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Directory · New York · Surety bonds

Who writes surety bonds in New York

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Travelers Group wrote the most surety bonds in New York in 2025, $118.6M and 14.8% of the state's premium; the top five groups hold 45%. New York's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the New York page.

By Sam Alishahi, independent insurance broker · All lines in New York

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in New York

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$118.6M14.82%27%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Liberty Mutual Group$112.5M14.05%11%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
3Zurich Insurance Group$49.0M6.13%176%Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
4Chubb Ltd Group$43.1M5.39%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
5Cna Insurance Group$36.9M4.61%20%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
6Fairfax Financial Group$36.4M4.55%21%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
7Berkshire Hathaway Group$32.4M4.04%70%GEICO General Insurance Company, GEICO Texas County Mutual Insurance Company, GEICO County Mutual Insurance Company, Government Employees Insurance Company
8Trisura Group$31.9M3.99%21%Trisura Insurance Company, |Trisura Specialty Insurance Company, Bricktown Specialty Insurance Company, First Founders Assurance Company
9Tokio Marine Holdings Inc Group$31.8M3.98%22%Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
10Allianz Insurance Group$21.4M2.68%110%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
Turned down?

Last resort for surety bonds in New York

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Excess Line Association of New York (DFS-licensed and eligible excess line insurers) company list, read 2026-10-17 and the surplus lines list. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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