Directory · Texas · Earthquake
Who writes earthquake in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
130 companies wrote earthquake in Texas in 2025, $27.0M in direct premium. Allianz Global Risks US Insurance Company led with 15.5%; the top five hold 58%. 132 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Texas
Earthquake · Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $4.2M | 15.53% |
| 2 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $3.4M | 12.63% |
| 3 | Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | $2.8M | 10.39% |
| 4 | Factory Mutual Insurance Company | 21482 | RI | Admitted (licensed) | $2.6M | 9.70% |
| 5 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $2.6M | 9.61% |
| 6 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $1.8M | 6.78% |
| 7 | Travelers Lloyds Insurance Company, The | 41262 | TX | Admitted (licensed) | $1.2M | 4.26% |
| 8 | State Farm Lloyds | 43419 | TX | Admitted (licensed) | $949,762 | 3.51% |
| 9 | United Services Automobile Association, USAA Reciprocal, Attorney-in-fact | 25941 | TX | Admitted (licensed) | $872,222 | 3.23% |
| 10 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $826,478 | 3.06% |
| 11 | Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | $517,229 | 1.91% |
| 12 | USAA Casualty Insurance Company | 25968 | TX | Admitted (licensed) | $470,480 | 1.74% |
| 13 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $422,371 | 1.56% |
| 14 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $347,329 | 1.28% |
| 15 | Chubb Lloyd's Insurance Company of Texas | 27774 | TX | Admitted (licensed) | $329,824 | 1.22% |
| 16 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $297,624 | 1.10% |
| 17 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $265,041 | 0.98% |
| 18 | USAA General Indemnity Company | 18600 | TX | Admitted (licensed) | $224,032 | 0.83% |
| 19 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $222,588 | 0.82% |
| 20 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $213,535 | 0.79% |
| 21 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $192,214 | 0.71% |
| 22 | Garrison Property and Casualty Insurance Company | 21253 | TX | Admitted (licensed) | $190,819 | 0.71% |
| 23 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $160,929 | 0.60% |
| 24 | Travelers Personal Insurance Company | 38130 | CT | Admitted (licensed) | $130,733 | 0.48% |
| 25 | RSUI Indemnity Company | 22314 | NH | Admitted (licensed) | $116,764 | 0.43% |
| 26 | AIG Property Casualty Company | 19402 | IL | Admitted (licensed) | $114,412 | 0.42% |
| 27 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $109,888 | 0.41% |
| 28 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $108,889 | 0.40% |
| 29 | Bankers Standard Insurance Company | 18279 | PA | Admitted (licensed) | $96,691 | 0.36% |
| 30 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $77,820 | 0.29% |
| 31 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $73,623 | 0.27% |
| 32 | Palomar Specialty Insurance Company | 20338 | OR | Admitted (licensed) | $71,651 | 0.26% |
| 33 | American Economy Insurance Company | 19690 | IN | Admitted (licensed) | $65,817 | 0.24% |
| 34 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $64,492 | 0.24% |
| 35 | Middlesex Insurance Company | 23434 | WI | Admitted (licensed) | $39,421 | 0.15% |
| 36 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $38,880 | 0.14% |
| 37 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $37,730 | 0.14% |
| 38 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $37,477 | 0.14% |
| 39 | Texas Farmers Insurance Company | 21695 | TX | Admitted (licensed) | $37,081 | 0.14% |
| 40 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $35,586 | 0.13% |
| 41 | First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | $34,954 | 0.13% |
| 42 | Safeco Insurance Company of Indiana | 11215 | IN | Admitted (licensed) | $32,055 | 0.12% |
| 43 | Mid-Century Insurance Company of Texas | 28673 | TX | Admitted (licensed) | $27,580 | 0.10% |
| 44 | Verlan Fire Insurance Company | 10815 | NH | Admitted (licensed) | $26,717 | 0.10% |
| 45 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $24,866 | 0.09% |
| 46 | Amica Mutual Insurance Company, The | 19976 | RI | Admitted (licensed) | $24,062 | 0.09% |
| 47 | Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | $23,887 | 0.09% |
| 48 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $23,870 | 0.09% |
| 49 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $21,668 | 0.08% |
| 50 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $21,159 | 0.08% |
| 51 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $20,360 | 0.08% |
| 52 | Travelers Home and Marine Insurance Company (The) | 27998 | CT | Admitted (licensed) | $19,577 | 0.07% |
| 53 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $19,307 | 0.07% |
| 54 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $18,876 | 0.07% |
| 55 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $18,508 | 0.07% |
| 56 | Insurance Company of the West | 27847 | CA | Admitted (licensed) | $18,223 | 0.07% |
| 57 | TransGuard Insurance Company of America, Inc. | 28886 | IL | Admitted (licensed) | $16,894 | 0.06% |
| 58 | SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | $16,866 | 0.06% |
| 59 | Sentry Select Insurance Company | 21180 | WI | Admitted (licensed) | $16,135 | 0.06% |
| 60 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $14,875 | 0.06% |
| 61 | Hanover Casualty Company, The | 41602 | TX | Admitted (licensed) | $13,042 | 0.05% |
| 62 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $12,677 | 0.05% |
| 63 | Allmerica Financial Benefit Insurance Company | 41840 | MI | Admitted (licensed) | $12,065 | 0.04% |
| 64 | OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA | 23248 | NC | Admitted (licensed) | $11,190 | 0.04% |
| 65 | Economy Preferred Insurance Company | 38067 | IL | Admitted (licensed) | $9,460 | 0.03% |
| 66 | Liberty Mutual Personal Insurance Company | 12484 | NH | Admitted (licensed) | $8,657 | 0.03% |
| 67 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $8,590 | 0.03% |
| 68 | Farmers Lloyds Insurance Company of Texas | 13938 | TX | Admitted (licensed) | $7,995 | 0.03% |
| 69 | Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | $7,500 | 0.03% |
| 70 | Chiron Insurance Company | 16356 | IA | Admitted (licensed) | $7,494 | 0.03% |
| 71 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $7,438 | 0.03% |
| 72 | Sentry Insurance Company | 24988 | WI | Admitted (licensed) | $7,401 | 0.03% |
| 73 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $6,445 | 0.02% |
| 74 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $6,208 | 0.02% |
| 75 | Farmers Insurance Exchange | 21652 | CA | Admitted (licensed) | $6,206 | 0.02% |
| 76 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $5,594 | 0.02% |
| 77 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $4,836 | 0.02% |
| 78 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $4,793 | 0.02% |
| 79 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $4,789 | 0.02% |
| 80 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $4,480 | 0.02% |
| 81 | Germania Farm Mutual Insurance Association | 29610 | TX | Admitted (licensed) | $4,033 | 0.01% |
| 82 | Stillwater Insurance Company | 25180 | CA | Admitted (licensed) | $3,721 | 0.01% |
| 83 | Homesite Insurance Company | 17221 | MA | Admitted (licensed) | $3,462 | 0.01% |
| 84 | American Casualty Company of Reading, Pennsylvania | 20427 | PA | Admitted (licensed) | $3,303 | 0.01% |
| 85 | AmTrust Insurance Company | 15954 | DE | Admitted (licensed) | $3,250 | 0.01% |
| 86 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $2,986 | 0.01% |
| 87 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $2,887 | 0.01% |
| 88 | NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | $2,790 | 0.01% |
| 89 | Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | $2,674 | 0.01% |
| 90 | Granite State Insurance Company | 23809 | IL | Admitted (licensed) | $2,527 | 0.01% |
| 91 | Peerless Insurance Company | 24198 | NH | Admitted (licensed) | $2,454 | 0.01% |
| 92 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $2,452 | 0.01% |
| 93 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $2,265 | 0.01% |
| 94 | L M Insurance Corporation | 33600 | IL | Admitted (licensed) | $2,023 | 0.01% |
| 95 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $1,787 | 0.01% |
| 96 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $1,472 | 0.01% |
| 97 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $1,197 | 0.00% |
| 98 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $946 | 0.00% |
| 99 | Travelers Commercial Insurance Company | 36137 | CT | Admitted (licensed) | $915 | 0.00% |
| 100 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $868 | 0.00% |
| 101 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $638 | 0.00% |
| 102 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $613 | 0.00% |
| 103 | St. Paul Fire and Marine Insurance Company | 24767 | CT | Admitted (licensed) | $581 | 0.00% |
| 104 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $545 | 0.00% |
| 105 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $473 | 0.00% |
| 106 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $468 | 0.00% |
| 107 | Fidelity and Guaranty Insurance Company | 35386 | IA | Admitted (licensed) | $340 | 0.00% |
| 108 | Illinois National Insurance Company | 23817 | IL | Admitted (licensed) | $312 | 0.00% |
| 109 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $310 | 0.00% |
| 110 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $238 | 0.00% |
| 111 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $202 | 0.00% |
| 112 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $200 | 0.00% |
| 113 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $177 | 0.00% |
| 114 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $150 | 0.00% |
| 115 | Standard Fire Insurance Company (The) | 19070 | CT | Admitted (licensed) | $148 | 0.00% |
| 116 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $120 | 0.00% |
| 117 | RLI Insurance Company | 13056 | IL | Admitted (licensed) | $109 | 0.00% |
| 118 | Liberty Lloyds of Texas Insurance Company | 11041 | TX | Admitted (licensed) | $104 | 0.00% |
| 119 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $104 | 0.00% |
| 120 | Kemper Independence Insurance Company | 10914 | IL | Admitted (licensed) | $102 | 0.00% |
| 121 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $100 | 0.00% |
| 122 | St. Paul Guardian Insurance Company | 24775 | CT | Admitted (licensed) | $100 | 0.00% |
| 123 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $97 | 0.00% |
| 124 | Germania Property & Casualty Insurance Company | 12598 | TX | Admitted (licensed) | $97 | 0.00% |
| 125 | Farmington Casualty Company | 41483 | CT | Admitted (licensed) | $50 | 0.00% |
| 126 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $48 | 0.00% |
| 127 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $30 | 0.00% |
| 128 | BITCO General Insurance Corporation | 20095 | IA | Admitted (licensed) | $19 | 0.00% |
| 129 | Nationwide Insurance Company of Florida | 10948 | OH | Admitted (licensed) | $17 | 0.00% |
| 130 | North River Insurance Company (The) | 21105 | NJ | Admitted (licensed) | $15 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.
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