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Directory · Company · Updated 2026-10-18

Ohio Farmers Insurance Company · NAIC 24104

Where Ohio Farmers Insurance Company is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Ohio Farmers Insurance Company (NAIC 24104) is a property and casualty insurer domiciled in Ohio, part of Westfield Group. State regulators list it as licensed (admitted) in California, Colorado, Delaware, Florida, Georgia, Iowa, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming. It ranked #10 of 106 in South Dakota surety bonds in 2025 (2.4% share). It ranked #40 of 117 in Wisconsin surety bonds in 2024 (0.6% share). It ranked #51 of 157 in Illinois surety bonds in 2025 (0.4% share). The U.S. Treasury lists it as a certified surety with a $334.2M underwriting limit.

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Alaska, Connecticut, Hawaii, Idaho, Montana, Oregon, West Virginia, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
CaliforniaAdmitted (licensed)——California Department of Insurance, 2026-10-17
ColoradoAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Earthquake, Fidelity bonds, Inland marine, General liability, Surety bonds—Colorado, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Earthquake, Farm and crop, Fidelity bonds, Homeowners, Inland marine, General liability, Medical malpractice, Mobile home, Commercial property (fire and allied lines), Surety bonds—Florida Office of Insurance Regulation, 2026-10-18
GeorgiaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Georgia, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Commercial property (fire and allied lines), Surety bonds, Workers' compensation—Illinois, 2026-10-18
IowaAdmitted (licensed)——Iowa, 2026-10-18
KentuckyAdmitted (licensed)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsAdmitted (licensed)Fidelity bonds, Surety bonds—Massachusetts, 2026-10-18
MinnesotaAdmitted (licensed)——Minnesota, 2026-10-18
MississippiAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Farm and crop, Fidelity bonds, Glass, Homeowners, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation10-01-1970Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)Fidelity bonds, Surety bonds—Missouri, 2026-10-18
NebraskaAdmitted (licensed)——Nebraska, 2026-10-18
NevadaAdmitted (licensed)General liability, Commercial property (fire and allied lines), Surety bonds—Nevada Division of Insurance, 2026-10-17
New JerseyAdmitted (licensed)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Inland marine, General liability, Surety bonds—North Carolina, 2026-10-18
North DakotaAdmitted (licensed)——North Dakota, 2026-10-18
OhioAdmitted (licensed)——Ohio Department of Insurance, 2026-10-17
OklahomaAdmitted (licensed)Personal auto, Equipment breakdown, General liability, Surety bonds—Oklahoma, 2026-10-18
Rhode IslandAdmitted (licensed)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
South DakotaAdmitted (licensed)Surety bonds—South Dakota, 2026-10-18
TennesseeAdmitted (licensed)——Tennessee, 2026-10-18
TexasAdmitted (licensed)Aircraft and aviation, Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Fidelity bonds, Glass, Inland marine, General liability, Ocean marine, Commercial property (fire and allied lines), Surety bonds, Workers' compensation1969/11/28Texas Department of Insurance, 2026-10-17
UtahAdmitted (licensed)——Utah, 2026-10-18
WashingtonAdmitted (licensed)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
WisconsinAdmitted (licensed)Personal auto, Commercial auto, Commercial package (BOP, CMP), Fidelity bonds, General liability, Surety bonds, Workers' compensation—Wisconsin, 2026-10-18
WyomingAdmitted (licensed)——Wyoming, 2026-10-18
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Surety bonds in Illinois#51 of 157$1.6M0.43%2025
Fidelity bonds in Illinois#100 of 162$12,9010.02%2025
Crime (burglary and theft) in Illinois#102 of 188$4,1080.01%2025
Equipment breakdown in Illinois#151 of 231$32,7090.03%2025
Earthquake in Illinois#190 of 265$5,4570.00%2025
Commercial package (BOP, CMP) in Illinois#218 of 400$1.3M0.05%2025
Commercial auto in Illinois#272 of 448$717,7130.02%2025
Commercial property (fire and allied lines) in Illinois#288 of 387$82,6640.01%2025
Inland marine in Illinois#347 of 452$45,2750.00%2025
Workers' compensation in Illinois#362 of 375$7,4320.00%2025
General liability in Illinois#451 of 695$451,1080.01%2025
Fidelity bonds in North Carolina#119 of 145$1,5770.00%2025
Surety bonds in North Carolina#123 of 152$18,1920.01%2025
Crime (burglary and theft) in North Carolina#143 of 162$1270.00%2025
Earthquake in North Carolina#165 of 180$1850.00%2025
Equipment breakdown in North Carolina#184 of 219$3,4620.00%2025
Commercial auto in North Carolina#283 of 408$236,9190.01%2025
Commercial package (BOP, CMP) in North Carolina#292 of 361$128,8590.01%2025
Inland marine in North Carolina#356 of 420$9,0490.00%2025
General liability in North Carolina#507 of 621$82,9180.00%2025
Surety bonds in South Dakota#10 of 106$776,5322.41%2025
Surety bonds in Texas#66 of 165$3.8M0.28%2025
Earthquake in Texas#109 of 130$3100.00%2025
Equipment breakdown in Texas#141 of 173$8,4530.00%2025
Commercial package (BOP, CMP) in Texas#240 of 260$219,8950.01%2025
Workers' compensation in Texas#312 of 327$21,4940.00%2025
Commercial auto in Texas#313 of 329$15,3470.00%2025
Inland marine in Texas#332 of 356$2,3560.00%2025
General liability in Texas#418 of 463$39,5560.00%2025
Surety bonds in Wisconsin#40 of 117$594,6260.58%2024
Commercial package (BOP, CMP) in Wisconsin#150 of 276$522,8980.05%2024
Commercial auto in Wisconsin#257 of 312$47,0740.00%2024
General liability in Wisconsin#268 of 429$170,4110.01%2024
Workers' compensation in Wisconsin#291 of 312$6,8960.00%2024
Standing

Where it's a top-10 writer

Westfield Group (NAIC group 00228), the group Ohio Farmers Insurance Company belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Farm and crop in Pennsylvania
Farmowners Multiple Peril
#2$26.0M17.72%2025
Farm and crop in South Carolina
Farmowners Multiple Peril
#2$4.6M18.08%2025
Farm and crop in Delaware
Farmowners Multiple Peril
#3$1.7M15.58%2025
Farm and crop in Maryland
Farmowners Multiple Peril
#3$3.2M7.95%2025
Farm and crop in North Carolina
Farmowners Multiple Peril
#3$11.0M12.65%2025
Commercial package (BOP, CMP) in Ohio
Total Commercial Multiple Peril
#3$133.6M6.45%2025
Commercial package (BOP, CMP) in West Virginia
Total Commercial Multiple Peril
#3$24.4M7.83%2025
Farm and crop in Arizona
Farmowners Multiple Peril
#4$2.3M8.44%2025
Farm and crop in Ohio
Farmowners Multiple Peril
#4$23.2M9.11%2025
Surety bonds in Ohio
Surety
#4$17.0M6.80%2025
Farm and crop in West Virginia
Farmowners Multiple Peril
#4$2.0M8.73%2025
Commercial auto in West Virginia
Commercial Auto Physical Damage
#4$4.4M5.42%2025
Commercial auto in Ohio
Commercial Auto Physical Damage
#5$23.6M4.10%2025
Commercial auto in West Virginia
Commercial Auto Liability
#5$8.8M4.69%2025
Commercial auto in West Virginia
Total Commercial Auto
#5$13.2M4.92%2025
Surety bonds in West Virginia
Surety
#5$2.7M4.87%2025
Equipment breakdown in West Virginia
Boiler and Machinery
#5$560,0004.07%2025
Farm and crop in Georgia
Farmowners Multiple Peril
#6$9.5M4.94%2025
Farm and crop in Iowa
Farmowners Multiple Peril
#6$12.6M2.86%2025
Farm and crop in Kentucky
Farmowners Multiple Peril
#6$5.6M2.17%2025
Farm and crop in New Mexico
Farmowners Multiple Peril
#6$2.4M5.86%2025
Commercial package (BOP, CMP) in New Mexico
Total Commercial Multiple Peril
#6$18.1M4.89%2025
Earthquake in Ohio
Earthquake
#6$2.1M5.29%2025
Workers' compensation in Ohio
Workers Compensation
#6$1.4M0.11%2025
Earthquake in Iowa
Earthquake
#7$394,0005.80%2025
Equipment breakdown in Ohio
Boiler and Machinery
#7$4.5M3.94%2025
Farm and crop in Tennessee
Farmowners Multiple Peril
#7$4.0M1.74%2025
Surety bonds in Tennessee
Surety
#7$7.4M3.81%2025
Homeowners in West Virginia
Homeowners Multiple Peril
#7$22.5M3.42%2025
Equipment breakdown in Colorado
Boiler and Machinery
#8$1.3M2.92%2025
Farm and crop in Michigan
Farmowners Multiple Peril
#8$2.7M1.25%2025
Farm and crop in Minnesota
Farmowners Multiple Peril
#8$6.3M2.49%2025
Equipment breakdown in New Mexico
Boiler and Machinery
#8$573,0004.59%2025
Commercial auto in Ohio
Total Commercial Auto
#8$61.1M2.88%2025
General liability in West Virginia
Other Liability
#8$8.7M2.79%2025
Farm and crop in Indiana
Farmowners Multiple Peril
#9$7.3M2.52%2025
Commercial package (BOP, CMP) in Kentucky
Total Commercial Multiple Peril
#9$21.7M2.41%2025
Earthquake in Minnesota
Earthquake
#9$235,0003.25%2025
Personal auto in West Virginia
Total Private Passenger Auto
#9$31.7M1.89%2025
Personal auto in West Virginia
Private Passenger Auto Physical Damage
#9$17.1M1.95%2025
Farm and crop in Wisconsin
Farmowners Multiple Peril
#9$7.9M2.45%2025
Farm and crop in Illinois
Farmowners Multiple Peril
#10$5.6M1.79%2025
Commercial auto in New Mexico
Commercial Auto Physical Damage
#10$2.6M2.59%2025
Commercial auto in Ohio
Commercial Auto Liability
#10$37.5M2.43%2025
Commercial package (BOP, CMP) in Tennessee
Total Commercial Multiple Peril
#10$33.9M2.40%2025
Farm and crop in Virginia
Farmowners Multiple Peril
#10$2.1M1.74%2025
Inland marine in West Virginia
Inland Marine
#10$3.1M2.80%2025
Personal auto in West Virginia
Private Passenger Auto Liability
#10$14.6M1.83%2025
Bonds

Treasury-certified surety

On the U.S. Treasury's Circular 570 (updated August 01, 2026) with an underwriting limit of $334.2M per bond, licensed to write surety in 42 states and territories: AL, AR, AZ, CO, DC, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, ND, NE, NJ, NM, NV, NY, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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