Modern two-story house with a pool
Directory · Texas · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Texas

Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).

260 companies wrote commercial package (BOP, CMP) in Texas in 2025, $4.36B in direct premium. Allstate Indemnity Company led with 7.5%; the top five hold 23%.

By Sam Alishahi, independent insurance broker · All lines in Texas

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Texas

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Hartford Fire & Casualty Group$509.5M9.54%36%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
2Travelers Group$496.3M9.29%44%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Allstate Insurance Group$365.7M6.85%44%Allstate Vehicle and Property Insurance Company, Allstate Fire and Casualty Insurance Company, Allstate Northbrook Indemnity Company, Allstate North American Insurance Company
4Chubb Ltd Group$339.4M6.36%35%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5State Farm Group$275.5M5.16%54%State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
6Liberty Mutual Group$250.6M4.69%72%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
7American International Group$190.9M3.57%60%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
8Nationwide Corporation Group$177.0M3.32%38%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
9Cna Insurance Group$150.4M2.82%43%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
10Tokio Marine Holdings Inc Group$142.9M2.68%27%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
Commercial package (BOP, CMP) · Texas

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Allstate Indemnity Company19240ILAdmitted (licensed)$327.3M7.51%
2State Farm Lloyds43419TXAdmitted (licensed)$275.5M6.32%
3Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$132.0M3.03%
4Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$128.3M2.94%
5Hartford Fire Insurance Company19682CTAdmitted (licensed)$128.0M2.94%
6Federal Insurance Company20281INAdmitted (licensed)$120.8M2.77%
7Ohio Security Insurance Company24082NHAdmitted (licensed)$108.4M2.49%
8National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$98.4M2.26%
9Ace American Insurance Company22667PAAdmitted (licensed)$93.4M2.14%
10Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$90.2M2.07%
11Brotherhood Mutual Insurance Company13528INAdmitted (licensed)$89.6M2.06%
12Wesco Insurance Company25011DEAdmitted (licensed)$88.3M2.03%
13Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$83.2M1.91%
14Mid-Century Insurance Company21687CAAdmitted (licensed)$76.3M1.75%
15Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$70.4M1.61%
16Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$66.1M1.52%
17Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$57.5M1.32%
18UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$56.2M1.29%
19Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$52.0M1.19%
20United Fire Lloyds43559TXAdmitted (licensed)$45.7M1.05%
21Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$44.0M1.01%
22Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$43.2M0.99%
23SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH)38300NYAdmitted (licensed)$42.6M0.98%
24Zurich American Insurance Company16535NYAdmitted (licensed)$42.1M0.97%
25American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$39.7M0.91%
26Truck Insurance Exchange21709CAAdmitted (licensed)$39.4M0.90%
27Continental Casualty Company20443ILAdmitted (licensed)$37.6M0.86%
28Travelers Indemnity Company (The)25658CTAdmitted (licensed)$37.1M0.85%
29Central Insurance Company20230OHAdmitted (licensed)$36.7M0.84%
30St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$36.5M0.84%
31GuideOne Insurance Company15032IAAdmitted (licensed)$36.4M0.84%
32Travelers Property Casualty Company of America25674CTAdmitted (licensed)$35.4M0.81%
33Great Northern Insurance Company20303INAdmitted (licensed)$34.5M0.79%
34Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$33.4M0.77%
35Travelers Casualty Insurance Company of America19046CTAdmitted (licensed)$33.3M0.76%
36Hanover Casualty Company, The41602TXAdmitted (licensed)$33.3M0.76%
37Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$30.2M0.69%
38Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$29.3M0.67%
39United Financial Casualty Company11770OHAdmitted (licensed)$28.8M0.66%
40Hanover Insurance Company (The)22292NHAdmitted (licensed)$28.7M0.66%
41BITCO General Insurance Corporation20095IAAdmitted (licensed)$27.6M0.63%
42Utica Lloyd's of Texas10990TXAdmitted (licensed)$27.2M0.62%
43ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$27.2M0.62%
44National General Insurance Company23728ILAdmitted (licensed)$26.4M0.61%
45Transportation Insurance Company20494ILAdmitted (licensed)$26.2M0.60%
46Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$25.7M0.59%
47Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$25.0M0.57%
48State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$24.7M0.57%
49Great American Insurance Company16691OHAdmitted (licensed)$24.2M0.55%
50Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$24.1M0.55%
51Amerisure Insurance Company19488MIAdmitted (licensed)$22.8M0.52%
52Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$22.7M0.52%
53FCCI Insurance Company10178FLAdmitted (licensed)$22.4M0.52%
54Farmers Insurance Exchange21652CAAdmitted (licensed)$22.3M0.51%
55Triangle Insurance Company, Inc.28535OKAdmitted (licensed)$22.2M0.51%
56Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$21.8M0.50%
57Insurors Indemnity Company43273TXAdmitted (licensed)$20.6M0.47%
58Monroe Guaranty Insurance Company32506INAdmitted (licensed)$20.0M0.46%
59Federated Mutual Insurance Company13935MNAdmitted (licensed)$19.2M0.44%
60AmGUARD Insurance Company42390NEAdmitted (licensed)$18.6M0.43%
61Fireman's Fund Insurance Company21873ILAdmitted (licensed)$18.1M0.42%
62Accelerant National Insurance Company10220ARAdmitted (licensed)$17.8M0.41%
63Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$17.7M0.41%
64SureChoice Underwriters Reciprocal Exchange17030TXAdmitted (licensed)$17.7M0.41%
65Continental Insurance Company, (The)35289PAAdmitted (licensed)$17.5M0.40%
66Valley Forge Insurance Company20508PAAdmitted (licensed)$17.3M0.40%
67SOCIETY INSURANCE, a mutual company15261WIAdmitted (licensed)$16.2M0.37%
68Republic-Franklin Insurance Company12475OHAdmitted (licensed)$16.2M0.37%
69Hartford Lloyd's Insurance Company38253TXAdmitted (licensed)$16.1M0.37%
70Travelers Lloyds Insurance Company, The41262TXAdmitted (licensed)$15.4M0.35%
71Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$14.9M0.34%
72Spinnaker Insurance Company24376ILAdmitted (licensed)$14.8M0.34%
73Columbia Mutual Insurance Company40371MOAdmitted (licensed)$14.7M0.34%
74Nationwide General Insurance Company23760OHAdmitted (licensed)$14.2M0.33%
75Endurance American Insurance Company10641DEAdmitted (licensed)$13.9M0.32%
76Westchester Fire Insurance Company10030PAAdmitted (licensed)$13.2M0.30%
77Ascot Insurance Company23752COAdmitted (licensed)$13.2M0.30%
78Chubb Indemnity Insurance Company12777NYAdmitted (licensed)$12.8M0.29%
79Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$12.4M0.28%
80Arch Insurance (UK) Limited11150MOAdmitted (licensed)$12.3M0.28%
81National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$12.1M0.28%
82Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$11.9M0.27%
83Incline Casualty Company11090TXAdmitted (licensed)$11.7M0.27%
841st Choice Advantage Insurance Company, Inc.10750PAAdmitted (licensed)$11.2M0.26%
85Utica National Insurance Company of Texas43478TXAdmitted (licensed)$11.2M0.26%
86HDI Global Insurance Company41343ILAdmitted (licensed)$11.0M0.25%
87Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$10.9M0.25%
88Intrepid Insurance Company10749IAAdmitted (licensed)$10.6M0.24%
89Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$10.5M0.24%
90American Builders Insurance Company11240DEAdmitted (licensed)$10.2M0.23%
91Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$10.0M0.23%
92Housing Enterprise Insurance Company, Inc.11206VTAdmitted (licensed)$10.0M0.23%
93West American Insurance Company44393INAdmitted (licensed)$9.7M0.22%
94Granite State Insurance Company23809ILAdmitted (licensed)$9.6M0.22%
95GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$9.5M0.22%
96Donegal Mutual Insurance Company13692PAAdmitted (licensed)$9.4M0.22%
97Utica Mutual Insurance Company25976NYAdmitted (licensed)$9.3M0.21%
98Mountain States Indemnity Company10177NMAdmitted (licensed)$9.0M0.21%
99St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$9.0M0.21%
100American Fire and Casualty Company24066NHAdmitted (licensed)$8.9M0.20%
101United States Fire Insurance Company21113DEAdmitted (licensed)$8.8M0.20%
102American Alternative Insurance Corporation19720DEAdmitted (licensed)$8.6M0.20%
103Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$8.5M0.20%
104Hanover American Insurance Company (The)36064NHAdmitted (licensed)$8.5M0.19%
105CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$8.5M0.19%
106Pharmacists Mutual Insurance Company13714IAAdmitted (licensed)$8.4M0.19%
107Union Insurance Company25844IAAdmitted (licensed)$8.4M0.19%
108Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$7.9M0.18%
109Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$7.9M0.18%
110Technology Insurance Company, Inc.42376DEAdmitted (licensed)$7.7M0.18%
111Midvale Indemnity Company27138WIAdmitted (licensed)$7.6M0.17%
112American National Property and Casualty Company28401NEAdmitted (licensed)$7.5M0.17%
113General Insurance Company of America24732NHAdmitted (licensed)$7.4M0.17%
114New Hampshire Insurance Company23841ILAdmitted (licensed)$7.3M0.17%
115Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$7.3M0.17%
116Pennsylvania Manufacturers' Association Insurance Company12262PAAdmitted (licensed)$7.3M0.17%
117Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$7.2M0.16%
118State National Insurance Company, Inc.12831TXAdmitted (licensed)$6.9M0.16%
119Berkshire Hathaway Specialty Insurance Company22276NEAdmitted (licensed)$6.7M0.15%
120Markel American Insurance Company28932VAAdmitted (licensed)$6.6M0.15%
121All America Insurance Company20222OHAdmitted (licensed)$6.6M0.15%
122Great American Assurance Company26344OHAdmitted (licensed)$6.6M0.15%
123Liberty Mutual Insurance Company23043MAAdmitted (licensed)$6.5M0.15%
124Star Insurance Company18023MIAdmitted (licensed)$6.5M0.15%
125National Builders Insurance Company16632DEAdmitted (licensed)$6.5M0.15%
126New York Marine and General Insurance Company16608NYAdmitted (licensed)$6.2M0.14%
127Tri-State Insurance Company of Minnesota31003IAAdmitted (licensed)$6.2M0.14%
128Graphic Arts Mutual Insurance Company25984NYAdmitted (licensed)$6.1M0.14%
129Amerisure Partners Insurance Company11050MIAdmitted (licensed)$6.1M0.14%
130Vantage Risk Assurance Company32077DEAdmitted (licensed)$6.0M0.14%
131Security National Insurance Company19879DEAdmitted (licensed)$6.0M0.14%
132Acadia Insurance Company31325IAAdmitted (licensed)$5.7M0.13%
133Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$5.6M0.13%
134AmTrust Insurance Company15954DEAdmitted (licensed)$5.5M0.13%
135Nova Casualty Company42552NYAdmitted (licensed)$5.5M0.13%
136Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$5.4M0.12%
137Lyndon Southern Insurance Company10051DEAdmitted (licensed)$5.2M0.12%
138Allied World Assurance Company (U.S.) Inc.22730NHAdmitted (licensed)$5.1M0.12%
139Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$5.1M0.12%
140Association Casualty Insurance Company35629TXAdmitted (licensed)$5.1M0.12%
141Ace Fire Underwriters Insurance Company20702PAAdmitted (licensed)$5.1M0.12%
142Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$4.9M0.11%
143Pacific Indemnity Company20346DEAdmitted (licensed)$4.6M0.11%
144BITCO National Insurance Company20109IAAdmitted (licensed)$4.5M0.10%
145Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$4.5M0.10%
146American Zurich Insurance Company40142ILAdmitted (licensed)$4.2M0.10%
147Benchmark Insurance Company41394KSAdmitted (licensed)$4.0M0.09%
148GuideOne Elite Insurance Company42803IAAdmitted (licensed)$4.0M0.09%
149Housing Authority Property Insurance, a Mutual Company10069VTAdmitted (licensed)$3.9M0.09%
150Integon National Insurance Company29742ILAdmitted (licensed)$3.9M0.09%
151Pacific Employers Insurance Company22748PAAdmitted (licensed)$3.9M0.09%
152American Southern Home Insurance Company41998FLAdmitted (licensed)$3.8M0.09%
153Safepoint Insurance Company15341FLAdmitted (licensed)$3.8M0.09%
154Chubb National Insurance Company10052INAdmitted (licensed)$3.7M0.09%
155Manufacturers Alliance Insurance Company36897PAAdmitted (licensed)$3.6M0.08%
156EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$3.6M0.08%
157Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$3.6M0.08%
158Crestbrook Insurance Company18961OHAdmitted (licensed)$3.6M0.08%
159SafePort Insurance Company36560FLAdmitted (licensed)$3.5M0.08%
160Everspan Insurance Company24961AZAdmitted (licensed)$3.4M0.08%
161CM Select Insurance Company16203COAdmitted (licensed)$3.3M0.08%
162Farmington Casualty Company41483CTAdmitted (licensed)$3.3M0.08%
163Union Standard Lloyds43435TXAdmitted (licensed)$3.1M0.07%
164American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$3.1M0.07%
165Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$3.1M0.07%
166American Reliable Insurance Company19615AZAdmitted (licensed)$3.1M0.07%
167Arch Indemnity Insurance Company30830MOAdmitted (licensed)$3.1M0.07%
168Tokio Marine America Insurance Company10945NYAdmitted (licensed)$3.0M0.07%
169Next Insurance US Company16285DEAdmitted (licensed)$2.8M0.06%
170Hartford Casualty Insurance Company29424INAdmitted (licensed)$2.7M0.06%
171Diamond State Insurance Company42048INAdmitted (licensed)$2.6M0.06%
172STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$2.4M0.05%
173Allied Property and Casualty Insurance Company42579IAAdmitted (licensed)$2.3M0.05%
174Rural Trust Insurance Company11134TXAdmitted (licensed)$2.3M0.05%
175American Property Insurance Company21806NJAdmitted (licensed)$2.3M0.05%
176Federated Service Insurance Company28304MNAdmitted (licensed)$2.2M0.05%
177RLI Insurance Company13056ILAdmitted (licensed)$2.2M0.05%
178Allied Insurance Company of America10127OHAdmitted (licensed)$2.1M0.05%
179American National Lloyds Insurance Company10043TXAdmitted (licensed)$2.1M0.05%
180National Fire and Indemnity Exchange, John L. Corley, Inc., Attorney-in-Fact15679MOAdmitted (licensed)$2.1M0.05%
181Zurich American Insurance Company of Illinois27855ILAdmitted (licensed)$2.1M0.05%
182Sentry Insurance Company24988WIAdmitted (licensed)$2.1M0.05%
183AMCO Insurance Company19100IAAdmitted (licensed)$2.0M0.05%
184Worth Insurance Company17257TXAdmitted (licensed)$2.0M0.05%
185Columbia National Insurance Company19640NEAdmitted (licensed)$2.0M0.05%
186BCS Insurance Company38245OHAdmitted (licensed)$1.8M0.04%
187Everest National Insurance Company10120DEAdmitted (licensed)$1.7M0.04%
188Glencar Insurance Company12254WIAdmitted (licensed)$1.7M0.04%
189Nationwide Insurance Company of America25453OHAdmitted (licensed)$1.6M0.04%
190AXIS Insurance Company37273ILAdmitted (licensed)$1.5M0.03%
191Continental Western Insurance Company10804IAAdmitted (licensed)$1.4M0.03%
192TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$1.4M0.03%
193Employers Insurance Company of Wausau21458WIAdmitted (licensed)$1.4M0.03%
194Vigilant Insurance Company20397NYAdmitted (licensed)$1.4M0.03%
195St. Paul Mercury Insurance Company24791CTAdmitted (licensed)$1.4M0.03%
196Hochheim Prairie Casualty Insurance Company36862TXAdmitted (licensed)$1.4M0.03%
197StarNet Insurance Company40045IAAdmitted (licensed)$1.3M0.03%
198Illinois National Insurance Company23817ILAdmitted (licensed)$1.3M0.03%
199StarStone National Insurance Company25496DEAdmitted (licensed)$1.2M0.03%
200Great Divide Insurance Company25224NDAdmitted (licensed)$1.2M0.03%
201Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$1.2M0.03%
202American Family Home Insurance Company23450FLAdmitted (licensed)$1.2M0.03%
203Berkley National Insurance Company38911IAAdmitted (licensed)$1.2M0.03%
204Vantapro Specialty Insurance Company44768ARAdmitted (licensed)$1.1M0.03%
205Atlantic States Insurance Company22586PAAdmitted (licensed)$1.1M0.03%
206Great American Alliance Insurance Company26832OHAdmitted (licensed)$1.1M0.02%
207Berkley Regional Insurance Company29580IAAdmitted (licensed)$1.1M0.02%
208National Trust Insurance Company20141INAdmitted (licensed)$1.0M0.02%
209Navigators Insurance Company42307NYAdmitted (licensed)$943,2350.02%
210Texas Farm Bureau Underwriters25399TXAdmitted (licensed)$894,9470.02%
211American Home Assurance Company19380NYAdmitted (licensed)$874,8660.02%
212Continental Indemnity Company28258NMAdmitted (licensed)$829,8640.02%
213Sompo America Insurance Company11126NYAdmitted (licensed)$823,9780.02%
214Depositors Insurance Company42587IAAdmitted (licensed)$806,7260.02%
215Chiron Insurance Company16356IAAdmitted (licensed)$803,5170.02%
216Indemnity Insurance Company of North America43575PAAdmitted (licensed)$766,3390.02%
217EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$765,6250.02%
218North River Insurance Company (The)21105NJAdmitted (licensed)$721,6710.02%
219Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$662,4440.02%
220Lio Insurance Company40550AZAdmitted (licensed)$636,1150.01%
221Westfield Insurance Company24112OHAdmitted (licensed)$634,0020.01%
222Milford Casualty Insurance Company26662DEAdmitted (licensed)$486,4080.01%
223American Select Insurance Company19992OHAdmitted (licensed)$483,2100.01%
224Aspen American Insurance Company43460TXAdmitted (licensed)$452,7700.01%
225Vanliner Insurance Company21172OHAdmitted (licensed)$452,6340.01%
226Alaska National Insurance Company38733AKAdmitted (licensed)$434,8380.01%
227Trisura Insurance Company22225OKAdmitted (licensed)$405,1480.01%
228Safeco Insurance Company of America24740NHAdmitted (licensed)$398,9460.01%
229Argonaut Insurance Company19801NEAdmitted (licensed)$384,1850.01%
230Great American Spirit Insurance Company33723OHAdmitted (licensed)$366,6270.01%
231EMCASCO Insurance Company21407IAAdmitted (licensed)$341,4330.01%
232Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$326,2030.01%
233U.S. Specialty Insurance Company29599TXAdmitted (licensed)$291,3800.01%
234Great American Insurance Company of New York22136NYAdmitted (licensed)$281,9860.01%
235Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$278,0630.01%
236American Automobile Insurance Company21849MOAdmitted (licensed)$272,8840.01%
237Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$271,0230.01%
238Allied World Specialty Insurance Company16624DEAdmitted (licensed)$242,6540.01%
239Pennsylvania Manufacturers Indemnity Company41424PAAdmitted (licensed)$236,4920.01%
240Ohio Farmers Insurance Company24104OHAdmitted (licensed)$219,8950.01%
241National Interstate Insurance Company32620OHAdmitted (licensed)$189,1970.00%
242Stillwater Insurance Company25180CAAdmitted (licensed)$148,0860.00%
243Riverport Insurance Company36684IAAdmitted (licensed)$130,0710.00%
244National Casualty Company11991OHAdmitted (licensed)$103,4030.00%
245Trans Pacific Insurance Company41238NYAdmitted (licensed)$76,7230.00%
246National Specialty Insurance Company22608TXAdmitted (licensed)$62,1770.00%
247Encompass Independent Insurance Company11251ILAdmitted (licensed)$59,9300.00%
248Chicago Insurance Company22810ILAdmitted (licensed)$59,0430.00%
249Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$54,4840.00%
250CorePointe Insurance Company10499DEAdmitted (licensed)$54,4010.00%
251Bankers Insurance Company33162FLAdmitted (licensed)$49,2360.00%
252Westfield National Insurance Company24120OHAdmitted (licensed)$47,4570.00%
253Greenwich Insurance Company22322DEAdmitted (licensed)$7,5050.00%
254Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$7,4800.00%
255American Modern Lloyd's Insurance Company42005TXAdmitted (licensed)$2,1880.00%
256Union Insurance Company of Providence21423IAAdmitted (licensed)$1,9580.00%
257Trumbull Insurance Company27120CTAdmitted (licensed)$1,7220.00%
258Everest Denali Insurance Company16044DEAdmitted (licensed)$1,2290.00%
259MIC General Insurance Corporation38660ILAdmitted (licensed)$9060.00%
260First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$10.00%
Turned down?

Last resort for commercial package (BOP, CMP) in Texas

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need commercial package (BOP, CMP) in Texas?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.