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Directory · Texas · General liability

Who writes general liability in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

462 companies wrote general liability in Texas in 2025, $6.70B in direct premium. Federal Insurance Company led with 3.6%; the top five hold 17%. 1,130 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 17.1, 17.2 - Other Liability

The insurer groups that write the most general liability in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Chubb Ltd Group$813.2M6.70%89%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
2Wr Berkley Corporation Group$556.0M4.58%98%Berkley Assurance Company, Berkley National Insurance Company, Carolina Casualty Insurance Company, StarNet Insurance Company
3Markel Group$536.5M4.42%66%State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
4Berkshire Hathaway Group$503.6M4.15%82%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
5Fairfax Financial Group$483.6M3.98%95%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
6Travelers Group$447.5M3.69%68%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
7American International Group$442.5M3.65%—National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
8Zurich Insurance Group$424.1M3.49%104%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
9Hartford Fire & Casualty Group$407.0M3.35%66%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10Liberty Mutual Group$381.4M3.14%56%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
General liability · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Federal Insurance Company20281INAdmitted (licensed)$241.1M3.60%
2Zurich American Insurance Company16535NYAdmitted (licensed)$233.3M3.48%
3Travelers Property Casualty Company of America25674CTAdmitted (licensed)$226.1M3.37%
4STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$223.9M3.34%
5National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$211.0M3.15%
6Ace American Insurance Company22667PAAdmitted (licensed)$157.8M2.35%
7Sentruity Casualty Company12870TXAdmitted (licensed)$152.2M2.27%
8State Farm Fire and Casualty Company25143ILAdmitted (licensed)$142.4M2.12%
9Arch Insurance (UK) Limited11150MOAdmitted (licensed)$141.2M2.11%
10Continental Casualty Company20443ILAdmitted (licensed)$135.7M2.02%
11American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$133.1M1.99%
12Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$123.7M1.84%
13Markel Insurance Company38970ILAdmitted (licensed)$118.2M1.76%
14Continental Insurance Company, (The)35289PAAdmitted (licensed)$116.9M1.74%
15Travelers Casualty and Surety Company of America31194CTAdmitted (licensed)$114.6M1.71%
16XL Specialty Insurance Company37885DEAdmitted (licensed)$110.2M1.64%
17Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$105.2M1.57%
18American Bankers Insurance Company of Florida10111FLAdmitted (licensed)$91.1M1.36%
19Endurance American Insurance Company10641DEAdmitted (licensed)$83.8M1.25%
20RSUI Indemnity Company22314NHAdmitted (licensed)$78.8M1.17%
21Virginia Surety Company, Inc.40827ILAdmitted (licensed)$78.0M1.16%
22Berkley National Insurance Company38911IAAdmitted (licensed)$73.4M1.10%
23Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$63.6M0.95%
24Federated Mutual Insurance Company13935MNAdmitted (licensed)$62.1M0.93%
25Westchester Fire Insurance Company10030PAAdmitted (licensed)$60.5M0.90%
26Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$60.1M0.90%
27State National Insurance Company, Inc.12831TXAdmitted (licensed)$59.8M0.89%
28Mid-Continent Casualty Company23418OHAdmitted (licensed)$59.5M0.89%
29Hartford Fire Insurance Company19682CTAdmitted (licensed)$59.2M0.88%
30XL Insurance America, Inc.24554DEAdmitted (licensed)$59.0M0.88%
31National American Insurance Company23663OKAdmitted (licensed)$56.1M0.84%
32Great American Insurance Company16691OHAdmitted (licensed)$55.3M0.83%
33Navigators Insurance Company42307NYAdmitted (licensed)$54.8M0.82%
34Old Republic Insurance Company24147PAAdmitted (licensed)$54.6M0.81%
35Everest National Insurance Company10120DEAdmitted (licensed)$53.8M0.80%
36Caterpillar Insurance Company11255MOAdmitted (licensed)$53.8M0.80%
37Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$48.2M0.72%
38Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$47.4M0.71%
39Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$47.1M0.70%
40American Contractors Insurance Company Risk Retention Group12300TXAdmitted (licensed)$45.1M0.67%
41Markel American Insurance Company28932VAAdmitted (licensed)$44.7M0.67%
42United States Liability Insurance Company25895NEAdmitted (licensed)$44.2M0.66%
43Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$44.0M0.66%
44Allied World National Assurance Company10690NHAdmitted (licensed)$43.5M0.65%
45EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$42.4M0.63%
46Allstate Indemnity Company19240ILAdmitted (licensed)$41.6M0.62%
47Berkley Assurance Company32603DEAdmitted (licensed)$40.9M0.61%
48Liberty Mutual Insurance Company42404ILAdmitted (licensed)$40.6M0.61%
49Hanover Insurance Company (The)22292NHAdmitted (licensed)$40.2M0.60%
50Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$39.9M0.59%
51Great American Assurance Company26344OHAdmitted (licensed)$39.8M0.59%
52QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$39.7M0.59%
53ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$38.8M0.58%
54AXIS Insurance Company37273ILAdmitted (licensed)$37.4M0.56%
55RLI Insurance Company13056ILAdmitted (licensed)$36.3M0.54%
56Hartford Casualty Insurance Company29424INAdmitted (licensed)$35.5M0.53%
57Endurance Assurance Corporation11551DEAdmitted (licensed)$32.9M0.49%
58Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$31.8M0.47%
59Greenwich Insurance Company22322DEAdmitted (licensed)$31.6M0.47%
60U.S. Specialty Insurance Company29599TXAdmitted (licensed)$31.4M0.47%
61BITCO General Insurance Corporation20095IAAdmitted (licensed)$30.0M0.45%
62StarStone National Insurance Company25496DEAdmitted (licensed)$29.7M0.44%
63Ascot Insurance Company23752COAdmitted (licensed)$29.7M0.44%
64United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$28.2M0.42%
65Clear Blue Insurance Company28860TXAdmitted (licensed)$27.6M0.41%
66Beazley Insurance Company, Inc.37540CTAdmitted (licensed)$25.5M0.38%
67Next Insurance US Company16285DEAdmitted (licensed)$24.6M0.37%
68Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$24.6M0.37%
69Aspen American Insurance Company43460TXAdmitted (licensed)$24.5M0.37%
70Midvale Indemnity Company27138WIAdmitted (licensed)$24.2M0.36%
71FCCI Insurance Company10178FLAdmitted (licensed)$23.9M0.36%
72Allied World Specialty Insurance Company16624DEAdmitted (licensed)$23.4M0.35%
73Texas Lawyers' Insurance Exchange36331TXAdmitted (licensed)$23.2M0.35%
74Generali (United States Branch)11231NYAdmitted (licensed)$22.4M0.33%
75Safeco Insurance Company of America24740NHAdmitted (licensed)$21.5M0.32%
76Freedom Specialty Insurance Company22209OHAdmitted (licensed)$21.4M0.32%
77USAA Casualty Insurance Company25968TXAdmitted (licensed)$21.3M0.32%
78Travelers Indemnity Company (The)25658CTAdmitted (licensed)$21.2M0.32%
79New York Marine and General Insurance Company16608NYAdmitted (licensed)$21.2M0.32%
80HDI Global Insurance Company41343ILAdmitted (licensed)$21.1M0.31%
81Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$19.8M0.30%
82Fireman's Fund Insurance Company21873ILAdmitted (licensed)$19.6M0.29%
83Farmers Insurance Exchange21652CAAdmitted (licensed)$19.2M0.29%
84Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$19.0M0.28%
85Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$18.6M0.28%
86Indemnity Insurance Company of North America43575PAAdmitted (licensed)$18.6M0.28%
87Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$18.5M0.28%
88UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$18.2M0.27%
89Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact12873FLAdmitted (licensed)$18.0M0.27%
90Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$17.4M0.26%
91Safety National Casualty Corporation15105MOAdmitted (licensed)$16.2M0.24%
92North River Insurance Company (The)21105NJAdmitted (licensed)$16.1M0.24%
93Federated Reserve Insurance Company16024MNAdmitted (licensed)$16.0M0.24%
94Wesco Insurance Company25011DEAdmitted (licensed)$15.9M0.24%
95Lyndon Southern Insurance Company10051DEAdmitted (licensed)$15.9M0.24%
96Texas Farm Bureau Mutual Insurance Company25380TXAdmitted (licensed)$15.6M0.23%
97Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$15.2M0.23%
98Scottsdale Indemnity Company15580OHAdmitted (licensed)$15.1M0.22%
99Imperium Insurance Company35408TXAdmitted (licensed)$14.7M0.22%
100ASI Lloyds11059TXAdmitted (licensed)$14.6M0.22%
101Ohio Security Insurance Company24082NHAdmitted (licensed)$14.6M0.22%
102United Fire Lloyds43559TXAdmitted (licensed)$14.4M0.21%
103Travelers Lloyds of Texas Insurance Company41564TXAdmitted (licensed)$14.3M0.21%
104Germania Insurance Company36854TXAdmitted (licensed)$14.2M0.21%
105Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$14.2M0.21%
106Central Insurance Company20230OHAdmitted (licensed)$14.1M0.21%
107State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$13.3M0.20%
108MIC Property and Casualty Insurance Corporation38601MIAdmitted (licensed)$13.1M0.20%
109Berkley Regional Insurance Company29580IAAdmitted (licensed)$12.8M0.19%
110National Casualty Company11991OHAdmitted (licensed)$12.5M0.19%
111Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$12.4M0.18%
112Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$12.2M0.18%
113Westfield Insurance Company24112OHAdmitted (licensed)$12.0M0.18%
114Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$11.8M0.18%
115Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$11.6M0.17%
116Chubb Lloyd's Insurance Company of Texas27774TXAdmitted (licensed)$11.1M0.17%
117L M Insurance Corporation33600ILAdmitted (licensed)$11.1M0.17%
118Hudson Insurance Company25054DEAdmitted (licensed)$10.8M0.16%
119Great American Security Insurance Company31135OHAdmitted (licensed)$10.0M0.15%
120Amerisure Insurance Company19488MIAdmitted (licensed)$9.9M0.15%
121Texas Farm Bureau Casualty Insurance Company13004TXAdmitted (licensed)$9.8M0.15%
122Ironshore Indemnity, Inc.23647ILAdmitted (licensed)$9.8M0.15%
123AIG Property Casualty Company19402ILAdmitted (licensed)$9.8M0.15%
124Great West Casualty Company11371NEAdmitted (licensed)$9.7M0.14%
125Dealers Assurance Company16705OHAdmitted (licensed)$9.7M0.14%
126National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$9.3M0.14%
127American Builders Insurance Company11240DEAdmitted (licensed)$9.2M0.14%
128Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$9.1M0.14%
129NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$8.9M0.13%
130Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$8.9M0.13%
131National Specialty Insurance Company22608TXAdmitted (licensed)$8.9M0.13%
132Indemnity National Insurance Company18468MSAdmitted (licensed)$8.8M0.13%
133Great American Spirit Insurance Company33723OHAdmitted (licensed)$8.5M0.13%
134Sentry Insurance Company24988WIAdmitted (licensed)$8.3M0.12%
135Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$8.0M0.12%
136Vigilant Insurance Company20397NYAdmitted (licensed)$8.0M0.12%
137First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$8.0M0.12%
138Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$8.0M0.12%
139Liberty Mutual Insurance Company23043MAAdmitted (licensed)$7.9M0.12%
140British American Insurance Company32875TXAdmitted (licensed)$7.9M0.12%
141Sentry Select Insurance Company21180WIAdmitted (licensed)$7.7M0.12%
142Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$7.6M0.11%
143Vantage Risk Assurance Company32077DEAdmitted (licensed)$7.5M0.11%
144Westfield Select Insurance Company17105OHAdmitted (licensed)$7.4M0.11%
145Securian Casualty Company10054MNAdmitted (licensed)$7.3M0.11%
146Frank Winston Crum Insurance Company11600FLAdmitted (licensed)$7.3M0.11%
147Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$7.2M0.11%
148Gray Insurance Company (The)36307LAAdmitted (licensed)$7.1M0.11%
149Sompo America Insurance Company11126NYAdmitted (licensed)$7.1M0.11%
150SWBC Property and Casualty Insurance Company17288TXAdmitted (licensed)$6.9M0.10%
151Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$6.8M0.10%
152Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$6.6M0.10%
153Bankers Standard Insurance Company18279PAAdmitted (licensed)$6.4M0.10%
154Tokio Marine America Insurance Company10945NYAdmitted (licensed)$6.4M0.09%
155USAA General Indemnity Company18600TXAdmitted (licensed)$6.3M0.09%
156American National Property and Casualty Company28401NEAdmitted (licensed)$6.1M0.09%
157Oklahoma Surety Company23426OHAdmitted (licensed)$6.0M0.09%
158Truck Insurance Exchange21709CAAdmitted (licensed)$6.0M0.09%
159Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$5.9M0.09%
160Penn Millers Insurance Company14982PAAdmitted (licensed)$5.9M0.09%
161Beazley America Insurance Company, Inc.16510CTAdmitted (licensed)$5.8M0.09%
162Middlesex Insurance Company23434WIAdmitted (licensed)$5.6M0.08%
163Progressive Casualty Insurance Company24260OHAdmitted (licensed)$5.5M0.08%
164Protective Insurance Company12416INAdmitted (licensed)$5.3M0.08%
165Union Insurance Company25844IAAdmitted (licensed)$5.3M0.08%
166Federated Service Insurance Company28304MNAdmitted (licensed)$5.3M0.08%
167Accelerant National Insurance Company10220ARAdmitted (licensed)$5.2M0.08%
168Technology Insurance Company, Inc.42376DEAdmitted (licensed)$5.0M0.07%
169Utica Mutual Insurance Company25976NYAdmitted (licensed)$4.9M0.07%
170Columbia National Insurance Company19640NEAdmitted (licensed)$4.9M0.07%
171Executive Risk Indemnity, Inc.35181DEAdmitted (licensed)$4.8M0.07%
172Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$4.7M0.07%
173Coalition Insurance Company29530NYAdmitted (licensed)$4.7M0.07%
174Landcar Casualty Company37109UTAdmitted (licensed)$4.7M0.07%
175Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$4.7M0.07%
176Crestbrook Insurance Company18961OHAdmitted (licensed)$4.7M0.07%
177Republic-Franklin Insurance Company12475OHAdmitted (licensed)$4.7M0.07%
178SOCIETY INSURANCE, a mutual company15261WIAdmitted (licensed)$4.6M0.07%
179American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$4.6M0.07%
180EMCASCO Insurance Company21407IAAdmitted (licensed)$4.4M0.07%
181Commerce and Industry Insurance Company19410NYAdmitted (licensed)$4.4M0.07%
182Foremost Lloyds of Texas41688TXAdmitted (licensed)$4.4M0.07%
183Continental Indemnity Company28258NMAdmitted (licensed)$4.3M0.06%
184Spinnaker Insurance Company24376ILAdmitted (licensed)$4.2M0.06%
185SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$4.1M0.06%
186Great Northern Insurance Company20303INAdmitted (licensed)$4.1M0.06%
187Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$4.1M0.06%
188Transportation Insurance Company20494ILAdmitted (licensed)$4.1M0.06%
189Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$4.1M0.06%
190SiriusPoint America Insurance Company38776NYAdmitted (licensed)$4.1M0.06%
191Professional Solutions Insurance Company11127IAAdmitted (licensed)$4.0M0.06%
192AmGUARD Insurance Company42390NEAdmitted (licensed)$4.0M0.06%
193United States Fire Insurance Company21113DEAdmitted (licensed)$3.8M0.06%
194Valley Forge Insurance Company20508PAAdmitted (licensed)$3.8M0.06%
195Universal Underwriters Insurance Company41181ILAdmitted (licensed)$3.8M0.06%
196Progressive Advanced Insurance Company11851OHAdmitted (licensed)$3.7M0.06%
197Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$3.7M0.06%
198Chubb National Insurance Company10052INAdmitted (licensed)$3.7M0.06%
199Security National Insurance Company19879DEAdmitted (licensed)$3.7M0.05%
200Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$3.7M0.05%
201Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$3.6M0.05%
202Acadia Insurance Company31325IAAdmitted (licensed)$3.6M0.05%
203Jefferson Insurance Company11630NYAdmitted (licensed)$3.5M0.05%
204Benchmark Insurance Company41394KSAdmitted (licensed)$3.5M0.05%
205Fair American Insurance and Reinsurance Company35157NYAdmitted (licensed)$3.5M0.05%
206American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$3.4M0.05%
207General Security National Insurance Company39322NYAdmitted (licensed)$3.4M0.05%
208STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$3.3M0.05%
209Safeco Insurance Company of Indiana11215INAdmitted (licensed)$3.3M0.05%
210American Zurich Insurance Company40142ILAdmitted (licensed)$3.3M0.05%
211Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$3.3M0.05%
212North Pointe Insurance Company27740PAAdmitted (licensed)$3.3M0.05%
213Hochheim Prairie Casualty Insurance Company36862TXAdmitted (licensed)$3.2M0.05%
214Safepoint Insurance Company15341FLAdmitted (licensed)$3.1M0.05%
215Plateau Casualty Insurance Company10817TNAdmitted (licensed)$3.1M0.05%
216Great Divide Insurance Company25224NDAdmitted (licensed)$3.0M0.05%
217National Interstate Insurance Company32620OHAdmitted (licensed)$3.0M0.04%
218EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$2.9M0.04%
219Graphic Arts Mutual Insurance Company25984NYAdmitted (licensed)$2.8M0.04%
220Contractors Bonding and Insurance Company37206ILAdmitted (licensed)$2.8M0.04%
221Great American Alliance Insurance Company26832OHAdmitted (licensed)$2.8M0.04%
222Government Employees Insurance Company22063NEAdmitted (licensed)$2.8M0.04%
223Concert Insurance Company10891ILAdmitted (licensed)$2.8M0.04%
224Falls Lake National Insurance Company31925OHAdmitted (licensed)$2.7M0.04%
225Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$2.7M0.04%
226American Alternative Insurance Corporation19720DEAdmitted (licensed)$2.7M0.04%
227Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$2.7M0.04%
228Obsidian Insurance Company35602OHAdmitted (licensed)$2.7M0.04%
229Mountain States Indemnity Company10177NMAdmitted (licensed)$2.7M0.04%
230St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$2.6M0.04%
231National Trust Insurance Company20141INAdmitted (licensed)$2.6M0.04%
232Allied Trust Insurance Company15816TXAdmitted (licensed)$2.6M0.04%
233Great Midwest Insurance Company18694TXAdmitted (licensed)$2.5M0.04%
234Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$2.5M0.04%
235Donegal Mutual Insurance Company13692PAAdmitted (licensed)$2.4M0.04%
236Amerisure Partners Insurance Company11050MIAdmitted (licensed)$2.4M0.04%
237Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$2.4M0.04%
238MIC General Insurance Corporation38660ILAdmitted (licensed)$2.4M0.04%
239Monroe Guaranty Insurance Company32506INAdmitted (licensed)$2.3M0.03%
240Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$2.3M0.03%
241TDC National Assurance Company41050ORAdmitted (licensed)$2.3M0.03%
242Liberty Insurance Underwriters, Inc.19917ILAdmitted (licensed)$2.3M0.03%
243Incline Casualty Company11090TXAdmitted (licensed)$2.3M0.03%
244Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$2.2M0.03%
245Allstate Insurance Company19232ILAdmitted (licensed)$2.2M0.03%
246CorePointe Insurance Company10499DEAdmitted (licensed)$2.2M0.03%
247Palomar Specialty Insurance Company20338ORAdmitted (licensed)$2.2M0.03%
248Sentry Lloyds of Texas43370TXAdmitted (licensed)$2.2M0.03%
249Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$2.1M0.03%
250Harco National Insurance Company26433ILAdmitted (licensed)$2.1M0.03%
251GuideOne Insurance Company15032IAAdmitted (licensed)$2.1M0.03%
252Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$2.0M0.03%
253Nationwide General Insurance Company23760OHAdmitted (licensed)$2.0M0.03%
254Nova Casualty Company42552NYAdmitted (licensed)$1.9M0.03%
255Diamond State Insurance Company42048INAdmitted (licensed)$1.9M0.03%
256Priority One Insurance Company36943TXAdmitted (licensed)$1.9M0.03%
257Censtat Casualty Company11499NEAdmitted (licensed)$1.8M0.03%
258ECONOMY FIRE \u0026 CASUALTY COMPANY22926ILAdmitted (licensed)$1.8M0.03%
259Triangle Insurance Company, Inc.28535OKAdmitted (licensed)$1.8M0.03%
260Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$1.7M0.03%
261Texas Farm Bureau Underwriters25399TXAdmitted (licensed)$1.7M0.03%
262Homesite Lloyd's of Texas11237TXAdmitted (licensed)$1.7M0.03%
263Utica National Insurance Company of Texas43478TXAdmitted (licensed)$1.7M0.03%
264Employers Insurance Company of Wausau21458WIAdmitted (licensed)$1.7M0.03%
265ISMIE Mutual Insurance Company32921ILAdmitted (licensed)$1.7M0.02%
266Hartford Lloyd's Insurance Company38253TXAdmitted (licensed)$1.6M0.02%
267ALPS PROPERTY \u0026 CASUALTY INSURANCE COMPANY32450MTAdmitted (licensed)$1.6M0.02%
268Vanliner Insurance Company21172OHAdmitted (licensed)$1.6M0.02%
269American National Lloyds Insurance Company10043TXAdmitted (licensed)$1.6M0.02%
270Medmarc Casualty Insurance Company22241VTAdmitted (licensed)$1.6M0.02%
271Utica Lloyd's of Texas10990TXAdmitted (licensed)$1.6M0.02%
272PartnerRe America Insurance Company11835DEAdmitted (licensed)$1.5M0.02%
273Travelers Personal Insurance Company38130CTAdmitted (licensed)$1.5M0.02%
274Toyota Motor Insurance Company37621AZAdmitted (licensed)$1.5M0.02%
275Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$1.5M0.02%
276Preferred Professional Insurance Company36234NEAdmitted (licensed)$1.4M0.02%
277Argonaut Insurance Company19801NEAdmitted (licensed)$1.4M0.02%
278Auto Club Indemnity Company11008TXAdmitted (licensed)$1.4M0.02%
279National Builders Insurance Company16632DEAdmitted (licensed)$1.4M0.02%
280Motors Insurance Corporation22012MIAdmitted (licensed)$1.4M0.02%
281Great American Insurance Company of New York22136NYAdmitted (licensed)$1.4M0.02%
282Star Insurance Company18023MIAdmitted (licensed)$1.3M0.02%
283Trisura Insurance Company22225OKAdmitted (licensed)$1.3M0.02%
284Hanover Casualty Company, The41602TXAdmitted (licensed)$1.3M0.02%
285Homeowners of America Insurance Company12536TXAdmitted (licensed)$1.3M0.02%
286Clear Spring Property and Casualty Company15563INAdmitted (licensed)$1.3M0.02%
287TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$1.3M0.02%
288Union Standard Lloyds43435TXAdmitted (licensed)$1.2M0.02%
289General Star National Insurance Company11967DEAdmitted (licensed)$1.2M0.02%
290Columbia Mutual Insurance Company40371MOAdmitted (licensed)$1.2M0.02%
291Mid-Century Insurance Company21687CAAdmitted (licensed)$1.2M0.02%
292Continental Western Insurance Company10804IAAdmitted (licensed)$1.2M0.02%
293StarNet Insurance Company40045IAAdmitted (licensed)$1.2M0.02%
294Depositors Insurance Company42587IAAdmitted (licensed)$1.2M0.02%
295West American Insurance Company44393INAdmitted (licensed)$1.1M0.02%
296Redpoint County Mutual Insurance Company29300TXAdmitted (licensed)$1.1M0.02%
297PROTECTIVE PROPERTY \u0026 CASUALTY INSURANCE COMPANY35769MOAdmitted (licensed)$1.1M0.02%
298United Financial Casualty Company11770OHAdmitted (licensed)$1.1M0.02%
299Western Surety Company13188SDAdmitted (licensed)$1.1M0.02%
300Allstate Property and Casualty Insurance Company17230ILAdmitted (licensed)$1.1M0.02%
301Pacific Indemnity Company20346DEAdmitted (licensed)$1.1M0.02%
302Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$989,7980.01%
303American Fire and Casualty Company24066NHAdmitted (licensed)$962,9910.01%
304Southern Vanguard Insurance Company10925TXAdmitted (licensed)$961,3850.01%
305ProSelect Insurance Company10638NEAdmitted (licensed)$953,9470.01%
306National Summit Insurance Company15474TXAdmitted (licensed)$940,8390.01%
307Pennsylvania National Mutual Casualty Insurance Company14990PAAdmitted (licensed)$920,3000.01%
308Lio Insurance Company40550AZAdmitted (licensed)$899,3030.01%
309American Family Home Insurance Company23450FLAdmitted (licensed)$896,6050.01%
310CAMICO Mutual Insurance Company36340CAAdmitted (licensed)$894,5280.01%
311American Mercury Insurance Company16810OKAdmitted (licensed)$893,5370.01%
312Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$862,4930.01%
313Rural Trust Insurance Company11134TXAdmitted (licensed)$852,0100.01%
314Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$846,3020.01%
315American Modern Home Insurance Company23469OHAdmitted (licensed)$836,9240.01%
316Texas Hospital Insurance Exchange32514TXAdmitted (licensed)$826,1640.01%
317Capitol Indemnity Corporation10472WIAdmitted (licensed)$820,7980.01%
318American Economy Insurance Company19690INAdmitted (licensed)$818,8140.01%
319BCS Insurance Company38245OHAdmitted (licensed)$787,0530.01%
320Farmers Property and Casualty Insurance Company26298RIAdmitted (licensed)$773,4340.01%
321St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$760,8600.01%
322Insurors Indemnity Company43273TXAdmitted (licensed)$759,8260.01%
323Granite State Insurance Company23809ILAdmitted (licensed)$750,9390.01%
324MS Transverse Insurance Company21075TXAdmitted (licensed)$730,1370.01%
325Medical Protective Company (The)11843INAdmitted (licensed)$725,8260.01%
326Stratford Insurance Company40436NHAdmitted (licensed)$720,3660.01%
327GEICO General Insurance Company35882NEAdmitted (licensed)$715,3060.01%
328Merchants Bonding Company (Mutual)14494IAAdmitted (licensed)$703,2280.01%
329Association Casualty Insurance Company35629TXAdmitted (licensed)$691,4230.01%
330Hanover American Insurance Company (The)36064NHAdmitted (licensed)$681,3000.01%
331Homebound Insurance Exchange17758TXAdmitted (licensed)$658,5960.01%
332Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$653,4370.01%
333Mid-Century Insurance Company of Texas28673TXAdmitted (licensed)$616,7480.01%
334Aventus Insurance Company22390TXAdmitted (licensed)$612,9370.01%
335Hartford Steam Boiler Inspection and Insurance Company (The)11452CTAdmitted (licensed)$590,6300.01%
336Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$579,2820.01%
337CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$568,5190.01%
338Everspan Insurance Company24961AZAdmitted (licensed)$549,8950.01%
339Stillwater Insurance Company25180CAAdmitted (licensed)$548,7300.01%
340Carolina Casualty Insurance Company10510IAAdmitted (licensed)$539,1630.01%
341Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$525,2040.01%
342Tower Hill Prime Insurance Company11027FLAdmitted (licensed)$514,9040.01%
3431st Choice Advantage Insurance Company, Inc.10750PAAdmitted (licensed)$512,4090.01%
344Columbia Lloyds Insurance Company20320TXAdmitted (licensed)$503,6280.01%
345Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$491,1650.01%
346State Farm Lloyds43419TXAdmitted (licensed)$486,9680.01%
347Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$485,0580.01%
348Everest Premier Insurance Company16045DEAdmitted (licensed)$469,3480.01%
349City National Insurance Company41335TXAdmitted (licensed)$464,8360.01%
350St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$444,4190.01%
351American Southern Home Insurance Company41998FLAdmitted (licensed)$440,6420.01%
352Colony Specialty Insurance Company36927NEAdmitted (licensed)$428,4880.01%
353Standard Casualty Company12645TXAdmitted (licensed)$423,7640.01%
354General Insurance Company of America24732NHAdmitted (licensed)$414,8840.01%
355American Family Connect Property and Casualty Insurance Company29068WIAdmitted (licensed)$410,3130.01%
356All America Insurance Company20222OHAdmitted (licensed)$403,0390.01%
357TNUS Insurance Company DBA: 257000032301NYAdmitted (licensed)$401,5330.01%
358Vault Reciprocal Exchange, Vault Risk Management Services, LLC A/I/F16186FLAdmitted (licensed)$386,9930.01%
359AmTrust Insurance Company15954DEAdmitted (licensed)$341,6430.01%
360SafePort Insurance Company36560FLAdmitted (licensed)$341,4620.01%
361Everest Denali Insurance Company16044DEAdmitted (licensed)$336,7220.01%
362Atlantic States Insurance Company22586PAAdmitted (licensed)$327,3140.00%
363American Security Insurance Company42978DEAdmitted (licensed)$325,9470.00%
364Imperial Fire and Casualty Insurance Company44369ILAdmitted (licensed)$290,9730.00%
365Union Insurance Company of Providence21423IAAdmitted (licensed)$289,6470.00%
366American Automobile Insurance Company21849MOAdmitted (licensed)$281,7440.00%
367Cypress Property & Casualty Insurance Company10953FLAdmitted (licensed)$280,6460.00%
368Universal Surety of America13200SDAdmitted (licensed)$278,6400.00%
369Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$275,9690.00%
370Alaska National Insurance Company38733AKAdmitted (licensed)$264,1100.00%
371Travelers Home and Marine Insurance Company (The)27998CTAdmitted (licensed)$263,6310.00%
372OCCIDENTAL FIRE \u0026 CASUALTY COMPANY OF NORTH CAROLINA23248NCAdmitted (licensed)$262,4140.00%
373Agricultural Workers Mutual Auto Insurance Company18430TXAdmitted (licensed)$260,0150.00%
374Lancer Insurance Company26077ILAdmitted (licensed)$257,9640.00%
375AXIS Reinsurance Company20370NYAdmitted (licensed)$255,3150.00%
376Farmington Casualty Company41483CTAdmitted (licensed)$253,5540.00%
377GuideOne Elite Insurance Company42803IAAdmitted (licensed)$253,3540.00%
378Trumbull Insurance Company27120CTAdmitted (licensed)$249,1470.00%
379Encompass Independent Insurance Company11251ILAdmitted (licensed)$246,3850.00%
380Worth Insurance Company17257TXAdmitted (licensed)$234,5750.00%
381Canal Insurance Company10464SCAdmitted (licensed)$229,4740.00%
382Service Lloyds Insurance Company, a stock company43389TXAdmitted (licensed)$228,9630.00%
383Colonial Surety Company10758PAAdmitted (licensed)$226,8670.00%
384American Summit Insurance Company19623TXAdmitted (licensed)$210,0060.00%
385Riverport Insurance Company36684IAAdmitted (licensed)$208,8350.00%
386Sutton National Insurance Company25798OKAdmitted (licensed)$198,7020.00%
387Southern Insurance Company19216TXAdmitted (licensed)$176,6980.00%
388Horace Mann Insurance Company22578ILAdmitted (licensed)$172,6770.00%
389Glencar Insurance Company12254WIAdmitted (licensed)$172,4370.00%
390Doctors' Company (The), An Interinsurance Exchange, The Doctor's Management34495CAAdmitted (licensed)$172,0520.00%
391Mid-Continent Assurance Company15380OHAdmitted (licensed)$152,5400.00%
392Armed Forces Insurance Exchange41459KSAdmitted (licensed)$145,0640.00%
393Allied Insurance Company of America10127OHAdmitted (licensed)$140,4950.00%
394Great Plains Casualty, Inc.12982IAAdmitted (licensed)$140,3550.00%
395American Select Insurance Company19992OHAdmitted (licensed)$133,1460.00%
396Centauri Specialty Insurance Company12573FLAdmitted (licensed)$131,2420.00%
397Key Risk Insurance Company10885IAAdmitted (licensed)$130,0470.00%
398American Reliable Insurance Company19615AZAdmitted (licensed)$126,1330.00%
399Cronus Insurance Company16070TXAdmitted (licensed)$122,5400.00%
400Integon National Insurance Company29742ILAdmitted (licensed)$120,6830.00%
401State Farm Mutual Automobile Insurance Company25178ILAdmitted (licensed)$118,3980.00%
402Old Republic General Insurance Corporation24139ILAdmitted (licensed)$116,7160.00%
403American Commerce Insurance Company19941OHAdmitted (licensed)$108,9110.00%
404UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$107,0390.00%
405First Guard Insurance Company10676AZAdmitted (licensed)$99,4710.00%
406Pacific Employers Insurance Company22748PAAdmitted (licensed)$84,4710.00%
407BITCO National Insurance Company20109IAAdmitted (licensed)$82,4010.00%
408GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$75,4930.00%
409Knightbrook Insurance Company13722DEAdmitted (licensed)$74,8220.00%
410Milford Casualty Insurance Company26662DEAdmitted (licensed)$68,4970.00%
411Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$58,4690.00%
412Intrepid Insurance Company10749IAAdmitted (licensed)$57,2100.00%
413Pennsylvania Insurance Company21962NMAdmitted (licensed)$56,6780.00%
414Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$56,3830.00%
415Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$51,2630.00%
416New Hampshire Insurance Company23841ILAdmitted (licensed)$50,1050.00%
417Rock Ridge Insurance Company11089TXAdmitted (licensed)$40,0760.00%
418Ohio Farmers Insurance Company24104OHAdmitted (licensed)$39,5560.00%
419Praetorian Insurance Company37257PAAdmitted (licensed)$39,2570.00%
420Fidelity Security Assurance Company17136MOAdmitted (licensed)$35,1540.00%
421Garfield Casualty Company17622TXAdmitted (licensed)$33,9050.00%
422Branch Insurance Exchange, Branch Financial, Inc. as Attorney-in-Fact16825OHAdmitted (licensed)$32,7900.00%
423Berkley Casualty Company15911IAAdmitted (licensed)$30,5130.00%
424Colonial County Mutual Insurance Company29262TXAdmitted (licensed)$23,8700.00%
425Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$18,7150.00%
426Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$17,3230.00%
427Nationwide Insurance Company of America25453OHAdmitted (licensed)$16,6850.00%
428First Colonial Insurance Company29980ILAdmitted (licensed)$16,0910.00%
429Allstate Vehicle and Property Insurance Company37907ILAdmitted (licensed)$16,0530.00%
430Regent Insurance Company24449WIAdmitted (licensed)$14,1330.00%
431Westfield National Insurance Company24120OHAdmitted (licensed)$13,4750.00%
432American Property Insurance Company21806NJAdmitted (licensed)$10,9550.00%
433Selective Insurance Company of America12572NJAdmitted (licensed)$10,9500.00%
434American Inter-Fidelity Exchange40088INAdmitted (licensed)$10,4660.00%
435Providence Washington Insurance Company24295RIAdmitted (licensed)$10,2140.00%
436CAMPMED CASUALTY \u0026 INDEMNITY COMPANY, INC.12260NHAdmitted (licensed)$10,0440.00%
437Aegis Security Insurance Company33898CAAdmitted (licensed)$9,6090.00%
438Qualitas Insurance Company14133CAAdmitted (licensed)$8,9100.00%
439Independent Mutual Fire Insurance Company29831ILAdmitted (licensed)$5,8590.00%
440Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$5,7810.00%
441AMCO Insurance Company19100IAAdmitted (licensed)$5,2690.00%
442U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$4,9100.00%
443Travelers Commercial Insurance Company36137CTAdmitted (licensed)$4,8460.00%
444Old Republic Surety Company40444WIAdmitted (licensed)$4,5740.00%
445American Home Assurance Company19380NYAdmitted (licensed)$4,4640.00%
446Atain Insurance Company29033TXAdmitted (licensed)$3,8660.00%
447Greystone Insurance Company10019CTAdmitted (licensed)$3,4740.00%
448Chicago Insurance Company22810ILAdmitted (licensed)$2,7060.00%
449Cherokee Insurance Company10642MIAdmitted (licensed)$2,0000.00%
450Unitrin Safeguard Insurance Company40703WIAdmitted (licensed)$1,7220.00%
451Addison Insurance Company10324IAAdmitted (licensed)$1,4630.00%
452Penn-Star Insurance Company10673PAAdmitted (licensed)$1,3990.00%
453Travelers Personal Security Insurance Company36145CTAdmitted (licensed)$1,3780.00%
454Homesite Insurance Company17221MAAdmitted (licensed)$1,1890.00%
455Wausau Underwriters Insurance Company26042WIAdmitted (licensed)$9990.00%
456Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)$4430.00%
457Kemper Independence Insurance Company10914ILAdmitted (licensed)$3260.00%
458American Surety Company31380INAdmitted (licensed)$1500.00%
459Merchants National Bonding, Inc.11595IAAdmitted (licensed)$1370.00%
460Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$900.00%
461Peerless Insurance Company24198NHAdmitted (licensed)$540.00%
462Ameritrust Insurance Corporation10665MIAdmitted (licensed)$470.00%
Turned down?

Last resort for general liability in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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