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Directory · Illinois · Farm and crop

Who writes farm and crop in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

57 companies wrote farm and crop in Illinois in 2025, $1.45B in direct premium. COUNTRY Mutual Insurance Company led with 22.4%; the top five hold 70%. 70 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 02.2 - Multiple Peril Crop

The insurer groups that write the most farm and crop in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1American Financial Group$234.9M24.15%54%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
2Qbe Insurance Group$135.0M13.88%50%NAU Country Insurance Company, QBE Insurance (Europe) Limited, Praetorian Insurance Company, QBE Specialty Insurance Company
3Zurich Insurance Group$133.4M13.72%71%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Chubb Ltd Group$111.5M11.46%50%Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5Country Insurance & Financial Serv Group$107.2M11.02%39%Country Preferred Insurance Company, COUNTRY Mutual Insurance Company, Country Casualty Insurance Company
6Sompo Group$98.1M10.09%41%American Agri-Business Insurance Company, Endurance Assurance Corporation, Endurance American Insurance Company, Sompo America Insurance Company
7Farmers Mutual Hail Insurance Group$87.9M9.04%54%Farmers Mutual Hail Insurance Company of Iowa, FMH Ag Risk Insurance Company
8Tokio Marine Holdings Inc Group$56.7M5.83%19%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
9Palomar Holdings Group$7.2M0.74%20%Palomar Specialty Insurance Company, Palomar Excess and Surplus Insurance Company, First Indemnity of America Insurance Company, Laulima Exchange
10Clear Blue Financial Group$613,0000.06%14%Clear Blue Insurance Company, Rock Ridge Insurance Company, Highlander Specialty Insurance Company, Clear Blue Specialty Insurance Company
Farm and crop · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)$325.0M22.45%
2Great American Insurance Company16691OHAdmitted (licensed)$267.9M18.51%
3NAU Country Insurance Company25240MNAdmitted (licensed)$155.0M10.71%
4Rural Community Insurance Company39039MNAdmitted (licensed)$152.4M10.53%
5American Agri-Business Insurance Company12548TXAdmitted (licensed)$115.1M7.95%
6Farmers Mutual Hail Insurance Company of Iowa13897IAAdmitted (licensed)$104.3M7.20%
7Ace Property and Casualty Insurance Company20699PAAdmitted (licensed)$86.4M5.97%
8Producers Agriculture Insurance Company34312TXAdmitted (licensed)$62.6M4.33%
9Agri General Insurance Company42757IAAdmitted (licensed)$46.1M3.19%
10Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$25.1M1.74%
11Frontier Mt Carroll Mut Ins Co26735ILAdmitted (licensed)$15.4M1.07%
12State Farm Fire and Casualty Company25143ILAdmitted (licensed)$15.2M1.05%
13Indiana Farmers Mutual Insurance Company22624INAdmitted (licensed)$12.0M0.83%
14Palomar Specialty Insurance Company20338ORAdmitted (licensed)$8.2M0.57%
15SECURA Insurance Company22543WIAdmitted (licensed)$7.7M0.53%
16Rockford Mutual Insurance Company27065ILAdmitted (licensed)$6.7M0.46%
17Hudson Insurance Company25054DEAdmitted (licensed)$6.6M0.46%
18Hastings Insurance Company14176MIAdmitted (licensed)$4.9M0.34%
19State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$3.8M0.26%
20Westfield Insurance Company24112OHAdmitted (licensed)$3.7M0.26%
21American Family Insurance Company10386WIAdmitted (licensed)$3.3M0.23%
22American Family Mutual Insurance Company, S.I.19275WIAdmitted (licensed)$2.9M0.20%
23Indemnity Insurance Company of North America43575PAAdmitted (licensed)$2.5M0.17%
24Auto-Owners Insurance Company18988MIAdmitted (licensed)$1.5M0.10%
25Ohio Security Insurance Company24082NHAdmitted (licensed)$1.2M0.08%
26Westfield National Insurance Company24120OHAdmitted (licensed)$1.2M0.08%
27West American Insurance Company44393INAdmitted (licensed)$1.1M0.08%
28American Fire and Casualty Company24066NHAdmitted (licensed)$1.0M0.07%
29Glencar Insurance Company12254WIAdmitted (licensed)$916,3470.06%
30Goodville Mutual Casualty Company14044PAAdmitted (licensed)$813,8030.06%
31Clear Blue Insurance Company28860TXAdmitted (licensed)$770,5980.05%
32American Select Insurance Company19992OHAdmitted (licensed)$683,6090.05%
33Shelter Mutual Insurance Company23388MOAdmitted (licensed)$669,5170.05%
34Madison Mutual Insurance Company14443ILAdmitted (licensed)$653,2970.05%
35Markel Insurance Company38970ILAdmitted (licensed)$541,4540.04%
36Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$510,3350.04%
37Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$476,8760.03%
38Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$392,3070.03%
39Travelers Property Casualty Company of America25674CTAdmitted (licensed)$337,4970.02%
40Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$294,5110.02%
41Great American Assurance Company26344OHAdmitted (licensed)$280,5310.02%
42Travelers Indemnity Company (The)25658CTAdmitted (licensed)$245,8390.02%
43Accelerant Specialty Insurance Company16890ARAdmitted (licensed)$216,1380.01%
44American Reliable Insurance Company19615AZAdmitted (licensed)$167,4990.01%
45Great American Alliance Insurance Company26832OHAdmitted (licensed)$130,9000.01%
46Grange Insurance Company14060OHAdmitted (licensed)$122,1110.01%
47Argonaut Insurance Company19801NEAdmitted (licensed)$94,4530.01%
48StarNet Insurance Company40045IAAdmitted (licensed)$82,7300.01%
49Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$81,7800.01%
50Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$44,6800.00%
51United National Insurance Company13064PAAdmitted (licensed)$40,6140.00%
52Western Agricultural Insurance Company27871IAAdmitted (licensed)$29,9170.00%
53Great American Insurance Company of New York22136NYAdmitted (licensed)$26,1110.00%
54American Agricultural Insurance Company DBA: AmericanAg10103INAdmitted (licensed)$14,5740.00%
55Stratford Insurance Company40436NHAdmitted (licensed)$2,3060.00%
56Grange Indemnity Insurance Company10322OHAdmitted (licensed)$8850.00%
57Church Mutual Insurance Company, S. I.18767WIAdmitted (licensed)$260.00%
Turned down?

Last resort for farm and crop in Illinois

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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