Directory · Texas · Equipment breakdown
Who writes equipment breakdown in Texas
Ranked by direct premium written in 2025 from the Texas Department of Insurance market share report (every company, not a top-N list).
173 companies wrote equipment breakdown in Texas in 2025, $221.6M in direct premium. Factory Mutual Insurance Company led with 31.9%; the top five hold 57%. 770 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in Texas
Equipment breakdown · Texas
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Factory Mutual Insurance Company | 21482 | RI | Admitted (licensed) | $70.7M | 31.91% |
| 2 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $21.6M | 9.73% |
| 3 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $11.8M | 5.34% |
| 4 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $11.0M | 4.94% |
| 5 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $10.3M | 4.67% |
| 6 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $10.0M | 4.53% |
| 7 | Hartford Steam Boiler Inspection and Insurance Company (The) | 11452 | CT | Admitted (licensed) | $7.7M | 3.46% |
| 8 | Germania Farm Mutual Insurance Association | 29610 | TX | Admitted (licensed) | $7.6M | 3.41% |
| 9 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $7.1M | 3.21% |
| 10 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $7.0M | 3.17% |
| 11 | Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | $6.9M | 3.13% |
| 12 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $4.1M | 1.83% |
| 13 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $2.8M | 1.28% |
| 14 | Travelers Lloyds Insurance Company, The | 41262 | TX | Admitted (licensed) | $2.5M | 1.13% |
| 15 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $1.7M | 0.76% |
| 16 | ACUITY, A Mutual Insurance Company | 14184 | WI | Admitted (licensed) | $1.6M | 0.72% |
| 17 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $1.5M | 0.69% |
| 18 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $1.5M | 0.67% |
| 19 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $1.4M | 0.64% |
| 20 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $1.4M | 0.63% |
| 21 | Allied Trust Insurance Company | 15816 | TX | Admitted (licensed) | $1.4M | 0.62% |
| 22 | Chubb Lloyd's Insurance Company of Texas | 27774 | TX | Admitted (licensed) | $1.3M | 0.60% |
| 23 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $1.2M | 0.54% |
| 24 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $1.1M | 0.51% |
| 25 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $1.1M | 0.49% |
| 26 | Brotherhood Mutual Insurance Company | 13528 | IN | Admitted (licensed) | $1.0M | 0.47% |
| 27 | Triangle Insurance Company, Inc. | 28535 | OK | Admitted (licensed) | $975,572 | 0.44% |
| 28 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $902,701 | 0.41% |
| 29 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $882,179 | 0.40% |
| 30 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $854,217 | 0.39% |
| 31 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $803,105 | 0.36% |
| 32 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $772,295 | 0.35% |
| 33 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $746,176 | 0.34% |
| 34 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $709,823 | 0.32% |
| 35 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $684,627 | 0.31% |
| 36 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $673,191 | 0.30% |
| 37 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $648,605 | 0.29% |
| 38 | Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | $623,457 | 0.28% |
| 39 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $479,280 | 0.22% |
| 40 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $475,577 | 0.21% |
| 41 | Verlan Fire Insurance Company | 10815 | NH | Admitted (licensed) | $466,558 | 0.21% |
| 42 | SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | $456,323 | 0.21% |
| 43 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $432,492 | 0.20% |
| 44 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $387,847 | 0.17% |
| 45 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $353,441 | 0.16% |
| 46 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $336,638 | 0.15% |
| 47 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $327,999 | 0.15% |
| 48 | Acadia Insurance Company | 31325 | IA | Admitted (licensed) | $321,251 | 0.14% |
| 49 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $321,156 | 0.14% |
| 50 | Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | $318,641 | 0.14% |
| 51 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $309,657 | 0.14% |
| 52 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $308,136 | 0.14% |
| 53 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $307,608 | 0.14% |
| 54 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $286,933 | 0.13% |
| 55 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $285,716 | 0.13% |
| 56 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $279,088 | 0.13% |
| 57 | National Casualty Company | 11991 | OH | Admitted (licensed) | $271,825 | 0.12% |
| 58 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $270,481 | 0.12% |
| 59 | National American Insurance Company | 23663 | OK | Admitted (licensed) | $268,921 | 0.12% |
| 60 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $262,053 | 0.12% |
| 61 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $252,388 | 0.11% |
| 62 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $245,502 | 0.11% |
| 63 | First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | $240,532 | 0.11% |
| 64 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $236,235 | 0.11% |
| 65 | Tri-State Insurance Company of Minnesota | 31003 | IA | Admitted (licensed) | $233,314 | 0.11% |
| 66 | Granite State Insurance Company | 23809 | IL | Admitted (licensed) | $229,230 | 0.10% |
| 67 | Greenwich Insurance Company | 22322 | DE | Admitted (licensed) | $219,153 | 0.10% |
| 68 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $203,232 | 0.09% |
| 69 | Tower Hill Prime Insurance Company | 11027 | FL | Admitted (licensed) | $201,970 | 0.09% |
| 70 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $189,218 | 0.09% |
| 71 | Monroe Guaranty Insurance Company | 32506 | IN | Admitted (licensed) | $184,434 | 0.08% |
| 72 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $177,203 | 0.08% |
| 73 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $161,506 | 0.07% |
| 74 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $160,260 | 0.07% |
| 75 | Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | $157,485 | 0.07% |
| 76 | Bankers Standard Insurance Company | 18279 | PA | Admitted (licensed) | $151,049 | 0.07% |
| 77 | Intrepid Insurance Company | 10749 | IA | Admitted (licensed) | $150,181 | 0.07% |
| 78 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $145,785 | 0.07% |
| 79 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $141,293 | 0.06% |
| 80 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $140,369 | 0.06% |
| 81 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $133,316 | 0.06% |
| 82 | UNITED FIRE \u0026 CASUALTY COMPANY | 13021 | IA | Admitted (licensed) | $130,944 | 0.06% |
| 83 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $125,748 | 0.06% |
| 84 | Donegal Mutual Insurance Company | 13692 | PA | Admitted (licensed) | $122,322 | 0.06% |
| 85 | Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | $121,143 | 0.05% |
| 86 | United Fire Lloyds | 43559 | TX | Admitted (licensed) | $120,116 | 0.05% |
| 87 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $117,948 | 0.05% |
| 88 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $116,947 | 0.05% |
| 89 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $115,077 | 0.05% |
| 90 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $112,933 | 0.05% |
| 91 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $109,256 | 0.05% |
| 92 | Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | $104,909 | 0.05% |
| 93 | Nationwide Insurance Company of Florida | 10948 | OH | Admitted (licensed) | $102,848 | 0.05% |
| 94 | Union Standard Lloyds | 43435 | TX | Admitted (licensed) | $96,620 | 0.04% |
| 95 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $93,420 | 0.04% |
| 96 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $92,107 | 0.04% |
| 97 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $90,636 | 0.04% |
| 98 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $89,826 | 0.04% |
| 99 | Hanover Casualty Company, The | 41602 | TX | Admitted (licensed) | $81,978 | 0.04% |
| 100 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $78,802 | 0.04% |
| 101 | Next Insurance US Company | 16285 | DE | Admitted (licensed) | $78,728 | 0.04% |
| 102 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $74,833 | 0.03% |
| 103 | Endurance American Insurance Company | 10641 | DE | Admitted (licensed) | $73,387 | 0.03% |
| 104 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $71,460 | 0.03% |
| 105 | Mountain States Indemnity Company | 10177 | NM | Admitted (licensed) | $65,835 | 0.03% |
| 106 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $64,068 | 0.03% |
| 107 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $58,476 | 0.03% |
| 108 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $56,125 | 0.03% |
| 109 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $48,844 | 0.02% |
| 110 | L M Insurance Corporation | 33600 | IL | Admitted (licensed) | $47,739 | 0.02% |
| 111 | Insurance Company of the State of Pennsylvania (The) | 19429 | IL | Admitted (licensed) | $43,904 | 0.02% |
| 112 | Cypress Property & Casualty Insurance Company | 10953 | FL | Admitted (licensed) | $40,997 | 0.02% |
| 113 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $35,575 | 0.02% |
| 114 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $35,230 | 0.02% |
| 115 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $34,968 | 0.02% |
| 116 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $34,707 | 0.02% |
| 117 | Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | $31,788 | 0.01% |
| 118 | Trusted Resource Underwriters Exchange | 16881 | FL | Admitted (licensed) | $31,772 | 0.01% |
| 119 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $30,173 | 0.01% |
| 120 | Illinois National Insurance Company | 23817 | IL | Admitted (licensed) | $29,564 | 0.01% |
| 121 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $26,126 | 0.01% |
| 122 | National Trust Insurance Company | 20141 | IN | Admitted (licensed) | $23,421 | 0.01% |
| 123 | Great American Spirit Insurance Company | 33723 | OH | Admitted (licensed) | $22,815 | 0.01% |
| 124 | Depositors Insurance Company | 42587 | IA | Admitted (licensed) | $21,539 | 0.01% |
| 125 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $20,577 | 0.01% |
| 126 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $19,727 | 0.01% |
| 127 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $18,822 | 0.01% |
| 128 | Columbia Mutual Insurance Company | 40371 | MO | Admitted (licensed) | $17,033 | 0.01% |
| 129 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $16,760 | 0.01% |
| 130 | Chiron Insurance Company | 16356 | IA | Admitted (licensed) | $16,191 | 0.01% |
| 131 | Alaska National Insurance Company | 38733 | AK | Admitted (licensed) | $15,325 | 0.01% |
| 132 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $14,492 | 0.01% |
| 133 | Association Casualty Insurance Company | 35629 | TX | Admitted (licensed) | $13,946 | 0.01% |
| 134 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $13,477 | 0.01% |
| 135 | Germania Property & Casualty Insurance Company | 12598 | TX | Admitted (licensed) | $11,991 | 0.01% |
| 136 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $11,921 | 0.01% |
| 137 | American Southern Home Insurance Company | 41998 | FL | Admitted (licensed) | $11,891 | 0.01% |
| 138 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $10,743 | 0.00% |
| 139 | QBE Insurance (Europe) Limited | 39217 | PA | Admitted (licensed) | $10,685 | 0.00% |
| 140 | Glencar Insurance Company | 12254 | WI | Admitted (licensed) | $9,471 | 0.00% |
| 141 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $8,453 | 0.00% |
| 142 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $7,987 | 0.00% |
| 143 | AmTrust Insurance Company | 15954 | DE | Admitted (licensed) | $7,871 | 0.00% |
| 144 | National Interstate Insurance Company | 32620 | OH | Admitted (licensed) | $6,894 | 0.00% |
| 145 | SAMSUNG FIRE \u0026 MARINE INSURANCE CO., LTD. (U.S. BRANCH) | 38300 | NY | Admitted (licensed) | $6,597 | 0.00% |
| 146 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $6,543 | 0.00% |
| 147 | Great Divide Insurance Company | 25224 | ND | Admitted (licensed) | $6,416 | 0.00% |
| 148 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $5,774 | 0.00% |
| 149 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $5,730 | 0.00% |
| 150 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $5,222 | 0.00% |
| 151 | Atlantic States Insurance Company | 22586 | PA | Admitted (licensed) | $4,801 | 0.00% |
| 152 | Milford Casualty Insurance Company | 26662 | DE | Admitted (licensed) | $3,412 | 0.00% |
| 153 | Technology Insurance Company, Inc. | 42376 | DE | Admitted (licensed) | $3,397 | 0.00% |
| 154 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $2,804 | 0.00% |
| 155 | Trisura Insurance Company | 22225 | OK | Admitted (licensed) | $2,162 | 0.00% |
| 156 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $2,134 | 0.00% |
| 157 | Berkshire Hathaway Specialty Insurance Company | 22276 | NE | Admitted (licensed) | $1,933 | 0.00% |
| 158 | Riverport Insurance Company | 36684 | IA | Admitted (licensed) | $1,825 | 0.00% |
| 159 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $1,770 | 0.00% |
| 160 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $1,742 | 0.00% |
| 161 | Vantage Risk Assurance Company | 32077 | DE | Admitted (licensed) | $1,445 | 0.00% |
| 162 | NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | $930 | 0.00% |
| 163 | First Financial Insurance Company | 11177 | IL | Admitted (licensed) | $647 | 0.00% |
| 164 | North Pointe Insurance Company | 27740 | PA | Admitted (licensed) | $493 | 0.00% |
| 165 | Property and Casualty Insurance Company of Hartford | 34690 | IN | Admitted (licensed) | $428 | 0.00% |
| 166 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $161 | 0.00% |
| 167 | Trumbull Insurance Company | 27120 | CT | Admitted (licensed) | $121 | 0.00% |
| 168 | All America Insurance Company | 20222 | OH | Admitted (licensed) | $106 | 0.00% |
| 169 | Mitsui Sumitomo Insurance USA Inc. | 22551 | NY | Admitted (licensed) | $50 | 0.00% |
| 170 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $27 | 0.00% |
| 171 | Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | $22 | 0.00% |
| 172 | Twin City Fire Insurance Company (The) | 29459 | IN | Admitted (licensed) | $14 | 0.00% |
| 173 | T.H.E. Insurance Company | 12866 | DE | Admitted (licensed) | $4 | 0.00% |
Method and source
Source: the Texas Department of Insurance company list, read 2026-10-17. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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