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Directory · Washington · Personal auto

Who writes personal auto in Washington

The 47 largest writers by premium in 2025 from the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington market report (a top-47 list, shares of earned premium).

The 47 largest writers of personal auto in Washington in 2025: State Farm Mutual Automobile Insurance Company led with 17.8% of the state's premium; the top five hold 49%.

By Sam Alishahi, independent insurance broker · All lines in Washington

Top 10 · NAIC table: Total Private Passenger Auto

The insurer groups that write the most personal auto in Washington

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1State Farm Group$1.61B18.76%66%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
2Progressive Group$1.47B17.09%64%Progressive County Mutual Insurance Company, United Financial Casualty Company, Progressive Universal Insurance Company, Progressive Direct Insurance Company
3Allstate Insurance Group$967.5M11.26%78%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
4Berkshire Hathaway Group$797.7M9.29%62%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
5United Serv Automobile Assn Group$794.2M9.25%76%United Services Automobile Association, USAA Reciprocal, Attorney-in-fact, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company
6Liberty Mutual Group$710.4M8.27%62%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
7Farmers Insurance Group$492.8M5.74%57%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
8PEMCO Mutual Insurance Company$344.2M4.01%60%—
9American Family Insurance Group$301.5M3.51%63%American Family Mutual Insurance Company, S.I., American Family Connect Property and Casualty Insurance Company, Homesite Insurance Company, American Family Insurance Company
10Travelers Group$230.6M2.68%61%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
Personal auto · Washington

The companies

#CompanyNAICHome stateStatus herePremiumShare
1State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$1.44B17.79%
2Progressive Direct Insurance Company16322OHAdmitted (licensed)$1.01B12.44%
3Allstate Fire and Casualty Insurance Company29688ILAdmitted (licensed)$558.9M6.89%
4First National Insurance Company of America24724NHAdmitted (licensed)$517.9M6.39%
5Progressive Casualty Insurance Company24260OHAdmitted (licensed)$456.9M5.63%
6GEICO Advantage Insurance Company14138NEAdmitted (licensed)$402.0M4.96%
7PEMCO Mutual Insurance Company24341WAAdmitted (licensed)$344.2M4.24%
8USAA Casualty Insurance Company25968TXAdmitted (licensed)$264.2M3.26%
9Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$230.6M2.84%
10United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$221.7M2.73%
11GEICO Choice Insurance Company14139NEAdmitted (licensed)$175.4M2.16%
12USAA General Indemnity Company18600TXAdmitted (licensed)$172.1M2.12%
13State Farm Fire and Casualty Company25143ILAdmitted (licensed)$168.9M2.08%
14Farmers Insurance Company of Washington21644WAAdmitted (licensed)$152.4M1.88%
15American Family Insurance Company10386WIAdmitted (licensed)$144.4M1.78%
16Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$136.2M1.68%
17American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$130.9M1.61%
18Truck Insurance Exchange21709CAAdmitted (licensed)$118.8M1.47%
19Safeco Insurance Company of Illinois39012ILAdmitted (licensed)$111.4M1.37%
20Country Preferred Insurance Company21008ILAdmitted (licensed)$109.0M1.34%
21Integon National Insurance Company29742ILAdmitted (licensed)$107.9M1.33%
22Allstate North American Insurance Company11110ILAdmitted (licensed)$97.9M1.21%
23GEICO General Insurance Company35882NEAdmitted (licensed)$89.2M1.10%
24Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$86.1M1.06%
25Hartford Casualty Insurance Company29424INAdmitted (licensed)$81.6M1.01%
26Patriot General Insurance Company23442WIAdmitted (licensed)$78.9M0.97%
27Mid-Century Insurance Company21687CAAdmitted (licensed)$78.3M0.97%
28Mutual of Enumclaw Insurance Company14761ORAdmitted (licensed)$68.8M0.85%
29GEICO Secure Insurance Company14137NEAdmitted (licensed)$66.8M0.82%
30Allstate Insurance Company19232ILAdmitted (licensed)$61.3M0.76%
31Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$52.9M0.65%
32LM General Insurance Company36447ILAdmitted (licensed)$48.8M0.60%
33Permanent General Assurance Corporation37648TNAdmitted (licensed)$46.2M0.57%
34GEICO Indemnity Company22055NEAdmitted (licensed)$37.3M0.46%
35New South Insurance Company12130ILAdmitted (licensed)$34.8M0.43%
36Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)$33.9M0.42%
37Nationwide Insurance Company of America25453OHAdmitted (licensed)$28.3M0.35%
38State National Insurance Company, Inc.12831TXAdmitted (licensed)$26.9M0.33%
39Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$23.6M0.29%
40Essentia Insurance Company37915MOAdmitted (licensed)$23.0M0.28%
41Metromile Insurance Company16187NYAdmitted (licensed)$18.4M0.23%
42COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)$17.4M0.21%
43American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$16.0M0.20%
44Economy Preferred Insurance Company38067ILAdmitted (licensed)$14.3M0.18%
45Grange Insurance Association22101WAAdmitted (licensed)$1.4M0.02%
46Government Employees Insurance Company22063NEAdmitted (licensed)$1.3M0.02%
47Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$1.0M0.01%
Turned down?

Last resort for personal auto in Washington

Last resortLinesWhereHow to get in
Auto assigned-risk planspersonal auto, commercial autoall states (AIPSO runs CA CAARP and Low Cost Auto plus AK, AZ, CO, ID, MT, NV, NM, OR, UT, WA, WY; CAIP handles commercial auto)California CAARP: any CA fire and casualty licensee can get certified (application and license copy to [email protected]) Elsewhere the state's Automobile Insurance Plan administered by AIPSO (aipso.com), through any licensed agent.Source
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington company list, read 2026-10-17 and the surplus lines list. Washington's authorized list comes from the OIC's 2025 market report (Appendix D), which leaves out authorized companies with no premium that year. Premiums are in thousands. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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