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Directory · New Jersey · Credit

Who writes credit in New Jersey

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Arch Insurance Group wrote the most credit in New Jersey in 2025, $32.1M and 25.4% of the state's premium; the top five groups hold 76%. New Jersey's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the New Jersey page.

By Sam Alishahi, independent insurance broker · All lines in New Jersey

Top 10 · NAIC table: 28 - Credit

The insurer groups that write the most credit in New Jersey

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Arch Insurance Group$32.1M25.40%43%Arch Insurance (UK) Limited, Arch Mortgage Insurance Company, Arch Indemnity Insurance Company, Arch Specialty Insurance Company
2Allianz Insurance Group$27.9M22.02%32%Allianz Global Risks US Insurance Company, Jefferson Insurance Company, Fireman's Fund Insurance Company, AGCS Marine Insurance Company
3American Financial Group$16.5M13.02%19%Great American Insurance Company, Great American Assurance Company, National Interstate Insurance Company, Great American Alliance Insurance Company
4Atradius Trade Credit Insurance, Inc.$13.0M10.26%14%—
5Brookfield Wealth Solutions Group$6.3M4.97%14%American National Property and Casualty Company, American National Lloyds Insurance Company, Argonaut Insurance Company, Colony Insurance Company
6Tiptree Financial Group$5.9M4.64%50%Lyndon Southern Insurance Company, Response Indemnity Company of California, Fortegra Specialty Insurance Company, Insurance Company of the South
7Amtrust Financial Serv Group$4.9M3.85%141%Wesco Insurance Company, Technology Insurance Company, Inc., Security National Insurance Company, AmTrust Insurance Company
8Intact Financial Group$4.2M3.34%69%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
9American International Group$4.0M3.17%82%National Union Fire Insurance Company of Pittsburgh, Pennsylvania, AIG Property Casualty Company, Lexington Insurance Company, AIU Insurance Company
10Fairfax Financial Group$2.3M1.79%29%United States Fire Insurance Company, Zenith Insurance Company, Hudson Insurance Company, North River Insurance Company (The)
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Last resort for credit in New Jersey

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the New Jersey insurance regulator company list, read 2026-10-18 and the surplus lines list. Admitted list 'Licensed Insurance Carriers' (Last-Modified: Sat, 17 Oct 2026 15:16:06 GMT) covers every licensed carrier of every kind (P&C, life, health, title, fraternal, HMO...). It gives name, address, phone, NAIC number only: no company type, no lines, no domicile, no license date, so everything is kept and type/lines/domicile/since are empty; filter P&C by NAIC code against another source. Extra fields addr_state/address/phone are the mailing address on the list, not the state of domicile. 25 rows show 'NAIC No. 0' on the list (managed-care / medical-review vendors and purchasing alliances, not insurers) and are kept with naic=''. 6 exact repeats (same NAIC + name, second address) were collapsed to one row. White list prints the same NAIC code for more than one company (kept as printed, verify before matching): 13064 = Tudor Insurance Co. / United National Insurance Co.. Surplus Lines White List dated 2026-09-16: 219 foreign/domestic eligible insurers with 5-digit NAIC codes (domicile NJ set only for the domestic section; foreign rows have no domicile on the list) and 95 alien insurers carried with naic='' and their NAIC IID/AIN number in the extra 'ain' field. 'eligible' is filled only where a footnote gives an approval effective date (this release's additions); other rows have no date on the list. Footnote markers like (A-3)/(NC-3) are stripped from names. "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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