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Directory · West Virginia · Updated 2026-10-18
Insurance companies licensed in West Virginia
Every property and casualty insurer admitted in West Virginia and every eligible surplus lines insurer, with NAIC numbers, the lines each is licensed for, who writes the most of each line, and the market of last resort when nobody else will.
West Virginia publishes its surplus lines list (244 eligible insurers) but not a licensed-company list a program can read, so the admitted carriers here come from the other states' lists, NAIC market data and Treasury surety licenses.
By Sam Alishahi, independent insurance broker · All states
The market
Who can insure you in West Virginia
0licensed (admitted) property and casualty insurers on the regulator's list
244eligible surplus lines insurers for hard-to-place risks
215Treasury-certified sureties licensed here
7insurers domiciled in West Virginia
Bonds
Treasury-certified sureties licensed in West Virginia
Companies on the U.S. Treasury's Circular 570 (acceptable sureties on federal bonds) that list a West Virginia license, with each one's federal underwriting limit.
All companies
Every insurer on West Virginia's lists
Source: the West Virginia insurance regulator company list, read 2026-10-18 and the surplus lines list. Surplus lines: NAIC SBS 'Company List Report' PDF (Company Type=Surplus Lines, Status=Active, report date 07-16-2026, issue dates through 06-30-2026) linked from https://www.wvinsurance.gov/company-home as 'List of Surplus Lines Insurers (as of 6/30/2026)'. The PDF has no text layer; pages rendered at 300 dpi, turned upright and OCR'd with macOS Vision (whole page plus one pass per table row), cells located by the PDF's own ruling lines. Report states 245 companies; parsed 245. No per-company eligibility date is printed (eligible=''). Alien insurers mostly have no NAIC code in the report (naic=''). Long names are truncated by the report itself. Columns not carried into WV.json (FEIN, org type, group number, state legacy ID, status) are in wv_surplus_rows.csv. Admitted: West Virginia publishes no bulk roster of licensed P&C insurers (only company-type counts and the one-at-a-time NAIC SBS lookup), so admitted is empty.
Method and source
Source: the West Virginia insurance regulator company list, read 2026-10-18 and the surplus lines list. Surplus lines: NAIC SBS 'Company List Report' PDF (Company Type=Surplus Lines, Status=Active, report date 07-16-2026, issue dates through 06-30-2026) linked from https://www.wvinsurance.gov/company-home as 'List of Surplus Lines Insurers (as of 6/30/2026)'. The PDF has no text layer; pages rendered at 300 dpi, turned upright and OCR'd with macOS Vision (whole page plus one pass per table row), cells located by the PDF's own ruling lines. Report states 245 companies; parsed 245. No per-company eligibility date is printed (eligible=''). Alien insurers mostly have no NAIC code in the report (naic=''). Long names are truncated by the report itself. Columns not carried into WV.json (FEIN, org type, group number, state legacy ID, status) are in wv_surplus_rows.csv. Admitted: West Virginia publishes no bulk roster of licensed P&C insurers (only company-type counts and the one-at-a-time NAIC SBS lookup), so admitted is empty. Lines are the regulator's licensed lines grouped into common names; a license to write a line doesn't mean a company sells it to every kind of customer. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval and without guaranty fund protection.
Open to use. Cite "Alishahi Insurance insurance company directory" and link to this page. Download every company: CSV · JSON.
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