admitted (licensed) | $24,487 | 0.00% |
| 332 | |Federated Specialty Insurance Company | 17333 | MN | Surplus lines (eligible) | $24,100 | 0.00% |
| 333 | Great Divide Insurance Company | 25224 | ND | Admitted (licensed) | $23,800 | 0.00% |
| 334 | Colony Insurance Company | 39993 | NE | Surplus lines (eligible) | $22,437 | 0.00% |
| 335 | Knight Specialty Insurance Company | 15366 | DE | Surplus lines (eligible) | $22,089 | 0.00% |
| 336 | Chicago Insurance Company | 22810 | IL | Admitted (licensed) | $20,539 | 0.00% |
| 337 | North Light Specialty Insurance Company | 13167 | IL | Surplus lines (eligible) | $18,910 | 0.00% |
| 338 | Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | $17,756 | 0.00% |
| 339 | Golden Bear Insurance Company | 39861 | CA | Surplus lines (eligible) | $15,883 | 0.00% |
| 340 | Falls Lake Fire and Casualty Company | 15884 | CA | Surplus lines (eligible) | $15,420 | 0.00% |
| 341 | Stillwater Insurance Company | 25180 | CA | Admitted (licensed) | $13,739 | 0.00% |
| 342 | Harleysville Worcester Insurance Company | 26182 | OH | Admitted (licensed) | $13,530 | 0.00% |
| 343 | Atlantic Casualty Insurance Company | 42846 | NC | Admitted (licensed) | $12,606 | 0.00% |
| 344 | National Interstate Insurance Company | 32620 | OH | Admitted (licensed) | $12,374 | 0.00% |
| 345 | CRUM \u0026 FORSTER INDEMNITY COMPANY | 31348 | DE | Admitted (licensed) | $10,374 | 0.00% |
| 346 | Housing Specialty Insurance Company, Inc. | 15381 | VT | Surplus lines (eligible) | $10,024 | 0.00% |
| 347 | Dellwood Specialty Insurance Company | 17332 | AZ | Surplus lines (eligible) | $9,741 | 0.00% |
| 348 | AmTrust Insurance Company | 15954 | DE | Admitted (licensed) | $9,577 | 0.00% |
| 349 | Pennsylvania Manufacturers Indemnity Company | 41424 | PA | Admitted (licensed) | $8,840 | 0.00% |
| 350 | Palomar Excess and Surplus Insurance Company | 16754 | AZ | Surplus lines (eligible) | $8,303 | 0.00% |
| 351 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $7,576 | 0.00% |
| 352 | Point Excess and Surplus Insurance Company | 17445 | WI | Surplus lines (eligible) | $6,481 | 0.00% |
| 353 | UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY | 32867 | IN | Admitted (licensed) | $6,353 | 0.00% |
| 354 | Rockingham Specialty , Inc. | 16650 | VA | Surplus lines (eligible) | $5,777 | 0.00% |
| 355 | SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH) | 38300 | NY | Admitted (licensed) | $3,507 | 0.00% |
| 356 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $2,728 | 0.00% |
| 357 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $2,698 | 0.00% |
| 358 | Greater New York Mutual Insurance Company | 22187 | NY | Admitted (licensed) | $2,044 | 0.00% |
| 359 | Greenwich Insurance Company | 22322 | DE | Admitted (licensed) | $1,557 | 0.00% |
| 360 | Trans Pacific Insurance Company | 41238 | NY | Admitted (licensed) | $140 | 0.00% |
| 361 | Homesite Insurance Company of Florida | 11156 | IL | Surplus lines (eligible) | $26 | 0.00% |
Method and source
Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
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