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Directory · Illinois · Commercial property (fire and allied lines)

Who writes commercial property (fire and allied lines) in Illinois

Ranked by direct premium written in 2025 from the Illinois market share report (every company, not a top-N list).

387 companies wrote commercial property (fire and allied lines) in Illinois in 2025, $1.63B in direct premium. Factory Mutual Insurance Company led with 5.9%; the top five hold 22%. 483 companies are licensed for the line.

By Sam Alishahi, independent insurance broker · All lines in Illinois

Top 10 · NAIC table: 02.1 - Allied Lines

The insurer groups that write the most commercial property (fire and allied lines) in Illinois

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Fm Group$94.4M13.54%23%Factory Mutual Insurance Company, Affiliated F M Insurance Company, Appalachian Insurance Company
2Travelers Group$68.9M9.88%15%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
3Zurich Insurance Group$49.4M7.09%3%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Assurant Inc Group$27.9M4.01%30%Virginia Surety Company, Inc., American Bankers Insurance Company of Florida, American Security Insurance Company, Standard Guaranty Insurance Company
5West Bend Insurance Group$27.7M3.97%55%West Bend Insurance Company
6Berkshire Hathaway Group$27.4M3.93%27%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
7Farmers Insurance Group$27.4M3.93%40%Farmers Insurance Exchange, Foremost Insurance Company Grand Rapids, Michigan, Mid-Century Insurance Company, Fire Insurance Exchange Fire Underwriters Association
8American International Group$24.5M3.52%46%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
9Cincinnati Financial Group$21.9M3.14%35%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
10Everest Reinsurance Holdings Group$20.1M2.87%103%Everest National Insurance Company, Everest Premier Insurance Company, Everest Denali Insurance Company, Everest Reinsurance (Bermuda) Limited -
Commercial property (fire and allied lines) · Illinois

The companies

#CompanyNAICHome stateStatus herePremiumShare
1Factory Mutual Insurance Company21482RIAdmitted (licensed)$96.5M5.92%
2Zurich American Insurance Company16535NYAdmitted (licensed)$74.6M4.58%
3Foremost Insurance Company Grand Rapids, Michigan11185MIAdmitted (licensed)$68.9M4.22%
4Starr Surplus Lines Insurance Company13604TXAdmitted (licensed)$57.3M3.51%
5Auto-Owners Insurance Company18988MIAdmitted (licensed)$54.6M3.35%
6West Bend Insurance Company15350WIAdmitted (licensed)$51.7M3.17%
7Travelers Indemnity Company (The)25658CTAdmitted (licensed)$51.7M3.17%
8Affiliated F M Insurance Company10014RIAdmitted (licensed)$48.4M2.97%
9Standard Guaranty Insurance Company42986DEAdmitted (licensed)$39.9M2.45%
10Travelers Property Casualty Company of America25674CTAdmitted (licensed)$39.1M2.40%
11Allianz Global Risks US Insurance Company35300ILAdmitted (licensed)$33.5M2.06%
12TRAVELERS EXCESS \u0026 SURPLUS LINES COMPANY\29696CTAdmitted (licensed)$32.0M1.96%
13Employers Insurance Company of Wausau21458WIAdmitted (licensed)$30.7M1.88%
14Lexington Insurance Company19437DEAdmitted (licensed)$30.6M1.88%
15American Modern Property and Casualty Insurance Company42722OHAdmitted (licensed)$28.6M1.76%
16Cincinnati Insurance Company (The)10677OHAdmitted (licensed)$26.0M1.60%
17Everest Indemnity Insurance Company10851DEAdmitted (licensed)$20.5M1.25%
18XL Insurance America, Inc.24554DEAdmitted (licensed)$20.4M1.25%
19ACUITY, A Mutual Insurance Company14184WIAdmitted (licensed)$20.1M1.23%
20AXIS Surplus Insurance Company26620ILAdmitted (licensed)$19.9M1.22%
21AIG Specialty Insurance Company26883ILAdmitted (licensed)$18.8M1.15%
22Accredited Surety and Casualty Company, Inc.26379FLAdmitted (licensed)$18.1M1.11%
23Accelerant National Insurance Company10220ARAdmitted (licensed)$18.0M1.11%
24StarStone Specialty Insurance Company44776DEAdmitted (licensed)$17.8M1.09%
25|Indian Harbor Insurance Company36940DEAdmitted (licensed)$17.3M1.06%
26Swiss Re Corporate Solutions Elite Insurance Corporation29700MOAdmitted (licensed)$16.4M1.01%
27Selective Insurance Company of America12572NJAdmitted (licensed)$15.5M0.95%
28|Landmark American Insurance Company33138NHAdmitted (licensed)$15.3M0.94%
29GREAT AMERICAN E\u0026 S INSURANCE COMPANY\37532OHAdmitted (licensed)$14.4M0.88%
30Westchester Surplus Lines Insurance Company10172GAAdmitted (licensed)$13.8M0.85%
31Endurance American Specialty Insurance Company41718DEAdmitted (licensed)$13.3M0.81%
32Kinsale Insurance Company38920ARAdmitted (licensed)$13.2M0.81%
33Verlan Fire Insurance Company10815NHAdmitted (licensed)$12.9M0.79%
34Federated Mutual Insurance Company13935MNAdmitted (licensed)$12.7M0.78%
35|Houston Casualty Company42374TXAdmitted (licensed)$11.5M0.71%
36HDI Global Insurance Company41343ILAdmitted (licensed)$11.3M0.69%
37NATIONAL FIRE \u0026 MARINE INSURANCE COMPANY\20079NEAdmitted (licensed)$10.8M0.66%
38General Star Indemnity Company37362DEAdmitted (licensed)$10.8M0.66%
39Liberty Mutual Fire Insurance Company23035WIAdmitted (licensed)$10.6M0.65%
40Shelter Mutual Insurance Company23388MOAdmitted (licensed)$10.5M0.64%
41Columbia Casualty Company31127ILAdmitted (licensed)$10.4M0.64%
42Mitsui Sumitomo Insurance Company of America20362NYAdmitted (licensed)$10.3M0.63%
43Northfield Insurance Company27987IAAdmitted (licensed)$10.2M0.63%
44Continental Casualty Company20443ILAdmitted (licensed)$10.1M0.62%
45Scottsdale Insurance Company41297OHAdmitted (licensed)$9.8M0.60%
46United States Liability Insurance Company25895NEAdmitted (licensed)$9.8M0.60%
47Beazley Excess and Surplus Insurance, Inc. (C)17520CTAdmitted (licensed)$9.7M0.60%
48Obsidian Insurance Company35602OHAdmitted (licensed)$9.1M0.56%
49Princeton Excess and Surplus Lines Insurance Company (The)10786DEAdmitted (licensed)$9.0M0.55%
50Republic - Vanguard Insurance Company40479AZAdmitted (licensed)$9.0M0.55%
51American Home Assurance Company19380NYAdmitted (licensed)$8.5M0.52%
52Cincinnati Specialty Underwriters Insurance Company (The)13037DEAdmitted (licensed)$8.5M0.52%
53Sentry Insurance Company24988WIAdmitted (licensed)$8.2M0.50%
54Steadfast Insurance Company26387ILAdmitted (licensed)$7.8M0.48%
55Old Republic Union Insurance Company31143ILAdmitted (licensed)$7.8M0.48%
56Arch Specialty Insurance Company21199MOAdmitted (licensed)$7.6M0.47%
57Palomar Excess and Surplus Insurance Company16754AZAdmitted (licensed)$7.6M0.47%
58Merrimack Insurance Company19798MAAdmitted (licensed)$7.5M0.46%
59Homeland Insurance Company of New York34452NYAdmitted (licensed)$7.3M0.45%
60Fireman's Fund Indemnity Corporation11380NJAdmitted (licensed)$7.2M0.44%
61Hartford Fire Insurance Company19682CTAdmitted (licensed)$7.2M0.44%
62Selective Insurance Company of South Carolina19259INAdmitted (licensed)$7.1M0.44%
63Nautilus Insurance Company17370AZAdmitted (licensed)$7.1M0.43%
64Sompo America Insurance Company11126NYAdmitted (licensed)$7.0M0.43%
65MS Transverse Specialty Insurance Company41807TXAdmitted (licensed)$6.6M0.40%
66Western National Mutual Insurance Company15377MNAdmitted (licensed)$6.1M0.38%
67United Services Automobile Association, USAA Reciprocal, Attorney-in-fact25941TXAdmitted (licensed)$6.1M0.37%
68Fireman's Fund Insurance Company21873ILAdmitted (licensed)$5.8M0.35%
69Houston Specialty Insurance Company12936TXAdmitted (licensed)$5.7M0.35%
70Tokio Marine America Insurance Company10945NYAdmitted (licensed)$5.6M0.34%
71Accelerant Specialty Insurance Company16890ARAdmitted (licensed)$5.5M0.34%
72Bridgeway Insurance Company ( Formerly American Modern Surplus Lines Insurance Company12489DEAdmitted (licensed)$5.2M0.32%
73Canopius US Insurance, Inc.12961DEAdmitted (licensed)$5.1M0.31%
74|Hadron Specialty Insurance Company17534ARAdmitted (licensed)$5.1M0.31%
75Ategrity Specialty Insurance Company16427DEAdmitted (licensed)$5.0M0.31%
76Shelter General Insurance Company23361MOAdmitted (licensed)$4.9M0.30%
77Insurance Company of the State of Pennsylvania (The)19429ILAdmitted (licensed)$4.7M0.29%
78Gotham Insurance Company25569NYAdmitted (licensed)$4.6M0.28%
79Ace American Insurance Company22667PAAdmitted (licensed)$4.5M0.28%
80Cincinnati Indemnity Company (The)23280OHAdmitted (licensed)$4.4M0.27%
81Evanston Insurance Company35378ILAdmitted (licensed)$4.4M0.27%
82EMPLOYERS MUTUAL CASUALTY COMPANY Employers Mutual Casualty Company)21415IAAdmitted (licensed)$4.4M0.27%
83Penn Millers Insurance Company14982PAAdmitted (licensed)$4.3M0.27%
84Selective Insurance Company of the Southeast39926INAdmitted (licensed)$4.1M0.25%
85Swiss Re Corporate Solutions Capacity Insurance Corporation34916MOAdmitted (licensed)$3.8M0.24%
86Fortegra Specialty Insurance Company16823AZAdmitted (licensed)$3.7M0.23%
87MSIG Specialty Insurance USA Inc.34886NYAdmitted (licensed)$3.5M0.22%
88Amherst Specialty Insurance Company17565TXAdmitted (licensed)$3.4M0.21%
89Berkshire Hathaway Direct Insurance Company10391NEAdmitted (licensed)$3.2M0.19%
90USAA Casualty Insurance Company25968TXAdmitted (licensed)$3.1M0.19%
91Atlantic Specialty Insurance Company27154NYAdmitted (licensed)$3.1M0.19%
92EMCASCO Insurance Company21407IAAdmitted (licensed)$3.1M0.19%
93Allied World Assurance Company (U.S.), Inc.19489DEAdmitted (licensed)$3.0M0.18%
94Pennsylvania Lumbermen's Mutual Insurance Company14974PAAdmitted (licensed)$2.9M0.18%
95Ohio Security Insurance Company24082NHAdmitted (licensed)$2.8M0.17%
96STATE AUTO PROPERTY \u0026 CASUALTY INSURANCE COMPANY25127IAAdmitted (licensed)$2.8M0.17%
97State Automobile Mutual Insurance Company25135OHAdmitted (licensed)$2.8M0.17%
98SOMPO AMERICA FIRE \u0026 MARINE INSURANCE COMPANY38997NYAdmitted (licensed)$2.7M0.17%
99Aspen Specialty Insurance Company10717NDAdmitted (licensed)$2.7M0.16%
100National Casualty Company11991OHAdmitted (licensed)$2.7M0.16%
101Seneca Specialty Insurance Company, Inc.10729DEAdmitted (licensed)$2.6M0.16%
102USAA General Indemnity Company18600TXAdmitted (licensed)$2.5M0.15%
103STARR INDEMNITY \u0026 LIABILITY COMPANY38318TXAdmitted (licensed)$2.5M0.15%
104Ironshore Specialty Insurance Company25445AZAdmitted (licensed)$2.4M0.15%
105RSUI Indemnity Company22314NHAdmitted (licensed)$2.3M0.14%
106Federated Service Insurance Company28304MNAdmitted (licensed)$2.3M0.14%
107Safeco Insurance Company of Indiana11215INAdmitted (licensed)$2.3M0.14%
108Covington Specialty Insurance Company13027NHAdmitted (licensed)$2.2M0.14%
109Mt. Hawley Insurance Company37974ILAdmitted (licensed)$2.2M0.14%
110American National Lloyds Insurance Company10043TXAdmitted (licensed)$2.2M0.14%
111AZGUARD Insurance Company16495NEAdmitted (licensed)$2.1M0.13%
112Frontier Mt Carroll Mut Ins Co26735ILAdmitted (licensed)$2.0M0.12%
113Mesa Underwriters Specialty Insurance Company36838NJAdmitted (licensed)$2.0M0.12%
114American States Insurance Company19704INAdmitted (licensed)$1.9M0.12%
115Federated Rural Electric Insurance Exchange11118KSAdmitted (licensed)$1.9M0.12%
116Owners Insurance Company32700OHAdmitted (licensed)$1.9M0.12%
117Illinois Union Insurance Company27960ILAdmitted (licensed)$1.9M0.12%
118Berkley National Insurance Company38911IAAdmitted (licensed)$1.9M0.12%
119Berkley Regional Insurance Company29580IAAdmitted (licensed)$1.9M0.12%
120IMT Insurance Company14257IAAdmitted (licensed)$1.8M0.11%
121EMC PROPERTY \u0026 CASUALTY COMPANY25186IAAdmitted (licensed)$1.8M0.11%
122Liberty Mutual Insurance Company23043MAAdmitted (licensed)$1.8M0.11%
123Westfield Specialty Insurance Company16992OHAdmitted (licensed)$1.7M0.11%
124CRUM \u0026 FORSTER SPECIALTY INSURANCE COMPANY\44520DEAdmitted (licensed)$1.7M0.10%
125Insurance Company of Greater New York22195NYAdmitted (licensed)$1.7M0.10%
126Western National Assurance Company24465MNAdmitted (licensed)$1.7M0.10%
127Hanover Insurance Company (The)22292NHAdmitted (licensed)$1.7M0.10%
128Ascot Specialty Insurance Company45055RIAdmitted (licensed)$1.7M0.10%
129Berkshire Hathaway Homestate Insurance Company20044NEAdmitted (licensed)$1.6M0.10%
130INTERSTATE FIRE \u0026 CASUALTY COMPANY\22829ILAdmitted (licensed)$1.6M0.10%
131Obsidian Specialty Insurance Company16871DEAdmitted (licensed)$1.6M0.10%
132Grinnell Mutual Reinsurance Company, SI14117IAAdmitted (licensed)$1.6M0.10%
133Westfield Insurance Company24112OHAdmitted (licensed)$1.5M0.09%
134Sutton Specialty Insurance Company16848OKAdmitted (licensed)$1.5M0.09%
135Summit Specialty Insurance Company16889NEAdmitted (licensed)$1.5M0.09%
136|Mount Vernon Fire Insurance Company26522PAAdmitted (licensed)$1.5M0.09%
137Associated Industries Insurance Company, Inc.23140FLAdmitted (licensed)$1.5M0.09%
138Sentry Select Insurance Company21180WIAdmitted (licensed)$1.4M0.09%
139Safeco Insurance Company of Illinois39012ILAdmitted (licensed)$1.4M0.09%
140Pekin Insurance Company24228ILAdmitted (licensed)$1.4M0.09%
141Garrison Property and Casualty Insurance Company21253TXAdmitted (licensed)$1.4M0.08%
142Great American Assurance Company26344OHAdmitted (licensed)$1.4M0.08%
143Standard Fire Insurance Company (The)19070CTAdmitted (licensed)$1.4M0.08%
144AXIS Insurance Company37273ILAdmitted (licensed)$1.3M0.08%
145CM Vantage Specialty Insurance Company15872WIAdmitted (licensed)$1.3M0.08%
146|Trisura Specialty Insurance Company16188OKAdmitted (licensed)$1.3M0.08%
147North River Insurance Company (The)21105NJAdmitted (licensed)$1.3M0.08%
148Seneca Insurance Company Incorporated10936NYAdmitted (licensed)$1.3M0.08%
149American Economy Insurance Company19690INAdmitted (licensed)$1.3M0.08%
150Charter Oak Fire Insurance Company, (The)25615CTAdmitted (licensed)$1.3M0.08%
151Pioneer Specialty Insurance Company40312MNAdmitted (licensed)$1.2M0.08%
152Middlesex Insurance Company23434WIAdmitted (licensed)$1.2M0.08%
153General Insurance Company of America24732NHAdmitted (licensed)$1.2M0.08%
154Citizens Ins Co Of IL10714ILAdmitted (licensed)$1.2M0.07%
155QBE Specialty Insurance Company11515NDAdmitted (licensed)$1.2M0.07%
156Spinnaker Specialty Insurance Company17045TXAdmitted (licensed)$1.2M0.07%
157Arch Insurance (UK) Limited11150MOAdmitted (licensed)$1.1M0.07%
158QBE Insurance (Europe) Limited39217PAAdmitted (licensed)$1.1M0.07%
159AMCO Insurance Company19100IAAdmitted (licensed)$1.1M0.07%
160Cincinnati Casualty Company (The)28665OHAdmitted (licensed)$1.0M0.06%
161Dorinco Reinsurance Company33499MIAdmitted (licensed)$1.0M0.06%
162Richmond National Insurance Company17103NHAdmitted (licensed)$1.0M0.06%
163Nationwide Agribusiness Insurance Company28223IAAdmitted (licensed)$1.0M0.06%
164Strathmore Insurance Company11024NYAdmitted (licensed)$959,7330.06%
165COUNTRY Mutual Insurance Company20990ILAdmitted (licensed)$959,3520.06%
166American Modern Home Insurance Company23469OHAdmitted (licensed)$959,2620.06%
167Next Insurance US Company16285DEAdmitted (licensed)$954,4520.06%
168Century Surety Company36951OHAdmitted (licensed)$932,6280.06%
169Cambridge Insurance Company19771MAAdmitted (licensed)$903,8990.06%
170National Fire & Casualty Company41068ILAdmitted (licensed)$843,1770.05%
171Sierra Specialty Insurance Company19208TXAdmitted (licensed)$838,3210.05%
172SECURA Insurance Company22543WIAdmitted (licensed)$822,5530.05%
173Phoenix Insurance Company, (The)25623CTAdmitted (licensed)$822,1220.05%
174Motorists Mutual Insurance Company14621OHAdmitted (licensed)$813,8430.05%
175Southlake Specialty Insurance Company16999TXAdmitted (licensed)$807,0440.05%
176CUMIS Specialty Insurance Company, Inc.12758IAAdmitted (licensed)$786,0470.05%
177Vantage Risk Specialty Insurance Company16275DEAdmitted (licensed)$768,9230.05%
178Atlantic Casualty Insurance Company42846NCAdmitted (licensed)$755,4670.05%
179Massachusetts Bay Insurance Company22306NHAdmitted (licensed)$723,0170.04%
180Maxum Indemnity Company26743CTAdmitted (licensed)$719,7360.04%
181First National Insurance Company of America24724NHAdmitted (licensed)$683,8730.04%
182Hanover Fire and Casualty Insurance Company17337PAAdmitted (licensed)$674,4270.04%
183Travelers Personal Insurance Company38130CTAdmitted (licensed)$637,2910.04%
184United Casualty Insurance Company of America11142MOAdmitted (licensed)$629,8760.04%
185AIX Specialty Insurance Company12833DEAdmitted (licensed)$611,7670.04%
186Badger Mutual Insurance Company13420WIAdmitted (licensed)$576,0450.04%
187Tower Hill Prime Insurance Company11027FLAdmitted (licensed)$555,6870.03%
188FCCI Insurance Company10178FLAdmitted (licensed)$553,2800.03%
189Motors Insurance Corporation22012MIAdmitted (licensed)$545,8440.03%
190Homesite Insurance Company of Florida11156ILAdmitted (licensed)$503,0440.03%
191Falls Lake National Insurance Company31925OHAdmitted (licensed)$500,1600.03%
192Dellwood Specialty Insurance Company17332AZAdmitted (licensed)$498,0470.03%
193Travelers Indemnity Company of America (The)25666CTAdmitted (licensed)$496,7370.03%
194Greater New York Mutual Insurance Company22187NYAdmitted (licensed)$479,0410.03%
195TransGuard Insurance Company of America, Inc.28886ILAdmitted (licensed)$465,2460.03%
196Colony Insurance Company39993NEAdmitted (licensed)$435,0420.03%
197Travelers Indemnity Company of Connecticut (The)25682CTAdmitted (licensed)$422,0530.03%
198Central Insurance Company20230OHAdmitted (licensed)$421,6380.03%
199Motorists Commercial Mutual Insurance Company13331OHAdmitted (licensed)$421,3760.03%
200Wesco Insurance Company25011DEAdmitted (licensed)$408,8920.03%
201Fidelity and Guaranty Insurance Company35386IAAdmitted (licensed)$397,2570.02%
202Rockford Mutual Insurance Company27065ILAdmitted (licensed)$389,0190.02%
203Independent Mutual Fire Insurance Company29831ILAdmitted (licensed)$387,3360.02%
204Peerless Indemnity Insurance Company18333ILAdmitted (licensed)$367,6130.02%
205State Farm Fire and Casualty Company25143ILAdmitted (licensed)$361,9820.02%
206Continental Insurance Company, (The)35289PAAdmitted (licensed)$357,8970.02%
207XL Specialty Insurance Company37885DEAdmitted (licensed)$356,6000.02%
208American States Preferred Insurance Company37214INAdmitted (licensed)$354,9340.02%
209Trustgard Insurance Company40118OHAdmitted (licensed)$344,6900.02%
210GuideOne Elite Insurance Company42803IAAdmitted (licensed)$334,9730.02%
211Western World Insurance Company, Inc.13196NHAdmitted (licensed)$327,0210.02%
212Old Guard Insurance Company17558OHAdmitted (licensed)$322,4080.02%
213Citizens Insurance Company of America31534MIAdmitted (licensed)$319,3860.02%
214United Specialty Insurance Company12537TXAdmitted (licensed)$313,7960.02%
215Hastings Insurance Company14176MIAdmitted (licensed)$311,1470.02%
216StarStone National Insurance Company25496DEAdmitted (licensed)$305,9640.02%
217American National Property and Casualty Company28401NEAdmitted (licensed)$301,3240.02%
218American Casualty Company of Reading, Pennsylvania20427PAAdmitted (licensed)$297,8720.02%
219Frankenmuth Insurance Company13986MIAdmitted (licensed)$289,0320.02%
220Berkley Specialty Insurance Company31295DEAdmitted (licensed)$287,2040.02%
221American Zurich Insurance Company40142ILAdmitted (licensed)$287,1750.02%
222Amica Mutual Insurance Company, The19976RIAdmitted (licensed)$286,4000.02%
223Colony Specialty Insurance Company36927NEAdmitted (licensed)$282,9930.02%
224Stillwater Property and Casualty Insurance Company16578NYAdmitted (licensed)$277,9290.02%
225Farmers Automobile Insurance Association, The24201ILAdmitted (licensed)$262,2140.02%
226West American Insurance Company44393INAdmitted (licensed)$260,4320.02%
227St. Paul Fire and Marine Insurance Company24767CTAdmitted (licensed)$255,5730.02%
228Great American Fidelity Insurance Company41858OHAdmitted (licensed)$254,0810.02%
229Mitsui Sumitomo Insurance USA Inc.22551NYAdmitted (licensed)$253,9790.02%
230American Alternative Insurance Corporation19720DEAdmitted (licensed)$252,8340.02%
231American Guarantee and Liability Insurance Company26247NYAdmitted (licensed)$250,1670.02%
232UNITED FIRE \u0026 CASUALTY COMPANY13021IAAdmitted (licensed)$244,3690.01%
233Allmerica Financial Benefit Insurance Company41840MIAdmitted (licensed)$243,6680.01%
234Hartford Underwriters Insurance Company30104CTAdmitted (licensed)$231,2580.01%
235|Travelers Specialty Insurance Company10213CTAdmitted (licensed)$225,0470.01%
236Union Insurance Company of Providence21423IAAdmitted (licensed)$217,8610.01%
237Hiscox Insurance Company (Bermuda), Ltd.10200ILAdmitted (licensed)$214,9020.01%
238Falls Lake Fire and Casualty Company15884CAAdmitted (licensed)$214,7170.01%
239Hanover American Insurance Company (The)36064NHAdmitted (licensed)$207,5660.01%
240Addison Insurance Company10324IAAdmitted (licensed)$197,2420.01%
241Goodville Mutual Casualty Company14044PAAdmitted (licensed)$194,8600.01%
242First Liberty Insurance Corporation (The)33588ILAdmitted (licensed)$191,2270.01%
243Indiana Farmers Mutual Insurance Company22624INAdmitted (licensed)$190,5960.01%
244Horace Mann Insurance Company22578ILAdmitted (licensed)$187,0290.01%
245Markel Insurance Company38970ILAdmitted (licensed)$181,3750.01%
246General Casualty Company of Wisconsin24414WIAdmitted (licensed)$180,0480.01%
247Insurance Company of Illinois26700ILAdmitted (licensed)$179,9730.01%
248American Select Insurance Company19992OHAdmitted (licensed)$179,8900.01%
249Madison Mutual Insurance Company14443ILAdmitted (licensed)$179,5960.01%
250Federal Insurance Company20281INAdmitted (licensed)$178,1530.01%
251United National Insurance Company13064PAAdmitted (licensed)$171,2490.01%
252Great American Insurance Company16691OHAdmitted (licensed)$170,3820.01%
253Illinois EMCASCO Insurance Company32808IAAdmitted (licensed)$163,2370.01%
254Acceptance Indemnity Insurance Company20010NEAdmitted (licensed)$158,8570.01%
255Admiral Indemnity Company44318DEAdmitted (licensed)$156,2790.01%
256Property and Casualty Insurance Company of Hartford34690INAdmitted (licensed)$155,8170.01%
257Hartford Insurance Company of the Southeast38261CTAdmitted (licensed)$155,6700.01%
258Transportation Insurance Company20494ILAdmitted (licensed)$152,3250.01%
259Liberty Mutual Personal Insurance Company12484NHAdmitted (licensed)$140,6680.01%
260Safeco Insurance Company of America24740NHAdmitted (licensed)$139,7600.01%
261Encompass Home and Auto Insurance Company11252ILAdmitted (licensed)$137,9550.01%
262BITCO General Insurance Corporation20095IAAdmitted (licensed)$137,5210.01%
263Valley Forge Insurance Company20508PAAdmitted (licensed)$135,2750.01%
264Westfield National Insurance Company24120OHAdmitted (licensed)$134,2260.01%
265Westfield Premier Insurance Company16450OHAdmitted (licensed)$131,1550.01%
266StarNet Insurance Company40045IAAdmitted (licensed)$126,7470.01%
267Swiss Re Corporate Solutions America Insurance Corporation29874MOAdmitted (licensed)$126,7400.01%
268GuideOne National Insurance Company14167IAAdmitted (licensed)$126,5530.01%
269Shield Indemnity Incorporated16762OHAdmitted (licensed)$125,3590.01%
270National Union Fire Insurance Company of Pittsburgh, Pennsylvania19445PAAdmitted (licensed)$123,1950.01%
271MICO Insurance Company40932OHAdmitted (licensed)$122,0800.01%
272Keystone National Insurance Company12199PAAdmitted (licensed)$118,9130.01%
273Atain Specialty Insurance Company17159MIAdmitted (licensed)$118,4140.01%
274American Fire and Casualty Company24066NHAdmitted (licensed)$116,1910.01%
275Berkley Luxury Insurance Company17673IAAdmitted (licensed)$116,1560.01%
276Golden Bear Insurance Company39861CAAdmitted (licensed)$112,1490.01%
277Nationwide Mutual Insurance Company23787OHAdmitted (licensed)$109,8810.01%
278GuideOne Insurance Company15032IAAdmitted (licensed)$109,3420.01%
279Security National Insurance Company19879DEAdmitted (licensed)$107,7740.01%
280Old Reliable Casualty Company36625MOAdmitted (licensed)$100,2910.01%
281L M Insurance Corporation33600ILAdmitted (licensed)$99,6550.01%
282Westfield Champion Insurance Company16447OHAdmitted (licensed)$96,9150.01%
283Everest Reinsurance (Bermuda) Limited -26921DEAdmitted (licensed)$94,9700.01%
284GuideOne Specialty Insurance Company14559IAAdmitted (licensed)$93,3490.01%
285Trumbull Insurance Company27120CTAdmitted (licensed)$89,8180.01%
286Scottsdale Surplus Lines Insurance Company10672AZAdmitted (licensed)$86,5060.01%
287St. Paul Guardian Insurance Company24775CTAdmitted (licensed)$82,8640.01%
288Ohio Farmers Insurance Company24104OHAdmitted (licensed)$82,6640.01%
289Imperium Insurance Company35408TXAdmitted (licensed)$79,3230.00%
290UNIVERSAL FIRE \u0026 CASUALTY INSURANCE COMPANY32867INAdmitted (licensed)$71,6940.00%
291Nationwide Affinity Insurance Company of America26093OHAdmitted (licensed)$71,6880.00%
292Nationwide Insurance Company of Florida10948OHAdmitted (licensed)$70,5870.00%
293|Hudson Excess Insurance Company14484DEAdmitted (licensed)$70,2200.00%
294Penn-Star Insurance Company10673PAAdmitted (licensed)$69,2330.00%
295James River Insurance Company12203OHAdmitted (licensed)$65,0000.00%
296Great American Risk Solutions Surplus Lines Insurance Company35351OHAdmitted (licensed)$64,9760.00%
297Knight Specialty Insurance Company15366DEAdmitted (licensed)$64,6900.00%
298Accredited Specialty Insurance Company (C)16835AZAdmitted (licensed)$60,5230.00%
299Granite State Insurance Company23809ILAdmitted (licensed)$59,9440.00%
300Homeland Insurance Company of Delaware14231DEAdmitted (licensed)$59,1290.00%
301National American Insurance Company23663OKAdmitted (licensed)$59,0530.00%
302Standard Property and Casualty Insurance Company15199ILAdmitted (licensed)$57,3810.00%
303Ohio Casualty Insurance Company (The)24074NHAdmitted (licensed)$55,8260.00%
304Nationwide Mutual Insurance Company10723OHAdmitted (licensed)$49,0630.00%
305AmGUARD Insurance Company42390NEAdmitted (licensed)$47,4940.00%
306American Strategic Insurance Corporation10872INAdmitted (licensed)$46,9490.00%
307USPlate Glass Insurance Company28497ILAdmitted (licensed)$45,4320.00%
308Grange Insurance Company14060OHAdmitted (licensed)$35,2220.00%
309Triassic Insurance Company29734MIAdmitted (licensed)$34,5070.00%
310Twin City Fire Insurance Company (The)29459INAdmitted (licensed)$33,5720.00%
311Country Preferred Insurance Company21008ILAdmitted (licensed)$32,3410.00%
312Nationwide General Insurance Company23760OHAdmitted (licensed)$31,5290.00%
313Travelers Casualty and Surety Company19038CTAdmitted (licensed)$30,9330.00%
314Fidelity and Deposit Company of Maryland (The)39306ILAdmitted (licensed)$30,2600.00%
315Hartford Accident and Indemnity Company22357CTAdmitted (licensed)$29,8080.00%
316Hartford Insurance Company of Illinois38288ILAdmitted (licensed)$28,7340.00%
317Hartford Casualty Insurance Company29424INAdmitted (licensed)$28,3150.00%
318Grange Indemnity Insurance Company10322OHAdmitted (licensed)$26,6260.00%
319Utica Mutual Insurance Company25976NYAdmitted (licensed)$25,9020.00%
320American Summit Insurance Company19623TXAdmitted (licensed)$24,9020.00%
321Technology Insurance Company, Inc.42376DEAdmitted (licensed)$24,7390.00%
322National Fire Insurance Company of Hartford20478ILAdmitted (licensed)$24,4980.00%
323Cumis Insurance Society Incorporated10847IAAdmitted (licensed)$22,8980.00%
324Pacific Employers Insurance Company22748PAAdmitted (licensed)$22,4440.00%
325Westfield Touchstone Insurance Company16448OHAdmitted (licensed)$21,0530.00%
326Amerisure Mutual Insurance Company23396MIAdmitted (licensed)$21,0410.00%
327Harleysville Insurance Company23582OHAdmitted (licensed)$20,4830.00%
328Westfield Superior Insurance Company16449OHAdmitted (licensed)$20,2620.00%
329Columbia Mutual Insurance Company40371MOAdmitted (licensed)$20,2040.00%
330New Hampshire Insurance Company23841ILAdmitted (licensed)$19,9560.00%
331Wilson Mutual Insurance Company19950OHAdmitted (licensed)$19,7710.00%
332Indiana Farmers Indemnity Insurance Company17478INAdmitted (licensed)$19,7440.00%
333Donegal Mutual Insurance Company13692PAAdmitted (licensed)$19,4500.00%
334Sentinel Insurance Company, Limited11000CTAdmitted (licensed)$19,2180.00%
335Acadia Insurance Company31325IAAdmitted (licensed)$18,5930.00%
336Mercer Insurance Company14478PAAdmitted (licensed)$16,7320.00%
337Erie Insurance Exchange26271PAAdmitted (licensed)$16,0870.00%
338Firemen's Insurance Company of Washington, D. C.21784IAAdmitted (licensed)$15,8800.00%
339Illinois National Insurance Company23817ILAdmitted (licensed)$13,1880.00%
340Emerald Bay Specialty Insurance Company17527AZAdmitted (licensed)$12,7550.00%
341Association Casualty Insurance Company35629TXAdmitted (licensed)$11,3930.00%
342New York Marine and General Insurance Company16608NYAdmitted (licensed)$10,3180.00%
343AIG Property Casualty Company19402ILAdmitted (licensed)$10,1110.00%
344Intrepid Insurance Company10749IAAdmitted (licensed)$10,0500.00%
345American Southern Home Insurance Company41998FLAdmitted (licensed)$9,8820.00%
346Voyager Indemnity Insurance Company40428GAAdmitted (licensed)$9,7690.00%
347Amerisure Partners Insurance Company11050MIAdmitted (licensed)$9,7490.00%
348SiriusPoint America Insurance Company38776NYAdmitted (licensed)$8,8250.00%
349Berkley Assurance Company32603DEAdmitted (licensed)$8,0080.00%
350American Security Insurance Company42978DEAdmitted (licensed)$7,8180.00%
351Philadelphia Indemnity Insurance Company18058PAAdmitted (licensed)$7,7720.00%
352Nova Casualty Company42552NYAdmitted (licensed)$7,4990.00%
353AmTrust Insurance Company15954DEAdmitted (licensed)$7,3340.00%
354Nationwide Property and Casualty Insurance Company37877OHAdmitted (licensed)$6,5450.00%
355Liberty Mutual Insurance Company42404ILAdmitted (licensed)$5,4630.00%
356Phenix Mutual Fire Insurance Company23175OHAdmitted (licensed)$5,4510.00%
357Liberty Surplus Insurance Corporation10725NHAdmitted (licensed)$4,5680.00%
358Indemnity Insurance Company of North America43575PAAdmitted (licensed)$4,2470.00%
359Orion 180 Insurance Company17320INAdmitted (licensed)$3,6140.00%
360Argonaut Insurance Company19801NEAdmitted (licensed)$3,4700.00%
361Northland Casualty Company24031CTAdmitted (licensed)$3,3790.00%
362CRUM \u0026 FORSTER INDEMNITY COMPANY31348DEAdmitted (licensed)$2,9950.00%
363Greenwich Insurance Company22322DEAdmitted (licensed)$2,4370.00%
364United States Fire Insurance Company21113DEAdmitted (licensed)$2,2910.00%
365RLI Insurance Company13056ILAdmitted (licensed)$2,0610.00%
366Atain Insurance Company29033TXAdmitted (licensed)$1,7730.00%
367NATIONAL LIABILITY \u0026 FIRE INSURANCE COMPANY20052CTAdmitted (licensed)$1,7080.00%
368Monroe Guaranty Insurance Company32506INAdmitted (licensed)$1,5600.00%
369Harleysville Preferred Insurance Company35696OHAdmitted (licensed)$1,3520.00%
370Burlington Insurance Company (The)23620ILAdmitted (licensed)$1,3420.00%
371American Federation Insurance Company10245TXAdmitted (licensed)$1,2420.00%
372Aspen American Insurance Company43460TXAdmitted (licensed)$1,1670.00%
373National Interstate Insurance Company32620OHAdmitted (licensed)$6710.00%
374Empire Indemnity Insurance Company21334OKAdmitted (licensed)$5750.00%
375Scottsdale Indemnity Company15580OHAdmitted (licensed)$5290.00%
376Empire Fire and Marine Insurance Company21326ILAdmitted (licensed)$4200.00%
377Everest National Insurance Company10120DEAdmitted (licensed)$3930.00%
378Farmington Casualty Company41483CTAdmitted (licensed)$3350.00%
379Country Casualty Insurance Company20982ILAdmitted (licensed)$3310.00%
380Hartford Insurance Company of the Midwest37478INAdmitted (licensed)$2970.00%
381Jewelers Mutual Insurance Company, SI14354WIAdmitted (licensed)$1060.00%
382Tokio Marine Specialty Insurance Company23850DEAdmitted (licensed)$960.00%
383Iowa Mutual Insurance Company14338OHAdmitted (licensed)$930.00%
384U.S. Underwriters Insurance Company35416NDAdmitted (licensed)$500.00%
385American Family Home Insurance Company23450FLAdmitted (licensed)$440.00%
386Columbia National Insurance Company19640NEAdmitted (licensed)$210.00%
387Concert Insurance Company10891ILAdmitted (licensed)$40.00%
Turned down?

Last resort for commercial property (fire and allied lines) in Illinois

Last resortLinesWhereHow to get in
Property FAIR Plansdwelling fire, homeowners, commercial propertyCA, CO, CT, IL, IN, IA, KS, KY, MN, MO, OH, OR, PA, TX, WI, WV, LA, DE, DC, GA, HI, MD, MA, MI, NJ, NM, NY, NC, RI, VA, FLEach state's plan; California: broker searches the regular market first, registers on the broker portal (cfpnet.com); a DIC wrap is optionalSource
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Illinois insurance regulator company list, read 2026-10-18. IDOI 2025 Market Share Report: Property and Casualty (published March 2026, 2025 annual-statement data). Lists every company with Illinois business written on the P&C statement: licensed companies, surplus lines insurers and risk retention groups together, with no status/type flag, so type is '' for all rows and the list is NOT a certificate-of-authority roster (a licensed company with zero IL premium and zero losses is omitted; non-admitted writers are included). 'lines' = P&C statement lines of business the company reported IL premium or losses under (48 of 54 lines have entries), a proxy for lines of authority. No 'since' date in the source. No Illinois surplus lines eligibility list exists (IL has no white list). 26 companies had a name or domicile cell missing in at least one PDF row; filled from the same NAIC code's other rows. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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