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Directory · Company · Updated 2026-10-18

Western World Insurance Company, Inc. · NAIC 13196

Where Western World Insurance Company, Inc. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Western World Insurance Company, Inc. (NAIC 13196) is a property and casualty insurer domiciled in New Hampshire, part of American International Group. State regulators list it as licensed (admitted) in California, Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Utah, Washington, West Virginia. It ranked #37 of 87 in North Carolina ocean marine in 2025 (0.5% share). It ranked #101 of 122 in North Carolina medical malpractice in 2025 (0.0% share). It ranked #120 of 127 in Illinois medical malpractice in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)—06/30/1995California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—05/13/2015Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Commercial auto, Commercial package (BOP, CMP), General liability, Medical malpractice, Ocean marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—1981/01/01Texas Department of Insurance, 2026-10-17
UtahSurplus lines (eligible)——Utah, 2026-10-18
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Medical malpractice in Illinois#120 of 127$39,7930.01%2025
Commercial package (BOP, CMP) in Illinois#125 of 400$3.7M0.13%2025
Commercial property (fire and allied lines) in Illinois#211 of 387$327,0210.02%2025
General liability in Illinois#281 of 695$2.6M0.04%2025
Commercial auto in Illinois#406 of 448$22,2940.00%2025
Inland marine in Illinois#419 of 452$3,6430.00%2025
Ocean marine in North Carolina#37 of 87$632,4520.52%2025
Medical malpractice in North Carolina#101 of 122$31,6470.01%2025
Commercial package (BOP, CMP) in North Carolina#128 of 361$2.0M0.12%2025
Commercial property (fire and allied lines) in North Carolina#143 of 340$905,0610.07%2025
General liability in North Carolina#178 of 621$3.8M0.13%2025
Commercial auto in North Carolina#342 of 408$48,8060.00%2025
Standing

Where it's a top-10 writer

American International Group (NAIC group 00012), the group Western World Insurance Company, Inc. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Ocean marine in Alabama
Ocean Marine
#1$7.3M11.77%2025
General liability in Alabama
Products Liability
#1$6.4M10.28%2025
Ocean marine in Alaska
Ocean Marine
#1$4.8M11.06%2025
Ocean marine in California
Ocean Marine
#1$87.3M16.48%2025
Ocean marine in Colorado
Ocean Marine
#1$5.0M16.58%2025
Aircraft and aviation in Connecticut
Aircraft
#1$4.0M14.65%2025
Earthquake in Delaware
Earthquake
#1$298,00013.52%2025
Fidelity bonds in Delaware
Fidelity
#1$2.5M27.91%2025
Equipment breakdown in Delaware
Boiler and Machinery
#1$1.1M13.15%2025
Ocean marine in Georgia
Ocean Marine
#1$27.1M23.19%2025
Ocean marine in Illinois
Ocean Marine
#1$90.8M44.46%2025
Aircraft and aviation in Illinois
Aircraft
#1$29.3M25.74%2025
Ocean marine in Indiana
Ocean Marine
#1$7.9M23.26%2025
Warranty in Indiana
Warranty
#1$31.6M47.11%2025
Ocean marine in Iowa
Ocean Marine
#1$3.1M24.54%2025
Ocean marine in Kansas
Ocean Marine
#1$3.3M25.95%2025
Earthquake in Louisiana
Earthquake
#1$2.0M23.51%2025
Aircraft and aviation in Louisiana
Aircraft
#1$9.8M20.00%2025
Aircraft and aviation in Maryland
Aircraft
#1$7.3M20.23%2025
Ocean marine in Minnesota
Ocean Marine
#1$8.4M19.35%2025
Earthquake in Minnesota
Earthquake
#1$1.1M14.72%2025
Ocean marine in Missouri
Ocean Marine
#1$8.2M14.38%2025
Aircraft and aviation in Missouri
Aircraft
#1$9.8M21.65%2025
Flood in Montana
Private Flood
#1$406,00023.43%2025
Ocean marine in Montana
Ocean Marine
#1$1.4M26.53%2025
Ocean marine in Nevada
Ocean Marine
#1$2.1M15.62%2025
General liability in Nevada
Products Liability
#1$5.9M11.77%2025
Ocean marine in New Hampshire
Ocean Marine
#1$2.7M11.91%2025
Ocean marine in New Jersey
Ocean Marine
#1$50.3M22.63%2025
Ocean marine in New Mexico
Ocean Marine
#1$532,00018.00%2025
Equipment breakdown in New Mexico
Boiler and Machinery
#1$1.5M11.75%2025
Earthquake in North Carolina
Earthquake
#1$2.7M13.23%2025
Ocean marine in North Dakota
Ocean Marine
#1$526,00018.28%2025
Ocean marine in Ohio
Ocean Marine
#1$20.3M19.53%2025
Ocean marine in Oklahoma
Ocean Marine
#1$4.3M20.31%2025
Ocean marine in Oregon
Ocean Marine
#1$12.0M22.15%2025
Flood in Pennsylvania
Private Flood
#1$5.2M15.58%2025
Ocean marine in Pennsylvania
Ocean Marine
#1$24.3M23.23%2025
Aircraft and aviation in Rhode Island
Aircraft
#1$6.0M45.10%2025
Earthquake in South Dakota
Earthquake
#1$154,00016.30%2025
Aircraft and aviation in South Dakota
Aircraft
#1$2.5M17.58%2025
Ocean marine in Texas
Ocean Marine
#1$76.0M16.33%2025
Earthquake in Texas
Earthquake
#1$9.0M14.48%2025
Credit in Utah
Credit
#1$4.6M15.52%2025
Aircraft and aviation in Vermont
Aircraft
#1$761,00017.91%2025
Aircraft and aviation in Virginia
Aircraft
#1$38.0M34.74%2025
Flood in West Virginia
Private Flood
#1$1.3M21.83%2025
Earthquake in West Virginia
Earthquake
#1$196,00010.56%2025
Aircraft and aviation in West Virginia
Aircraft
#1$1.8M27.66%2025
Ocean marine in Wisconsin
Ocean Marine
#1$27.7M38.45%2025
Flood in Wyoming
Private Flood
#1$220,00019.84%2025
Ocean marine in Wyoming
Ocean Marine
#1$14.9M89.51%2025
Commercial property (fire and allied lines) in Alabama
Fire
#2$25.0M5.54%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#2$291,00023.17%2025
Ocean marine in Arizona
Ocean Marine
#2$3.9M10.51%2025
Aircraft and aviation in Arizona
Aircraft
#2$12.3M13.45%2025
Equipment breakdown in Arizona
Boiler and Machinery
#2$3.5M9.79%2025
Crime (burglary and theft) in California
Burglary and Theft
#2$7.8M11.54%2025
Aircraft and aviation in Colorado
Aircraft
#2$12.8M14.18%2025
Flood in Connecticut
Private Flood
#2$3.0M15.49%2025

Showing the best 60 of 564 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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