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Directory · Company · Updated 2026-10-18

Seneca Specialty Insurance Company, Inc. · NAIC 10729

Where Seneca Specialty Insurance Company, Inc. is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Seneca Specialty Insurance Company, Inc. (NAIC 10729) is a property and casualty insurer domiciled in Delaware, part of Fairfax Financial Group. State regulators list it as licensed (admitted) in Delaware, Illinois, Maryland, Missouri, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New York, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Washington, West Virginia. It ranked #101 of 387 in Illinois commercial property (fire and allied lines) in 2025 (0.2% share). It ranked #120 of 340 in North Carolina commercial property (fire and allied lines) in 2025 (0.1% share). It ranked #328 of 452 in Illinois inland marine in 2025 (0.0% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Utah, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—02/02/2004California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
DelawareAdmitted (licensed)——Delaware, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Commercial package (BOP, CMP), Inland marine, General liability, Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkSurplus lines (eligible)—02/12/2004Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Inland marine, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—2003/03/01Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Illinois#101 of 387$2.6M0.16%2025
Inland marine in Illinois#328 of 452$63,8670.01%2025
Commercial package (BOP, CMP) in Illinois#388 of 400$3,1010.00%2025
Commercial property (fire and allied lines) in North Carolina#120 of 340$1.7M0.13%2025
Inland marine in North Carolina#345 of 420$10,6730.00%2025
Standing

Where it's a top-10 writer

Fairfax Financial Group (NAIC group 00158), the group Seneca Specialty Insurance Company, Inc. belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
General liability in Louisiana
Products Liability
#1$6.5M10.58%2025
Farm and crop in New Jersey
Private Crop
#1$145,000100.00%2025
Farm and crop in New York
Private Crop
#1$154,00070.13%2025
Farm and crop in Pennsylvania
Private Crop
#1$1.5M83.16%2025
General liability in Texas
Products Liability
#1$52.6M9.58%2025
Commercial auto in California
Commercial Auto Liability
#2$465.3M6.32%2025
Credit in Delaware
Credit
#2$9.0M18.43%2025
General liability in Hawaii
Products Liability
#2$2.2M14.44%2025
General liability in Alabama
Other Liability
#3$51.9M3.91%2025
General liability in Arizona
Products Liability
#3$5.5M5.54%2025
General liability in California
Other Liability
#3$755.9M4.34%2025
General liability in Colorado
Products Liability
#3$8.8M7.36%2025
General liability in Hawaii
Other Liability
#3$31.2M5.58%2025
General liability in Louisiana
Other Liability
#3$83.7M4.77%2025
Surety bonds in Louisiana
Surety
#3$11.4M7.10%2025
Pet in Washington
Pet Insurance
#3$24.5M10.87%2025
General liability in Alabama
Products Liability
#4$4.5M7.25%2025
Commercial auto in California
Total Commercial Auto
#4$513.1M5.77%2025
Surety bonds in Florida
Surety
#4$38.1M4.53%2025
Commercial auto in Illinois
Commercial Auto Physical Damage
#4$38.6M5.21%2025
Inland marine in Massachusetts
Inland Marine
#4$40.0M5.41%2025
General liability in Oklahoma
Products Liability
#4$3.2M6.00%2025
General liability in Washington
Other Liability
#4$102.1M3.99%2025
Pet in California
Pet Insurance
#5$113.1M10.66%2025
General liability in Florida
Other Liability
#5$337.6M3.54%2025
General liability in Georgia
Other Liability
#5$141.4M3.69%2025
Commercial auto in Hawaii
Commercial Auto Physical Damage
#5$2.8M7.06%2025
Commercial property (fire and allied lines) in Iowa
Allied Lines
#5$12.8M4.34%2025
General liability in Mississippi
Other Liability
#5$23.8M3.81%2025
General liability in Mississippi
Products Liability
#5$2.2M7.26%2025
Credit in Missouri
Credit
#5$4.2M6.88%2025
Pet in New York
Pet Insurance
#5$48.8M11.23%2025
Commercial auto in Pennsylvania
Commercial Auto Liability
#5$90.3M4.70%2025
General liability in Texas
Other Liability
#5$483.6M3.98%2025
Surety bonds in Utah
Surety
#5$9.5M8.20%2025
Credit in Virginia
Credit
#5$4.0M6.23%2025
Surety bonds in Wyoming
Surety
#5$4.4M6.32%2025
General liability in Arizona
Other Liability
#6$70.5M3.10%2025
Credit in Connecticut
Credit
#6$3.2M7.08%2025
Earthquake in District of Columbia
Earthquake
#6$299,0007.09%2025
Commercial auto in Hawaii
Commercial Auto Liability
#6$8.0M6.28%2025
Commercial auto in Hawaii
Total Commercial Auto
#6$10.8M6.46%2025
Farm and crop in Kentucky
Private Crop
#6$301,0003.45%2025
Commercial auto in Mississippi
Commercial Auto Physical Damage
#6$9.4M5.51%2025
Medical malpractice in Montana
Medical Professional Liability
#6$2.7M5.81%2025
Surety bonds in New Jersey
Surety
#6$10.8M3.75%2025
Commercial property (fire and allied lines) in New York
Allied Lines
#6$52.0M3.60%2025
Surety bonds in New York
Surety
#6$36.4M4.55%2025
General liability in North Carolina
Other Liability
#6$91.9M3.30%2025
Farm and crop in South Carolina
Private Crop
#6$5,0001.71%2025
General liability in Tennessee
Other Liability
#6$64.3M3.04%2025
Farm and crop in Alabama
Private Crop
#7$1,0000.10%2025
General liability in Arkansas
Other Liability
#7$21.1M2.47%2025
Commercial auto in California
Commercial Auto Physical Damage
#7$47.8M3.13%2025
General liability in Connecticut
Other Liability
#7$63.1M3.30%2025
Surety bonds in Connecticut
Surety
#7$3.9M3.31%2025
General liability in District of Columbia
Products Liability
#7$336,0002.78%2025
Credit in Florida
Credit
#7$8.2M3.36%2025
General liability in Georgia
Products Liability
#7$6.8M3.94%2025
Commercial package (BOP, CMP) in Hawaii
Total Commercial Multiple Peril
#7$10.3M2.86%2025

Showing the best 60 of 186 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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