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Directory · Company · Updated 2026-10-18

Pharmacists Mutual Insurance Company · NAIC 13714

Where Pharmacists Mutual Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Pharmacists Mutual Insurance Company (NAIC 13714) is a property and casualty insurer domiciled in Iowa, part of Pharmacists Mutual Group. State regulators list it as licensed (admitted) in Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #7 of 31 in South Dakota medical malpractice in 2025 (1.6% share). It ranked #15 of 35 in California medical malpractice in 2025 (0.5% share). It ranked #16 of 44 in Texas medical malpractice in 2025 (1.5% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Montana, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaAdmitted (licensed)——Alaska, 2026-10-18
CaliforniaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Medical malpractice, Workers' compensation—California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Workers' compensation—Colorado, 2026-10-18
ConnecticutAdmitted (licensed)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Medical malpractice, Workers' compensation—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
HawaiiAdmitted (licensed)——Hawaii, 2026-10-18
IdahoAdmitted (licensed)Fidelity bonds, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Homeowners, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Personal auto, Fidelity bonds, General liability, Surety bonds, Workers' compensation—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation03-01-1994Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Medical malpractice, Workers' compensation—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Workers' compensation—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, Earthquake, Homeowners, Inland marine, General liability, Workers' compensation—Oklahoma, 2026-10-18
OregonAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, General liability, Medical malpractice, Professional liability (E&O), Workers' compensation—Oregon, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Inland marine, General liability, Medical malpractice, Professional liability (E&O), Workers' compensation—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Medical malpractice, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1999/01/21Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)Medical malpractice—Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Homeowners, General liability, Medical malpractice, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Medical malpractice in California#15 of 35$2.3M0.51%2025
Equipment breakdown in California#57 of 122$366,3610.18%2025
Commercial package (BOP, CMP) in California#87 of 207$10.0M0.15%2025
Personal auto in California#111 of 118$38,9850.00%2025
Commercial auto in California#166 of 232$1.5M0.02%2025
Workers' compensation in California#172 of 245$3.8M0.03%2025
Inland marine in California#217 of 248$29,0070.00%2025
General liability in California#232 of 353$1.5M0.02%2025
Medical malpractice in Illinois#68 of 127$861,9240.14%2025
Equipment breakdown in Illinois#130 of 231$52,4960.04%2025
Earthquake in Illinois#143 of 265$18,4830.02%2025
Commercial package (BOP, CMP) in Illinois#238 of 400$1.0M0.04%2025
Workers' compensation in Illinois#303 of 375$380,0510.02%2025
Inland marine in Illinois#354 of 452$36,3800.00%2025
Commercial auto in Illinois#404 of 448$31,3950.00%2025
General liability in Illinois#497 of 695$230,7300.00%2025
Medical malpractice in North Carolina#32 of 122$1.3M0.60%2025
Equipment breakdown in North Carolina#77 of 219$85,0570.12%2025
Commercial package (BOP, CMP) in North Carolina#114 of 361$2.3M0.13%2025
Earthquake in North Carolina#177 of 180$210.00%2025
Workers' compensation in North Carolina#203 of 347$962,0180.06%2025
Commercial auto in North Carolina#316 of 408$118,4110.01%2025
Inland marine in North Carolina#354 of 420$9,2980.00%2025
General liability in North Carolina#378 of 621$425,3990.01%2025
Medical malpractice in South Dakota#7 of 31$258,1241.62%2025
Equipment breakdown in South Dakota#50 of 118$32,1000.23%2025
Commercial package (BOP, CMP) in South Dakota#82 of 217$478,1560.17%2025
General liability in South Dakota#147 of 356$176,2110.08%2025
Workers' compensation in South Dakota#176 of 284$97,3970.05%2025
Commercial auto in South Dakota#211 of 237$8,7720.00%2025
Inland marine in South Dakota#215 of 248$2,5620.00%2025
Medical malpractice in Texas#16 of 44$3.4M1.48%2025
Earthquake in Texas#28 of 130$108,8890.40%2025
Equipment breakdown in Texas#60 of 173$262,0530.12%2025
Commercial package (BOP, CMP) in Texas#106 of 260$8.4M0.19%2025
Workers' compensation in Texas#231 of 327$520,0730.02%2025
Commercial auto in Texas#251 of 329$868,6450.01%2025
General liability in Texas#302 of 463$989,7980.01%2025
Inland marine in Texas#323 of 356$5,3300.00%2025
Medical malpractice in Washington#28 of 51$659,0000.40%2025

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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