American Property Insurance Company · NAIC 21806
Where American Property Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.
American Property Insurance Company (NAIC 21806) is a property and casualty insurer domiciled in New Jersey. State regulators list it as licensed (admitted) in California, Colorado, Delaware, Florida, Georgia, Maryland, Missouri, Mississippi, North Carolina, New Jersey, Nevada, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah. It ranked #110 of 420 in North Carolina inland marine in 2025 (0.1% share). It ranked #175 of 260 in Texas commercial package (BOP, CMP) in 2025 (0.1% share). It ranked #432 of 463 in Texas general liability in 2025 (0.0% share).
By Sam Alishahi, independent insurance broker · All companies
Where it's licensed
States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Connecticut, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Minnesota, Montana, North Dakota, Nebraska, New York, Ohio, Oregon, South Dakota, Washington, Wisconsin, West Virginia, Wyoming, which doesn't by itself mean it isn't licensed there.
| State | Status | Lines licensed | Since | Source |
|---|---|---|---|---|
| California | Admitted (licensed) | — | — | California Department of Insurance, 2026-10-17 |
| Colorado | Admitted (licensed) | Commercial package (BOP, CMP), General liability | — | Colorado, 2026-10-18 |
| Delaware | Admitted (licensed) | — | — | Delaware, 2026-10-18 |
| Florida | Admitted (licensed) | Personal auto, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | — | Florida Office of Insurance Regulation, 2026-10-18 |
| Georgia | Admitted (licensed) | General liability, Commercial property (fire and allied lines), Workers' compensation | — | Georgia, 2026-10-18 |
| Maryland | Admitted (licensed) | — | — | Maryland Insurance Administration, 2026-10-17 |
| Mississippi | Admitted (licensed) | Personal auto, Equipment breakdown, Farm and crop, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation | 12-01-1998 | Mississippi Insurance Department, 2026-10-17 |
| Missouri | Admitted (licensed) | Inland marine, General liability | — | Missouri, 2026-10-18 |
| Nevada | Admitted (licensed) | General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation | — | Nevada Division of Insurance, 2026-10-17 |
| New Jersey | Admitted (licensed) | — | — | New Jersey, 2026-10-18 |
| North Carolina | Admitted (licensed) | Inland marine, General liability | — | North Carolina, 2026-10-18 |
| Oklahoma | Admitted (licensed) | Inland marine, General liability | — | Oklahoma, 2026-10-18 |
| Rhode Island | Admitted (licensed) | — | — | Rhode Island, 2026-10-18 |
| South Carolina | Admitted (licensed) | — | — | South Carolina, 2026-10-18 |
| Tennessee | Admitted (licensed) | — | — | Tennessee, 2026-10-18 |
| Texas | Admitted (licensed) | Personal auto, Commercial package (BOP, CMP), Crime (burglary and theft), Glass, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation | 1981/10/01 | Texas Department of Insurance, 2026-10-17 |
| Utah | Admitted (licensed) | — | — | Utah, 2026-10-18 |
Method and source
Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.
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