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Directory · New York · Credit

Who writes credit in New York

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Allianz Insurance Group wrote the most credit in New York in 2025, $51.6M and 14.7% of the state's premium; the top five groups hold 55%. New York's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the New York page.

By Sam Alishahi, independent insurance broker · All lines in New York

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in New York

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Allianz Insurance Group$51.6M14.74%31%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
2American Financial Group$45.2M12.92%25%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
3Ohio Indemnity Company$39.3M11.22%56%—
4Ms & Ad Insurance Group$29.1M8.32%22%Mitsui Sumitomo Insurance Company of America, MS Transverse Insurance Company, MS Transverse Specialty Insurance Company, Mitsui Sumitomo Insurance USA Inc.
5Atradius Trade Credit Insurance, Inc.$25.6M7.31%16%—
6Arch Insurance Group$23.3M6.66%19%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
7Fairfax Financial Group$22.7M6.50%35%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
8Intact Financial Group$20.9M5.96%32%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
9Scor Group$14.0M3.99%15%General Security National Insurance Company, General Security Indemnity Company of Arizona
10American International Group$9.9M2.82%50%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
Turned down?

Last resort for credit in New York

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Excess Line Association of New York (DFS-licensed and eligible excess line insurers) company list, read 2026-10-17 and the surplus lines list. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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