Modern two-story house with a pool
Directory · Company · Updated 2026-10-18

Brotherhood Mutual Insurance Company · NAIC 13528

Where Brotherhood Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Brotherhood Mutual Insurance Company (NAIC 13528) is a property and casualty insurer domiciled in Indiana. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #10 of 361 in North Carolina commercial package (BOP, CMP) in 2025 (1.9% share). It ranked #11 of 260 in Texas commercial package (BOP, CMP) in 2025 (2.1% share). It ranked #15 of 219 in North Carolina equipment breakdown in 2025 (1.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation11-01-1995Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, General liability, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Glass, Inland marine, General liability, Commercial property (fire and allied lines), Workers' compensation1993/05/06Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Equipment breakdown, Commercial auto, Commercial package (BOP, CMP)—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), General liability, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Equipment breakdown in California#27 of 122$1.5M0.72%2025
Commercial package (BOP, CMP) in California#30 of 207$49.4M0.76%2025
Workers' compensation in California#117 of 245$13.9M0.12%2025
Commercial auto in California#150 of 232$2.6M0.04%2025
General liability in California#175 of 353$4.5M0.05%2025
Commercial package (BOP, CMP) in Illinois#20 of 400$33.3M1.17%2025
Equipment breakdown in Illinois#23 of 231$1.1M0.86%2025
Workers' compensation in Illinois#171 of 375$3.4M0.14%2025
Commercial auto in Illinois#215 of 448$1.6M0.05%2025
General liability in Illinois#335 of 695$1.5M0.02%2025
Commercial package (BOP, CMP) in North Carolina#10 of 361$31.8M1.85%2025
Equipment breakdown in North Carolina#15 of 219$1.1M1.52%2025
Workers' compensation in North Carolina#116 of 347$3.8M0.25%2025
Commercial auto in North Carolina#128 of 408$2.1M0.10%2025
General liability in North Carolina#264 of 621$1.5M0.05%2025
Commercial package (BOP, CMP) in South Dakota#23 of 217$3.0M1.09%2025
Equipment breakdown in South Dakota#26 of 118$100,6720.72%2025
Workers' compensation in South Dakota#103 of 284$320,7960.16%2025
Commercial auto in South Dakota#130 of 237$178,5700.07%2025
General liability in South Dakota#173 of 356$102,5920.05%2025
Commercial package (BOP, CMP) in Texas#11 of 260$89.6M2.06%2025
Equipment breakdown in Texas#26 of 173$1.0M0.47%2025
Workers' compensation in Texas#116 of 327$3.1M0.12%2025
Commercial auto in Texas#201 of 329$2.8M0.04%2025
General liability in Texas#227 of 463$2.7M0.04%2025
Commercial property (fire and allied lines) in Texas#238 of 260$13,4650.00%2025
Equipment breakdown in Washington#22 of 40$472,0001.08%2025
Commercial package (BOP, CMP) in Washington#29 of 51$12.3M1.25%2025
Commercial auto in Washington#62 of 65$28,0000.00%2025
Commercial package (BOP, CMP) in Wisconsin#26 of 276$8.1M0.74%2024
Workers' compensation in Wisconsin#109 of 312$2.0M0.11%2024
Commercial auto in Wisconsin#176 of 312$364,2730.04%2024
General liability in Wisconsin#214 of 429$369,5570.03%2024
Standing

Where it's a top-10 writer

Brotherhood Mutual Insurance Company ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Commercial package (BOP, CMP) in Oklahoma
Total Commercial Multiple Peril
#4$48.8M5.78%2025
Commercial package (BOP, CMP) in Arkansas
Total Commercial Multiple Peril
#5$30.3M4.89%2025
Commercial package (BOP, CMP) in Mississippi
Total Commercial Multiple Peril
#7$21.7M3.84%2025
Equipment breakdown in Oklahoma
Boiler and Machinery
#8$721,0002.75%2025
Commercial package (BOP, CMP) in South Carolina
Total Commercial Multiple Peril
#9$25.7M2.53%2025
Equipment breakdown in Arkansas
Boiler and Machinery
#10$679,0002.93%2025
Commercial package (BOP, CMP) in Kansas
Total Commercial Multiple Peril
#10$24.0M3.80%2025
Commercial package (BOP, CMP) in Kentucky
Total Commercial Multiple Peril
#10$21.6M2.40%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

Need a quote from Brotherhood Mutual Insurance Company or a company like it?

Someone will insure it. I find who.

Send what you need covered and what happened before. I match it to the companies that take it, down to the last-resort plan if it comes to that. I'm licensed in 48 states and Washington, DC and your request stays with my agency, not passed to another agent. In Florida and Washington, where my licenses are still being issued, a partner agency in your state helps in the meantime.

Not shopping yet?

Get a reminder before your renewal.

Tell me when your policy renews and I’ll email you about six weeks before, when it’s worth comparing. One email, no calls.