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Directory · Company · Updated 2026-10-18

Homeland Insurance Company of New York · NAIC 34452

Where Homeland Insurance Company of New York is admitted, where it's eligible for surplus lines, the lines it's licensed for and how much of each it writes, from state regulators' public lists and market share reports.

Homeland Insurance Company of New York (NAIC 34452) is a property and casualty insurer domiciled in New York, part of Intact Financial Group. State regulators list it as licensed (admitted) in Illinois, Maryland, Missouri, New York, South Carolina and an eligible surplus lines insurer in Alaska, California, Colorado, Connecticut, Florida, Iowa, Idaho, Kentucky, Massachusetts, Minnesota, Mississippi, Montana, North Carolina, New Jersey, Oklahoma, Oregon, Rhode Island, Tennessee, Texas, Washington, West Virginia. It ranked #59 of 387 in Illinois commercial property (fire and allied lines) in 2025 (0.5% share). It ranked #69 of 420 in North Carolina inland marine in 2025 (0.3% share). It ranked #90 of 452 in Illinois inland marine in 2025 (0.2% share).

By Sam Alishahi, independent insurance broker · All companies

By state

Where it's licensed

States whose regulator lists are loaded: Alaska, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Jersey, Nevada, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, West Virginia, Wyoming. Not on the lists we have for Delaware, Georgia, Hawaii, North Dakota, Nebraska, Nevada, Ohio, South Dakota, Utah, Wisconsin, Wyoming, which doesn't by itself mean it isn't licensed there.

StateStatusLines licensedSinceSource
AlaskaSurplus lines (eligible)——Alaska, 2026-10-18
CaliforniaSurplus lines (eligible)—09/24/2003California Department of Insurance, 2026-10-17
ColoradoSurplus lines (eligible)—2026-07-01Colorado, 2026-10-18
ConnecticutSurplus lines (eligible)——Connecticut, 2026-10-18
FloridaSurplus lines (eligible)——Florida Office of Insurance Regulation, 2026-10-18
IdahoSurplus lines (eligible)——Idaho, 2026-10-18
IllinoisAdmitted (licensed)Personal auto, Equipment breakdown, Commercial auto, Commercial package (BOP, CMP), Crime (burglary and theft), Earthquake, Inland marine, General liability, Medical malpractice, Professional liability (E&O), Commercial property (fire and allied lines)—Illinois, 2026-10-18
IowaSurplus lines (eligible)——Iowa, 2026-10-18
KentuckySurplus lines (eligible)——Kentucky Department of Insurance, 2026-10-17
MarylandAdmitted (licensed)——Maryland Insurance Administration, 2026-10-17
MassachusettsSurplus lines (eligible)——Massachusetts, 2026-10-18
MinnesotaSurplus lines (eligible)——Minnesota, 2026-10-18
MississippiSurplus lines (eligible)——Mississippi Insurance Department, 2026-10-17
MissouriAdmitted (licensed)——Missouri, 2026-10-18
MontanaSurplus lines (eligible)——Market share report
New JerseySurplus lines (eligible)——New Jersey, 2026-10-18
New YorkAdmitted (licensed)——Excess Line Association of New York (DFS-licensed and eligible excess line insurers), 2026-10-17
North CarolinaSurplus lines (eligible)Crime (burglary and theft), Earthquake, Inland marine, General liability, Commercial property (fire and allied lines)—North Carolina, 2026-10-18
OklahomaSurplus lines (eligible)——Oklahoma, 2026-10-18
OregonSurplus lines (eligible)——Oregon, 2026-10-18
Rhode IslandSurplus lines (eligible)——Rhode Island, 2026-10-18
South CarolinaAdmitted (licensed)——South Carolina, 2026-10-18
TennesseeSurplus lines (eligible)——Tennessee, 2026-10-18
TexasSurplus lines (eligible)—2002/08/01Texas Department of Insurance, 2026-10-17
WashingtonSurplus lines (eligible)——Washington Office of the Insurance Commissioner and the Surplus Line Association of Washington, 2026-10-17
West VirginiaSurplus lines (eligible)——Market share report
What it writes

Premium and rank by line

From the regulators that publish every company's direct premium by line.

Line and stateRankPremium writtenShareYear
Commercial property (fire and allied lines) in Illinois#59 of 387$7.3M0.45%2025
Inland marine in Illinois#90 of 452$2.3M0.19%2025
General liability in Illinois#133 of 695$12.5M0.19%2025
Earthquake in Illinois#137 of 265$21,0280.02%2025
Commercial auto in Illinois#429 of 448$7,9090.00%2025
Inland marine in North Carolina#69 of 420$3.1M0.29%2025
Crime (burglary and theft) in North Carolina#108 of 162$1,1510.01%2025
Commercial property (fire and allied lines) in North Carolina#118 of 340$1.8M0.13%2025
Earthquake in North Carolina#158 of 180$4800.00%2025
General liability in North Carolina#200 of 621$3.0M0.10%2025
Standing

Where it's a top-10 writer

Intact Financial Group (NAIC group 04904), the group Homeland Insurance Company of New York belongs to, ranks in the top 10 for these lines and states. Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

Line and stateRankPremium writtenShareYear
Credit in Hawaii
Credit
#1$3.4M26.33%2025
Surety bonds in Indiana
Surety
#1$30.3M15.56%2025
Ocean marine in Maine
Ocean Marine
#1$9.5M19.61%2025
Commercial auto in Tennessee
Commercial Auto Physical Damage
#1$49.0M11.86%2025
Ocean marine in Vermont
Ocean Marine
#1$763,00019.51%2025
Ocean marine in Arkansas
Ocean Marine
#2$3.6M9.76%2025
Ocean marine in Hawaii
Ocean Marine
#2$3.7M12.84%2025
Credit in Maryland
Credit
#2$5.8M18.96%2025
Credit in Massachusetts
Credit
#2$10.8M13.81%2025
Ocean marine in New Hampshire
Ocean Marine
#2$2.7M11.57%2025
Credit in Rhode Island
Credit
#2$1.1M14.79%2025
Credit in Connecticut
Credit
#3$6.0M13.41%2025
Ocean marine in Kansas
Ocean Marine
#3$791,0006.27%2025
Ocean marine in Massachusetts
Ocean Marine
#3$15.8M9.93%2025
Surety bonds in North Carolina
Surety
#3$14.8M4.73%2025
Ocean marine in Oklahoma
Ocean Marine
#3$2.2M10.55%2025
Credit in Vermont
Credit
#3$393,00012.97%2025
Surety bonds in Delaware
Surety
#4$2.3M5.08%2025
Ocean marine in Iowa
Ocean Marine
#4$813,0006.35%2025
Fidelity bonds in Kansas
Fidelity
#4$761,0006.49%2025
Surety bonds in Maryland
Surety
#4$15.8M6.62%2025
Surety bonds in Nevada
Surety
#4$12.0M6.71%2025
Credit in New Hampshire
Credit
#4$1.3M10.88%2025
Ocean marine in West Virginia
Ocean Marine
#4$382,0007.49%2025
Ocean marine in Alaska
Ocean Marine
#5$3.1M7.19%2025
Credit in District of Columbia
Credit
#5$2.8M8.25%2025
Surety bonds in Florida
Surety
#5$37.9M4.50%2025
Commercial auto in Tennessee
Total Commercial Auto
#5$62.5M4.38%2025
Crime (burglary and theft) in Wyoming
Burglary and Theft
#5$31,0004.63%2025
Crime (burglary and theft) in Alaska
Burglary and Theft
#6$43,0003.42%2025
Surety bonds in Missouri
Surety
#6$6.1M3.68%2025
Surety bonds in North Dakota
Surety
#6$1.4M3.77%2025
Ocean marine in Oregon
Ocean Marine
#6$2.3M4.31%2025
Ocean marine in Rhode Island
Ocean Marine
#6$3.6M5.98%2025
Surety bonds in South Carolina
Surety
#6$5.2M3.19%2025
Surety bonds in Virginia
Surety
#6$14.3M4.21%2025
Credit in Virginia
Credit
#6$3.9M6.11%2025
Surety bonds in Alabama
Surety
#7$5.7M4.03%2025
Surety bonds in District of Columbia
Surety
#7$12.4M4.18%2025
Surety bonds in Illinois
Surety
#7$8.4M2.28%2025
Ocean marine in Maryland
Ocean Marine
#7$3.4M4.36%2025
Surety bonds in Montana
Surety
#7$1.8M3.56%2025
Surety bonds in Ohio
Surety
#7$9.7M3.89%2025
Credit in South Carolina
Credit
#7$1.7M5.33%2025
Inland marine in Colorado
Inland Marine
#8$19.1M2.91%2025
Credit in Florida
Credit
#8$5.8M2.38%2025
Credit in Georgia
Credit
#8$3.4M3.37%2025
Surety bonds in Kentucky
Surety
#8$2.8M2.39%2025
Surety bonds in Michigan
Surety
#8$6.3M3.50%2025
Surety bonds in Minnesota
Surety
#8$4.2M3.67%2025
Ocean marine in Mississippi
Ocean Marine
#8$883,0004.69%2025
Credit in New Jersey
Credit
#8$4.2M3.34%2025
Credit in New York
Credit
#8$20.9M5.96%2025
Ocean marine in North Carolina
Ocean Marine
#8$3.1M2.57%2025
Credit in North Carolina
Credit
#8$4.6M5.35%2025
Credit in Oregon
Credit
#8$970,0003.76%2025
Credit in Tennessee
Credit
#8$3.8M5.21%2025
Ocean marine in Washington
Ocean Marine
#8$8.4M3.41%2025
Surety bonds in Washington
Surety
#8$8.4M3.30%2025
Ocean marine in Connecticut
Ocean Marine
#9$3.0M2.96%2025

Showing the best 60 of 75 top-10 placements.

Method and source

Each row comes from the named regulator's public company list on the date shown, joined by NAIC number. "Admitted" means licensed by the state and backed by its guaranty fund; "surplus lines" means eligible to take risks the admitted market declines, without rate or form approval or guaranty fund protection. Premium and rank come from state market share reports that list every company. This is a public-records directory, not a rating or recommendation; for the company's own filings use the NAIC's Consumer Information Source.

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