Directory · Hawaii · Commercial package (BOP, CMP)

Who writes commercial package (BOP, CMP) in Hawaii

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Tokio Marine Holdings Inc Group wrote the most commercial package (BOP, CMP) in Hawaii in 2025, $105.2M and 29.2% of the state's premium; the top five groups hold 71%. Hawaii's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Hawaii page.

By Sam Alishahi, independent insurance broker · All lines in Hawaii

Top 10 · NAIC table: 05 - Total Commercial Multiple Peril

The insurer groups that write the most commercial package (BOP, CMP) in Hawaii

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#	Insurer group	Premium written	Share	Loss ratio	Member companies here
1	Tokio Marine Holdings Inc Group	$105.2M	29.16%	27%	Philadelphia Indemnity Insurance Company, Privilege Underwriters Reciprocal Exchange, PURE Risk Mgt, Atty-in-Fact, Safety National Casualty Corporation, Producers Agriculture Insurance Company
2	Allianz Insurance Group	$66.0M	18.31%	—	Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
3	Db Insurance Group	$35.7M	9.90%	9%	DB Insurance Company, Ltd. (US Branch)
4	Island Insurance Co. Group	$26.2M	7.27%	60%	Island Insurance Company, Limited, Island Premier Insurance Company, Limited, Tradewind Insurance Company, Limited
5	American International Group	$21.7M	6.02%	16%	National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
6	State Farm Group	$13.7M	3.80%	42%	State Farm Mutual Automobile Insurance Company, State Farm Fire and Casualty Company, State Farm Lloyds, State Farm General Insurance Company
7	Fairfax Financial Group	$10.3M	2.86%	14%	United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
8	Markel Group	$9.9M	2.75%	68%	State National Insurance Company, Inc., Markel Insurance Company, Markel American Insurance Company, Essentia Insurance Company
9	Scor Group	$6.8M	1.90%	246%	General Security National Insurance Company, General Security Indemnity Company of Arizona
10	Nationwide Corporation Group	$6.6M	1.82%	14%	Nationwide Mutual Insurance Company, Nationwide Insurance Company of America, National Casualty Company, Nationwide General Insurance Company

Turned down?

Last resort for commercial package (BOP, CMP) in Hawaii

Last resort	Lines	Where	How to get in
Surplus lines and Lloyd's open market	all	all states, under each state's diligent-search rules	Through surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last step	Source

Method and source

Source: the Hawaii insurance regulator company list, read 2026-10-18. Source is the directory of authorized insurers inside the 2025 Annual Report of the Insurance Commissioner (PDF pages 47-92; business year 2024, directory current as of the report date). Every row has a 5-digit NAIC code. No company type (stock/mutual/etc.) is given, so type is empty for all; the list mixes life/health, P&C and title insurers and 'lines' carries the report's classes-of-insurance letters as given: AH=Accident & Health or Sickness, L=Life, C=Casualty, M=Marine, IM=Inland Marine, OM=Ocean Marine, P=Property (Fire), S=Surety, T=Title, V=(Motor) Vehicle. 'classes_raw' is the verbatim class string; 'note' holds the report's parenthetical restrictions/remarks (e.g. Credit Only, Workers Comp Only, Reinsurance, V added effective ..., Redomesticated ...). 'domicile' is the state of the home office printed under each name (blank for Canadian home offices and one entry whose state is missing in the PDF); 'home_office' is the city. 'since' is the Hawaii admission date. Risk retention groups registered in Hawaii appear in the same directory and are kept. Captive insurers (no NAIC codes) and HMOs/mutual benefit societies/dental insurers listed on later pages are not included. Hawaii publishes no surplus lines eligibility list (export-list state), so surplus_lines is empty. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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