Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

Homesite Insurance Company · NAIC 17221

Where Homesite Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Homesite Insurance Company (NAIC 17221) is a property and casualty insurer domiciled in Massachusetts, part of American Family Insurance Group. State regulators list it as licensed (admitted) in Alaska, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming and an eligible surplus lines insurer in California, New York. It ranked #4 of 148 in Texas homeowners in 2025 (3.9% share). It ranked #4 of 40 in Washington homeowners in 2025 (6.1% share). It ranked #10 of 84 in South Dakota homeowners in 2025 (2.7% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Missouri, Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—09/06/2023California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, General liability, Medical malpractice, Professional liability (E&O)—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)——Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds07-01-1988Mississippi Insurance Department, 2026-10-17
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—05/17/2019Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Flood, Homeowners, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Earthquake, Homeowners, Commercial property (fire and allied lines)—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Earthquake, Homeowners—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Homeowners—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Credit, Crime (burglary and theft), Earthquake, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1987/07/23Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Homeowners—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Homeowners—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Medical malpractice in Illinois#53 of 127$1.9M0.32%2025
General liability in Illinois#89 of 695$19.6M0.30%2025
Fidelity bonds in Illinois#103 of 162$11,0460.01%2025
Flood in North Carolina#32 of 124$577,4100.44%2025
Homeowners in North Carolina#44 of 135$22.9M0.42%2025
Commercial property (fire and allied lines) in North Carolina#282 of 340$16,9130.00%2025
Homeowners in South Dakota#10 of 84$14.8M2.67%2025
Homeowners in Texas#4 of 148$783.7M3.91%2025
Commercial property (fire and allied lines) in Texas#78 of 260$7.3M0.14%2025
Earthquake in Texas#83 of 130$3,4620.01%2025
General liability in Texas#455 of 463$1,1890.00%2025
Homeowners in Washington#4 of 40$221.9M6.09%2025
Homeowners in Wisconsin#35 of 161$11.1M0.47%2024
Standing

Where it's a top-10 writer

American Family Insurance Group (NAIC group 00473), the group Homesite Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Homeowners in Wisconsin
Homeowners Multiple Peril
#1$569.9M21.01%2025
Homeowners in Kansas
Homeowners Multiple Peril
#2$311.7M15.79%2025
Homeowners in Minnesota
Homeowners Multiple Peril
#2$696.2M15.11%2025
Farm and crop in Missouri
Farmowners Multiple Peril
#2$48.5M16.22%2025
Homeowners in Missouri
Homeowners Multiple Peril
#2$577.5M15.54%2025
Homeowners in North Dakota
Homeowners Multiple Peril
#2$50.0M12.87%2025
Homeowners in South Dakota
Homeowners Multiple Peril
#2$73.4M13.24%2025
Flood in Wisconsin
Federal Flood
#2$1.0M12.64%2025
Farm and crop in Wisconsin
Farmowners Multiple Peril
#2$40.0M12.37%2025
Homeowners in Iowa
Homeowners Multiple Peril
#3$172.0M9.73%2025
Personal auto in Kansas
Private Passenger Auto Liability
#3$119.7M8.57%2025
Personal auto in Kansas
Total Private Passenger Auto
#3$261.3M9.10%2025
Personal auto in Kansas
Private Passenger Auto Physical Damage
#3$141.6M9.60%2025
Flood in Minnesota
Federal Flood
#3$474,0008.70%2025
Farm and crop in Minnesota
Farmowners Multiple Peril
#3$31.2M12.21%2025
Personal auto in Minnesota
Private Passenger Auto Liability
#3$209.3M7.86%2025
Personal auto in Minnesota
Total Private Passenger Auto
#3$473.7M8.47%2025
Personal auto in Minnesota
Private Passenger Auto Physical Damage
#3$264.4M9.02%2025
Personal auto in Missouri
Private Passenger Auto Liability
#3$241.7M7.39%2025
Personal auto in Missouri
Total Private Passenger Auto
#3$505.0M8.09%2025
Personal auto in Missouri
Private Passenger Auto Physical Damage
#3$263.4M8.86%2025
Homeowners in Nebraska
Homeowners Multiple Peril
#3$156.4M9.73%2025
Personal auto in South Dakota
Private Passenger Auto Liability
#3$24.9M7.05%2025
Personal auto in South Dakota
Total Private Passenger Auto
#3$69.1M7.65%2025
Personal auto in South Dakota
Private Passenger Auto Physical Damage
#3$44.2M8.04%2025
Farm and crop in Utah
Farmowners Multiple Peril
#3$2.0M6.73%2025
Personal auto in Wisconsin
Private Passenger Auto Liability
#3$294.8M13.52%2025
Personal auto in Wisconsin
Total Private Passenger Auto
#3$652.9M13.91%2025
Personal auto in Wisconsin
Private Passenger Auto Physical Damage
#3$358.1M14.25%2025
Homeowners in Delaware
Homeowners Multiple Peril
#4$41.0M7.67%2025
Homeowners in Illinois
Homeowners Multiple Peril
#4$442.2M6.37%2025
Personal auto in Iowa
Private Passenger Auto Liability
#4$58.2M5.05%2025
Personal auto in Iowa
Total Private Passenger Auto
#4$130.8M4.93%2025
Personal auto in Iowa
Private Passenger Auto Physical Damage
#4$72.6M4.84%2025
Earthquake in Missouri
Earthquake
#4$8.9M5.81%2025
Homeowners in Nevada
Homeowners Multiple Peril
#4$110.3M9.57%2025
Homeowners in New Jersey
Homeowners Multiple Peril
#4$307.9M6.67%2025
Farm and crop in North Dakota
Farmowners Multiple Peril
#4$12.3M6.31%2025
Homeowners in Arizona
Homeowners Multiple Peril
#5$337.5M9.19%2025
Homeowners in Colorado
Homeowners Multiple Peril
#5$538.1M9.34%2025
Homeowners in Indiana
Homeowners Multiple Peril
#5$264.1M7.44%2025
Farm and crop in Maine
Farmowners Multiple Peril
#5$178,0002.03%2025
Personal auto in Nebraska
Private Passenger Auto Liability
#5$52.3M5.35%2025
Flood in Nevada
Federal Flood
#5$611,0009.31%2025
Surety bonds in New Hampshire
Surety
#5$1.2M4.94%2025
Flood in North Dakota
Federal Flood
#5$342,0008.86%2025
Personal auto in North Dakota
Private Passenger Auto Liability
#5$19.5M6.50%2025
Personal auto in North Dakota
Total Private Passenger Auto
#5$51.5M7.23%2025
Personal auto in North Dakota
Private Passenger Auto Physical Damage
#5$32.0M7.76%2025
Homeowners in Ohio
Homeowners Multiple Peril
#5$324.6M6.36%2025
Homeowners in South Carolina
Homeowners Multiple Peril
#5$153.2M4.37%2025
Farm and crop in South Dakota
Farmowners Multiple Peril
#5$17.4M7.45%2025
Homeowners in Utah
Homeowners Multiple Peril
#5$110.2M7.85%2025
Farm and crop in Colorado
Farmowners Multiple Peril
#6$13.6M9.09%2025
Farm and crop in Connecticut
Farmowners Multiple Peril
#6$151,0001.49%2025
Homeowners in Georgia
Homeowners Multiple Peril
#6$284.1M4.46%2025
Flood in Iowa
Federal Flood
#6$445,0004.70%2025
Flood in Kansas
Federal Flood
#6$473,0008.69%2025
Farm and crop in Kansas
Farmowners Multiple Peril
#6$18.5M4.81%2025
Farm and crop in Massachusetts
Farmowners Multiple Peril
#6$251,0004.03%2025

Showing the best 60 of 158 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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