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Directory · Ohio · Surety bonds

Who writes surety bonds in Ohio

Top insurer groups from the NAIC market share report; the state's list carries no lines of authority.

Travelers Group wrote the most surety bonds in Ohio in 2025, $30.6M and 12.2% of the state's premium; the top five groups hold 41%. Ohio's company list doesn't say which lines each company is licensed for, so the ranking below is the NAIC's top 10 groups; every licensed company is on the Ohio page.

By Sam Alishahi, independent insurance broker · All lines in Ohio

Top 10 · NAIC table: 24 - Surety

The insurer groups that write the most surety bonds in Ohio

Top 10 insurer groups by direct premium written in 2025, from the NAIC's Market Share Reports for Property/Casualty Groups and Companies by State. A group is the parent and its insurance companies together; share is the group's part of the state total for the line; loss ratio is losses incurred over premium earned.

#Insurer groupPremium writtenShareLoss ratioMember companies here
1Travelers Group$30.6M12.22%11%Travelers Property Casualty Company of America, Standard Fire Insurance Company (The), Travelers Personal Insurance Company, Travelers Casualty and Surety Company of America
2Liberty Mutual Group$23.6M9.43%13%Safeco Insurance Company of America, Liberty Insurance Underwriters, Inc., Liberty Mutual Fire Insurance Company, Liberty County Mutual Insurance Company
3Cna Insurance Group$18.6M7.41%10%Continental Casualty Company, Continental Insurance Company, (The), American Casualty Company of Reading, Pennsylvania, National Fire Insurance Company of Hartford
4Westfield Group$17.0M6.80%1%Westfield Insurance Company, Westfield National Insurance Company, American Select Insurance Company, Westfield Specialty Insurance Company
5Zurich Insurance Group$11.8M4.73%—Zurich American Insurance Company, Rural Community Insurance Company, American Zurich Insurance Company, American Guarantee and Liability Insurance Company
6Cincinnati Financial Group$10.1M4.03%10%Cincinnati Insurance Company (The), Cincinnati Casualty Company (The), Cincinnati Indemnity Company (The), Cincinnati Specialty Underwriters Insurance Company (The)
7Intact Financial Group$9.7M3.89%17%Atlantic Specialty Insurance Company, Homeland Insurance Company of New York, OBI National Insurance Company, Homeland Insurance Company of Delaware
8Chubb Ltd Group$8.8M3.52%—Federal Insurance Company, Ace American Insurance Company, Ace Property and Casualty Insurance Company, Chubb Lloyd's Insurance Company of Texas
9Hartford Fire & Casualty Group$7.5M2.99%5%Hartford Fire Insurance Company, Hartford Underwriters Insurance Company, Hartford Casualty Insurance Company, Twin City Fire Insurance Company (The)
10Axis Capital Group$7.2M2.88%70%AXIS Insurance Company, AXIS Surplus Insurance Company, AXIS Reinsurance Company, AXIS Specialty Insurance Company
Turned down?

Last resort for surety bonds in Ohio

Last resortLinesWhereHow to get in
Surplus lines and Lloyd's open marketallall states, under each state's diligent-search rulesThrough surplus lines wholesalers; commercial property and liability have no guaranteed plan, so this is their last stepSource

Method and source

Source: the Ohio Department of Insurance company list, read 2026-10-17. Ohio's authorized list carries a company type code; the department publishes no surplus lines list (eligibility follows the home state and the NAIC Quarterly Listing). "Premium" is direct premium written in the state for the year shown; "share" is that company's part of the state total for the line. A company can be licensed for a line and write none of it, and a surplus lines insurer can write a line without a state license for it.

Open to use. Cite "Alishahi Insurance insurance company directory" and link here. CSV · JSON.

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