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Directory · Company · Updated 2026-10-18

Amica Mutual Insurance Company, The · NAIC 19976

Where Amica Mutual Insurance Company, The is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Amica Mutual Insurance Company, The (NAIC 19976) is a property and casualty insurer domiciled in Rhode Island, part of Amica Mutual Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #14 of 40 in Washington earthquake in 2025 (1.4% share). It ranked #22 of 135 in North Carolina homeowners in 2025 (1.3% share). It ranked #25 of 180 in North Carolina earthquake in 2025 (1.1% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Personal auto, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, General liability—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Farm and crop, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)01-01-1973Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines)—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Earthquake, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Crime (burglary and theft), Earthquake, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines)1972/12/07Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Personal auto, Earthquake, Homeowners, Commercial property (fire and allied lines)—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Homeowners, General liability, Commercial property (fire and allied lines)—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Homeowners in California#28 of 98$105.3M0.64%2025
Personal auto in California#35 of 118$151.0M0.31%2025
Commercial property (fire and allied lines) in California#61 of 210$7.1M0.18%2025
Ocean marine in California#61 of 75$121,0880.02%2025
Inland marine in California#159 of 248$686,4130.02%2025
General liability in California#161 of 353$5.8M0.07%2025
Homeowners in Illinois#46 of 183$21.3M0.31%2025
Personal auto in Illinois#67 of 194$16.9M0.15%2025
Ocean marine in Illinois#74 of 93$23,2320.01%2025
Earthquake in Illinois#93 of 265$96,2960.08%2025
Commercial property (fire and allied lines) in Illinois#222 of 387$286,4000.02%2025
Inland marine in Illinois#267 of 452$175,6140.01%2025
General liability in Illinois#337 of 695$1.4M0.02%2025
Homeowners in North Carolina#22 of 135$71.8M1.31%2025
Earthquake in North Carolina#25 of 180$237,0791.12%2025
Personal auto in North Carolina#26 of 129$60.7M0.61%2025
Ocean marine in North Carolina#49 of 87$273,8180.22%2025
Commercial property (fire and allied lines) in North Carolina#108 of 340$2.1M0.16%2025
Inland marine in North Carolina#112 of 420$1.2M0.11%2025
General liability in North Carolina#162 of 621$5.0M0.17%2025
Ocean marine in South Dakota#31 of 35$8880.04%2025
Earthquake in South Dakota#54 of 78$2980.05%2025
Homeowners in South Dakota#62 of 84$269,4600.05%2025
Personal auto in South Dakota#70 of 98$379,1980.04%2025
Commercial property (fire and allied lines) in South Dakota#132 of 157$4,8840.00%2025
Inland marine in South Dakota#233 of 248$1,0920.00%2025
General liability in South Dakota#258 of 356$17,9980.01%2025
Homeowners in Texas#26 of 148$161.9M0.81%2025
Personal auto in Texas#30 of 155$154.4M0.43%2025
Earthquake in Texas#46 of 130$24,0620.09%2025
Ocean marine in Texas#51 of 81$391,3670.10%2025
Commercial property (fire and allied lines) in Texas#92 of 260$5.7M0.11%2025
General liability in Texas#152 of 463$6.6M0.10%2025
Inland marine in Texas#156 of 356$969,3660.03%2025
Earthquake in Washington#14 of 40$4.0M1.36%2025
Homeowners in Washington#27 of 40$33.4M0.92%2025
Personal auto in Washington#31 of 47$52.9M0.65%2025
Commercial property (fire and allied lines) in Washington#46 of 49$910,0000.17%2025
Homeowners in Wisconsin#51 of 161$6.2M0.26%2024
Personal auto in Wisconsin#54 of 155$7.3M0.16%2024
Commercial property (fire and allied lines) in Wisconsin#132 of 210$44,5170.01%2024
General liability in Wisconsin#194 of 429$460,8030.04%2024
Standing

Where it's a top-10 writer

Amica Mutual Group (NAIC group 00028), the group Amica Mutual Insurance Company, The belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Homeowners in Rhode Island
Homeowners Multiple Peril
#2$94.9M12.20%2025
Earthquake in Rhode Island
Earthquake
#2$401,00010.35%2025
Personal auto in Rhode Island
Private Passenger Auto Physical Damage
#3$55.5M10.87%2025
Personal auto in Rhode Island
Private Passenger Auto Liability
#4$61.5M7.83%2025
Personal auto in Rhode Island
Total Private Passenger Auto
#4$117.0M9.03%2025
Personal auto in Connecticut
Private Passenger Auto Physical Damage
#7$59.1M3.50%2025
Personal auto in New Hampshire
Private Passenger Auto Liability
#7$17.8M3.03%2025
Personal auto in New Hampshire
Total Private Passenger Auto
#7$40.4M3.23%2025
Personal auto in New Hampshire
Private Passenger Auto Physical Damage
#7$22.6M3.41%2025
Homeowners in Connecticut
Homeowners Multiple Peril
#8$106.3M4.17%2025
Earthquake in New Hampshire
Earthquake
#9$212,0004.14%2025
Personal auto in Connecticut
Private Passenger Auto Liability
#10$80.3M2.97%2025
Personal auto in Connecticut
Total Private Passenger Auto
#10$139.4M3.18%2025
Homeowners in Massachusetts
Homeowners Multiple Peril
#10$144.6M3.58%2025
Earthquake in Massachusetts
Earthquake
#10$1.2M2.57%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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