
Who writes equipment breakdown in North Carolina
Ranked by direct premium written in 2025 from the North Carolina market share report (every company, not a top-N list).
219 companies wrote equipment breakdown in North Carolina in 2025, $71.5M in direct premium. Factory Mutual Insurance Company led with 24.1%; the top five hold 45%. 226 companies are licensed for the line.
By Sam Alishahi, independent insurance broker · All lines in North Carolina
The companies
| # | Company | NAIC | Home state | Status here | Premium | Share |
|---|---|---|---|---|---|---|
| 1 | Factory Mutual Insurance Company | 21482 | RI | Admitted (licensed) | $17.2M | 24.10% |
| 2 | Zurich American Insurance Company | 16535 | NY | Admitted (licensed) | $4.7M | 6.63% |
| 3 | Travelers Property Casualty Company of America | 25674 | CT | Admitted (licensed) | $4.2M | 5.90% |
| 4 | Federal Insurance Company | 20281 | IN | Admitted (licensed) | $3.4M | 4.74% |
| 5 | Hartford Steam Boiler Inspection and Insurance Company (The) | 11452 | CT | Admitted (licensed) | $2.4M | 3.37% |
| 6 | Cincinnati Insurance Company (The) | 10677 | OH | Admitted (licensed) | $2.2M | 3.14% |
| 7 | Selective Insurance Company of America | 12572 | NJ | Admitted (licensed) | $2.0M | 2.86% |
| 8 | Affiliated F M Insurance Company | 10014 | RI | Admitted (licensed) | $1.9M | 2.64% |
| 9 | West Bend Insurance Company | 15350 | WI | Admitted (licensed) | $1.5M | 2.06% |
| 10 | Travelers Indemnity Company (The) | 25658 | CT | Admitted (licensed) | $1.5M | 2.04% |
| 11 | Liberty Mutual Fire Insurance Company | 23035 | WI | Admitted (licensed) | $1.3M | 1.82% |
| 12 | Federated Mutual Insurance Company | 13935 | MN | Admitted (licensed) | $1.2M | 1.62% |
| 13 | Selective Insurance Company of the Southeast | 39926 | IN | Admitted (licensed) | $1.1M | 1.57% |
| 14 | Employers Insurance Company of Wausau | 21458 | WI | Admitted (licensed) | $1.1M | 1.55% |
| 15 | Brotherhood Mutual Insurance Company | 13528 | IN | Admitted (licensed) | $1.1M | 1.52% |
| 16 | Tokio Marine America Insurance Company | 10945 | NY | Admitted (licensed) | $1.0M | 1.45% |
| 17 | National Union Fire Insurance Company of Pittsburgh, Pennsylvania | 19445 | PA | Admitted (licensed) | $1.0M | 1.43% |
| 18 | Frankenmuth Insurance Company | 13986 | MI | Admitted (licensed) | $985,198 | 1.38% |
| 19 | National Fire Insurance Company of Hartford | 20478 | IL | Admitted (licensed) | $961,169 | 1.34% |
| 20 | XL Insurance America, Inc. | 24554 | DE | Admitted (licensed) | $957,815 | 1.34% |
| 21 | AIG Specialty Insurance Company | 26883 | IL | Surplus lines (eligible) | $836,052 | 1.17% |
| 22 | Pennsylvania Lumbermen's Mutual Insurance Company | 14974 | PA | Admitted (licensed) | $788,629 | 1.10% |
| 23 | Lexington Insurance Company | 19437 | DE | Surplus lines (eligible) | $778,899 | 1.09% |
| 24 | Fireman's Fund Insurance Company | 21873 | IL | Admitted (licensed) | $697,796 | 0.98% |
| 25 | Mitsui Sumitomo Insurance Company of America | 20362 | NY | Admitted (licensed) | $609,518 | 0.85% |
| 26 | Hartford Fire Insurance Company | 19682 | CT | Admitted (licensed) | $586,858 | 0.82% |
| 27 | Swiss Re Corporate Solutions Elite Insurance Corporation | 29700 | MO | Admitted (licensed) | $580,749 | 0.81% |
| 28 | First Mutual Insurance Company | 43877 | NC | Admitted (licensed) | $547,198 | 0.77% |
| 29 | Halifax Mut Ins Co | 44377 | NC | Admitted (licensed) | $524,486 | 0.73% |
| 30 | Columbia Casualty Company | 31127 | IL | Surplus lines (eligible) | $522,049 | 0.73% |
| 31 | TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\ | 29696 | CT | Surplus lines (eligible) | $507,187 | 0.71% |
| 32 | EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company) | 21415 | IA | Admitted (licensed) | $479,360 | 0.67% |
| 33 | Great Northern Insurance Company | 20303 | IN | Admitted (licensed) | $412,491 | 0.58% |
| 34 | Verlan Fire Insurance Company | 10815 | NH | Admitted (licensed) | $393,487 | 0.55% |
| 35 | Selective Insurance Company of South Carolina | 19259 | IN | Admitted (licensed) | $370,918 | 0.52% |
| 36 | Endurance American Specialty Insurance Company | 41718 | DE | Surplus lines (eligible) | $341,520 | 0.48% |
| 37 | Great American Insurance Company | 16691 | OH | Admitted (licensed) | $322,367 | 0.45% |
| 38 | Westminster American Insurance Company | 16098 | MD | Admitted (licensed) | $318,843 | 0.45% |
| 39 | EMCASCO Insurance Company | 21407 | IA | Admitted (licensed) | $312,388 | 0.44% |
| 40 | Westfield Insurance Company | 24112 | OH | Admitted (licensed) | $308,404 | 0.43% |
| 41 | Allianz Global Risks US Insurance Company | 35300 | IL | Admitted (licensed) | $274,102 | 0.38% |
| 42 | AXIS Surplus Insurance Company | 26620 | IL | Surplus lines (eligible) | $265,995 | 0.37% |
| 43 | Ace Property and Casualty Insurance Company | 20699 | PA | Admitted (licensed) | $238,417 | 0.33% |
| 44 | Hanover Insurance Company (The) | 22292 | NH | Admitted (licensed) | $235,510 | 0.33% |
| 45 | Continental Casualty Company | 20443 | IL | Admitted (licensed) | $232,010 | 0.32% |
| 46 | Tri-State Insurance Company of Minnesota | 31003 | IA | Admitted (licensed) | $225,162 | 0.31% |
| 47 | Fireman's Fund Indemnity Corporation | 11380 | NJ | Surplus lines (eligible) | $222,269 | 0.31% |
| 48 | Federated Reserve Insurance Company | 16024 | MN | Admitted (licensed) | $221,357 | 0.31% |
| 49 | Atlantic Specialty Insurance Company | 27154 | NY | Admitted (licensed) | $211,811 | 0.30% |
| 50 | U.S. Specialty Insurance Company | 29599 | TX | Admitted (licensed) | $208,592 | 0.29% |
| 51 | Chubb Indemnity Insurance Company | 12777 | NY | Admitted (licensed) | $202,069 | 0.28% |
| 52 | Nationwide General Insurance Company | 23760 | OH | Admitted (licensed) | $200,710 | 0.28% |
| 53 | American Home Assurance Company | 19380 | NY | Admitted (licensed) | $195,487 | 0.27% |
| 54 | Union Insurance Company of Providence | 21423 | IA | Admitted (licensed) | $186,618 | 0.26% |
| 55 | Vigilant Insurance Company | 20397 | NY | Admitted (licensed) | $177,574 | 0.25% |
| 56 | Old Guard Insurance Company | 17558 | OH | Admitted (licensed) | $168,984 | 0.24% |
| 57 | Cincinnati Indemnity Company (The) | 23280 | OH | Admitted (licensed) | $162,907 | 0.23% |
| 58 | EMC PROPERTY \u0026 CASUALTY COMPANY | 25186 | IA | Admitted (licensed) | $162,733 | 0.23% |
| 59 | Valley Forge Insurance Company | 20508 | PA | Admitted (licensed) | $162,692 | 0.23% |
| 60 | Nationwide Insurance Company of Florida | 10948 | OH | Admitted (licensed) | $151,531 | 0.21% |
| 61 | Steadfast Insurance Company | 26387 | IL | Surplus lines (eligible) | $150,302 | 0.21% |
| 62 | Nationwide Mutual Insurance Company | 10723 | OH | Admitted (licensed) | $136,961 | 0.19% |
| 63 | Carolina Farmers Mut Ins Co | 10720 | NC | Admitted (licensed) | $136,617 | 0.19% |
| 64 | Berkley National Insurance Company | 38911 | IA | Admitted (licensed) | $123,856 | 0.17% |
| 65 | Westchester Surplus Lines Insurance Company | 10172 | GA | Surplus lines (eligible) | $123,668 | 0.17% |
| 66 | Arch Specialty Insurance Company | 21199 | MO | Surplus lines (eligible) | $122,107 | 0.17% |
| 67 | Accelerant Specialty Insurance Company | 16890 | AR | Surplus lines (eligible) | $118,533 | 0.17% |
| 68 | Nationwide Affinity Insurance Company of America | 26093 | OH | Admitted (licensed) | $117,363 | 0.16% |
| 69 | Southern Insurance Company of Virginia | 26867 | VA | Admitted (licensed) | $113,080 | 0.16% |
| 70 | Travelers Indemnity Company of Connecticut (The) | 25682 | CT | Admitted (licensed) | $106,640 | 0.15% |
| 71 | Nationwide Mutual Insurance Company | 23787 | OH | Admitted (licensed) | $105,165 | 0.15% |
| 72 | Cincinnati Casualty Company (The) | 28665 | OH | Admitted (licensed) | $102,331 | 0.14% |
| 73 | Argonaut Insurance Company | 19801 | NE | Admitted (licensed) | $97,093 | 0.14% |
| 74 | Pacific Indemnity Company | 20346 | DE | Admitted (licensed) | $92,392 | 0.13% |
| 75 | National Casualty Company | 11991 | OH | Admitted (licensed) | $90,439 | 0.13% |
| 76 | Phoenix Insurance Company, (The) | 25623 | CT | Admitted (licensed) | $86,379 | 0.12% |
| 77 | Pharmacists Mutual Insurance Company | 13714 | IA | Admitted (licensed) | $85,057 | 0.12% |
| 78 | FCCI Insurance Company | 10178 | FL | Admitted (licensed) | $82,457 | 0.12% |
| 79 | StarNet Insurance Company | 40045 | IA | Admitted (licensed) | $80,353 | 0.11% |
| 80 | Nationwide Agribusiness Insurance Company | 28223 | IA | Admitted (licensed) | $79,785 | 0.11% |
| 81 | New Hampshire Insurance Company | 23841 | IL | Admitted (licensed) | $78,629 | 0.11% |
| 82 | Hanover American Insurance Company (The) | 36064 | NH | Admitted (licensed) | $78,434 | 0.11% |
| 83 | Westfield National Insurance Company | 24120 | OH | Admitted (licensed) | $77,056 | 0.11% |
| 84 | National Trust Insurance Company | 20141 | IN | Admitted (licensed) | $74,396 | 0.10% |
| 85 | State Automobile Mutual Insurance Company | 25135 | OH | Admitted (licensed) | $73,082 | 0.10% |
| 86 | Allied Trust Insurance Company | 15816 | TX | Admitted (licensed) | $70,500 | 0.10% |
| 87 | |Hadron Specialty Insurance Company | 17534 | AR | Surplus lines (eligible) | $69,564 | 0.10% |
| 88 | Granite State Insurance Company | 23809 | IL | Admitted (licensed) | $68,700 | 0.10% |
| 89 | SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY | 38997 | NY | Admitted (licensed) | $67,477 | 0.09% |
| 90 | |Indian Harbor Insurance Company | 36940 | DE | Surplus lines (eligible) | $65,682 | 0.09% |
| 91 | Allied World Assurance Company (U.S.), Inc. | 19489 | DE | Surplus lines (eligible) | $63,879 | 0.09% |
| 92 | Intrepid Insurance Company | 10749 | IA | Admitted (licensed) | $63,796 | 0.09% |
| 93 | Travelers Indemnity Company of America (The) | 25666 | CT | Admitted (licensed) | $61,812 | 0.09% |
| 94 | Westfield Champion Insurance Company | 16447 | OH | Admitted (licensed) | $59,057 | 0.08% |
| 95 | Swiss Re Corporate Solutions Capacity Insurance Corporation | 34916 | MO | Surplus lines (eligible) | $57,868 | 0.08% |
| 96 | Century Mut Ins Co | 13725 | NC | Admitted (licensed) | $56,821 | 0.08% |
| 97 | ARISE Boiler Inspection and Insurance Commpany Risk Retention Group | 13580 | KY | Writes (premium reported) | $55,087 | 0.08% |
| 98 | Scottsdale Insurance Company | 41297 | OH | Surplus lines (eligible) | $54,735 | 0.08% |
| 99 | Federated Service Insurance Company | 28304 | MN | Admitted (licensed) | $53,653 | 0.08% |
| 100 | General Star Indemnity Company | 37362 | DE | Surplus lines (eligible) | $52,890 | 0.07% |
| 101 | Westfield Premier Insurance Company | 16450 | OH | Admitted (licensed) | $48,827 | 0.07% |
| 102 | Continental Insurance Company, (The) | 35289 | PA | Admitted (licensed) | $48,586 | 0.07% |
| 103 | Next Insurance US Company | 16285 | DE | Admitted (licensed) | $47,335 | 0.07% |
| 104 | Firemen's Insurance Company of Washington, D. C. | 21784 | IA | Admitted (licensed) | $47,198 | 0.07% |
| 105 | Westfield Superior Insurance Company | 16449 | OH | Admitted (licensed) | $46,400 | 0.06% |
| 106 | Greenwich Insurance Company | 22322 | DE | Admitted (licensed) | $45,785 | 0.06% |
| 107 | Monroe Guaranty Insurance Company | 32506 | IN | Admitted (licensed) | $45,119 | 0.06% |
| 108 | Crestbrook Insurance Company | 18961 | OH | Admitted (licensed) | $44,336 | 0.06% |
| 109 | Union Insurance Company | 25844 | IA | Admitted (licensed) | $43,409 | 0.06% |
| 110 | Charter Oak Fire Insurance Company, (The) | 25615 | CT | Admitted (licensed) | $40,894 | 0.06% |
| 111 | Nautilus Insurance Company | 17370 | AZ | Surplus lines (eligible) | $39,927 | 0.06% |
| 112 | Ohio Security Insurance Company | 24082 | NH | Admitted (licensed) | $39,639 | 0.06% |
| 113 | NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\ | 20079 | NE | Surplus lines (eligible) | $39,632 | 0.06% |
| 114 | Nationwide Property and Casualty Insurance Company | 37877 | OH | Admitted (licensed) | $39,329 | 0.06% |
| 115 | Indemnity Insurance Company of North America | 43575 | PA | Admitted (licensed) | $38,560 | 0.05% |
| 116 | Acadia Insurance Company | 31325 | IA | Admitted (licensed) | $37,378 | 0.05% |
| 117 | STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY | 25127 | IA | Admitted (licensed) | $37,295 | 0.05% |
| 118 | Berkshire Hathaway Direct Insurance Company | 10391 | NE | Admitted (licensed) | $36,687 | 0.05% |
| 119 | American Select Insurance Company | 19992 | OH | Admitted (licensed) | $36,571 | 0.05% |
| 120 | Great American Insurance Company of New York | 22136 | NY | Admitted (licensed) | $36,529 | 0.05% |
| 121 | Accredited Surety and Casualty Company, Inc. | 26379 | FL | Admitted (licensed) | $36,483 | 0.05% |
| 122 | Massachusetts Bay Insurance Company | 22306 | NH | Admitted (licensed) | $36,339 | 0.05% |
| 123 | Penn Millers Insurance Company | 14982 | PA | Admitted (licensed) | $36,014 | 0.05% |
| 124 | Great American Assurance Company | 26344 | OH | Admitted (licensed) | $35,736 | 0.05% |
| 125 | Ace American Insurance Company | 22667 | PA | Admitted (licensed) | $35,099 | 0.05% |
| 126 | Donegal Mutual Insurance Company | 13692 | PA | Admitted (licensed) | $34,736 | 0.05% |
| 127 | Swiss Re Corporate Solutions America Insurance Corporation | 29874 | MO | Admitted (licensed) | $33,404 | 0.05% |
| 128 | Transportation Insurance Company | 20494 | IL | Admitted (licensed) | $31,513 | 0.04% |
| 129 | Westchester Fire Insurance Company | 10030 | PA | Admitted (licensed) | $30,287 | 0.04% |
| 130 | Motorists Commercial Mutual Insurance Company | 13331 | OH | Admitted (licensed) | $29,417 | 0.04% |
| 131 | Amherst Specialty Insurance Company | 17565 | TX | Surplus lines (eligible) | $28,650 | 0.04% |
| 132 | Great American Alliance Insurance Company | 26832 | OH | Admitted (licensed) | $27,355 | 0.04% |
| 133 | Accelerant National Insurance Company | 10220 | AR | Admitted (licensed) | $27,081 | 0.04% |
| 134 | HDI Global Insurance Company | 41343 | IL | Admitted (licensed) | $26,885 | 0.04% |
| 135 | Chubb National Insurance Company | 10052 | IN | Admitted (licensed) | $23,265 | 0.03% |
| 136 | Concert Specialty Insurance Company | 17151 | MT | Surplus lines (eligible) | $23,117 | 0.03% |
| 137 | Nationwide Insurance Company of America | 25453 | OH | Admitted (licensed) | $23,021 | 0.03% |
| 138 | Berkley Regional Insurance Company | 29580 | IA | Admitted (licensed) | $22,744 | 0.03% |
| 139 | Central Insurance Company | 20230 | OH | Admitted (licensed) | $22,018 | 0.03% |
| 140 | Citizens Insurance Company of America | 31534 | MI | Admitted (licensed) | $21,899 | 0.03% |
| 141 | AXIS Insurance Company | 37273 | IL | Admitted (licensed) | $21,560 | 0.03% |
| 142 | Westfield Touchstone Insurance Company | 16448 | OH | Admitted (licensed) | $21,430 | 0.03% |
| 143 | L M Insurance Corporation | 33600 | IL | Admitted (licensed) | $20,899 | 0.03% |
| 144 | Atlantic States Insurance Company | 22586 | PA | Admitted (licensed) | $20,897 | 0.03% |
| 145 | Mt. Hawley Insurance Company | 37974 | IL | Surplus lines (eligible) | $19,911 | 0.03% |
| 146 | Mesa Underwriters Specialty Insurance Company | 36838 | NJ | Surplus lines (eligible) | $18,248 | 0.03% |
| 147 | Arch Insurance (UK) Limited | 11150 | MO | Admitted (licensed) | $16,996 | 0.02% |
| 148 | Glencar Insurance Company | 12254 | WI | Admitted (licensed) | $14,971 | 0.02% |
| 149 | Ace Fire Underwriters Insurance Company | 20702 | PA | Admitted (licensed) | $14,351 | 0.02% |
| 150 | Cincinnati Specialty Underwriters Insurance Company (The) | 13037 | DE | Surplus lines (eligible) | $13,600 | 0.02% |
| 151 | Gotham Insurance Company | 25569 | NY | Surplus lines (eligible) | $13,207 | 0.02% |
| 152 | Pacific Employers Insurance Company | 22748 | PA | Admitted (licensed) | $12,517 | 0.02% |
| 153 | Insurance Company of the State of Pennsylvania (The) | 19429 | IL | Admitted (licensed) | $12,380 | 0.02% |
| 154 | QBE Specialty Insurance Company | 11515 | ND | Surplus lines (eligible) | $10,430 | 0.01% |
| 155 | Harford Mutual Insurance Company | 14141 | MD | Admitted (licensed) | $10,104 | 0.01% |
| 156 | Hospitality Insurance Company | 14027 | CT | Admitted (licensed) | $9,391 | 0.01% |
| 157 | Ansur America Insurance Company | 10984 | MI | Admitted (licensed) | $9,120 | 0.01% |
| 158 | INTERSTATE FIRE \u0026 CASUALTY COMPANY\ | 22829 | IL | Surplus lines (eligible) | $8,913 | 0.01% |
| 159 | Phenix Mutual Fire Insurance Company | 23175 | OH | Admitted (licensed) | $8,746 | 0.01% |
| 160 | Sutton Specialty Insurance Company | 16848 | OK | Surplus lines (eligible) | $8,528 | 0.01% |
| 161 | Motorists Mutual Insurance Company | 14621 | OH | Admitted (licensed) | $8,219 | 0.01% |
| 162 | Specialty Builders Insurance Company | 16826 | GA | Surplus lines (eligible) | $8,071 | 0.01% |
| 163 | Fidelity and Deposit Company of Maryland (The) | 39306 | IL | Admitted (licensed) | $7,929 | 0.01% |
| 164 | Great American Spirit Insurance Company | 33723 | OH | Admitted (licensed) | $7,685 | 0.01% |
| 165 | Richmond National Insurance Company | 17103 | NH | Surplus lines (eligible) | $7,519 | 0.01% |
| 166 | AIX Specialty Insurance Company | 12833 | DE | Surplus lines (eligible) | $7,180 | 0.01% |
| 167 | Depositors Insurance Company | 42587 | IA | Admitted (licensed) | $6,883 | 0.01% |
| 168 | Berkley Specialty Insurance Company | 31295 | DE | Surplus lines (eligible) | $6,817 | 0.01% |
| 169 | Great American Risk Solutions Surplus Lines Insurance Company | 35351 | OH | Surplus lines (eligible) | $5,690 | 0.01% |
| 170 | Continental Western Insurance Company | 10804 | IA | Admitted (licensed) | $5,563 | 0.01% |
| 171 | Aspen American Insurance Company | 43460 | TX | Admitted (licensed) | $5,318 | 0.01% |
| 172 | Wilson Mutual Insurance Company | 19950 | OH | Admitted (licensed) | $5,257 | 0.01% |
| 173 | Shield Indemnity Incorporated | 16762 | OH | Surplus lines (eligible) | $5,195 | 0.01% |
| 174 | Endurance Risk Solutions Assurance Company | 43630 | DE | Admitted (licensed) | $5,149 | 0.01% |
| 175 | Republic - Vanguard Insurance Company | 40479 | AZ | Surplus lines (eligible) | $4,879 | 0.01% |
| 176 | Vanliner Insurance Company | 21172 | OH | Admitted (licensed) | $4,579 | 0.01% |
| 177 | General Security Indemnity Company of Arizona | 20559 | AZ | Surplus lines (eligible) | $4,549 | 0.01% |
| 178 | |Trisura Specialty Insurance Company | 16188 | OK | Surplus lines (eligible) | $4,323 | 0.01% |
| 179 | First Liberty Insurance Corporation (The) | 33588 | IL | Admitted (licensed) | $4,257 | 0.01% |
| 180 | Southlake Specialty Insurance Company | 16999 | TX | Surplus lines (eligible) | $3,928 | 0.01% |
| 181 | Lyndon Southern Insurance Company | 10051 | DE | Admitted (licensed) | $3,881 | 0.01% |
| 182 | Fortegra Specialty Insurance Company | 16823 | AZ | Surplus lines (eligible) | $3,585 | 0.01% |
| 183 | Admiral Indemnity Company | 44318 | DE | Admitted (licensed) | $3,475 | 0.00% |
| 184 | Ohio Farmers Insurance Company | 24104 | OH | Admitted (licensed) | $3,462 | 0.00% |
| 185 | Illinois Union Insurance Company | 27960 | IL | Surplus lines (eligible) | $3,458 | 0.00% |
| 186 | Sompo America Insurance Company | 11126 | NY | Admitted (licensed) | $2,698 | 0.00% |
| 187 | Evanston Insurance Company | 35378 | IL | Surplus lines (eligible) | $2,567 | 0.00% |
| 188 | NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY | 20052 | CT | Admitted (licensed) | $2,418 | 0.00% |
| 189 | Canopius US Insurance, Inc. | 12961 | DE | Surplus lines (eligible) | $2,406 | 0.00% |
| 190 | Ohio Casualty Insurance Company (The) | 24074 | NH | Admitted (licensed) | $2,204 | 0.00% |
| 191 | Bridgeway Insurance Company ( Formerly American Modern Surplus Lines Insurance Company | 12489 | DE | Surplus lines (eligible) | $2,143 | 0.00% |
| 192 | Vantage Risk Specialty Insurance Company | 16275 | DE | Surplus lines (eligible) | $1,907 | 0.00% |
| 193 | American Fire and Casualty Company | 24066 | NH | Admitted (licensed) | $1,801 | 0.00% |
| 194 | Dellwood Specialty Insurance Company | 17332 | AZ | Surplus lines (eligible) | $1,360 | 0.00% |
| 195 | Liberty Mutual Insurance Company | 42404 | IL | Admitted (licensed) | $1,248 | 0.00% |
| 196 | Allied Property and Casualty Insurance Company | 42579 | IA | Admitted (licensed) | $1,189 | 0.00% |
| 197 | Burlington Insurance Company (The) | 23620 | IL | Surplus lines (eligible) | $1,170 | 0.00% |
| 198 | Allied Insurance Company of America | 10127 | OH | Admitted (licensed) | $1,142 | 0.00% |
| 199 | |Federated Specialty Insurance Company | 17333 | MN | Surplus lines (eligible) | $1,100 | 0.00% |
| 200 | Falls Lake Fire and Casualty Company | 15884 | CA | Surplus lines (eligible) | $930 | 0.00% |
| 201 | AMCO Insurance Company | 19100 | IA | Admitted (licensed) | $789 | 0.00% |
| 202 | Wesco Insurance Company | 25011 | DE | Admitted (licensed) | $492 | 0.00% |
| 203 | Colony Insurance Company | 39993 | NE | Surplus lines (eligible) | $478 | 0.00% |
| 204 | Intrepid Casualty Company | 17182 | IA | Admitted (licensed) | $433 | 0.00% |
| 205 | West American Insurance Company | 44393 | IN | Admitted (licensed) | $370 | 0.00% |
| 206 | Chubb Custom Insurance Company | 38989 | NJ | Surplus lines (eligible) | $356 | 0.00% |
| 207 | UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY | 32867 | IN | Admitted (licensed) | $281 | 0.00% |
| 208 | American Guarantee and Liability Insurance Company | 26247 | NY | Admitted (licensed) | $175 | 0.00% |
| 209 | Westfield Specialty Insurance Company | 16992 | OH | Surplus lines (eligible) | $153 | 0.00% |
| 210 | Hartford Underwriters Insurance Company | 30104 | CT | Admitted (licensed) | $135 | 0.00% |
| 211 | XL Specialty Insurance Company | 37885 | DE | Admitted (licensed) | $108 | 0.00% |
| 212 | Peninsula Insurance Company (The) | 14958 | MD | Admitted (licensed) | $100 | 0.00% |
| 213 | Liberty Mutual Insurance Company | 23043 | MA | Admitted (licensed) | $66 | 0.00% |
| 214 | All America Insurance Company | 20222 | OH | Admitted (licensed) | $48 | 0.00% |
| 215 | Great Divide Insurance Company | 25224 | ND | Admitted (licensed) | $35 | 0.00% |
| 216 | Hartford Insurance Company of the Midwest | 37478 | IN | Admitted (licensed) | $23 | 0.00% |
| 217 | Hartford Accident and Indemnity Company | 22357 | CT | Admitted (licensed) | $14 | 0.00% |
| 218 | Security National Insurance Company | 19879 | DE | Admitted (licensed) | $6 | 0.00% |
| 219 | Liberty Surplus Insurance Corporation | 10725 | NH | Surplus lines (eligible) | $1 | 0.00% |
Method and source
Source: the North Carolina insurance regulator company list, read 2026-10-18 and the surplus lines list. NCDOI P7 Property and Casualty Experience, year ended 12/31/2025: every company that filed an NC state page (P&C annual statement). 'admitted' = rows whose 'Licensed in NC' column reads 'Licensed' (includes zero-premium licensed companies and NC self-insured workers' comp funds, which have no NAIC code and type 'Self-Insured Workers' Compensation'). 'surplus_lines' = rows reading 'Authorized Surplus Lines Writer' (US nonadmitted insurers that wrote NC surplus lines business that year; alien/Lloyd's not broken out, eligible date not given). Rows 'Not Licensed' or blank (mostly risk retention groups) are dropped. 'type' = Business Type / Company Type [/ Company Sub Type]; all rows are Property and Casualty filers (no life/health in this file). 'lines' = NAIC annual-statement lines of business the company reported in NC with direct premium written or earned > 0 that year (lines actually written, not certificate-of-authority lines). 'since' not given. Status counts in file: {'Licensed': 825, '': 73, 'Authorized Surplus Lines Writer': 193, 'Not Licensed': 39}. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.
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