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Directory · Maryland · Farm and crop

Who writes farm and crop in Maryland

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Brethren Mutual Insurance Co. wrote the most farm and crop in Maryland in 2025, $18.2M and 44.6% of the state's premium; the top five groups hold 91%. Maryland's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Maryland page.

By Sam Alishahi, independent insurance broker · All lines in Maryland

Top 10 · NAIC table: 03 - Farmowners Multiple Peril

The insurer groups that write the most farm and crop in Maryland

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Brethren Mutual Insurance Company$18.2M44.64%69%—
2Nationwide Corporation Group$10.6M26.05%38%Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company
3Westfield Group$3.2M7.95%91%Westfield Insurance Company, Westfield National Insurance Company, American Select Insurance Company, Westfield Specialty Insurance Company
4Liberty Mutual Group$3.2M7.93%—Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
5Cloister Mutual & Windsor Mount Joy Group$1.6M4.03%59%Windsor Mount Joy Mutual Insurance Company, Cloister Mutual Casualty Insurance Company
6Travelers Group$894,0002.20%25%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
7American Financial Group$843,0002.07%42%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
8Hannover Group$623,0001.53%26%HDI Global Insurance Company, HDI Specialty Insurance Company, Glencar Insurance Company, HDI Global Select Insurance Company
9Donegal Group$430,0001.06%248%Donegal Mutual Insurance Company, Atlantic States Insurance Company, Mountain States Indemnity Company, Southern Insurance Company of Virginia
10Ecm Insurance Group$310,0000.76%11%American Reliable Insurance Company, 1st Choice Advantage Insurance Company, Inc., Everett Cash Mutual Insurance Company
Turned down?

Last resort for farm and crop in Maryland

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Maryland Insurance Administration company list, read 2026-10-17. Maryland's active list includes U.S. surplus lines carriers; type comes from each company's popup, which this fetch does not open. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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